MCC 5462¶
Description: Food (excluding Restaurants) - Bakeries
Public Reference Merchants¶
| Merchant | Source |
|---|---|
| Arc-en-ciel Patisserie | Non-official reference (chope) |
| Awfully Chocolate | Non-official reference (db) |
| Bakery Cuisine | Non-official reference (ai suggested) |
| Bakerzin | Non-official reference (db) |
| Barcook | Non-official reference (db) |
| Beard Papa | Non-official reference (db) |
| Bengawan Solo | Non-official reference (db) |
| Bread Society | Non-official reference (db) |
| Bread Yard | Non-official reference (chope) |
| BreadTalk | Non-official reference (db) |
| Butter & Cream | Non-official reference (ai suggested) |
| Cacaoat X Chocolate Origin | Non-official reference (visa) |
| Cat &Amp; The Fiddle | Non-official reference (visa) |
| Cedric Grolet | Non-official reference (db) |
| Chalk Farm | Non-official reference (db) |
| Chateraise | Non-official reference (db) |
| Chocolate Origin | Non-official reference (visa) |
| Cinnabon | Non-official reference (visa) |
| Country Brot | Non-official reference (ai suggested) |
| Crystal Jade My Bread | Non-official reference (db) |
| D9 Cakery | Non-official reference (db) |
| Delifrance | Non-official reference (db) |
| Dillydeli | Non-official reference (visa) |
| Dirty Cheesecake | Non-official reference (visa) |
| Donatzu | Non-official reference (visa) |
| DONQ ÉDITER / Mini One | Non-official reference (ai suggested) |
| Dunkin' Donuts | Non-official reference (db) |
| elemen (Millenia Walk) | Non-official reference (chope) |
| Emicakes | Non-official reference (visa) |
| Famous Amos | Non-official reference (db) |
| Fave | Non-official reference (db) |
| Four Leaves | Non-official reference (db) |
| Gin Thye | Non-official reference (visa) |
| Gokoku Japanese Bakery | Non-official reference (ai suggested) |
| Harvey Norman | Non-official reference (db) |
| Henri Charpentier | Non-official reference (db) |
| Honeypeach Bakery | Non-official reference (visa) |
| Johan Paris | Non-official reference (db) |
| Krispy Kreme | Non-official reference (db) |
| Lady M | Non-official reference (db) |
| Lavender Confectionery | Non-official reference (ai suggested) |
| LOCABA Low-Carb Bakery Singapore | Non-official reference (db) |
| Matchaya | Non-official reference (visa) |
| Micro Bakery | Non-official reference (visa) |
| Muyoo | Non-official reference (visa) |
| Narrative Coffee | Non-official reference (ai suggested) |
| Nassim Hill Bakery Bistro Bar | Non-official reference (db) |
| Nick Vina Artisan Bakery | Non-official reference (ai suggested) |
| Old Seng Choong | Non-official reference (visa) |
| Olsen Bakehouse | Non-official reference (visa) |
| Paris Baguette | Non-official reference (db) |
| Picolino (Orchard) | Non-official reference (chope) |
| Plain Vanilla Bakery | Non-official reference (visa) |
| Plain Vanilla Neil Road | Non-official reference (chope) |
| Polar Puffs & Cakes | Non-official reference (db) |
| Prima Deli | Non-official reference (db) |
| Pullman Bakery | Non-official reference (db) |
| Ricciotti (Riverwalk) | Non-official reference (chope) |
| Rive Gauche Patisserie | Non-official reference (db) |
| So Good Bakery | Non-official reference (db) |
| Sol & Ora (Sentosa) | Non-official reference (chope) |
| Swee Heng | Non-official reference (db) |
| Swee Heng 1989 | Non-official reference (db) |
| Sweetest Moments Pte Ltd | Non-official reference (visa) |
| Tarte | Non-official reference (visa) |
| The Dark Gallery | Non-official reference (visa) |
| The Frosted Chick | Non-official reference (visa) |
| The Lunar Rabbit | Non-official reference (visa) |
| Twenty Grammes | Non-official reference (visa) |
| Yamazaki | Non-official reference (ai suggested) |
| Épi d'Or | Non-official reference (ai suggested) |
Street Truth / User-Reported Exceptions¶
Kebab shop: MCC 5462 (exception, user verified, risk: medium)¶
User reported that some kebab shops may code unexpectedly as Bakery (MCC 5462) rather than Dining/Restaurant, requiring a general spend card like UOB PRVI Miles to avoid missing out on specialized dining multipliers.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Kebab shop |
| Card | UOB PRVI Miles Mastercard |
| MCC | 5462 |
| Programme | UOB UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T06:08:45+00:00 |
| Observed result | Kebab shop coded as bakery, prompting the user to use UOB PRVI Miles Mastercard instead of a dining card |
| Caveat | Merchant category codes are determined by the acquiring bank and can vary by outlet |
Kappadokia Kebabs: MCC 5462 (exception, user verified, risk: low)¶
User reported that kappadokia Kebabs codes under MCC 5462 (Bakeries) instead of a standard restaurant or eating place MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kappadokia Kebabs |
| Card | UOB PRVI Miles Mastercard |
| MCC | 5462 |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T06:08:45+00:00 |
| Observed result | Codes as MCC 5462 (Bakeries) |
| Caveat | Tested and verified by user before making the full transaction |