Espoir¶

MCC Records¶

MCC	Description	Source
5734	Computer Software Stores	Non-official reference (chope)
5812	Eating Places and Restaurants	Non-official reference (chope)
5814	Fast Food Restaurants	Non-official reference (chope)

Card	Reward	Cap	Min spend	Conditions
Maybank XL Rewards Card Espoir	4 mpd	S$1,000	S$500
UOB Lady's Card Espoir	4 mpd	S$1,000		Must select Dining category
UOB Lady's Solitaire Card Espoir	4 mpd	S$750		Must select Dining category
UOB Preferred Visa Card Espoir	4 mpd	S$600		Must complete transaction via contactless payment to be eligible for this reward
UOB Visa Signature Card Espoir	4 mpd	S$1,200	S$1,000	Must complete transaction via contactless payment to be eligible for this reward
Standard Chartered Journey Card Espoir	3 mpd	S$1,000		This is an eligible merchant; Must complete transaction online to be eligible for this reward
Standard Chartered Visa Infinite Credit Card Espoir	3 mpd		S$2,000	Reward on foreign currency expenditure
HSBC TravelOne Card Espoir	2.4 mpd			Reward on foreign currency expenditure
KrisFlyer UOB Credit Card Espoir	2.4 mpd		S$800	With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop
UOB Reserve Credit Card Espoir	2.4 mpd			Reward on foreign currency expenditure

Card	Reward	Cap	Min spend	Conditions
Trust Cashback Credit Card Espoir	15%	S$250	S$2,000	Must select Dining category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly
BOC Family Card Espoir	10%	S$25	S$800	This is an eligible Dining & Movie merchant
UOB EVOL Credit Card Espoir	10%	S$30	S$800	Must complete transaction via contactless payment to be eligible for this reward
HSBC Live+ Card Espoir	8%	S$250	S$600	Minimum S$600 spend per month for all three months in a calendar quarter
Maybank Family & Friends Card Espoir	8%	S$25	S$800	Must select Dining & Food Delivery category