Paypal¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4468 | Marinas, Marine Service, and Supplies | Non-official reference (visa) |
| 5331 | Variety Stores | Non-official reference (visa) |
| 5641 | Children’s and Infant’s Wear Stores | Non-official reference (visa) |
| 5734 | Computer Software Stores | Non-official reference (visa) |
| 5735 | Record Shops | Non-official reference (visa) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (visa) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| HSBC Revolution Credit Card Paypal |
4 mpd | S$1,000 | This is a whitelist MCC | |
| UOB Preferred Visa Card Paypal |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Paypal |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Paypal |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Paypal |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Paypal |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Paypal |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Paypal |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Paypal |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Paypal |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Paypal |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| HSBC Live+ Card Paypal |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
| OCBC Frank Credit Card Paypal |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Paypal |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Paypal |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
Government Services via PayPal: MCC 9399 (exception, user verified, risk: low)¶
User reported that the American Express True Cashback card awards cashback on government services, such as paying road tax when routed through PayPal.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Government Services |
| Card | Amex True Cashback |
| Route | PayPal |
| MCC | 9399 |
| Programme type | other |
| Points currency | cashback |
| Miles / points | 1.5% |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last seen | 2024-11-26T15:10:48+00:00 |
| Observed result | Cashback is awarded for government transactions |
| Caveat | Requires routing through PayPal where accepted |
government services, hawkers via Amex Pay: MCC 9399 (exception, user verified, risk: low)¶
User reported that aMEX True Cashback Card can earn cashback on government services (such as road tax paid via PayPal) and can be used via Amex Pay at supported SGQR hawkers.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | government services, hawkers |
| Card | AMEX True Cashback Card |
| Route | Amex Pay |
| MCC | 9399 |
| Points currency | cashback |
| Miles / points | 1.5% cashback |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T15:10:48+00:00 |
| Observed result | Earns cashback on government services via PayPal and works at Amex Pay-enabled hawkers. |
| Caveat | Merchant must support the AMEX network on their SGQR code for Amex Pay to work. |