MCC 6300¶
Description: Insurance Sales, Underwriting, and Premiums
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| Ace Travel Insurance | Non-official reference (db) |
| AIA Insurance | Non-official reference (db) |
| AIG Travel Insurance | Non-official reference (db) |
| Allianz | Non-official reference (db) |
| Allianz Travel Hero | Non-official reference (db) |
| Allianz Travel Insurance | Non-official reference (db) |
| Aviva | Non-official reference (ai suggested) |
| Aviva Insurance | Non-official reference (db) |
| Bubblegum | Non-official reference (visa) |
| Chubb Insurance | Non-official reference (ai suggested) |
| Chupitos | Non-official reference (chope) |
| CIMB Travel Insurance | Non-official reference (db) |
| Dash | Non-official reference (db) |
| Direct Asia Insurance | Non-official reference (db) |
| DriveShield Insurance | Non-official reference (db) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Etiqa Insurance | Non-official reference (db) |
| Fullerton Health | Non-official reference (visa) |
| FWD Big 3 Critical Illness Insurance | Non-official reference (db) |
| FWD Cancer Insurance | Non-official reference (db) |
| FWD Critical Illness Plus insurance | Non-official reference (db) |
| FWD International Health Insurance | Non-official reference (db) |
| FWD Singapore | Non-official reference (ai suggested) |
| FWD Term Life Plus Insurance | Non-official reference (db) |
| FWD Travel Insurance | Non-official reference (db) |
| Great Eastern Insurance | Non-official reference (db) |
| Great Eastern Life | Non-official reference (ai suggested) |
| Great Eastern Travel Insurance | Non-official reference (db) |
| Health | Non-official reference (visa) |
| HL Assurance Travel Insurance | Non-official reference (db) |
| Income Travel Insurance | Non-official reference (db) |
| Jewellery Protect Insurance by Chubb | Non-official reference (db) |
| KoverNow Insurance | Non-official reference (db) |
| Manulife | Non-official reference (db) |
| Motor Insurance By Ge | Non-official reference (visa) |
| MSIG Insurance | Non-official reference (db) |
| MSIG Travel Insurance | Non-official reference (db) |
| NTUC Income | Non-official reference (ai suggested) |
| PolicyPal | Non-official reference (db) |
| Prudential Insurance | Non-official reference (db) |
| Ricciotti (Riverwalk) | Non-official reference (chope) |
| Seedly Travel Insurance | Non-official reference (db) |
| Shang Palace | Non-official reference (chope) |
| Shangri-La Singapore | Non-official reference (visa) |
| Shopee | Non-official reference (db) |
| Singlife | Non-official reference (visa) |
| Singlife Motor Insurance | Non-official reference (db) |
| Singlife Travel Insurance | Non-official reference (db) |
| Singsaver | Non-official reference (visa) |
| Singtel | Non-official reference (db) |
| SNACK by Income | Non-official reference (ai suggested) |
| Sompo Insurance | Non-official reference (db) |
| Starr Travel Insurance | Non-official reference (db) |
| Starr TraveLead | Non-official reference (db) |
| Tampines Town Council | Non-official reference (ai suggested) |
| Tiq Travel Insurance | Non-official reference (db) |
| Tokio Marine | Non-official reference (db) |
| Worldpay | Non-official reference (visa) |
Street Truth / User-Reported Exceptions¶
Insurance: MCC 6300 (exception, user verified, risk: low)¶
User reported that insurance premium payments charged directly to Citi credit cards do not earn miles, but they do count as qualifying spend for welcome offers and the $12,000 quarterly spend required for the free airport limo benefit.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Merchant | Insurance |
| Card | Citi PremierMiles |
| MCC | 6300 |
| Programme type | airport_lounge |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T12:55:10+00:00 |
| Observed result | Users confirmed insurance premium payments count towards the $12k quarterly spend for the free airport limo ride. |
| Public/official layer | Citi T&Cs exclude insurance from earning points/miles, but include it in qualifying spend for retail milestones unless paid via interest-free installments or specific excluded bill payment channels. |
| Caveat | Does not earn any base or bonus miles. |
NTUC Income via CardUp: MCC 6300 (exception, user verified, risk: low)¶
User reported that nTUC Income insurance premiums cannot be paid via CardUp.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | NTUC Income |
| Route | CardUp |
| MCC | 6300 |
| Devaluation risk | low |
| Last verified | 2026-04-04T08:46:24+00:00 |
| Last seen | 2026-04-04T08:46:24+00:00 |
| Observed result | NTUC Income does not accept CardUp payments. |
| Public/official layer | CardUp generally supports insurance payments. |
AIA via SimplyGo EZ-Link: MCC 6300 (exception, user verified, risk: low)¶
User reported that aIA insurance premiums can be paid using a SimplyGo EZ-Link card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | AIA |
| Route | SimplyGo EZ-Link |
| MCC | 6300 |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T07:32:49+00:00 |
| Observed result | User successfully paid their AIA insurance premium using a SimplyGo EZ-Link card. |
| Caveat | Requires topping up the SimplyGo EZ-Link card beforehand; check if your credit card rewards EZ-Link top-ups. |