Waterway Point¶

MCC Records¶

MCC	Description	Source
5311	Department Stores	Non-official reference (visa)
5651	Family Clothing Stores	Non-official reference (visa)
5814	Fast Food Restaurants	Non-official reference (visa)
5977	Cosmetic Stores	Non-official reference (visa)
6513	Real Estate Agents and Managers	Non-official reference (visa)

Card	Reward	Cap	Min spend	Conditions
Citi Rewards Card Waterway Point	4 mpd	S$1,000		This is an eligible merchant
Citi Rewards VISA Card Waterway Point	4 mpd	S$1,000		This is an eligible merchant
HSBC Revolution Credit Card Waterway Point	4 mpd	S$1,000		This is a whitelist MCC
Maybank XL Rewards Card Waterway Point	4 mpd	S$1,000	S$500
OCBC Rewards Card Waterway Point	4 mpd	S$1,110		This is an eligible merchant
UOB Lady's Card Waterway Point	4 mpd	S$1,000		Must select Fashion category
UOB Lady's Solitaire Card Waterway Point	4 mpd	S$750		Must select Fashion category
UOB Preferred Visa Card Waterway Point	4 mpd	S$600		Must complete transaction via contactless payment to be eligible for this reward
UOB Visa Signature Card Waterway Point	4 mpd	S$1,200	S$1,000	Must complete transaction via contactless payment to be eligible for this reward
Standard Chartered Visa Infinite Credit Card Waterway Point	3 mpd		S$2,000	Reward on foreign currency expenditure

Card	Reward	Cap	Min spend	Conditions
Trust Cashback Credit Card Waterway Point	15%	S$250	S$2,000	Must select Shopping category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly
UOB EVOL Credit Card Waterway Point	10%	S$30	S$800	Must complete transaction via contactless payment to be eligible for this reward
HSBC Live+ Card Waterway Point	8%	S$250	S$600	Minimum S$600 spend per month for all three months in a calendar quarter
Maybank Family & Friends Card Waterway Point	8%	S$25	S$800	Must select Fashion category
OCBC Frank Credit Card Waterway Point	8%	S$25	S$800