Guardian¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5912 | Drug Stores and Pharmacies | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| DBS yuu American Express Card Guardian |
10 mpd | S$822.86 | S$800 | Eligible on Yuu merchants |
| DBS yuu Visa Card Guardian |
10 mpd | S$822.86 | S$800 | Eligible on Yuu merchants |
| Citi Rewards Card Guardian |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Guardian |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Guardian |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Guardian |
4 mpd | S$1,000 | This is a whitelist MCC | |
| OCBC Rewards Card Guardian |
4 mpd | S$1,110 | This is an eligible merchant | |
| UOB Lady's Card Guardian |
4 mpd | S$1,000 | Must select Beauty & Wellness category | |
| UOB Lady's Solitaire Card Guardian |
4 mpd | S$750 | Must select Beauty & Wellness category | |
| UOB Preferred Visa Card Guardian |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Guardian |
15% | S$250 | S$2,000 | Must select Wellness category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| CIMB Visa Signature Guardian |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Guardian |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| UOB One Card Guardian |
10% | S$2,000 | Cashback is given quarterly; You must hit the minimum spending for 3 consecutive months | |
| Maybank Family & Friends Card Guardian |
8% | S$25 | S$800 | Must select Pharmacy category |
Street Truth / User-Reported Exceptions¶
Guardian: MCC 5912 (exception, user verified, risk: low)¶
User reported that transactions made with a physical UOB One card at Guardian post on the same day, making it a viable option for meeting last-minute monthly spend thresholds.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Guardian |
| Card | UOB One |
| MCC | 5912 |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T03:52:48+00:00 |
| Observed result | Transaction posted on the same day |
| Caveat | Must be physical card transaction |
Guardian: MCC 5912 (exception, user verified, risk: low)¶
User reported that physical transactions made at Guardian using a physical UOB One credit card post on the same day, which can help meet last-minute monthly spend requirements.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Guardian |
| Card | UOB One |
| MCC | 5912 |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T03:53:43+00:00 |
| Observed result | Transaction posted on the same day as the purchase. |
| Caveat | Requires physical card transaction; Guardian is under the DFI Retail Group. |