MCC 5411¶
Description: Grocery Stores, Supermarkets
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| 19 Marsiling | Non-official reference (visa) |
| 9s Seafood | Non-official reference (visa) |
| Agora Products | Non-official reference (db) |
| Alchemist | Non-official reference (ai suggested) |
| Amazin' Graze | Non-official reference (visa) |
| Amazon | Non-official reference (db) |
| ANG MO SUPERMARKET | Non-official reference (ai suggested) |
| Bakery Cuisine | Non-official reference (ai suggested) |
| Bengawan Solo | Non-official reference (db) |
| Cafe Nesuto | Non-official reference (ai suggested) |
| Chalk Farm | Non-official reference (db) |
| Chateraise | Non-official reference (db) |
| Chinatown Tai Chong Kok Confectionery Hue Kee | Non-official reference (visa) |
| Cold Storage | Non-official reference (db) |
| Cut Butchery | Non-official reference (visa) |
| Delcies Desserts And Cakes | Non-official reference (visa) |
| Dojin | Non-official reference (visa) |
| Don Don Donki | Non-official reference (db) |
| E-Z Mart | Non-official reference (db) |
| EAMART | Non-official reference (db) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Emporium | Non-official reference (db) |
| Esso | Non-official reference (db) |
| ezbuy | Non-official reference (ai suggested) |
| Ezship | Non-official reference (db) |
| FairPrice Xtra | Non-official reference (ai suggested) |
| Fave | Non-official reference (db) |
| Ferns N Petals | Non-official reference (db) |
| Food Republic | Non-official reference (db) |
| Fortune Supermarket | Non-official reference (ai suggested) |
| Giant | Non-official reference (db) |
| Giant Hyperfresh | Non-official reference (db) |
| Gifts Greetings | Non-official reference (db) |
| Hao Mart | Non-official reference (db) |
| Harvey Norman | Non-official reference (db) |
| Hello Arigato | Non-official reference (visa) |
| Heritage | Non-official reference (visa) |
| Honestbee | Non-official reference (db) |
| Huber's Butchery | Non-official reference (db) |
| Iroha Mart | Non-official reference (db) |
| IRVINS | Non-official reference (db) |
| Isetan | Non-official reference (db) |
| Japan Home | Non-official reference (db) |
| Japan Rail Club | Non-official reference (db) |
| Jasons Marketplace | Non-official reference (db) |
| Klarra | Non-official reference (db) |
| Kuriya Japanese Market | Non-official reference (db) |
| La Maison du Whisky | Non-official reference (chope) |
| Lazada | Non-official reference (db) |
| Little Farms | Non-official reference (db) |
| Little Farms Katong Point Bistro | Non-official reference (chope) |
| Long Black Cafe | Non-official reference (chope) |
| Lotte Duty Free | Non-official reference (db) |
| LPB Market | Non-official reference (visa) |
| Magnum X Tigerlily Patisserie | Non-official reference (visa) |
| Makena'S Mart | Non-official reference (visa) |
| Market Bistro | Non-official reference (chope) |
| Meat Collective | Non-official reference (visa) |
| Meat Krafters | Non-official reference (visa) |
| Meatmen | Non-official reference (visa) |
| Meidi-Ya | Non-official reference (db) |
| Micro Bakery | Non-official reference (visa) |
| Mogushop | Non-official reference (visa) |
| Mustafa'S | Non-official reference (visa) |
| Nanyang Optical | Non-official reference (db) |
| Neue Mart | Non-official reference (visa) |
| Northpoint City | Non-official reference (visa) |
| NTUC Club | Non-official reference (db) |
| NTUC Fairprice | Non-official reference (db) |
| ONE SUPERMARKET | Non-official reference (ai suggested) |
| Opentaste | Non-official reference (db) |
| Phoon Huat | Non-official reference (visa) |
| Plain Vanilla Neil Road | Non-official reference (chope) |
| PPP Coffee | Non-official reference (ai suggested) |
| Prime Supermarket | Non-official reference (ai suggested) |
| Quan Shui Wet Market | Non-official reference (visa) |
| RedMan by Phoon Huat | Non-official reference (ai suggested) |
| Redmart | Non-official reference (db) |
| Restaurant Depot | Non-official reference (db) |
| Ricciotti (Riverwalk) | Non-official reference (chope) |
| Royce | Non-official reference (db) |
| Ryans Grocery | Non-official reference (visa) |
| Sasha's Fine Foods | Non-official reference (db) |
| Scarlett | Non-official reference (visa) |
| Scarlett Supermarket | Non-official reference (visa) |
| Scoop Wholefoods | Non-official reference (visa) |
| Scoop Wholefoods-I12 | Non-official reference (visa) |
| Scoop Wholefoods-Jem | Non-official reference (visa) |
| Scoop Wholefoods-Paragon | Non-official reference (visa) |
| Scoop Wholefoods-Rc | Non-official reference (visa) |
| Seoul Brother | Non-official reference (chope) |
| Shabestan | Non-official reference (chope) |
| Sheng Siong | Non-official reference (db) |
| Shiki | Non-official reference (db) |
| Shine Korea | Non-official reference (db) |
| Shine Korea Supermarket | Non-official reference (ai suggested) |
| ShopBack | Non-official reference (visa) |
| Shopee | Non-official reference (db) |
| SKOSH | Non-official reference (db) |
| So France | Non-official reference (visa) |
| Soi Aroy@Sim Lim Square | Non-official reference (db) |
| Sol Mart | Non-official reference (db) |
| Song Fish | Non-official reference (db) |
| Song Market Place | Non-official reference (visa) |
| Sri Murugan | Non-official reference (visa) |
| SuperNature | Non-official reference (db) |
| Tanglin Market Place | Non-official reference (ai suggested) |
| The Clementi Mall | Non-official reference (db) |
| The Cocoa Trees | Non-official reference (db) |
| Tigerlily Patisserie | Non-official reference (visa) |
| Tonkichi (Isetan Scotts) | Non-official reference (chope) |
| treatsure concept store | Non-official reference (db) |
| U Stars Supermarket | Non-official reference (db) |
| Venus Beauty | Non-official reference (db) |
| Wal-Mart | Non-official reference (db) |
| Woodlands Transport | Non-official reference (visa) |
| Ya Kun Kaya Toast | Non-official reference (db) |
| Yamakawa Super | Non-official reference (db) |
Street Truth / User-Reported Exceptions¶
WeChat Pay via WeChat Pay: MCC 5399, 5411, 5812, 7299, 7399 (exception, user verified, risk: low)¶
User reported that weChat Pay transactions linked to international cards like Revolut typically code under MCC 5399, 5411, 5812, 7399, or 7299.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | WeChat Pay |
| Card | Revolut |
| Route | WeChat Pay |
| MCC | 5399, 5411, 5812, 7399, 7299 |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T14:33:26+00:00 |
| Observed result | WeChat Pay uses specific MCCs like 5399, 5411, 5812, 7399, 7299, but transport apps like DiDi may differ |
| Caveat | Transport services like DiDi or Metro may code under different MCCs |
Klook via HeyMax: MCC 5311, 5411 (exception, user verified, risk: medium)¶
User reported that heyMax Klook voucher purchases previously suffered from a bug where they incorrectly coded as MCC 5411 or MCC 5311, causing HSBC Revolution cardholders to miss out on 10X bonus points.
| Field | Value |
|---|---|
| Status | outdated |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Klook |
| Card | HSBC Revolution Card |
| Route | HeyMax |
| MCC | 5411, 5311 |
| Programme | HSBC Revolution |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Devaluation risk | low |
| Last verified | 2026-06-09 |
| Last seen | 2026-06-09T05:52:04+00:00 |
| Observed result | Some vouchers coded as 5411 and others as 5311, resulting in no bonus points on HSBC Revolution for the incorrect MCC. |
| Public/official layer | HeyMax Klook vouchers should code under a single consistent MCC (e.g., 5311). |
| Caveat | The bug has since been fixed, but historical transactions prior to the fix did not receive HSBC Revolution bonus points. |
Woolworths: MCC 5411 (exception, user verified, risk: low)¶
User reported that accor gift cards purchased at Woolworths under MCC 5411 can be used to offset hotel bills, but they are only valid in Australia, New Zealand, and Fiji, and cannot be stacked with Accor Plus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Woolworths |
| MCC | 5411 |
| Programme | Accor Live Limitless |
| Programme type | hotel |
| Points currency | points |
| Award route / region | Australia, New Zealand, Fiji |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T08:15:40+00:00 |
| Observed result | Can be used to offset hotel bills by purchasing under grocery MCC |
| Public/official layer | Gift cards cannot stack with Accor Plus |
| Caveat | Only usable in Australia, New Zealand, and Fiji; explicitly cannot stack with Accor Plus |
HeyMax Vouchers via HeyMax: MCC 5411 (exception, user verified, risk: medium)¶
User reported that heyMax voucher purchases (e.g., Klook, FairPrice) may code as MCC 5411 (Grocery Stores) instead of the usual MCC 5311 (Department Stores)
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | HeyMax Vouchers |
| Route | HeyMax |
| MCC | 5411 |
| Last verified | 2026-05-10T13:44:29+00:00 |
| Last seen | 2026-05-10T13:44:29+00:00 |
| Observed result | Users observed Klook and FairPrice voucher purchases coding as MCC 5411 |
| Public/official layer | HeyMax voucher purchases typically code as MCC 5311 |
| Caveat | Inconsistent behavior observed; some transactions still code as 5311 | Stacking: HeyMax -> Vouchers |
FairPrice via FairPrice App: MCC 5411 (exception, user verified, risk: medium)¶
User reported that citi Rewards earns bonus points on FairPrice app payments only if the card details are saved directly in the app, but not via in-app Apple/Google Pay or physical PayWave.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Merchant | FairPrice |
| Card | Citi Rewards |
| Route | FairPrice App |
| MCC | 5411 |
| Last verified | 2026-05-07T07:17:30+00:00 |
| Last seen | 2026-05-07T07:17:30+00:00 |
| Observed result | Bonus points are awarded when paying via card details saved directly in the FairPrice app. |
| Public/official layer | Citi Rewards excludes MCC 5411 (Supermarkets) from 10X bonus points. |
| Caveat | Supermarkets are officially excluded from Citi Rewards 10X points; this appears to be a payment gateway loophole. |
Unity: MCC 5411 (exception, user verified, risk: medium)¶
User reported that unity pharmacy outlets located inside FairPrice without their own dedicated checkout counters code as MCC 5411 (Supermarkets) instead of Pharmacies.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Unity |
| MCC | 5411 |
| Last verified | 2026-04-22T00:51:57+00:00 |
| Last seen | 2026-04-22T00:51:57+00:00 |
| Observed result | Codes as Supermarket (MCC 5411) |
| Public/official layer | Unity normally codes as Pharmacy (MCC 5912) |
| Caveat | Applies to outlets absorbed into FairPrice without separate counters |
Ya Kun Kaya Toast via Ya Kun App: MCC 5411, 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast MCC varies significantly: contactless usually codes as 5814 (Fast Food), while in-app payments often code as 5411 (Groceries), 5812 (Eating Places), or even 5734 (Computer Software Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Ya Kun Kaya Toast |
| Route | Ya Kun App |
| MCC | 5814, 5411, 5812, 5734 |
| Last verified | 2026-04-19T05:58:25+00:00 |
| Last seen | 2026-04-19T05:58:25+00:00 |
| Observed result | App payments frequently code as 5411 or 5734 |
| Public/official layer | Should code as dining/fast food (5814/5812) |
| Caveat | Check community tracker for specific outlet and payment method combinations. |
Japanese restaurants with automated payment machines: MCC 5411, 5812 (exception, user verified, risk: medium)¶
User reported that in Japan, restaurants switching from human cashiers to automated payment machines may change their MCC from 5812 (Dining) to 5411 (Supermarkets/Groceries).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Japanese restaurants with automated payment machines |
| MCC | 5812, 5411 |
| Award route / region | Japan |
| Devaluation risk | low |
| Last verified | 2026-03-30T09:55:05+00:00 |
| Last seen | 2026-03-30T09:55:05+00:00 |
| Observed result | Automated payment machine coded as 5411 (Supermarkets/Groceries). |
| Public/official layer | Restaurants should code as 5812 (Dining). |
| Caveat | Always test the MCC when a merchant changes their payment system. |
Dairy Farm Group: MCC 5411 (exception, user verified, risk: low)¶
User reported that physical card transactions at Dairy Farm Group merchants post on the same day, making them reliable for meeting last-minute UOB One card monthly spend deadlines.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Dairy Farm Group |
| Card | UOB One Card |
| MCC | 5411 |
| Programme type | other |
| Points currency | cashback |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T11:54:49+00:00 |
| Observed result | Physical card transactions at Dairy Farm merchants post on the same day. |
| Caveat | Must use the physical card; online transactions typically do not post on the same day. |
FairPrice App via Direct in-app entry: MCC 5411 (exception, user verified, risk: low)¶
User reported that to ensure Citi Rewards Mastercard earns bonus points on the FairPrice app, enter the card details directly into the app instead of using Apple Pay.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | FairPrice App |
| Card | Citi Rewards Mastercard |
| Route | Direct in-app entry |
| MCC | 5411 |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T09:19:43+00:00 |
| Observed result | Entering details directly works; Apple Pay should be avoided. |
| Caveat | Using Apple Pay with Citi Rewards on the FairPrice app may result in missing bonus points. |
FairPrice via In-app direct entry: MCC 5411 (exception, user verified, risk: low)¶
User reported that to earn bonus points on the Fairprice app using the Citi Rewards card, enter the card details directly into the app instead of using Apple Pay.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | FairPrice |
| Card | Citi Rewards Mastercard |
| Route | In-app direct entry |
| MCC | 5411 |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T09:19:43+00:00 |
| Observed result | Direct card entry in Fairprice app successfully triggers 10X points, while Apple Pay is avoided to prevent bonus loss |
| Caveat | Using Apple Pay within the Fairprice app with Citi Rewards may result in missing out on the 10X online bonus points. |
Giant / Cold Storage / CS Fresh: MCC 5411 (exception, user verified, risk: medium)¶
User reported that purchasing gift cards and vouchers at DFI retail stores (Giant, Cold Storage, CS Fresh) using the DBS yuu Card still awards the bonus 10 mpd (18% cash rebate) despite official T&C exclusions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Giant / Cold Storage / CS Fresh |
| Card | DBS yuu Card |
| MCC | 5411 |
| Programme | yuu |
| Programme type | bank_transfer |
| Points currency | yuu Points |
| Transfer partner | KrisFlyer |
| Transfer ratio | 3.6 yuu Points -> 1 KrisFlyer Mile |
| Miles / points | 10 mpd |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2024-10-19 |
| Last seen | 2024-10-19T10:30:26+00:00 |
| Observed result | DBS yuu card-side bonus points have consistently posted for voucher purchases at DFI outlets |
| Public/official layer | Gift cards and vouchers are officially excluded from earning points under DBS yuu T&Cs |
| Caveat | The yuu app itself will not award points for voucher purchases, but the DBS yuu card-side bonus points still post |
7-Eleven via Apple Pay: MCC 5411 (exception, risk: medium)¶
User reported that to utilize Apple Pay promotions for Qoo10 purchases, users can buy Qoo10 gift cards at 7-Eleven stores using Apple Pay.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | 7-Eleven |
| Route | Apple Pay |
| MCC | 5411 |
| Devaluation risk | low |
| Last verified | 2018-05-31 |
| Last seen | 2018-05-31T15:12:47+00:00 |
| Observed result | Suggested as a workaround to trigger Apple Pay promos for Qoo10 spend |
| Caveat | Subject to 7-Eleven store POS allowing gift card purchases with mobile contactless payments |