Shopee¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5262 | Marketplaces | Non-official reference (db) |
| 5311 | Department Stores | Non-official reference (db) |
| 5331 | Variety Stores | Non-official reference (db) |
| 5399 | Miscellaneous General Merchandise | Non-official reference (db) |
| 5411 | Grocery Stores, Supermarkets | Non-official reference (db) |
| 5732 | Electronics Sale | Non-official reference (db) |
| 5734 | Computer Software Stores | Non-official reference (db) |
| 5812 | Eating Places and Restaurants | Non-official reference (db) |
| 5818 | Digital Goods — Multi-category | Non-official reference (db) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (db) |
| 6300 | Insurance Sales, Underwriting, and Premiums | Non-official reference (db) |
| 6540 | Non-financial Institutions – Stored Value Card Purchase/load; Poi Funding Transactions | Non-official reference (db) |
| 7278 | Buying and Shopping Services and Clubs | Non-official reference (db) |
| 7372 | Computer Programming, Integrated Systems Design and Data Processing Services | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| OCBC Rewards Card Shopee |
6 mpd | S$1,000 | This is an eligible merchant; This is a promotional reward | |
| Citi Rewards Card Shopee |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Shopee |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Shopee |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Shopee |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card Shopee |
4 mpd | S$1,000 | S$500 | |
| UOB Preferred Visa Card Shopee |
4 mpd | S$600 | Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card Shopee |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Shopee |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card Shopee |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Shopee |
15% | S$250 | S$2,000 | Must select Shopping category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| CIMB Visa Signature Shopee |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Shopee |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| UOB One Card Shopee |
10% | S$2,000 | Cashback is given quarterly; You must hit the minimum spending for 3 consecutive months | |
| HSBC Live+ Card Shopee |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
Street Truth / User-Reported Exceptions¶
Shopee: MCC 5262 (exception, user verified, risk: high)¶
User reported that direct credit card payments for goods on Shopee have been observed coding as ShopeePay MP (MCC 5262) instead of standard e-commerce, affecting bonus earn rates on cards like UOB One, HSBC Revolution, and DBS WWMC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Merchant | Shopee |
| Card | UOB One, HSBC Revolution, DBS WWMC |
| MCC | 5262 |
| Last verified | 2026-05-16T07:30:46+00:00 |
| Last seen | 2026-05-16T07:30:46+00:00 |
| Observed result | Direct payments coded as MCC 5262 (ShopeePay MP), potentially jeopardizing bonus cashback or miles. |
| Public/official layer | Direct purchases on Shopee should code as e-commerce/retail. |
| Caveat | May be related to auto top-up settings or a temporary platform glitch. |
Lazada: MCC 5262 (exception, user verified, risk: medium)¶
User reported that lazada purchases can code under MCC 5262 (Home Supply Warehouse), which falls outside the UOB Lady's Card 'Shopping' category. Large e-commerce platforms like Lazada, Shopee, Amazon, and Taobao use a pool of unpredictable MCCs.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Lazada |
| Card | UOB Lady's Card |
| MCC | 5262 |
| Programme | UOB Uni$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-06-06 |
| Last seen | 2026-06-06T09:31:25+00:00 |
| Observed result | Lazada transaction coded as MCC 5262 and did not qualify for the Shopping category bonus |
| Public/official layer | UOB Lady's Shopping category covers specific retail MCCs, but excludes MCC 5262 |
| Caveat | E-commerce platforms use multiple MCCs, making bonus point eligibility unpredictable |
Shopee: MCC 6540 (exception, user verified, risk: high)¶
User reported that shopee checkout transactions may unexpectedly code as ShopeePay (MCC 6540) and be excluded from rewards
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Shopee |
| Card | DBS Woman's World Mastercard |
| MCC | 6540 |
| Last verified | 2026-04-16T06:54:11+00:00 |
| Last seen | 2026-04-16T06:54:11+00:00 |
| Observed result | Transactions coded as ShopeePay (MCC 6540) and earned no points. |
| Public/official layer | Regular Shopee purchases should code as MCC 5262 and earn online rewards. |
| Caveat | Users report regular purchases coding as e-wallet top-ups, resulting in zero points on DBS WWMC and exclusion from OCBC sign-up promos. | Stacking: Shopee -> ShopeePay -> DBS WWMC |
Shopee: MCC 5331 (exception, user verified, risk: low)¶
User reported that oCBC Rewards awards bonus points for Shopee purchases based on merchant name rather than MCC, earning bonuses even if the MCC is 5331 (Variety Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Shopee |
| Card | OCBC Rewards |
| MCC | 5331 |
| Last verified | 2026-04-17T14:58:01+00:00 |
| Last seen | 2026-04-17T14:59:46+00:00 |
| Observed result | Shopee transactions earn bonus points based on merchant description regardless of the underlying MCC (except ShopeePay). |
| Public/official layer | OCBC Rewards typically awards bonuses based on specific whitelisted MCCs. |
| Caveat | ShopeePay top-ups (MCC 5262) are excluded. |