Seven¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5699 | Miscellaneous Apparel and Accessory Shops | Non-official reference (visa) |
| 5732 | Electronics Sale | Non-official reference (visa) |
| 5931 | Used Merchandise and Secondhand Stores | Non-official reference (visa) |
| 5943 | Stationery Stores, Office and School Supply Stores | Non-official reference (visa) |
| 5945 | Hobby, Toy, and Game Shops | Non-official reference (visa) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (visa) |
| 7311 | Advertising Services | Non-official reference (visa) |
| 7922 | Theatrical Producers (except Motion Pictures), Ticket Agencies | Non-official reference (visa) |
| 8999 | Professional Services (not Elsewhere Defined) | Non-official reference (visa) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| HSBC Revolution Credit Card Seven |
4 mpd | S$1,000 | This is a whitelist MCC | |
| UOB Preferred Visa Card Seven |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Seven |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Seven |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Seven |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Seven |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Seven |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Seven |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Seven |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Seven |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Seven |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| OCBC Frank Credit Card Seven |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Seven |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Seven |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| DCS CASHBACK Card Seven |
5% | S$50 | S$400 |
Street Truth / User-Reported Exceptions¶
Shopee: MCC 5331 (exception, user verified, risk: low)¶
User reported that oCBC Rewards awards bonus points for Shopee purchases based on merchant name rather than MCC, earning bonuses even if the MCC is 5331 (Variety Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Shopee |
| Card | OCBC Rewards |
| MCC | 5331 |
| Last verified | 2026-04-17T14:58:01+00:00 |
| Last seen | 2026-04-17T14:59:46+00:00 |
| Observed result | Shopee transactions earn bonus points based on merchant description regardless of the underlying MCC (except ShopeePay). |
| Public/official layer | OCBC Rewards typically awards bonuses based on specific whitelisted MCCs. |
| Caveat | ShopeePay top-ups (MCC 5262) are excluded. |
KKKL Travel Tours Pte Ltd: MCC 4722 (exception, user verified, risk: low)¶
User reported that kKKL Travel Tours Pte Ltd codes as MCC 4722 (Travel Agencies) but processes as a foreign entity, incurring a 1% fee and failing local travel category criteria for Maybank cards even when charged in SGD.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | KKKL Travel Tours Pte Ltd |
| Card | Maybank |
| MCC | 4722 |
| Fees / surcharges | 1% Foreign Entity Fee |
| Devaluation risk | low |
| Last verified | 2026-03-23T07:35:52+00:00 |
| Last seen | 2026-03-23T07:35:52+00:00 |
| Observed result | Processed as foreign entity despite SGD charge, incurring 1% fee and missing local travel bonus. |
| Public/official layer | Local travel categories require local entity processing. |
| Caveat | Change currency to non-SGD to qualify for foreign spend categories instead. |
Sevenrooms (exception, user verified, risk: low)¶
User reported that restaurant reservation payments made on Sevenrooms are coded as Travel, making them eligible for online travel bonus rates on cards like the DBS Woman's World Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sevenrooms |
| Card | DBS Woman's World Card |
| MCC | Travel |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-12-13 |
| Last seen | 2024-12-13T12:48:25+00:00 |
| Observed result | Tagged as Travel and successfully earned bonus points on DBS WWMC |