Grab¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4121 | Taxicabs and Limousines | Non-official reference (db) |
| 4215 | Courier Services – Air Or Ground, Freight Forwarders | Non-official reference (db) |
| 5812 | Eating Places and Restaurants | Non-official reference (db) |
| 5814 | Fast Food Restaurants | Non-official reference (db) |
| 6540 | Non-financial Institutions – Stored Value Card Purchase/load; Poi Funding Transactions | Non-official reference (db) |
| 7399 | Business Services, Not Elsewhere Classified | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Grab |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Grab |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Grab |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Grab |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card Grab |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card Grab |
4 mpd | S$1,000 | Must select Dining category | |
| UOB Lady's Solitaire Card Grab |
4 mpd | S$750 | Must select Dining category | |
| UOB Preferred Visa Card Grab |
4 mpd | S$600 | Must complete transaction online to be eligible for this reward | |
| American Express Singapore Airlines Solitaire PPS Credit Card Grab |
3.3 mpd | |||
| American Express Singapore Airlines PPS Club Credit Card Grab |
3.3 mpd |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Grab |
15% | S$250 | S$2,000 | Must select Dining category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| BOC Family Card Grab |
10% | S$25 | S$800 | This is an eligible Dining & Movie merchant |
| UOB EVOL Credit Card Grab |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| POSB Everyday Card Grab |
9.7% | Daily$20 | S$800 | This is an eligible Food Delivery merchant |
| HSBC Live+ Card Grab |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
Street Truth / User-Reported Exceptions¶
GrabPay via GrabPay: MCC 6540 (exception, user verified, risk: medium)¶
User reported that grabPay top-ups count towards the $1,000 minimum credit card spend requirement for the Standard Chartered Bonus$aver account.
| Field | Value |
|---|---|
| Status | uncertain |
| Confidence | medium |
| Merchant | GrabPay |
| Card | Standard Chartered Bonus$aver |
| Route | GrabPay |
| MCC | 6540 |
| Last verified | 2026-04-14T23:55:44+00:00 |
| Last seen | 2026-04-14T23:55:44+00:00 |
| Observed result | GrabPay top-ups count towards the $1k spend requirement. |
| Public/official layer | E-wallet top-ups are typically excluded from minimum spend requirements. |
| Caveat | Based on a single user confirmation; e-wallets are typically excluded in T&Cs. | Stacking: Standard Chartered Bonus$aver -> GrabPay |
GrabMart: MCC 5814 (exception, user verified, risk: low)¶
User reported that grabMart orders (such as ordering from Don Don Donki via GrabMart) code as MCC 5814 (Fast Food Restaurants) instead of the merchant's native MCC (such as MCC 5411 for grocery).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | GrabMart |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T05:00:11+00:00 |
| Observed result | Coded as MCC 5814 instead of MCC 5411 |
| Caveat | Observed for Don Don Donki orders via GrabMart; other merchants on GrabMart may also code under food/delivery MCCs. |