MCC 5732¶
Description: Electronics Sale
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| Absolute Sound | Non-official reference (db) |
| Aftershock | Non-official reference (db) |
| Amazon | Non-official reference (db) |
| An Digital Lock | Non-official reference (visa) |
| An Digital Lock Pl(12M) | Non-official reference (visa) |
| Analogue+ | Non-official reference (db) |
| Apple | Non-official reference (db) |
| Apple Education Store | Non-official reference (db) |
| Atlas | Non-official reference (visa) |
| Audio House | Non-official reference (db) |
| Bamboo | Non-official reference (visa) |
| Ban Leong Technologies Limited | Non-official reference (visa) |
| Best Denki | Non-official reference (db) |
| Blacklabel | Non-official reference (visa) |
| Bose | Non-official reference (db) |
| Carousell | Non-official reference (db) |
| Century Square | Non-official reference (visa) |
| Challenger | Non-official reference (db) |
| Cinch | Non-official reference (db) |
| Collective | Non-official reference (chope) |
| Compasia Sg | Non-official reference (visa) |
| Courts | Non-official reference (db) |
| Creative | Non-official reference (db) |
| Dell | Non-official reference (db) |
| Delonghi | Non-official reference (visa) |
| Dragonfly Bar | Non-official reference (chope) |
| Dyson | Non-official reference (visa) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Elemen F&Amp;B Pte. Ltd.( | Non-official reference (visa) |
| Epicentre | Non-official reference (db) |
| eplanetworld.com | Non-official reference (db) |
| Europace | Non-official reference (visa) |
| Gadget Mix | Non-official reference (db) |
| Gadget Plus | Non-official reference (db) |
| Gain City | Non-official reference (db) |
| Gamepro Shop | Non-official reference (visa) |
| Hachi.Tech | Non-official reference (db) |
| Harvey Norman | Non-official reference (db) |
| Health | Non-official reference (visa) |
| Iffalcon Singapore | Non-official reference (visa) |
| Insta360 | Non-official reference (visa) |
| iStudio | Non-official reference (db) |
| Jabra | Non-official reference (db) |
| James | Non-official reference (visa) |
| Kenwood | Non-official reference (visa) |
| Klipsch | Non-official reference (db) |
| LG Singapore | Non-official reference (public) |
| Lilong | Non-official reference (visa) |
| Louis | Non-official reference (visa) |
| LUMOS Projector | Non-official reference (visa) |
| Lumosprojector.Ph | Non-official reference (visa) |
| Luxus Digital | Non-official reference (visa) |
| Mayer | Non-official reference (visa) |
| Mega Discount Store | Non-official reference (db) |
| Metapod.Com | Non-official reference (visa) |
| Microsoft Corporation | Non-official reference (visa) |
| Microsoft Store | Non-official reference (db) |
| Mobile Life | Non-official reference (db) |
| MobileStop | Non-official reference (db) |
| Nubox | Non-official reference (db) |
| Ogawa | Non-official reference (db) |
| Order | Non-official reference (visa) |
| OSIM | Non-official reference (db) |
| Panasonic | Non-official reference (public) |
| Parisilk | Non-official reference (db) |
| Philips | Non-official reference (db) |
| Powerhouse | Non-official reference (db) |
| Prism+ | Non-official reference (db) |
| Rationaleco | Non-official reference (visa) |
| Razer | Non-official reference (db) |
| Revolution | Non-official reference (visa) |
| Ricciotti (Riverwalk) | Non-official reference (chope) |
| Ruhens | Non-official reference (visa) |
| Samsung | Non-official reference (db) |
| Samsung Education Store | Non-official reference (db) |
| Secret Lab | Non-official reference (db) |
| Sennheiser Online | Non-official reference (visa) |
| Seven | Non-official reference (visa) |
| Shop Viewsonic Sg | Non-official reference (visa) |
| ShopBack | Non-official reference (visa) |
| Shopee | Non-official reference (db) |
| Singtel | Non-official reference (db) |
| Sol & Ora (Sentosa) | Non-official reference (chope) |
| Sony | Non-official reference (db) |
| Stereo | Non-official reference (db) |
| Stryv | Non-official reference (public) |
| Supernova | Non-official reference (visa) |
| Switch+ | Non-official reference (visa) |
| TCL | Non-official reference (db) |
| Toby | Non-official reference (visa) |
| Wendy | Non-official reference (visa) |
| Wolfgang | Non-official reference (visa) |
| Woodlands Domestic | Non-official reference (visa) |
| Worldpay | Non-official reference (visa) |
| Xiaomi | Non-official reference (db) |
| Zeppelin & Co | Non-official reference (db) |
Street Truth / User-Reported Exceptions¶
Eight telco: MCC 4814, 5732 (exception, user verified, risk: low)¶
User reported that eight telco physical top-up machines can code as either MCC 4814 (under KM Facilities Management) or MCC 5732 (under 11 Communication Pte Ltd) depending on the specific terminal used.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Eight telco |
| MCC | 4814/5732 |
| Devaluation risk | low |
| Last verified | 2026-05-22T06:24:29+00:00 |
| Last seen | 2026-05-22T06:25:10+00:00 |
| Observed result | Some terminals coded as MCC 5732 (Electronics Stores), allowing cards like HSBC Revolution to earn bonus miles. |
| Public/official layer | Telco top-ups typically code as MCC 4814. |
| Caveat | MCC varies by the specific payment terminal used at the event/location. |
11 Communication Pte. Ltd: MCC 5732 (exception, user verified, risk: low)¶
User reported that 11 Communication Pte. Ltd codes as MCC 5732 (Electronics Sale) instead of 4814
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | 11 Communication Pte. Ltd |
| MCC | 5732 |
| Devaluation risk | low |
| Last verified | 2026-05-22T05:19:02+00:00 |
| Last seen | 2026-05-22T05:21:50+00:00 |
| Observed result | Coded as 5732, which can earn bonus miles on cards like HSBC Revolution |
| Caveat | Terminal setups may be inconsistent across branches |
Gain City: MCC 5732 (exception, user verified, risk: low)¶
User reported that gain City allows customers to make split payments online via custom payment links sent by staff, enabling users to break down large transactions to fit within monthly credit card rewards caps.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Gain City |
| Card | Citi Rewards Card |
| MCC | 5732 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T00:58:00+00:00 |
| Observed result | Staff can generate multiple online payment links for a single invoice to spread payments across statement months. |
| Caveat | Requires coordinating with Gain City staff to generate and send the online payment links. |