Lazada¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4121 | Taxicabs and Limousines | Non-official reference (db) |
| 5262 | Marketplaces | Non-official reference (db) |
| 5311 | Department Stores | Non-official reference (db) |
| 5331 | Variety Stores | Non-official reference (db) |
| 5399 | Miscellaneous General Merchandise | Non-official reference (db) |
| 5411 | Grocery Stores, Supermarkets | Non-official reference (db) |
| 5734 | Computer Software Stores | Non-official reference (db) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (db) |
| 6012 | Financial Institutions – Merchandise and Services | Non-official reference (db) |
| 6051 | Non-financial Institutions – Foreign Currency, Money Orders (not Wire Transfer) and Travelers Cheques | Non-official reference (db) |
| 6540 | Non-financial Institutions – Stored Value Card Purchase/load; Poi Funding Transactions | Non-official reference (db) |
| 7372 | Computer Programming, Integrated Systems Design and Data Processing Services | Non-official reference (db) |
| 7399 | Business Services, Not Elsewhere Classified | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| OCBC Rewards Card Lazada |
6 mpd | S$1,000 | This is an eligible merchant; This is a promotional reward | |
| Citi Lazada Visa Signature Card Lazada |
4 mpd | S$50 | Only on Lazada Spend (5311 or 5399), excluding RedMart; You must purchase above S$50 | |
| Citi Rewards Card Lazada |
4 mpd | S$1,000 | This is an eligible merchant | |
| Citi Rewards VISA Card Lazada |
4 mpd | S$1,000 | This is an eligible merchant | |
| DBS Woman's World Credit Card Lazada |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Lazada |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card Lazada |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card Lazada |
4 mpd | S$1,000 | Must select Fashion category | |
| UOB Lady's Solitaire Card Lazada |
4 mpd | S$750 | Must select Fashion category | |
| UOB Preferred Visa Card Lazada |
4 mpd | S$600 | Must complete transaction online to be eligible for this reward |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Lazada |
15% | S$250 | S$2,000 | Must select Shopping category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| CIMB Visa Signature Lazada |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Lazada |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| HSBC Live+ Card Lazada |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
| Maybank Family & Friends Card Lazada |
8% | S$25 | S$800 | Must select Fashion category |
Street Truth / User-Reported Exceptions¶
Lazada: MCC 5262 (exception, user verified, risk: medium)¶
User reported that lazada purchases can code under MCC 5262 (Home Supply Warehouse), which falls outside the UOB Lady's Card 'Shopping' category. Large e-commerce platforms like Lazada, Shopee, Amazon, and Taobao use a pool of unpredictable MCCs.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Lazada |
| Card | UOB Lady's Card |
| MCC | 5262 |
| Programme | UOB Uni$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-06-06 |
| Last seen | 2026-06-06T09:31:25+00:00 |
| Observed result | Lazada transaction coded as MCC 5262 and did not qualify for the Shopping category bonus |
| Public/official layer | UOB Lady's Shopping category covers specific retail MCCs, but excludes MCC 5262 |
| Caveat | E-commerce platforms use multiple MCCs, making bonus point eligibility unpredictable |