MCC 5499¶
Description: Miscellaneous Food Stores – Convenience Stores and Specialty Markets
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| 7-Eleven | Non-official reference (db) |
| 9s Seafood | Non-official reference (visa) |
| Amazin' Graze | Non-official reference (visa) |
| APAC Vendings | Non-official reference (ai suggested) |
| Apartment Coffee | Non-official reference (visa) |
| Artichoke | Non-official reference (chope) |
| Bacha Coffee | Non-official reference (db) |
| Bee Cheng Hiang | Non-official reference (db) |
| Bengawan Solo | Non-official reference (db) |
| Best World Lifestyle - Vs | Non-official reference (visa) |
| Bettr Barista | Non-official reference (visa) |
| BettrCoffee | Non-official reference (visa) |
| Bliss Nest Capsules (BNC) | Non-official reference (db) |
| Bottles and Bottles | Non-official reference (db) |
| Brands | Non-official reference (db) |
| Brunches Cafe | Non-official reference (visa) |
| Burpple | Non-official reference (visa) |
| Cakeinspiration | Non-official reference (public) |
| Cellarbration | Non-official reference (db) |
| Cheers | Non-official reference (db) |
| Choc Spot | Non-official reference (db) |
| Chun Yang Tea | Non-official reference (visa) |
| Coco & Frank | Non-official reference (db) |
| Coexist Coffee Co. | Non-official reference (visa) |
| Collective | Non-official reference (chope) |
| Comvita | Non-official reference (db) |
| Convivial | Non-official reference (chope) |
| Cratejoy | Non-official reference (db) |
| Crave | Non-official reference (db) |
| Cut Butchery | Non-official reference (visa) |
| Dish The Fish | Non-official reference (visa) |
| Dragonfly Bar | Non-official reference (chope) |
| Drops Creatine Gummies | Non-official reference (db) |
| Dutch Colony | Non-official reference (visa) |
| EagleWings Loft | Non-official reference (chope) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Emicakes | Non-official reference (visa) |
| Eu Yan Sang (Stores) | Non-official reference (db) |
| FairPrice Group Hawker Centre | Non-official reference (ai suggested) |
| Famous Amos | Non-official reference (db) |
| Fassler Gourmet | Non-official reference (visa) |
| Fave | Non-official reference (db) |
| Fly by Shaker Lakers | Non-official reference (chope) |
| FoodPanda | Non-official reference (db) |
| Fragrance Bak Kwa | Non-official reference (db) |
| Fragrance Foodstuff-Ps | Non-official reference (visa) |
| Furuishi | Non-official reference (ai suggested) |
| Garrett | Non-official reference (visa) |
| Garrett Popcorn | Non-official reference (db) |
| Gold Heart | Non-official reference (db) |
| Goldheart Jewelry | Non-official reference (visa) |
| Grain | Non-official reference (db) |
| Grains & Co | Non-official reference (ai suggested) |
| Grill Ninety Nine | Non-official reference (chope) |
| Guma Guma | Non-official reference (db) |
| Hans Cafe | Non-official reference (visa) |
| Highlander | Non-official reference (visa) |
| Himawari | Non-official reference (visa) |
| Hockhua Tonic | Non-official reference (db) |
| HoneyWorld | Non-official reference (db) |
| Hong Kong Egglet | Non-official reference (db) |
| Hook Coffee | Non-official reference (db) |
| Huber's Butchery | Non-official reference (db) |
| Ichiban Boshi (Jem) | Non-official reference (chope) |
| iHerb | Non-official reference (db) |
| IRVINS | Non-official reference (db) |
| Kaeden Cafe | Non-official reference (chope) |
| Kele | Non-official reference (db) |
| Keong Saik Bakery | Non-official reference (visa) |
| Kitchen Hands | Non-official reference (db) |
| KOMYUNITI | Non-official reference (chope) |
| Kopi Tarts | Non-official reference (visa) |
| Kopifellas | Non-official reference (visa) |
| Koufu | Non-official reference (db) |
| Lim Chee Guan | Non-official reference (db) |
| Long Black Cafe | Non-official reference (chope) |
| Louisa Coffee | Non-official reference (db) |
| LPB Market | Non-official reference (visa) |
| Lushprotein | Non-official reference (visa) |
| Makena'S Mart | Non-official reference (visa) |
| Marina Bay Sands (Hotel) | Non-official reference (db) |
| Market Bistro | Non-official reference (chope) |
| Max's Restaurant | Non-official reference (visa) |
| Mealpal | Non-official reference (db) |
| Meatmen | Non-official reference (visa) |
| Melaleuca | Non-official reference (visa) |
| MyProtein | Non-official reference (db) |
| Nam Kee Pau | Non-official reference (db) |
| Natures Farm | Non-official reference (db) |
| Nespresso | Non-official reference (db) |
| New Zealand Fresh | Non-official reference (visa) |
| OCDEE | Non-official reference (visa) |
| Paradox Singapore Merchant Court at Clarke Quay | Non-official reference (db) |
| Perk Coffee | Non-official reference (db) |
| Picolino (Orchard) | Non-official reference (chope) |
| Pure Groceries | Non-official reference (visa) |
| Raffles Hotel Singapore | Non-official reference (visa) |
| Revolution | Non-official reference (visa) |
| Ricciotti (Riverwalk) | Non-official reference (chope) |
| Rive Gauche Patisserie | Non-official reference (db) |
| Sarnies | Non-official reference (visa) |
| Scoop Wholefoods | Non-official reference (visa) |
| Singapore Home Cooks | Non-official reference (visa) |
| Sodexo | Non-official reference (ai suggested) |
| Sp Fawn Active | Non-official reference (visa) |
| Sp Wing Joo Loong | Non-official reference (visa) |
| Sri Murugan | Non-official reference (visa) |
| Starbucks | Non-official reference (db) |
| Straits Wine Company | Non-official reference (db) |
| Super Loco Customs House | Non-official reference (chope) |
| Sweetest Moments Pte Ltd | Non-official reference (visa) |
| Swensen's | Non-official reference (db) |
| T2 Tea | Non-official reference (db) |
| Teaspec | Non-official reference (visa) |
| The 1872 Clipper Tea Co. (Online) | Non-official reference (db) |
| The 1872 Clipper Tea Co. (Store) | Non-official reference (db) |
| The Cocoa Trees | Non-official reference (db) |
| The Coffee Bean & Tea Leaf | Non-official reference (db) |
| The Community Coffe | Non-official reference (visa) |
| The Dim Sum Place (Bugis) | Non-official reference (chope) |
| The Meat Club | Non-official reference (visa) |
| The Whale Tea | Non-official reference (ai suggested) |
| The Whiskey Distillery | Non-official reference (db) |
| Ultimate Vending | Non-official reference (ai suggested) |
| Vincent Watch | Non-official reference (db) |
| Vitable | Non-official reference (db) |
| Warburg Vending | Non-official reference (ai suggested) |
| Watsons | Non-official reference (db) |
| Wendy | Non-official reference (visa) |
| Wheat | Non-official reference (db) |
| WhyQ | Non-official reference (db) |
| Worldpay | Non-official reference (visa) |
| Ya Kun Kaya Toast | Non-official reference (db) |
| Yue Hwa Chinese Products | Non-official reference (db) |
| Yummi House | Non-official reference (visa) |
| ZTP | Non-official reference (db) |
Street Truth / User-Reported Exceptions¶
Food truck via Amaze: MCC 5499 (exception, user verified, risk: low)¶
User reported that amaze linked to UOB Lady's Card was declined for a food truck (MCC 5499) despite uplifting security parameters, while Amaze linked to Citi Rewards Mastercard succeeded.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Food truck |
| Card | UOB Lady's Card |
| Route | Amaze |
| MCC | 5499 |
| Devaluation risk | low |
| Last verified | 2026-04-01T07:42:12+00:00 |
| Last seen | 2026-04-01T07:42:12+00:00 |
| Observed result | Transaction declined on UOB Lady's but approved on Citi Rewards Mastercard. |
| Caveat | May be specific to UOB's fraud/security parameters for certain MCCs via Amaze. |
Taipei Metro: MCC 5499 (exception, user verified, risk: low)¶
User reported that taipei Metro codes as MCC 5499 (Miscellaneous Food Stores) instead of a standard transit MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Taipei Metro |
| MCC | 5499 |
| Devaluation risk | low |
| Last verified | 2026-03-26T14:24:34+00:00 |
| Last seen | 2026-03-26T14:24:34+00:00 |
| Observed result | Coded as MCC 5499. |
| Public/official layer | Transit merchants typically code under transportation MCCs like 4111 or 4131. |
Cheers: MCC 5499 (exception, user verified, risk: low)¶
User reported that uOB Lady's Card with the Dining category selected earns bonus miles at Cheers (MCC 5499).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Cheers |
| Card | UOB Lady's Card |
| MCC | 5499 |
| Devaluation risk | low |
| Last seen | 2026-03-25T12:08:46+00:00 |
| Observed result | Cheers MCC 5499 successfully triggers the Dining bonus category on UOB Lady's Card. |
| Caveat | Requires Dining to be selected as the quarterly bonus category. |
Goldheart: MCC 5499 (exception, user verified, risk: medium)¶
User reported that goldheart transactions may anomalously code as MCC 5499 (Misc Food Store) instead of a jewelry MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Goldheart |
| Card | HSBC Revolution |
| MCC | 5499 |
| Devaluation risk | low |
| Last verified | 2026-03-23T04:14:01+00:00 |
| Last seen | 2026-03-23T04:14:01+00:00 |
| Observed result | Coded as MCC 5499 (Misc Food Store). |
| Public/official layer | Jewelry stores typically code under MCC 5094 or 5944. |
| Caveat | Observed on HSBC Revolution; may result in unexpected points earning. |
7-Eleven, FamilyMart, Lawson, New Days: MCC 5499 (exception, user verified, risk: low)¶
User reported that trust Cashback Card earns 15% cashback at major Japanese convenience stores (7-Eleven, FamilyMart, Lawson) which reliably code as MCC 5499, but New Days stores in JR stations are unpredictable and may not code as 5499.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | 7-Eleven, FamilyMart, Lawson, New Days |
| Card | Trust Cashback Card |
| MCC | 5499 |
| Programme | Trust Bank |
| Programme type | other |
| Points currency | cashback |
| Award route / region | Japan |
| Miles / points | 15% cashback |
| Devaluation risk | low |
| Last seen | 2024-10-29T10:57:49+00:00 |
| Observed result | 7-Eleven, FamilyMart, and Lawson reliably code as 5499; New Days sometimes does not |
| Caveat | New Days outlets in JR buildings are an exception and may not code as 5499 |