Tarte¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5462 | Bakeries | Non-official reference (visa) |
| 5812 | Eating Places and Restaurants | Non-official reference (visa) |
| 5814 | Fast Food Restaurants | Non-official reference (visa) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Tarte |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Tarte |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Tarte |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Tarte |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card Tarte |
4 mpd | S$1,000 | S$500 | |
| UOB Preferred Visa Card Tarte |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Tarte |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Journey Card Tarte |
3 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card Tarte |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Tarte |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Tarte |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| HSBC Live+ Card Tarte |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
| OCBC Frank Credit Card Tarte |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Tarte |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Tarte |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
Citibank Korea via ATM Withdrawal: MCC 6011 (exception, user verified, risk: low)¶
User reported that for fee-free ATM cash withdrawals in South Korea using a Trust Card, users can use Citibank Korea ATMs and select the 'Citibank' option on the screen. NH Bank ATMs have started charging fees.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citibank Korea |
| Card | Trust Link Card |
| Route | ATM Withdrawal |
| MCC | 6011 |
| Programme | Trust Bank |
| Programme type | other |
| Award route / region | South Korea |
| Fees / surcharges | Saves 4,500 to 5,000 KRW local ATM fee |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T03:30:23+00:00 |
| Observed result | Citibank Korea ATMs do not charge withdrawal fees when selecting the 'Citibank' option, whereas NH Bank ATMs now charge a fee of around 4,500 to 5,000 KRW. |
| Caveat | Users must actively select the 'Citibank' option on the ATM screen during withdrawal. Citibank ATMs are relatively rare in South Korea. |
Google Play Store: MCC 7372 (exception, user verified, risk: high)¶
User reported that google Play Store transactions (e.g., game top-ups) have started randomly coding as MCC 7372 instead of 5818, resulting in no bonus points on the DBS Woman's World Mastercard.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Google Play Store |
| Card | DBS Woman's World Mastercard |
| MCC | 7372 |
| Last verified | 2026-04-19T10:17:53+00:00 |
| Last seen | 2026-04-19T10:17:53+00:00 |
| Observed result | Transactions coding as MCC 7372 do not earn bonus points. |
| Public/official layer | Online transactions earn 4mpd unless excluded. |
| Caveat | Coding is inconsistent; some transactions may still code as 5818. |