Gain City¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5311 | Department Stores | Non-official reference (db) |
| 5732 | Electronics Sale | Non-official reference (db) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Gain City |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Gain City |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Gain City |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Gain City |
4 mpd | S$1,000 | This is a whitelist MCC | |
| UOB Preferred Visa Card Gain City |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Gain City |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Gain City |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Gain City |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card Gain City |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop | |
| UOB Reserve Credit Card Gain City |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Gain City |
15% | S$250 | S$2,000 | Must select Shopping category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| CIMB Visa Signature Gain City |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Gain City |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Gain City |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Gain City |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
Gain City: MCC 5732 (exception, user verified, risk: low)¶
User reported that gain City allows customers to make split payments online via custom payment links sent by staff, enabling users to break down large transactions to fit within monthly credit card rewards caps.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Gain City |
| Card | Citi Rewards Card |
| MCC | 5732 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T00:58:00+00:00 |
| Observed result | Staff can generate multiple online payment links for a single invoice to spread payments across statement months. |
| Caveat | Requires coordinating with Gain City staff to generate and send the online payment links. |