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MCC 5912

Description: Drug Stores and Pharmacies

Public Reference Merchants

Merchant Source
elemen (Millenia Walk) Non-official reference (chope)
Fave Non-official reference (db)
Guardian Non-official reference (db)
James Non-official reference (visa)
Kan Sushi Non-official reference (visa)
LAC Non-official reference (db)
NTUC Fairprice Non-official reference (db)
NTUC Unity Non-official reference (db)
NUHS Pharmacy Non-official reference (ai suggested)
Ricciotti (Riverwalk) Non-official reference (chope)
Speed Vending Non-official reference (ai suggested)
Watsons Non-official reference (db)
Welcia Non-official reference (ai suggested)

Street Truth / User-Reported Exceptions

Unity: MCC 5912 (exception, user verified, risk: medium)

User reported that topping up FairPrice physical gift cards at Unity outlets is restricted and no longer allowed by staff, blocking a common workaround for UOB Lady's Solitaire cardholders earning under the Beauty & Wellness category.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Unity
Card UOB Lady's Solitaire
MCC 5912
Programme UOB Lady's
Programme type bank_transfer
Points currency UNI$
Miles / points 4 mpd
Devaluation risk high
Last verified 2026-06-07
Last seen 2026-06-07T08:50:11+00:00
Observed result Staff refuse to process FairPrice physical gift card top-ups at the register.
Caveat Specifically observed and reported at Westmall and NEX outlets.

Guardian: MCC 5912 (exception, user verified, risk: low)

User reported that transactions made with a physical UOB One card at Guardian post on the same day, making it a viable option for meeting last-minute monthly spend thresholds.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Guardian
Card UOB One
MCC 5912
Programme type other
Devaluation risk low
Last verified 2024-11-28
Last seen 2024-11-28T03:52:48+00:00
Observed result Transaction posted on the same day
Caveat Must be physical card transaction

Guardian: MCC 5912 (exception, user verified, risk: low)

User reported that physical transactions made at Guardian using a physical UOB One credit card post on the same day, which can help meet last-minute monthly spend requirements.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Guardian
Card UOB One
MCC 5912
Programme type other
Devaluation risk low
Last verified 2024-11-28
Last seen 2024-11-28T03:53:43+00:00
Observed result Transaction posted on the same day as the purchase.
Caveat Requires physical card transaction; Guardian is under the DFI Retail Group.