MCC 5812¶
Description: Eating Places and Restaurants
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| 1 Tyrwhitt Bistro Bar | Non-official reference (chope) |
| 1-Altitude Coast | Non-official reference (chope) |
| 1-Arden | Non-official reference (chope) |
| 1-Atico | Non-official reference (db) |
| 123 Zo Viet Bbq n Hotpot | Non-official reference (chope) |
| 13% Wine Bistro (Telok Ayer) | Non-official reference (chope) |
| 15 Stamford (The Capitol Kempinski Hotel Singapore) | Non-official reference (chope) |
| 15 Stamford by Alvin Leung | Non-official reference (db) |
| 1918 Heritage Bar | Non-official reference (chope) |
| 25 Degrees Burger, Wine & Liquor Bar | Non-official reference (db) |
| 27 Mezze Bar & Grill | Non-official reference (chope) |
| 2am: dessertbar | Non-official reference (db) |
| 3 Meals A Day | Non-official reference (visa) |
| 49 Seats | Non-official reference (db) |
| 5 ON 25 | Non-official reference (db) |
| 5 Senses Bistro (The Star Vista) | Non-official reference (chope) |
| 566 Seafood & Beer Garden At Mandai Hill | Non-official reference (chope) |
| 59 Hutong Yakiniku | Non-official reference (visa) |
| 6ix 6ix 六六 | Non-official reference (chope) |
| 8 Degrees | Non-official reference (visa) |
| 8 Korean BBQ (The Central) | Non-official reference (chope) |
| 808 Eating House | Non-official reference (chope) |
| 88 Seafood | Non-official reference (chope) |
| 98 Bistro | Non-official reference (chope) |
| 9s Seafood | Non-official reference (visa) |
| A&A Cafe & Bistro | Non-official reference (db) |
| A-poh Kitchen | Non-official reference (visa) |
| Aapon | Non-official reference (visa) |
| Aburi-En | Non-official reference (db) |
| Aburi-EN (Causeway Point) | Non-official reference (chope) |
| Aburi-EN (Changi City Point) | Non-official reference (chope) |
| Aburi-EN (Jem) | Non-official reference (chope) |
| Aburi-EN (Jewel Changi Airport) | Non-official reference (chope) |
| Aburi-EN (Nex) | Non-official reference (chope) |
| Aburi-EN (Suntec City) | Non-official reference (chope) |
| Aburi-EN (Vivo City) | Non-official reference (chope) |
| Aburiya (Robertson Quay) Japanese Wagyu Yakiniku | Non-official reference (chope) |
| Aburiya Japanese Wagyu Yakiniku (Tanjong Pagar) | Non-official reference (chope) |
| abV@Southbridge | Non-official reference (chope) |
| Ac.Kafe | Non-official reference (visa) |
| Aceituna Mexicana | Non-official reference (chope) |
| Acqua e Farina (Keong Saik) | Non-official reference (chope) |
| Acqua e Farina (Rail Mall) | Non-official reference (chope) |
| Addictude | Non-official reference (visa) |
| Aether House | Non-official reference (visa) |
| Afuri | Non-official reference (visa) |
| Ajisen Ramen | Non-official reference (db) |
| Ajisen Shokudo | Non-official reference (visa) |
| Ajummas | Non-official reference (ai suggested) |
| Akami | Non-official reference (chope) |
| Akanoya Robatayaki | Non-official reference (db) |
| Akimitsu | Non-official reference (db) |
| Akira Back (JW Marriott Singapore South Beach) | Non-official reference (chope) |
| Al Borgo Italian Restaurant | Non-official reference (chope) |
| Al Capone's Ristorante & Bar | Non-official reference (db) |
| Alati Divine Greek Cuisine | Non-official reference (chope) |
| Alaturka Turkish & Mediterranean Restaurant | Non-official reference (chope) |
| Alegria | Non-official reference (chope) |
| Alegria Singapore | Non-official reference (visa) |
| Alibaba.com | Non-official reference (ai suggested) |
| Alice Boulangerie & Restaurant | Non-official reference (chope) |
| Alijiang Silk Road Cuisine | Non-official reference (db) |
| Alijiang 阿里疆 | Non-official reference (chope) |
| Alkove Bistro | Non-official reference (chope) |
| All The Batter - Avocado Foods At Great World | Non-official reference (db) |
| Alley on 25 | Non-official reference (db) |
| Allo French Cuisine | Non-official reference (chope) |
| Allora Ristorante & Bar | Non-official reference (chope) |
| Alma By Juan Amador | Non-official reference (visa) |
| Almost Famous Craft Beer Bar | Non-official reference (chope) |
| Alter Ego | Non-official reference (db) |
| Altro Zafferano | Non-official reference (chope) |
| Amano | Non-official reference (chope) |
| Amber West | Non-official reference (chope) |
| Ambush - J8 | Non-official reference (visa) |
| Ambush-Pan European Dining (Junction 8) | Non-official reference (chope) |
| Amgd | Non-official reference (db) |
| Anatolia Restaurant SG | Non-official reference (chope) |
| Andaz Singapore | Non-official reference (visa) |
| Andersen's of Denmark | Non-official reference (db) |
| Anglo Indian Cafe & Bar | Non-official reference (visa) |
| Anglo Indian Cafe & Bar (Chijmes) | Non-official reference (chope) |
| Anglo Indian Cafe & Bar (Marina One) | Non-official reference (chope) |
| Anglo Indian Cafe & Bar (Shenton Way) | Non-official reference (chope) |
| Angus House | Non-official reference (visa) |
| Anouska’s | Non-official reference (chope) |
| Anteroom | Non-official reference (visa) |
| Anyi Noodles | Non-official reference (chope) |
| AONE Claypot House | Non-official reference (db) |
| Apartment Coffee | Non-official reference (visa) |
| Aphrodite Waffles & Gelato | Non-official reference (db) |
| Apiary | Non-official reference (db) |
| Apple | Non-official reference (db) |
| Apple Caffe | Non-official reference (ai suggested) |
| Apricus Coffee & Food Co. | Non-official reference (chope) |
| Apéro | Non-official reference (chope) |
| Arab Street Turkish & Western Restaurant | Non-official reference (chope) |
| Arbenz (Swiss Club) | Non-official reference (chope) |
| Arbora (Mount Faber Peak) | Non-official reference (chope) |
| aROMA | Non-official reference (db) |
| Aroma Truffle | Non-official reference (db) |
| Art di Daniele Sperindio | Non-official reference (chope) |
| Artea | Non-official reference (db) |
| Arteastiq | Non-official reference (db) |
| Artemis Grill | Non-official reference (db) |
| Artichoke | Non-official reference (chope) |
| Artisan Boulangerie Co. | Non-official reference (db) |
| Ashino | Non-official reference (chope) |
| Asian Market Cafe | Non-official reference (chope) |
| Asian Twist by 365 Food | Non-official reference (chope) |
| Aston's | Non-official reference (db) |
| Aston's Specialties | Non-official reference (db) |
| Asusual Pte Ltd | Non-official reference (visa) |
| Atelier Lounge & Bar | Non-official reference (chope) |
| Atico Lounge | Non-official reference (chope) |
| Atlas Bar | Non-official reference (visa) |
| Atrium | Non-official reference (visa) |
| Atrium Bar 317 | Non-official reference (chope) |
| Atrium Restaurant | Non-official reference (chope) |
| Au Balcon at The Garage | Non-official reference (chope) |
| Aura Loft | Non-official reference (chope) |
| Awadh | Non-official reference (chope) |
| Awfully Chocolate | Non-official reference (db) |
| Awfully Chocolate Bakery & Cafe | Non-official reference (chope) |
| Awfully Chocolate Experience | Non-official reference (chope) |
| Ayam Penyet President | Non-official reference (db) |
| Ayasofya Llp | Non-official reference (visa) |
| Ayumu Singapore | Non-official reference (visa) |
| B.E.D | Non-official reference (visa) |
| Baba Chews Bar and Eatery | Non-official reference (chope) |
| Babachews Bar Eatery | Non-official reference (visa) |
| Bacaro | Non-official reference (chope) |
| Bacatá | Non-official reference (chope) |
| Bacha Coffee | Non-official reference (db) |
| Baden Restaurant & Pub | Non-official reference (chope) |
| Bagus (Card topup) | Non-official reference (db) |
| Bahaus by CDC | Non-official reference (chope) |
| Bai Wei Mini Bowl | Non-official reference (ai suggested) |
| Bakalaki Greek Taverna | Non-official reference (db) |
| Baker & Cook | Non-official reference (db) |
| Baker & The Brew | Non-official reference (db) |
| Baker's Brew @ Paragon | Non-official reference (db) |
| Bakery Cuisine | Non-official reference (ai suggested) |
| Bali Thai | Non-official reference (db) |
| Bali Thai (Causeway Point) | Non-official reference (chope) |
| Bali Thai (IMM) | Non-official reference (chope) |
| Bali Thai (NEX) | Non-official reference (chope) |
| Bali Thai (Ngee Ann City) | Non-official reference (chope) |
| Bali Thai (Suntec City) | Non-official reference (chope) |
| Bangkok Jam | Non-official reference (db) |
| Bao Er Cafe | Non-official reference (ai suggested) |
| Bao Heng Shiok Shiok | Non-official reference (ai suggested) |
| Bao's Pastry | Non-official reference (ai suggested) |
| Bar Bar Black Sheep | Non-official reference (visa) |
| Bar-Roque Grill | Non-official reference (chope) |
| Barista | Non-official reference (visa) |
| Barrio | Non-official reference (chope) |
| Barrio by Mex Out | Non-official reference (db) |
| Barrio Caliente | Non-official reference (chope) |
| Basilico | Non-official reference (chope) |
| Baskin Robbins | Non-official reference (db) |
| Bbq Friend | Non-official reference (visa) |
| Bbq Seoul Shokudo | Non-official reference (visa) |
| Bbq Tori Shokudo | Non-official reference (visa) |
| Beach Road Kitchen (JW Marriott Singapore South Beach) | Non-official reference (chope) |
| Beacon Restaurant and Bar | Non-official reference (chope) |
| Bearded Bella | Non-official reference (chope) |
| Beauty in the Pot | Non-official reference (db) |
| Bebek Goreng Pak Ndut | Non-official reference (ai suggested) |
| Bedrock | Non-official reference (db) |
| Bedrock Bar & Grill | Non-official reference (chope) |
| Bedrock Origin | Non-official reference (chope) |
| Bee Cheng Hiang | Non-official reference (db) |
| Bee Cheng Hiang Grillery | Non-official reference (chope) |
| Bee's Knees | Non-official reference (db) |
| Beirut Grill | Non-official reference (visa) |
| Bella Pasta | Non-official reference (chope) |
| Bella Pizza | Non-official reference (chope) |
| Belo Cafe | Non-official reference (chope) |
| Beng Hiang Restaurant | Non-official reference (visa) |
| Beppu Menkan Restaurant | Non-official reference (chope) |
| Beppu Menkan Restaurant(S) Pte Ltd | Non-official reference (visa) |
| Berlin65 | Non-official reference (chope) |
| Bernie's Restaurant | Non-official reference (chope) |
| Beurre@23 | Non-official reference (chope) |
| Beyond Pancakes | Non-official reference (visa) |
| Big Fish Small Fish | Non-official reference (visa) |
| Binary | Non-official reference (chope) |
| Binomio | Non-official reference (chope) |
| Birds of a Feather | Non-official reference (chope) |
| Birds of Paradise | Non-official reference (db) |
| Bisous & Luso | Non-official reference (chope) |
| Bistro Du Vin | Non-official reference (visa) |
| Bistro G | Non-official reference (chope) |
| Bjr - Godaime @ Ctr Pt | Non-official reference (visa) |
| BK EATING HOUSE | Non-official reference (ai suggested) |
| Black &Amp; White | Non-official reference (visa) |
| Black Fairy | Non-official reference (visa) |
| Black Pepper Multicuisine Restaurant Singapore | Non-official reference (chope) |
| Bleu (Keppel Bay) | Non-official reference (chope) |
| Blu Kouzina (Dempsey) | Non-official reference (chope) |
| Blu Kouzina (Sentosa) | Non-official reference (chope) |
| Blu Kouzina (Siglap) | Non-official reference (chope) |
| Blue Lotus Chinese Eating House | Non-official reference (chope) |
| Boaters' Bar | Non-official reference (chope) |
| Bochinche | Non-official reference (visa) |
| Bochinche (Club Street) | Non-official reference (chope) |
| Bodacious | Non-official reference (chope) |
| Boeuf Singapore | Non-official reference (chope) |
| Bombay Brasserie | Non-official reference (chope) |
| Bombay Garden | Non-official reference (chope) |
| Bonchon | Non-official reference (db) |
| Bonding Kitchen | Non-official reference (visa) |
| Bones 'n Barrels (Sentosa) | Non-official reference (chope) |
| Bones 'n Barrels Far East Plaza | Non-official reference (db) |
| Boon Tong Kee | Non-official reference (db) |
| Bornga | Non-official reference (db) |
| Bornga (VivoCity) | Non-official reference (chope) |
| Botan Japanese Restaurant | Non-official reference (chope) |
| Botanico | Non-official reference (db) |
| Botanico at The Summerhouse | Non-official reference (chope) |
| Bottega Di Carna | Non-official reference (chope) |
| Boulangerie Asanoya | Non-official reference (visa) |
| Boulevard Asia Square (ASQ) | Non-official reference (chope) |
| Box n Sticks | Non-official reference (chope) |
| Brasserie Le Steak | Non-official reference (db) |
| Brauhaus Restaurant & Pub | Non-official reference (chope) |
| Bread Beer & Brez'n (Killiney Road) | Non-official reference (chope) |
| Bread Beer & Brez’n (Phoenix Park) | Non-official reference (chope) |
| Bread Yard | Non-official reference (chope) |
| BreadTalk | Non-official reference (db) |
| Brewerkz East Coast Park | Non-official reference (chope) |
| Brewerkz Woodleigh Mall | Non-official reference (chope) |
| Brine | Non-official reference (ai suggested) |
| Brooklyn Bar SG | Non-official reference (chope) |
| Brotzeit | Non-official reference (db) |
| Brotzeit (Raffles City Shopping Centre) | Non-official reference (chope) |
| Brotzeit Katong | Non-official reference (chope) |
| Brotzeit VivoCity | Non-official reference (chope) |
| Brotzeit Westgate | Non-official reference (chope) |
| Brunches Cafe | Non-official reference (visa) |
| Buddy Hoagies | Non-official reference (db) |
| Buko Nero | Non-official reference (chope) |
| Bulgogi Syo (Suntec City) | Non-official reference (chope) |
| Bulgogi Syo (Vivocity) | Non-official reference (chope) |
| Burger & Lobster Jewel Changi Airport | Non-official reference (chope) |
| Burma Social | Non-official reference (chope) |
| Burnt Cones | Non-official reference (visa) |
| Burp Bar &Amp; Kitchen | Non-official reference (visa) |
| Burpple | Non-official reference (visa) |
| Burrata Joy & Gustavo Lapasta Bukit Timah | Non-official reference (chope) |
| Burrata Joy & Gustavo Lapasta Katong | Non-official reference (chope) |
| Bushido | Non-official reference (db) |
| Butado | Non-official reference (chope) |
| Butcher's Block (Raffles Hotel) | Non-official reference (chope) |
| Butter Space | Non-official reference (db) |
| Buzzed Coffee Bar | Non-official reference (chope) |
| Byblos Turkish & Lebanese Cuisine | Non-official reference (chope) |
| Cafe De Paris | Non-official reference (visa) |
| Cafe Galilee | Non-official reference (db) |
| Cafe Mosaic | Non-official reference (db) |
| Cafe Natsu | Non-official reference (visa) |
| Cafe Nesuto | Non-official reference (ai suggested) |
| Cafe Oriental | Non-official reference (chope) |
| Café Iguana (Orchard Rendezvous Hotel) | Non-official reference (chope) |
| Café Iguana @ Riverside Point | Non-official reference (chope) |
| Cake Spade | Non-official reference (visa) |
| Cali | Non-official reference (visa) |
| CALI - Ascott Raffles Place | Non-official reference (chope) |
| CALI - Novotel Kitchener | Non-official reference (chope) |
| CALI - Park Avenue Changi Hotel | Non-official reference (chope) |
| CALI - Park Avenue Rochester | Non-official reference (chope) |
| Calligraph Coffee | Non-official reference (ai suggested) |
| Camille | Non-official reference (chope) |
| CANCHITA Peruvian Restaurant | Non-official reference (chope) |
| Canopy | Non-official reference (visa) |
| Canton Paradise | Non-official reference (db) |
| Capasso | Non-official reference (chope) |
| Capitol (Bistro. Bar. Patisserie) | Non-official reference (chope) |
| Capitol Cigar & Whisky Lounge | Non-official reference (chope) |
| Capitol Kempinski | Non-official reference (visa) |
| Cappadocia Turkish Restaurant | Non-official reference (chope) |
| Carnaby | Non-official reference (chope) |
| Carnivore Brazilian Churrascaria | Non-official reference (chope) |
| Caruso Ristorante | Non-official reference (chope) |
| Casa Brazilia | Non-official reference (visa) |
| Casa Pietrasanta | Non-official reference (chope) |
| Casserole | Non-official reference (chope) |
| Cathay Cineplexes | Non-official reference (db) |
| Cava | Non-official reference (visa) |
| Cedele | Non-official reference (db) |
| Cedric Grolet | Non-official reference (db) |
| Central Hong Kong Cafe | Non-official reference (db) |
| Cenzo | Non-official reference (chope) |
| Ceylonese Crabs | Non-official reference (chope) |
| Chabuton Ramen | Non-official reference (visa) |
| CHALEUR | Non-official reference (chope) |
| Chang Korean BBQ | Non-official reference (chope) |
| Chao Ting Teochew Pao Fan | Non-official reference (visa) |
| Chapter 1 Wine Bar &Amp; Restaurant | Non-official reference (visa) |
| Additional rows omitted | 1,789 more rows not shown on this page |
Street Truth / User-Reported Exceptions¶
WeChat Pay via WeChat Pay: MCC 5399, 5411, 5812, 7299, 7399 (exception, user verified, risk: low)¶
User reported that weChat Pay transactions linked to international cards like Revolut typically code under MCC 5399, 5411, 5812, 7399, or 7299.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | WeChat Pay |
| Card | Revolut |
| Route | WeChat Pay |
| MCC | 5399, 5411, 5812, 7399, 7299 |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T14:33:26+00:00 |
| Observed result | WeChat Pay uses specific MCCs like 5399, 5411, 5812, 7399, 7299, but transport apps like DiDi may differ |
| Caveat | Transport services like DiDi or Metro may code under different MCCs |
Shisen Hanten: MCC 5812 (exception, user verified, risk: low)¶
User reported that shisen Hanten codes as MCC 5812 (Restaurants), not 5814 (Fast Food), making it eligible for HSBC Revolution bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Shisen Hanten |
| Card | HSBC Revolution |
| MCC | 5812 |
| Last verified | 2026-05-08T13:49:04+00:00 |
| Last seen | 2026-05-08T13:49:04+00:00 |
| Observed result | Codes as 5812 and earns bonus on HSBC Revolution |
| Public/official layer | Heymax lists MCC as 5814 |
| Caveat | Heymax incorrectly lists it as 5814. |
Tourist attractions / farms: MCC 5812, 5814 (exception, user verified, risk: low)¶
User reported that some tourist attractions and farms code under dining MCCs such as 5812 (Restaurants) or 5814 (Fast Food).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Tourist attractions / farms |
| MCC | 5812, 5814 |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T02:42:17+00:00 |
| Observed result | A farm visited by a user coded as MCC 5814 |
| Caveat | Coding is highly merchant-dependent and unpredictable |
Colony (Ritz-Carlton): MCC 3710, 5812, 7011 (exception, user verified, risk: medium)¶
User reported that colony restaurant at Ritz-Carlton can code as a Hotel (MCC 3710 or 7011) instead of Dining (MCC 5812) depending on the terminal used.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Colony (Ritz-Carlton) |
| MCC | 3710, 7011, 5812 |
| Last verified | 2026-05-12T10:28:43+00:00 |
| Last seen | 2026-05-12T10:28:43+00:00 |
| Observed result | Codes as hotel MCC 3710 or 7011, potentially voiding dining bonuses. |
| Public/official layer | Restaurants should code under dining MCCs like 5812. |
| Caveat | Use Chope or specific terminals to ensure MCC 5812; otherwise risk hotel MCC. |
Merchant via Heymax: MCC 5812 (exception, user verified, risk: medium)¶
User reported that heymax MCC prediction may not always match the final posted MCC
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Route | Heymax |
| MCC | 5812 |
| Last verified | 2026-05-10T01:32:22+00:00 |
| Last seen | 2026-05-10T01:32:22+00:00 |
| Observed result | Actual posted MCC was 5812 instead of the predicted 5814 |
| Public/official layer | Heymax provides MCC lookup before purchase |
| Caveat | User experienced Heymax predicting 5814 but actual transaction posted as 5812 |
Merchant via Heymax: MCC 5812 (exception, user verified, risk: medium)¶
User reported that heymax's MCC search tool can be inaccurate; a user reported it showing MCC 5814 before purchase, but the transaction actually posted as MCC 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Route | Heymax |
| MCC | 5812 |
| Last verified | 2026-05-10T01:32:22+00:00 |
| Last seen | 2026-05-10T01:32:50+00:00 |
| Observed result | The actual posted MCC differed from the Heymax prediction (5812 instead of 5814). |
| Public/official layer | Heymax displays the expected MCC for a merchant. |
| Caveat | Heymax dataset relies on crowdsourced or historical data and may not reflect the exact MCC at the time of purchase. |
Food places and mama shops in China: MCC 5399, 5812 (exception, user verified, risk: medium)¶
User reported that in China, many food places code as MCC 5399 (Miscellaneous General Merchandise) instead of dining, while convenience/mama shops may code as MCC 5812 (Eating Places/Restaurants).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Merchant | Food places and mama shops in China |
| MCC | 5399, 5812 |
| Last verified | 2026-04-28T06:00:21+00:00 |
| Last seen | 2026-04-28T06:00:21+00:00 |
| Observed result | Food places coded as 5399, mama shops coded as 5812. |
| Public/official layer | Food places should code under dining MCCs like 5812 or 5814. |
| Caveat | MCCs in China can be highly unpredictable. |
F&B in China: MCC 5812, 5814, 7299 (exception, user verified, risk: medium)¶
User reported that local F&B shops in China frequently code as MCC 5812 or 7299, whereas international chains typically code as 5814.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Merchant | F&B in China |
| MCC | 5812, 5814, 7299 |
| Last verified | 2026-04-25T19:28:52+00:00 |
| Last seen | 2026-04-25T19:28:52+00:00 |
| Observed result | Local F&B shops in China sometimes code as 7299. |
| Public/official layer | F&B merchants should code under dining MCCs. |
| Caveat | MCC 7299 is a non-dining category, which may affect dining bonus miles/cashback. |
Ya Kun Kaya Toast via Ya Kun App: MCC 5411, 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast MCC varies significantly: contactless usually codes as 5814 (Fast Food), while in-app payments often code as 5411 (Groceries), 5812 (Eating Places), or even 5734 (Computer Software Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Ya Kun Kaya Toast |
| Route | Ya Kun App |
| MCC | 5814, 5411, 5812, 5734 |
| Last verified | 2026-04-19T05:58:25+00:00 |
| Last seen | 2026-04-19T05:58:25+00:00 |
| Observed result | App payments frequently code as 5411 or 5734 |
| Public/official layer | Should code as dining/fast food (5814/5812) |
| Caveat | Check community tracker for specific outlet and payment method combinations. |
Japanese restaurants with automated payment machines: MCC 5411, 5812 (exception, user verified, risk: medium)¶
User reported that in Japan, restaurants switching from human cashiers to automated payment machines may change their MCC from 5812 (Dining) to 5411 (Supermarkets/Groceries).
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Japanese restaurants with automated payment machines |
| MCC | 5812, 5411 |
| Award route / region | Japan |
| Devaluation risk | low |
| Last verified | 2026-03-30T09:55:05+00:00 |
| Last seen | 2026-03-30T09:55:05+00:00 |
| Observed result | Automated payment machine coded as 5411 (Supermarkets/Groceries). |
| Public/official layer | Restaurants should code as 5812 (Dining). |
| Caveat | Always test the MCC when a merchant changes their payment system. |
Ya Kun Kaya Toast: MCC 5734, 5812, 5814, 5999 (exception, user verified, risk: low)¶
User reported that ya Kun Kaya Toast merchant category codes (MCC) are highly variable; contactless payments typically code as MCC 5814 (Fast Food), while payments via the Ya Kun app can code as MCC 5812 (Eating Places), 5734 (Computer Software Stores), or 5999 (Miscellaneous).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| MCC | 5814, 5812, 5734, 5999 |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T11:22:08+00:00 |
| Observed result | Contactless payments coded as 5814, while app payments coded as 5812, 5734, or 5999 depending on the outlet |
| Caveat | MCC depends heavily on the specific outlet and whether the transaction is contactless or via the mobile app |
Ya Kun Kaya Toast via Apple Pay/Google Pay/Amaze/In-App: MCC 5734, 5812, 5814, 5999 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast transactions vary significantly in MCC depending on the outlet and payment method. App payments often code as MCC 5734 (Computer Software Stores), 5812 (Eating Places), or 5999, while physical contactless payments at outlets typically code as MCC 5814 (Fast Food Restaurants) or 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | Apple Pay/Google Pay/Amaze/In-App |
| MCC | 5814, 5734, 5812, 5999 |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T00:36:54+00:00 |
| Observed result | App payments code as 5734, 5812, or 5999 depending on the outlet, while physical contactless is usually 5814 or 5812. |
| Caveat | App payments coding as 5734 will not trigger dining bonuses on cards like UOB Lady's Card. |
Ya Kun Suntec City via In-app payment: MCC 5734, 5812 (exception, user verified, risk: low)¶
User reported that ya Kun outlets at Suntec City code differently depending on the location: the Level 2 outlet codes as MCC 5734 via app (Visa), while the Basement 1 outlet codes as MCC 5812 via app (Mastercard).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Suntec City |
| Route | In-app payment |
| MCC | 5734, 5812 |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T00:36:54+00:00 |
| Observed result | Suntec Level 2 coded as MCC 5734 via Visa app payment; Suntec Basement 1 coded as MCC 5812 via Mastercard app payment. |
| Caveat | MCC varies by specific outlet location and card network used in-app. |
Pocket Concierge via Pocket Concierge: MCC 5812 (exception, user verified, risk: low)¶
User reported that booking Japan restaurants via Pocket Concierge charges the Amex Platinum Charge card immediately at the time of booking, allowing users to trigger the current year's $200 overseas dining credit for a future year's reservation.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Pocket Concierge |
| Card | Amex Platinum Charge |
| Route | Pocket Concierge |
| MCC | 5812 |
| Programme | Amex Global Dining Credit |
| Programme type | other |
| Points currency | cashback |
| Award route / region | Japan |
| Miles / points | $200 rebate |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T15:23:43+00:00 |
| Observed result | Pre-paying via Pocket Concierge triggers the $200 rebate in the month of booking, even if the dining date is in the next year. |
| Public/official layer | Amex overseas dining credit requires payment at participating overseas restaurants. |
| Caveat | Any additional orders made during the actual dining session will be charged to the same card later. |
Fairmont Singapore: MCC 5812 (exception, user verified, risk: low)¶
User reported that for the Amex Raffles City spend promotion, receipts from Clove, Prego, and Asian Market Cafe (ACM) are eligible for redemption, but Mikuni is excluded.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Fairmont Singapore |
| Card | American Express Cards |
| MCC | 5812 |
| Programme | Amex Raffles City Promotion |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-22 |
| Last seen | 2024-11-22T15:05:27+00:00 |
| Observed result | Hotel staff confirmed that Clove, Prego, and ACM receipts are accepted for the promotion, but Mikuni is not. |
| Public/official layer | Mikuni is excluded from the eligible merchant list for the Raffles City spend promotion. |
| Caveat | Mikuni is specifically excluded from the eligible list of merchants for this redemption. |
Raffles City Singapore: MCC 5812 (exception, user verified, risk: medium)¶
User reported that for the Raffles City $180 spend promotion, dining receipts from Clove, Prego, and Asian Market Cafe are accepted for redemption, but Mikuni is excluded.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Raffles City Singapore |
| Card | AMEX Platinum |
| MCC | 5812 |
| Programme | Raffles City Promotion |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-22 |
| Last seen | 2024-11-24T11:32:06+00:00 |
| Observed result | Clove, Prego, and Asian Market Cafe receipts are accepted; Mikuni is excluded |
| Public/official layer | Spend $180 at Raffles City to redeem promotion rewards |
| Caveat | Based on mall staff verbal confirmation; Mikuni is explicitly not on the accepted list. |
Ya Kun Kaya Toast via contactless or app: MCC 5734, 5812, 5814 (exception, user verified, risk: medium)¶
User reported that ya Kun Kaya Toast outlets have highly inconsistent MCCs, ranging from MCC 5814 (Fast Food) and MCC 5812 (Restaurants) for contactless payments, to MCC 5734 (Computer Software) or MCC 5812 when paying via the Ya Kun app.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | contactless or app |
| MCC | 5814, 5812, 5734 |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T04:50:37+00:00 |
| Observed result | Outlets like IMM and Woodleigh code as 5814, while app payments at Heartland Mall Kovan and Punggol Oasis code as 5734 |
| Caveat | MCC varies wildly by outlet and payment method (contactless vs app) |
Ya Kun Kaya Toast via contactless or in-app: MCC 5734, 5812, 5814 (exception, user verified, risk: low)¶
User reported that ya Kun Kaya Toast transactions code unpredictably across different MCCs (5814, 5812, or 5734) depending on the specific outlet and whether the transaction is made via contactless payment or the Ya Kun app.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ya Kun Kaya Toast |
| Route | contactless or in-app |
| MCC | 5814, 5812, 5734 |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T04:50:37+00:00 |
| Observed result | Ya Kun App codes as 5734 or 5812; physical outlets code as 5814 or 5812 depending on location |
| Caveat | App orders often code as 5734 or 5812, while physical contactless is usually 5814 but sometimes 5812 |