MCC 5814¶
Description: Fast Food Restaurants
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| % Arabica | Non-official reference (public) |
| 049-St17 (Rasapura) | Non-official reference (visa) |
| 1-Arden | Non-official reference (chope) |
| 13% Wine Bistro (Telok Ayer) | Non-official reference (chope) |
| 18Chefs | Non-official reference (visa) |
| 1983 F&B | Non-official reference (ai suggested) |
| 1doc Bistro Heartbeat@Bedok | Non-official reference (db) |
| 21 On Rajah | Non-official reference (db) |
| 3 Cheers Patisserie | Non-official reference (visa) |
| 4Fingers Crispy Chicken | Non-official reference (ai suggested) |
| 4Fingers@T1 | Non-official reference (visa) |
| 5 ON 25 | Non-official reference (db) |
| 665 Degrees Fahrenheit | Non-official reference (db) |
| 6oz Espresso Bar | Non-official reference (ai suggested) |
| 7 Inch Square Pizza | Non-official reference (ai suggested) |
| 7-Eleven | Non-official reference (db) |
| 8 Korean BBQ @ Orchard (Shaw Centre) | Non-official reference (db) |
| A Hot Hideout | Non-official reference (ai suggested) |
| A Pasta Bar | Non-official reference (db) |
| A Poke Theory | Non-official reference (visa) |
| A&W | Non-official reference (db) |
| A-One Claypot House @ Causeway Point | Non-official reference (db) |
| A-poh Kitchen | Non-official reference (visa) |
| Addictude | Non-official reference (visa) |
| Ah Lock & Co | Non-official reference (ai suggested) |
| Ahimsa Caf» | Non-official reference (visa) |
| Ajisen Ramen | Non-official reference (db) |
| Ajummas | Non-official reference (ai suggested) |
| Akasa | Non-official reference (chope) |
| Alchemist | Non-official reference (ai suggested) |
| Alegria | Non-official reference (chope) |
| Allo French Cuisine | Non-official reference (chope) |
| Amazon | Non-official reference (db) |
| Ameising Live House | Non-official reference (chope) |
| Ameiz Holdings | Non-official reference (ai suggested) |
| Amgd | Non-official reference (db) |
| Amps Tea | Non-official reference (ai suggested) |
| An Acai Affair | Non-official reference (ai suggested) |
| Anatolia Restaurant SG | Non-official reference (chope) |
| APAC Vendings | Non-official reference (ai suggested) |
| Apartment Coffee | Non-official reference (visa) |
| Arc-en-ciel Patisserie | Non-official reference (chope) |
| Arnolds Fried Chicken | Non-official reference (visa) |
| Arteastiq | Non-official reference (db) |
| Ashui | Non-official reference (ai suggested) |
| Aston's | Non-official reference (db) |
| Atlas Vending | Non-official reference (ai suggested) |
| Atrium Restaurant | Non-official reference (chope) |
| Attap House | Non-official reference (db) |
| Auntie Anne's | Non-official reference (db) |
| Auresys Pl | Non-official reference (visa) |
| Awadh | Non-official reference (chope) |
| Awfully Chocolate | Non-official reference (db) |
| Ayam Penyet President | Non-official reference (db) |
| Baden Restaurant & Pub | Non-official reference (chope) |
| Bahru Pancakes | Non-official reference (ai suggested) |
| Baker & Cook | Non-official reference (db) |
| Bakery Cuisine | Non-official reference (ai suggested) |
| Bao Er Cafe | Non-official reference (ai suggested) |
| Bao Er Toast | Non-official reference (ai suggested) |
| Bao Heng Shiok Shiok | Non-official reference (ai suggested) |
| Bao's Pastry | Non-official reference (ai suggested) |
| Bara | Non-official reference (visa) |
| Barcook | Non-official reference (db) |
| Barista | Non-official reference (visa) |
| Barrio | Non-official reference (chope) |
| Baskin Robbins | Non-official reference (db) |
| Beard Papa | Non-official reference (db) |
| Bearded Bella | Non-official reference (chope) |
| Bebek Goreng Pak Ndut | Non-official reference (ai suggested) |
| Bee Cheng Hiang | Non-official reference (db) |
| Beef Bro | Non-official reference (visa) |
| Bengawan Solo | Non-official reference (db) |
| Benjamin Barker | Non-official reference (db) |
| Bertsica Co Pte Ltd | Non-official reference (visa) |
| Better Days Cafe & Bar | Non-official reference (chope) |
| Bettr Barista | Non-official reference (visa) |
| BettrCoffee | Non-official reference (visa) |
| Beyond The Vines | Non-official reference (visa) |
| Big Appetite | Non-official reference (ai suggested) |
| Big Fish Small Fish | Non-official reference (visa) |
| Big Short Coffee | Non-official reference (ai suggested) |
| Binomio | Non-official reference (chope) |
| Birds of Paradise | Non-official reference (db) |
| Bistro G | Non-official reference (chope) |
| BK EATING HOUSE | Non-official reference (ai suggested) |
| Blue Bottle Coffee | Non-official reference (ai suggested) |
| Bobo Vending Machine | Non-official reference (visa) |
| Bodacious | Non-official reference (chope) |
| Boeuf Singapore | Non-official reference (chope) |
| Bohui Bloom | Non-official reference (ai suggested) |
| Boleh Boleh | Non-official reference (ai suggested) |
| Bombay Garden | Non-official reference (chope) |
| Bonding Kitchen | Non-official reference (visa) |
| Bowl Chap | Non-official reference (visa) |
| Boxgreen | Non-official reference (visa) |
| Bread Kingdom | Non-official reference (ai suggested) |
| Bread Yard | Non-official reference (chope) |
| BreadTalk | Non-official reference (db) |
| Brew Bar | Non-official reference (ai suggested) |
| Bt Merah View Stall | Non-official reference (visa) |
| Buddy Hoagies | Non-official reference (db) |
| Burger King | Non-official reference (db) |
| Burlamacco Ristorante | Non-official reference (db) |
| Burnt Cones | Non-official reference (visa) |
| Butter & Cream | Non-official reference (ai suggested) |
| Cafe Nesuto | Non-official reference (ai suggested) |
| Cafe Oriental Amara Hotel | Non-official reference (db) |
| Cali | Non-official reference (visa) |
| CALI - Novotel Kitchener | Non-official reference (chope) |
| CALI - Raffles Place | Non-official reference (db) |
| Canadian Pizza | Non-official reference (db) |
| Carl's Jr | Non-official reference (db) |
| Carl's Junior | Non-official reference (db) |
| Casa Pietrasanta | Non-official reference (chope) |
| Cassia | Non-official reference (db) |
| Cat &Amp; The Fiddle | Non-official reference (visa) |
| Cava | Non-official reference (visa) |
| Cedele | Non-official reference (db) |
| Cendra Tapas Bar & Grill | Non-official reference (chope) |
| Century Square | Non-official reference (visa) |
| Cenzo | Non-official reference (chope) |
| Ceylonese Crabs | Non-official reference (chope) |
| CHAGEE | Non-official reference (ai suggested) |
| Chalk Farm | Non-official reference (db) |
| Chao Ting Teochew Pao Fan | Non-official reference (visa) |
| Chapanda | Non-official reference (ai suggested) |
| Chat Masala | Non-official reference (chope) |
| Chateraise | Non-official reference (db) |
| Cheers | Non-official reference (db) |
| Cheeselads | Non-official reference (chope) |
| Chens Mapo Tofu | Non-official reference (visa) |
| Chez Suzette | Non-official reference (visa) |
| Chic-a-boo | Non-official reference (ai suggested) |
| Chicha San Chen | Non-official reference (ai suggested) |
| Chick-fil-A | Non-official reference (ai suggested) |
| Chicken Up | Non-official reference (db) |
| Chilli Padi Nonya Restaurant | Non-official reference (chope) |
| Chin Lee | Non-official reference (visa) |
| CHIN SIN HUAN | Non-official reference (ai suggested) |
| Chocolate Origin | Non-official reference (visa) |
| Chopstix &Amp; Rice -Orchard | Non-official reference (visa) |
| Chopsuey Cafe Dempsey | Non-official reference (chope) |
| Chuan Taizi Malatang | Non-official reference (ai suggested) |
| Chupitos | Non-official reference (chope) |
| Cinnabon | Non-official reference (visa) |
| City Hot Pot | Non-official reference (visa) |
| Clover Plant Based Kitchen and Bar | Non-official reference (chope) |
| Coca | Non-official reference (visa) |
| COCA at Kallang Leisure Park | Non-official reference (chope) |
| Coco Ichibanya | Non-official reference (db) |
| Coconut | Non-official reference (visa) |
| Coconut Queen | Non-official reference (visa) |
| Coexist Coffee Co. | Non-official reference (visa) |
| Coffee Club | Non-official reference (db) |
| Coffee Smith | Non-official reference (visa) |
| Coffee Zone | Non-official reference (ai suggested) |
| CoffeeBot | Non-official reference (ai suggested) |
| Common Man Coffee Roasters | Non-official reference (db) |
| Compass Group | Non-official reference (ai suggested) |
| Cosmic Diner | Non-official reference (ai suggested) |
| Cowpresso Coffee Roasters Singapore | Non-official reference (db) |
| Craftsmen Specialty Coffee | Non-official reference (db) |
| Crave | Non-official reference (db) |
| Creamier | Non-official reference (db) |
| Crossroads | Non-official reference (db) |
| Crowne Plaza Hotels | Non-official reference (visa) |
| Crystal Jade | Non-official reference (db) |
| Curate Kitchen | Non-official reference (ai suggested) |
| Curry Times | Non-official reference (ai suggested) |
| Daizu Cafe | Non-official reference (chope) |
| dal.komm Coffee | Non-official reference (db) |
| Dancing Crab (Vivocity) | Non-official reference (chope) |
| Daun Bistro | Non-official reference (visa) |
| Decker Barbecue | Non-official reference (chope) |
| Delcies Desserts And Cakes | Non-official reference (visa) |
| Delibowl Ricebowl 壹碗 @ Paya Lebar | Non-official reference (db) |
| Delifrance | Non-official reference (db) |
| Deliveroo | Non-official reference (db) |
| Dimbulah Coffee | Non-official reference (db) |
| Din Tai Fung | Non-official reference (db) |
| Domino's Pizza | Non-official reference (db) |
| Donatzu | Non-official reference (visa) |
| Donergy Turkish | Non-official reference (visa) |
| Dopa | Non-official reference (ai suggested) |
| Double Shot Coffee | Non-official reference (ai suggested) |
| Dough Culture | Non-official reference (ai suggested) |
| Dough Magic | Non-official reference (ai suggested) |
| DSTA DRINKS | Non-official reference (ai suggested) |
| Dunkin' Donuts | Non-official reference (db) |
| Dutch Colony | Non-official reference (visa) |
| Dyson | Non-official reference (visa) |
| Each A Cup | Non-official reference (visa) |
| Earle Swensen's | Non-official reference (db) |
| East Bistro Se | Non-official reference (visa) |
| EAT. | Non-official reference (ai suggested) |
| Eatzi Gourmet Steakhouse & Bistro | Non-official reference (db) |
| Eggslut | Non-official reference (db) |
| Eighteen Chefs | Non-official reference (db) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Eleven Strands | Non-official reference (visa) |
| Em | Non-official reference (db) |
| Embassy 1967 | Non-official reference (chope) |
| Emicakes | Non-official reference (visa) |
| Enak Enak Restaurant | Non-official reference (db) |
| Encik Tan | Non-official reference (db) |
| EPIKebabs | Non-official reference (visa) |
| Esarn Thai | Non-official reference (visa) |
| Espoir | Non-official reference (chope) |
| Essen @ Pinnacle | Non-official reference (db) |
| FairPrice Group Hawker Centre | Non-official reference (ai suggested) |
| Famous Amos | Non-official reference (db) |
| Farangse.Com | Non-official reference (visa) |
| Fat Belly Social Steak | Non-official reference (visa) |
| Fat Bird (Bugis) | Non-official reference (chope) |
| Fatboys Burger Bar | Non-official reference (db) |
| Fave | Non-official reference (db) |
| Fedex | Non-official reference (visa) |
| Fi Woodfire Thai | Non-official reference (db) |
| Fifty Years | Non-official reference (ai suggested) |
| First Culinary Rstnt@Kaki | Non-official reference (visa) |
| Fish & Co | Non-official reference (db) |
| Fish Soup Paradise - Rp | Non-official reference (visa) |
| Fishball Story | Non-official reference (visa) |
| Five Oars Coffee Roasters | Non-official reference (db) |
| Five Spice | Non-official reference (visa) |
| FJ Drinks & Juice | Non-official reference (ai suggested) |
| FL BEVERAGES | Non-official reference (ai suggested) |
| Fleurato | Non-official reference (chope) |
| FLOW INNOVATION VENTUR | Non-official reference (ai suggested) |
| Food Arena | Non-official reference (ai suggested) |
| Food Capital | Non-official reference (visa) |
| Food Dynasty | Non-official reference (ai suggested) |
| Food For Life | Non-official reference (db) |
| Food Junction | Non-official reference (db) |
| Food Republic | Non-official reference (db) |
| FoodFun | Non-official reference (ai suggested) |
| Foodini | Non-official reference (ai suggested) |
| FoodPanda | Non-official reference (db) |
| FOOK KIN | Non-official reference (chope) |
| Fore Coffee | Non-official reference (ai suggested) |
| Fork & Spoon | Non-official reference (ai suggested) |
| Four Fingers | Non-official reference (db) |
| Four Seasons | Non-official reference (db) |
| Fourgather | Non-official reference (chope) |
| FR SHAW-HOT & COLD | Non-official reference (ai suggested) |
| Fragrant Garden | Non-official reference (visa) |
| Francesca's | Non-official reference (db) |
| Fu Fa Food Court | Non-official reference (ai suggested) |
| Fun Toast | Non-official reference (visa) |
| Funtoast | Non-official reference (db) |
| Furuishi | Non-official reference (ai suggested) |
| Fusion Bistro | Non-official reference (ai suggested) |
| Fusion Spoon | Non-official reference (db) |
| Gaig Restaurant | Non-official reference (chope) |
| Gardenia | Non-official reference (ai suggested) |
| Gardens By The Bay | Non-official reference (visa) |
| Gastronomia | Non-official reference (db) |
| Genki Sushi | Non-official reference (db) |
| georges @ Changi (Seafix) | Non-official reference (chope) |
| georges @ The Cove | Non-official reference (chope) |
| georges By The Bay | Non-official reference (chope) |
| Get*Thai Collective | Non-official reference (visa) |
| GIG Cafe (Tampines) | Non-official reference (chope) |
| GIG Cafe (Toa Payoh) | Non-official reference (chope) |
| Ginger | Non-official reference (visa) |
| Gochi-so Shokudo | Non-official reference (db) |
| Golden Cafe Group | Non-official reference (ai suggested) |
| Golden Peony | Non-official reference (db) |
| Golden Wok | Non-official reference (ai suggested) |
| Gong Cha | Non-official reference (db) |
| Gong Yuan Ma La Tang | Non-official reference (ai suggested) |
| Gongcha | Non-official reference (visa) |
| Good Food Life | Non-official reference (visa) |
| Goodlato | Non-official reference (visa) |
| Google Wallet | Non-official reference (visa) |
| Gourmet Paradise | Non-official reference (visa) |
| Gourmet Vending | Non-official reference (ai suggested) |
| Grab | Non-official reference (db) |
| Grain | Non-official reference (db) |
| Grain Traders | Non-official reference (db) |
| Grains & Co | Non-official reference (ai suggested) |
| Great World | Non-official reference (db) |
| Greendot | Non-official reference (db) |
| Greenhouse Bistro | Non-official reference (chope) |
| Grill Ninety Nine | Non-official reference (chope) |
| Group Therapy Cse | Non-official reference (visa) |
| Grove | Non-official reference (ai suggested) |
| Grumpy Bear(51 Amk) | Non-official reference (visa) |
| Guerilla Coffee (Kallang Riverside) | Non-official reference (chope) |
| Guzman Y Gomez | Non-official reference (db) |
| Gyu-Kaku (KINEX) | Non-official reference (chope) |
| H Culture | Non-official reference (ai suggested) |
| HA-JUN KOREA | Non-official reference (ai suggested) |
| Haakon | Non-official reference (visa) |
| Hai Zhong Bao | Non-official reference (ai suggested) |
| Haidilao Hot Pot | Non-official reference (visa) |
| Hakka Yu | Non-official reference (ai suggested) |
| Halcyon & Crane | Non-official reference (chope) |
| Han's Union | Non-official reference (ai suggested) |
| Additional rows omitted | 568 more rows not shown on this page |
Street Truth / User-Reported Exceptions¶
Beyond the Dough: MCC 5814 (exception, user verified, risk: low)¶
User reported that beyond the Dough (pizza restaurant) codes under MCC 5814 (Fast Food Restaurants), which is excluded from earning bonus points on the HSBC Revolution card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Beyond the Dough |
| Card | HSBC Revolution |
| MCC | 5814 |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-06 |
| Last seen | 2026-06-06T10:32:42+00:00 |
| Observed result | Coded as MCC 5814, no bonus points awarded |
| Public/official layer | HSBC Revolution excludes MCC 5814 from earning 4 mpd |
| Caveat | Does not earn bonus points on HSBC Revolution due to MCC 5814 exclusion |
Mister Mobile (Parkway Parade): MCC 5814 (exception, user verified, risk: medium)¶
User reported that the Mister Mobile outlet at Parkway Parade codes under MCC 5814 (Fast Food Restaurants) instead of a standard telecom or retail MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Mister Mobile (Parkway Parade) |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T04:05:33+00:00 |
| Observed result | Codes as MCC 5814 |
| Caveat | This coding is highly unusual for a mobile phone shop and may be specific to the Parkway Parade outlet. |
Tourist attractions / farms: MCC 5812, 5814 (exception, user verified, risk: low)¶
User reported that some tourist attractions and farms code under dining MCCs such as 5812 (Restaurants) or 5814 (Fast Food).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Tourist attractions / farms |
| MCC | 5812, 5814 |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T02:42:17+00:00 |
| Observed result | A farm visited by a user coded as MCC 5814 |
| Caveat | Coding is highly merchant-dependent and unpredictable |
Sushiro via ShopBack: MCC 5814 (exception, user verified, risk: medium)¶
User reported that paying at Sushiro (Our Tampines Hub) via ShopBack Pay codes as MCC 5814 (Fast Food Restaurants) instead of 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Sushiro |
| Route | ShopBack |
| MCC | 5814 |
| Last verified | 2026-05-16T04:37:00+00:00 |
| Last seen | 2026-05-16T13:26:13+00:00 |
| Observed result | Coded as 5814 when routed through ShopBack Pay |
| Public/official layer | Sushiro typically codes as 5812 (Restaurants) |
| Caveat | Sushiro at Tampines One codes as 5812 directly. | Stacking: ShopBack -> Sushiro |
Accor / Mondrian Hong Kong: MCC 5814, 7011 (exception, user verified, risk: medium)¶
User reported that accor app prepaid hotel bookings typically code as MCC 7011, but alternative payment web links sent directly by the hotel (e.g., Mondrian Hong Kong) can code as MCC 5814.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Merchant | Accor / Mondrian Hong Kong |
| MCC | 7011, 5814 |
| Last verified | 2026-05-13T10:05:25+00:00 |
| Last seen | 2026-05-13T10:05:25+00:00 |
| Observed result | A payment link sent by Mondrian HK after an initial card decline coded as MCC 5814. |
| Public/official layer | Hotel room bookings should code as lodging/hotels (e.g., 7011). |
| Caveat | Alternative payment links sent by hotels may code as dining/fast food instead of lodging. |
F&B in China: MCC 5812, 5814, 7299 (exception, user verified, risk: medium)¶
User reported that local F&B shops in China frequently code as MCC 5812 or 7299, whereas international chains typically code as 5814.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Merchant | F&B in China |
| MCC | 5812, 5814, 7299 |
| Last verified | 2026-04-25T19:28:52+00:00 |
| Last seen | 2026-04-25T19:28:52+00:00 |
| Observed result | Local F&B shops in China sometimes code as 7299. |
| Public/official layer | F&B merchants should code under dining MCCs. |
| Caveat | MCC 7299 is a non-dining category, which may affect dining bonus miles/cashback. |
Ya Kun Kaya Toast via Ya Kun App: MCC 5411, 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast MCC varies significantly: contactless usually codes as 5814 (Fast Food), while in-app payments often code as 5411 (Groceries), 5812 (Eating Places), or even 5734 (Computer Software Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Ya Kun Kaya Toast |
| Route | Ya Kun App |
| MCC | 5814, 5411, 5812, 5734 |
| Last verified | 2026-04-19T05:58:25+00:00 |
| Last seen | 2026-04-19T05:58:25+00:00 |
| Observed result | App payments frequently code as 5411 or 5734 |
| Public/official layer | Should code as dining/fast food (5814/5812) |
| Caveat | Check community tracker for specific outlet and payment method combinations. |
Fast Food, Travel Agencies: MCC 4722, 5814 (exception, risk: medium)¶
User reported that hSBC Revolution excludes MCC 5814 (Fast Food) and MCC 4722 (Travel Agencies) from earning bonus points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Fast Food, Travel Agencies |
| Card | HSBC Revolution |
| MCC | 5814, 4722 |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last seen | 2026-03-24T14:04:31+00:00 |
| Public/official layer | HSBC Revolution T&Cs exclude MCC 5814 and 4722 from 10X reward points. |
Happy Lamb Hot Pot: MCC 5814 (exception, user verified, risk: medium)¶
User reported that hSBC excludes MCC 5814 (Fast Food) from bonus points. Restaurants like Happy Lamb Hot Pot may unexpectedly code as 5814 instead of 5812, resulting in only 0.4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Happy Lamb Hot Pot |
| Card | HSBC Revolution |
| MCC | 5814 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2026-03-26T07:28:55+00:00 |
| Last seen | 2026-03-26T07:28:55+00:00 |
| Observed result | Happy Lamb Hot Pot coded as 5814, earning only 0.4 mpd. |
| Public/official layer | HSBC excludes MCC 5814 from 4mpd bonus categories. |
| Caveat | Always verify MCC as some restaurants code as fast food. |
Takashimaya B2 / Fairs: MCC 5814 (exception, user verified, risk: medium)¶
User reported that purchases at Takashimaya basement (B2) food stalls and fairs (e.g., mooncakes) may code as MCC 5814 (Fast Food) instead of department store.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Takashimaya B2 / Fairs |
| MCC | 5814 |
| Last verified | 2025-10-04T11:07:13+00:00 |
| Last seen | 2025-10-04T11:07:13+00:00 |
| Observed result | Transactions coded as MCC 5814 (Fast Food). |
| Public/official layer | Takashimaya usually codes as Department Store (MCC 5311). |
| Caveat | Receipt still shows Takashimaya; verified via HeyMax. |
Takashimaya: MCC 5814 (exception, user verified, risk: medium)¶
User reported that takashimaya B2 stalls and basement fairs can code as MCC 5814 (Fast Food) instead of Department Store
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Takashimaya |
| MCC | 5814 |
| Last verified | 2025-10-04T11:07:13+00:00 |
| Last seen | 2026-05-14T14:39:56+00:00 |
| Observed result | Purchases at B2 stalls and basement fairs coded as MCC 5814 |
| Public/official layer | Takashimaya transactions typically code as MCC 5311 (Department Stores) |
| Caveat | Depends on the specific stall or fair; luggage fairs might still code as 5311 |
Takashimaya Basement Fair: MCC 5814 (exception, user verified, risk: medium)¶
User reported that purchases at Takashimaya basement (B2) food fairs can code as MCC 5814 (Fast Food) instead of the expected department store MCC, even if the receipt is under Takashimaya.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Takashimaya Basement Fair |
| MCC | 5814 |
| Last verified | 2025-10-04T11:03:41+00:00 |
| Last seen | 2026-05-14T14:39:56+00:00 |
| Observed result | Transaction coded as MCC 5814 (Fast Food). |
| Public/official layer | Takashimaya transactions typically code as MCC 5311 (Department Stores). |
| Caveat | Depends on the specific stall or type of fair; non-food fairs like luggage may code as 5311. |
Takashimaya: MCC 5814 (exception, user verified, risk: low)¶
User reported that purchases at Takashimaya basement fair (e.g., food, mooncakes) may code as MCC 5814 (Fast Food) instead of MCC 5311 (Department Store), despite the receipt showing Takashimaya.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Takashimaya |
| MCC | 5814 |
| Last verified | 2025-10-04T11:03:41+00:00 |
| Last seen | 2026-05-14T14:39:56+00:00 |
| Observed result | Basement fair food stalls coded as MCC 5814. |
| Public/official layer | Takashimaya usually codes as MCC 5311 (Department Store). |
| Caveat | Depends on the specific terminal/stall used at the fair. |
Takashimaya: MCC 5814 (exception, user verified, risk: low)¶
User reported that purchases at Takashimaya B2 food fairs and mooncake stalls may code as MCC 5814 (Fast Food) instead of the main department store MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Takashimaya |
| MCC | 5814 |
| Last verified | 2025-10-04T11:03:41+00:00 |
| Last seen | 2026-05-14T14:39:56+00:00 |
| Observed result | Transactions coded as 5814 Fast Food on HeyMax despite the receipt showing Takashimaya. |
| Caveat | Depends on the specific terminal used by the stall; non-food fairs (e.g., luggage) may still code as MCC 5311. |
Takashimaya: MCC 5814 (exception, user verified, risk: medium)¶
User reported that purchases at Takashimaya basement (B2) fairs can code as MCC 5814 (Fast Food) instead of the usual department store MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Takashimaya |
| MCC | 5814 |
| Last verified | 2025-10-04T11:03:41+00:00 |
| Last seen | 2026-05-14T14:39:56+00:00 |
| Observed result | Coded as 5814 |
| Public/official layer | Takashimaya usually codes as 5311 |
| Caveat | Depends on the specific stall or fair type. |
Ya Kun Kaya Toast: MCC 5734, 5812, 5814, 5999 (exception, user verified, risk: low)¶
User reported that ya Kun Kaya Toast merchant category codes (MCC) are highly variable; contactless payments typically code as MCC 5814 (Fast Food), while payments via the Ya Kun app can code as MCC 5812 (Eating Places), 5734 (Computer Software Stores), or 5999 (Miscellaneous).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| MCC | 5814, 5812, 5734, 5999 |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T11:22:08+00:00 |
| Observed result | Contactless payments coded as 5814, while app payments coded as 5812, 5734, or 5999 depending on the outlet |
| Caveat | MCC depends heavily on the specific outlet and whether the transaction is contactless or via the mobile app |
Ya Kun Kaya Toast via Apple Pay/Google Pay/Amaze/In-App: MCC 5734, 5812, 5814, 5999 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast transactions vary significantly in MCC depending on the outlet and payment method. App payments often code as MCC 5734 (Computer Software Stores), 5812 (Eating Places), or 5999, while physical contactless payments at outlets typically code as MCC 5814 (Fast Food Restaurants) or 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | Apple Pay/Google Pay/Amaze/In-App |
| MCC | 5814, 5734, 5812, 5999 |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T00:36:54+00:00 |
| Observed result | App payments code as 5734, 5812, or 5999 depending on the outlet, while physical contactless is usually 5814 or 5812. |
| Caveat | App payments coding as 5734 will not trigger dining bonuses on cards like UOB Lady's Card. |
PRAIRIE - CLUNY COURT: MCC 5814 (exception, user verified, risk: low)¶
User reported that pRAIRIE at Cluny Court Singapore is officially coded under MCC 5814 (Fast Food Restaurants), despite some aggregators showing it as MCC 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | PRAIRIE - CLUNY COURT |
| Card | DBS Cards |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2024-11-25 |
| Last seen | 2024-11-25T04:18:49+00:00 |
| Observed result | DBS transaction data shows Merchant Category as Fast Food Restaurants (MCC 5814) |
| Caveat | HeyMax may display it incorrectly as MCC 5812 (Eating Places) |
Ya Kun Kaya Toast via contactless or app: MCC 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast outlets have highly inconsistent MCCs, ranging from MCC 5814 (Fast Food) and MCC 5812 (Restaurants) for contactless payments, to MCC 5734 (Computer Software) or MCC 5812 when paying via the Ya Kun app.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | contactless or app |
| MCC | 5814, 5812, 5734 |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T04:50:37+00:00 |
| Observed result | Outlets like IMM and Woodleigh code as 5814, while app payments at Heartland Mall Kovan and Punggol Oasis code as 5734 |
| Caveat | MCC varies wildly by outlet and payment method (contactless vs app) |
Cedele / Paris Baguette / Polar via Kris+: MCC 5814 (exception, user verified, risk: medium)¶
User reported that kris+ transactions at bakeries like Cedele, Paris Baguette, and Polar often code as MCC 5814 (Fast Food) instead of MCC 5812 (Dining), making them ineligible for HSBC Revolution bonus points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Cedele / Paris Baguette / Polar |
| Card | HSBC Revolution |
| Route | Kris+ |
| MCC | 5814 |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T02:46:54+00:00 |
| Observed result | Kris+ transactions at Cedele and other bakeries coded as 5814 and did not receive bonus points. |
| Public/official layer | HSBC Revolution earns bonus points on MCC 5812 but excludes MCC 5814. |
| Caveat | Avoid using HSBC Revolution for Kris+ dining if unsure of the exact MCC, as MCC 5814 is excluded from the HSBC Revolution bonus whitelist. |
Ya Kun Kaya Toast via contactless or in-app: MCC 5734, 5812, 5814 (exception, user verified, risk: low)¶
User reported that ya Kun Kaya Toast transactions code unpredictably across different MCCs (5814, 5812, or 5734) depending on the specific outlet and whether the transaction is made via contactless payment or the Ya Kun app.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | contactless or in-app |
| MCC | 5814, 5812, 5734 |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T04:50:37+00:00 |
| Observed result | Ya Kun App codes as 5734 or 5812; physical outlets code as 5814 or 5812 depending on location |
| Caveat | App orders often code as 5734 or 5812, while physical contactless is usually 5814 but sometimes 5812 |
GrabMart: MCC 5814 (exception, user verified, risk: low)¶
User reported that grabMart orders (such as ordering from Don Don Donki via GrabMart) code as MCC 5814 (Fast Food Restaurants) instead of the merchant's native MCC (such as MCC 5411 for grocery).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | GrabMart |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T05:00:11+00:00 |
| Observed result | Coded as MCC 5814 instead of MCC 5411 |
| Caveat | Observed for Don Don Donki orders via GrabMart; other merchants on GrabMart may also code under food/delivery MCCs. |
Kopitiam via Apple Pay: MCC 5814 (exception, user verified, risk: low)¶
User reported that kopitiam mobile payment terminals do not accept Apple Pay transactions linked to Visa credit cards, despite displaying the Apple Pay icon.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kopitiam |
| Route | Apple Pay |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2018-05-31 |
| Last seen | 2018-05-31T08:44:48+00:00 |
| Observed result | Apple Pay tagged with Visa credit card is rejected at Kopitiam mobile payment terminals |
| Caveat | Only affects Visa cards linked to Apple Pay; Mastercard may still work |