Gardenia¶
MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5814 | Fast Food Restaurants | Non-official reference (ai suggested) |
| 7278 | Buying and Shopping Services and Clubs | Non-official reference (ai suggested) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Maybank XL Rewards Card Gardenia |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card Gardenia |
4 mpd | S$1,000 | Must select Dining category | |
| UOB Lady's Solitaire Card Gardenia |
4 mpd | S$750 | Must select Dining category | |
| UOB Preferred Visa Card Gardenia |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Gardenia |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Journey Card Gardenia |
3 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card Gardenia |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Gardenia |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card Gardenia |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop | |
| UOB Reserve Credit Card Gardenia |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Gardenia |
15% | S$250 | S$2,000 | Must select Dining category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| BOC Family Card Gardenia |
10% | S$25 | S$800 | This is an eligible Dining & Movie merchant |
| UOB EVOL Credit Card Gardenia |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| HSBC Live+ Card Gardenia |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
| Maybank Family & Friends Card Gardenia |
8% | S$25 | S$800 | Must select Dining & Food Delivery category |