MCC 5734¶
Description: Computer Software Stores
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| 1-Arden | Non-official reference (chope) |
| 3 Cheers Patisserie | Non-official reference (visa) |
| 9s Seafood | Non-official reference (visa) |
| Adaptabledesk | Non-official reference (visa) |
| Addictude | Non-official reference (visa) |
| Adobe Creative Cloud | Non-official reference (db) |
| Advocado | Non-official reference (visa) |
| Aliexpress | Non-official reference (db) |
| Allies Of Skin | Non-official reference (visa) |
| Amazon | Non-official reference (db) |
| Ameliorate Crysta | Non-official reference (visa) |
| Ana Hana Flower | Non-official reference (visa) |
| Anothersole - Vvc | Non-official reference (visa) |
| Anothersole Intl | Non-official reference (visa) |
| Anya Active | Non-official reference (visa) |
| Ao Broth | Non-official reference (visa) |
| Assemble Sg | Non-official reference (visa) |
| Atlas VPN | Non-official reference (db) |
| Atrix | Non-official reference (visa) |
| Aviva | Non-official reference (ai suggested) |
| Baby Kingdom | Non-official reference (visa) |
| Baby Tula Asia | Non-official reference (db) |
| Babysits | Non-official reference (visa) |
| Barking Good | Non-official reference (visa) |
| Bedding Affairs | Non-official reference (visa) |
| Bedtribe/3 | Non-official reference (visa) |
| Beer Force | Non-official reference (visa) |
| Beirut Grill | Non-official reference (visa) |
| Benjamin Barker | Non-official reference (db) |
| Bertsica Co Pte Ltd | Non-official reference (visa) |
| Binomio | Non-official reference (chope) |
| Birds of Paradise | Non-official reference (db) |
| Blood | Non-official reference (visa) |
| Blue Jasmine Sing | Non-official reference (visa) |
| Bonchon | Non-official reference (db) |
| Booking.com | Non-official reference (visa) |
| Bread Yard | Non-official reference (chope) |
| Briohr | Non-official reference (visa) |
| Burpple | Non-official reference (visa) |
| Bykurahome | Non-official reference (visa) |
| Bynd Artisan Hv | Non-official reference (visa) |
| Cake Defi | Non-official reference (visa) |
| Calendar.com | Non-official reference (db) |
| CareSense | Non-official reference (db) |
| Carousell | Non-official reference (db) |
| Challenger | Non-official reference (db) |
| Cheeselads | Non-official reference (chope) |
| Chinatown Tai Chong Kok Confectionery Hue Kee | Non-official reference (visa) |
| Choice Furniture | Non-official reference (visa) |
| Chupitos | Non-official reference (chope) |
| City Energy | Non-official reference (visa) |
| City Osteopathy Physiotherapy | Non-official reference (visa) |
| City Sprout | Non-official reference (visa) |
| Classpass | Non-official reference (visa) |
| Clubhouse SG | Non-official reference (visa) |
| Coexist Coffee Co. | Non-official reference (visa) |
| Commune | Non-official reference (db) |
| Convivial | Non-official reference (chope) |
| Core Collective | Non-official reference (visa) |
| Crazy Egg | Non-official reference (db) |
| Crunch Cutlery | Non-official reference (visa) |
| CycleLogy | Non-official reference (db) |
| Decker Barbecue | Non-official reference (chope) |
| Delugs | Non-official reference (visa) |
| Dermatology Co | Non-official reference (visa) |
| Dickson Nasi Lemak | Non-official reference (visa) |
| Dillydeli | Non-official reference (visa) |
| Dior (Online) | Non-official reference (db) |
| Dirty Cheesecake | Non-official reference (visa) |
| Dolce Vita | Non-official reference (chope) |
| Dragonfly Bar | Non-official reference (chope) |
| Drips Bakery | Non-official reference (visa) |
| Dutch Colony | Non-official reference (visa) |
| Edureka | Non-official reference (db) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Element @ Amara Singapore | Non-official reference (chope) |
| Escentials.Com | Non-official reference (visa) |
| ESET | Non-official reference (db) |
| Eset Asia | Non-official reference (visa) |
| Espoir | Non-official reference (chope) |
| Esquina | Non-official reference (chope) |
| ewineasia | Non-official reference (visa) |
| ExpressVPN | Non-official reference (db) |
| Fairmont At Home | Non-official reference (visa) |
| Fassler Gourmet | Non-official reference (visa) |
| FoodPanda | Non-official reference (db) |
| Futur Living | Non-official reference (visa) |
| Gadget Mix | Non-official reference (db) |
| Gardens By The Bay | Non-official reference (visa) |
| Giving.sg | Non-official reference (ai suggested) |
| Goldenroy | Non-official reference (visa) |
| Goodwill | Non-official reference (visa) |
| Google Wallet | Non-official reference (visa) |
| Googleplay | Non-official reference (visa) |
| Grill Ninety Nine | Non-official reference (chope) |
| Harts Salon | Non-official reference (visa) |
| Heavenluxe | Non-official reference (visa) |
| Helpling | Non-official reference (db) |
| Hom Yoga | Non-official reference (db) |
| Honeypeach Bakery | Non-official reference (visa) |
| Hopscotch (Gardens By The Bay) | Non-official reference (chope) |
| Humble Bundle | Non-official reference (db) |
| Humming Birds | Non-official reference (visa) |
| Immortals | Non-official reference (ai suggested) |
| Inlinex | Non-official reference (visa) |
| Insane Meals (Ketomei Pte Ltd) | Non-official reference (visa) |
| Insane Meals (Ketomei) | Non-official reference (visa) |
| Island Creamery | Non-official reference (db) |
| James | Non-official reference (visa) |
| Jett Barbecue | Non-official reference (visa) |
| Joaquim Florist | Non-official reference (visa) |
| Joseph | Non-official reference (visa) |
| Journey East | Non-official reference (db) |
| JTB | Non-official reference (visa) |
| Kaeden Cafe | Non-official reference (chope) |
| Kaspersky | Non-official reference (db) |
| Kazbar | Non-official reference (chope) |
| Kickstarter Boldr Odys | Non-official reference (visa) |
| Killiney Kopitiam | Non-official reference (db) |
| KOMYUNITI | Non-official reference (chope) |
| Kooks Creamery | Non-official reference (visa) |
| Latitudepay Sg | Non-official reference (visa) |
| Lazada | Non-official reference (db) |
| Lenskart | Non-official reference (visa) |
| Lime House | Non-official reference (visa) |
| Louis | Non-official reference (visa) |
| Lushprotein | Non-official reference (visa) |
| Madison's | Non-official reference (chope) |
| Majestic Restaurant | Non-official reference (chope) |
| Mandarin Oriental Intl | Non-official reference (visa) |
| Mankind Media Pte. Ltd. | Non-official reference (visa) |
| Market Bistro | Non-official reference (chope) |
| Micro | Non-official reference (visa) |
| Microsoft Corporation | Non-official reference (visa) |
| Microsoft Store | Non-official reference (db) |
| Minimakers | Non-official reference (visa) |
| Mint Home | Non-official reference (db) |
| MO BAR | Non-official reference (chope) |
| Mogushop | Non-official reference (visa) |
| Mr Donation | Non-official reference (visa) |
| My Greatest Child | Non-official reference (visa) |
| Nalan (City Hall) | Non-official reference (visa) |
| Nalan Restaurant (City Hall) | Non-official reference (chope) |
| Natural Springs | Non-official reference (visa) |
| Neonmello | Non-official reference (visa) |
| Nitori | Non-official reference (db) |
| Noah | Non-official reference (visa) |
| Nomadssoiree | Non-official reference (visa) |
| NordVPN | Non-official reference (db) |
| Norton LifeLock | Non-official reference (db) |
| NTUC Income | Non-official reference (ai suggested) |
| Nuffield Wellness | Non-official reference (visa) |
| Nutrition Kitchen | Non-official reference (visa) |
| OCDEE | Non-official reference (visa) |
| OETEO | Non-official reference (visa) |
| Ohvola1 | Non-official reference (visa) |
| Oleah Handcrafted | Non-official reference (visa) |
| Omno | Non-official reference (visa) |
| ONE Championship | Non-official reference (visa) |
| Ong Shunmugam | Non-official reference (visa) |
| Order | Non-official reference (visa) |
| Park90 | Non-official reference (chope) |
| Paypal | Non-official reference (visa) |
| Peek App | Non-official reference (db) |
| Perfingo | Non-official reference (db) |
| Perromart Sg | Non-official reference (visa) |
| Picolino (Orchard) | Non-official reference (chope) |
| PizzaFace (Concourse) | Non-official reference (chope) |
| Plain Vanilla Neil Road | Non-official reference (chope) |
| Plateless | Non-official reference (visa) |
| Playdress | Non-official reference (visa) |
| Pn Play Store | Non-official reference (visa) |
| Polwel | Non-official reference (visa) |
| Pramfox | Non-official reference (visa) |
| PureVPN | Non-official reference (db) |
| Qoo10 | Non-official reference (db) |
| Quan Shui Wet Market | Non-official reference (visa) |
| Quentin's Eurasian Restaurant | Non-official reference (chope) |
| Razor | Non-official reference (visa) |
| Reckless Ericka | Non-official reference (visa) |
| Revolution | Non-official reference (visa) |
| Ricciotti (Riverwalk) | Non-official reference (chope) |
| Robinsons | Non-official reference (db) |
| Salon Vim | Non-official reference (visa) |
| Samsung | Non-official reference (db) |
| Scissors Paper Fl | Non-official reference (visa) |
| Scopely | Non-official reference (db) |
| Seamless Bespoke | Non-official reference (visa) |
| Secret Lab | Non-official reference (db) |
| Shake Salad | Non-official reference (visa) |
| ShopBack | Non-official reference (visa) |
| Shopee | Non-official reference (db) |
| Shopify | Non-official reference (db) |
| Sigi Skin | Non-official reference (visa) |
| Simplygood | Non-official reference (visa) |
| Skechers | Non-official reference (db) |
| Smart | Non-official reference (visa) |
| Smoochie Creamery | Non-official reference (visa) |
| Soft Spot Baby | Non-official reference (db) |
| Softhaus | Non-official reference (visa) |
| Sol & Ora (Sentosa) | Non-official reference (chope) |
| Sp Adva Sustainability | Non-official reference (visa) |
| Sp Bbrc Studios | Non-official reference (visa) |
| Sp Fawn Active | Non-official reference (visa) |
| Sp Thai Collective | Non-official reference (visa) |
| Sp Wing Joo Loong | Non-official reference (visa) |
| Sp Yuhome.Sg | Non-official reference (visa) |
| Split Theatre | Non-official reference (visa) |
| Stealth | Non-official reference (visa) |
| Sterra | Non-official reference (visa) |
| Stockscafe | Non-official reference (visa) |
| Super Loco Customs House | Non-official reference (chope) |
| Teamviewer | Non-official reference (db) |
| Temple Cellars | Non-official reference (visa) |
| The Dark Gallery | Non-official reference (visa) |
| The Dim Sum Place (Bugis) | Non-official reference (chope) |
| The Hive Coworking Space Singapore Pte Ltd | Non-official reference (visa) |
| The Paper Bunny | Non-official reference (visa) |
| The Providore (PLQ) | Non-official reference (chope) |
| The Sunday Avenue | Non-official reference (visa) |
| Theimprint.Sg | Non-official reference (visa) |
| Twenty Grammes | Non-official reference (visa) |
| Ubiquiti | Non-official reference (db) |
| Udemy | Non-official reference (db) |
| Universal Traveller | Non-official reference (db) |
| Urban Mood | Non-official reference (visa) |
| Vivre Activewear | Non-official reference (visa) |
| Westlake | Non-official reference (chope) |
| Windflower Florist | Non-official reference (db) |
| Wine-Portal | Non-official reference (visa) |
| WinZip | Non-official reference (db) |
| Wix.Com | Non-official reference (visa) |
| Wolfgang | Non-official reference (visa) |
| Worldpay | Non-official reference (visa) |
| Www.Comodempsey.Sg | Non-official reference (visa) |
| Xi Men Jie | Non-official reference (visa) |
| Xiao Long Kan Hotpot (Orchard) | Non-official reference (chope) |
| Yachtly | Non-official reference (visa) |
| Yakun (App) | Non-official reference (db) |
| Yu Home | Non-official reference (visa) |
| Zenyum | Non-official reference (visa) |
Street Truth / User-Reported Exceptions¶
ClassPass: MCC 5734 (exception, user verified, risk: medium)¶
User reported that uOB Preferred Platinum Visa (UOB PV) awards only base points for recurring ClassPass monthly subscriptions, but successfully awards bonus points for ad-hoc ClassPass credit purchases.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | ClassPass |
| Card | UOB Preferred Platinum Visa |
| MCC | 5734 |
| Last verified | 2026-04-19T06:06:15+00:00 |
| Last seen | 2026-04-19T06:06:15+00:00 |
| Observed result | Ad-hoc ClassPass purchases earned bonus points, but recurring monthly subscriptions only earned base points. |
| Public/official layer | Online transactions earn 4mpd, but UOB excludes certain recurring payments. |
| Caveat | Recurring subscriptions may not earn bonus miles on UOB PV. |
Claude.ai / YouTube: MCC 5734 (exception, user verified, risk: high)¶
User reported that claude.ai and YouTube subscriptions code as MCC 5734 and do not earn 10x points (4mpd) on the Citi Rewards Visa.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Claude.ai / YouTube |
| Card | Citi Rewards Visa |
| MCC | 5734 |
| Last verified | 2026-04-19T10:20:08+00:00 |
| Last seen | 2026-04-19T10:20:08+00:00 |
| Observed result | Coded as 5734 and did not award 10x points despite being processed as online transactions. |
| Public/official layer | Online transactions generally earn 10x points on Citi Rewards unless specifically excluded. |
| Caveat | User plans to test PayPal as a workaround to trigger the online bonus. |
Ya Kun Kaya Toast via Ya Kun App: MCC 5411, 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast MCC varies significantly: contactless usually codes as 5814 (Fast Food), while in-app payments often code as 5411 (Groceries), 5812 (Eating Places), or even 5734 (Computer Software Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Ya Kun Kaya Toast |
| Route | Ya Kun App |
| MCC | 5814, 5411, 5812, 5734 |
| Last verified | 2026-04-19T05:58:25+00:00 |
| Last seen | 2026-04-19T05:58:25+00:00 |
| Observed result | App payments frequently code as 5411 or 5734 |
| Public/official layer | Should code as dining/fast food (5814/5812) |
| Caveat | Check community tracker for specific outlet and payment method combinations. |
Helpling: MCC 5734 (exception, user verified, risk: medium)¶
User reported that helpling direct charges (MCC 5734) earn bonus points on Citi Rewards Mastercard (CRM) and DBS Woman's World Mastercard (WWMC), but not on Citi Rewards Visa (CRV) which codes it as offline.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Helpling |
| Card | Citi Rewards Mastercard |
| MCC | 5734 |
| Last verified | 2026-04-17T05:43:38+00:00 |
| Last seen | 2026-04-17T05:43:38+00:00 |
| Observed result | CRV treated it as offline (no 10x), while CRM and WWMC treated it as online (earned bonus). |
| Public/official layer | Online transactions earn bonus points. |
| Caveat | CRV does not earn 10x. |
Senoko Energy: MCC 5734 (exception, user verified, risk: low)¶
User reported that senoko Energy transactions code under MCC 5734 (Computer Software Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Senoko Energy |
| MCC | 5734 |
| Devaluation risk | low |
| Last seen | 2026-04-05T12:54:19+00:00 |
| Observed result | Bills under MCC 5734. |
| Public/official layer | Utilities typically bill under MCC 4900. |
Ya Kun Kaya Toast: MCC 5734, 5812, 5814, 5999 (exception, user verified, risk: low)¶
User reported that ya Kun Kaya Toast merchant category codes (MCC) are highly variable; contactless payments typically code as MCC 5814 (Fast Food), while payments via the Ya Kun app can code as MCC 5812 (Eating Places), 5734 (Computer Software Stores), or 5999 (Miscellaneous).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| MCC | 5814, 5812, 5734, 5999 |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T11:22:08+00:00 |
| Observed result | Contactless payments coded as 5814, while app payments coded as 5812, 5734, or 5999 depending on the outlet |
| Caveat | MCC depends heavily on the specific outlet and whether the transaction is contactless or via the mobile app |
Ya Kun Kaya Toast via Apple Pay/Google Pay/Amaze/In-App: MCC 5734, 5812, 5814, 5999 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast transactions vary significantly in MCC depending on the outlet and payment method. App payments often code as MCC 5734 (Computer Software Stores), 5812 (Eating Places), or 5999, while physical contactless payments at outlets typically code as MCC 5814 (Fast Food Restaurants) or 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | Apple Pay/Google Pay/Amaze/In-App |
| MCC | 5814, 5734, 5812, 5999 |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T00:36:54+00:00 |
| Observed result | App payments code as 5734, 5812, or 5999 depending on the outlet, while physical contactless is usually 5814 or 5812. |
| Caveat | App payments coding as 5734 will not trigger dining bonuses on cards like UOB Lady's Card. |
Ya Kun Suntec City via In-app payment: MCC 5734, 5812 (exception, user verified, risk: low)¶
User reported that ya Kun outlets at Suntec City code differently depending on the location: the Level 2 outlet codes as MCC 5734 via app (Visa), while the Basement 1 outlet codes as MCC 5812 via app (Mastercard).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Suntec City |
| Route | In-app payment |
| MCC | 5734, 5812 |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T00:36:54+00:00 |
| Observed result | Suntec Level 2 coded as MCC 5734 via Visa app payment; Suntec Basement 1 coded as MCC 5812 via Mastercard app payment. |
| Caveat | MCC varies by specific outlet location and card network used in-app. |
Ya Kun Kaya Toast via contactless or app: MCC 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast outlets have highly inconsistent MCCs, ranging from MCC 5814 (Fast Food) and MCC 5812 (Restaurants) for contactless payments, to MCC 5734 (Computer Software) or MCC 5812 when paying via the Ya Kun app.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | contactless or app |
| MCC | 5814, 5812, 5734 |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T04:50:37+00:00 |
| Observed result | Outlets like IMM and Woodleigh code as 5814, while app payments at Heartland Mall Kovan and Punggol Oasis code as 5734 |
| Caveat | MCC varies wildly by outlet and payment method (contactless vs app) |
Ya Kun Kaya Toast via contactless or in-app: MCC 5734, 5812, 5814 (exception, user verified, risk: low)¶
User reported that ya Kun Kaya Toast transactions code unpredictably across different MCCs (5814, 5812, or 5734) depending on the specific outlet and whether the transaction is made via contactless payment or the Ya Kun app.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | contactless or in-app |
| MCC | 5814, 5812, 5734 |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T04:50:37+00:00 |
| Observed result | Ya Kun App codes as 5734 or 5812; physical outlets code as 5814 or 5812 depending on location |
| Caveat | App orders often code as 5734 or 5812, while physical contactless is usually 5814 but sometimes 5812 |