Cold Storage¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5411 | Grocery Stores, Supermarkets | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| DBS yuu American Express Card Cold Storage |
10 mpd | S$822.86 | S$800 | Eligible on Yuu merchants |
| DBS yuu Visa Card Cold Storage |
10 mpd | S$822.86 | S$800 | Eligible on Yuu merchants |
| Citi Rewards Card Cold Storage |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Cold Storage |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Cold Storage |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| UOB Lady's Card Cold Storage |
4 mpd | S$1,000 | Must select Family category | |
| UOB Lady's Solitaire Card Cold Storage |
4 mpd | S$750 | Must select Family category | |
| UOB Preferred Visa Card Cold Storage |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Cold Storage |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Journey Card Cold Storage |
3 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| CIMB Visa Signature Cold Storage |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Cold Storage |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| UOB One Card Cold Storage |
10% | S$2,000 | Cashback is given quarterly; You must hit the minimum spending for 3 consecutive months | |
| Maybank Family & Friends Card Cold Storage |
8% | S$25 | S$800 | Must select Groceries category |
| OCBC Frank Credit Card Cold Storage |
8% | S$25 | S$800 |
Street Truth / User-Reported Exceptions¶
Giant / Cold Storage / CS Fresh: MCC 5411 (exception, user verified, risk: medium)¶
User reported that purchasing gift cards and vouchers at DFI retail stores (Giant, Cold Storage, CS Fresh) using the DBS yuu Card still awards the bonus 10 mpd (18% cash rebate) despite official T&C exclusions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Giant / Cold Storage / CS Fresh |
| Card | DBS yuu Card |
| MCC | 5411 |
| Programme | yuu |
| Programme type | bank_transfer |
| Points currency | yuu Points |
| Transfer partner | KrisFlyer |
| Transfer ratio | 3.6 yuu Points -> 1 KrisFlyer Mile |
| Miles / points | 10 mpd |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2024-10-19 |
| Last seen | 2024-10-19T10:30:26+00:00 |
| Observed result | DBS yuu card-side bonus points have consistently posted for voucher purchases at DFI outlets |
| Public/official layer | Gift cards and vouchers are officially excluded from earning points under DBS yuu T&Cs |
| Caveat | The yuu app itself will not award points for voucher purchases, but the DBS yuu card-side bonus points still post |