Louis¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5065 | Electrical Parts and Equipment | Non-official reference (visa) |
| 5085 | Industrial Supplies, Not Elsewhere Classified | Non-official reference (visa) |
| 5310 | Discount Stores | Non-official reference (visa) |
| 5611 | Men’s and Boy’s Clothing and Accessories Stores | Non-official reference (visa) |
| 5621 | Women’s Ready-to-wear Stores | Non-official reference (visa) |
| 5699 | Miscellaneous Apparel and Accessory Shops | Non-official reference (visa) |
| 5719 | Miscellaneous Home Furnishing Specialty Stores | Non-official reference (visa) |
| 5732 | Electronics Sale | Non-official reference (visa) |
| 5734 | Computer Software Stores | Non-official reference (visa) |
| 5816 | Digital Goods — Games | Non-official reference (visa) |
| 5931 | Used Merchandise and Secondhand Stores | Non-official reference (visa) |
| 5945 | Hobby, Toy, and Game Shops | Non-official reference (visa) |
| 5972 | Stamp and Coin Stores – Philatelic and Numismatic Supplies | Non-official reference (visa) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (visa) |
| 7311 | Advertising Services | Non-official reference (visa) |
| 7372 | Computer Programming, Integrated Systems Design and Data Processing Services | Non-official reference (visa) |
| 7399 | Business Services, Not Elsewhere Classified | Non-official reference (visa) |
| 8999 | Professional Services (not Elsewhere Defined) | Non-official reference (visa) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| HSBC Revolution Credit Card Louis |
4 mpd | S$1,000 | This is a whitelist MCC | |
| UOB Preferred Visa Card Louis |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Louis |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Louis |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Louis |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Louis |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Louis |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Louis |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Louis |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Louis |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Louis |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| OCBC Frank Credit Card Louis |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Louis |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Louis |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| DCS CASHBACK Card Louis |
5% | S$50 | S$400 |
Street Truth / User-Reported Exceptions¶
Parks Canada / Banff & Lake Louise Tourism: MCC 8398, 9399 (exception, user verified, risk: low)¶
User reported that purchasing a Parks Canada Discovery Pass via the official Parks Canada website codes as MCC 9399 (Government Services), whereas purchasing it via the Banff & Lake Louise Tourism website codes as MCC 8398 (Charitable and Social Service Organisations).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Parks Canada / Banff & Lake Louise Tourism |
| MCC | 9399, 8398 |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T02:50:28+00:00 |
| Observed result | Parks Canada website codes as MCC 9399; Banff & Lake Louise Tourism website codes as MCC 8398. |
| Caveat | Buying via the tourism website allows avoiding the government services MCC exclusion on many credit cards. |