KOPI TIAM¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5812 | Eating Places and Restaurants | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| HSBC Revolution Credit Card KOPI TIAM |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card KOPI TIAM |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card KOPI TIAM |
4 mpd | S$1,000 | Must select Dining category | |
| UOB Lady's Solitaire Card KOPI TIAM |
4 mpd | S$750 | Must select Dining category | |
| UOB Preferred Visa Card KOPI TIAM |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card KOPI TIAM |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Journey Card KOPI TIAM |
3 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card KOPI TIAM |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card KOPI TIAM |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card KOPI TIAM |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| NTUC Link Credit Card KOPI TIAM |
16.72% | 7,500 | S$350 | You must meet the minimum spend outside of FPG for 3 consecutive months; The bonus is given as 0.5% Base + 2% FPG Groceries + 6% Monthly + 10.5% Quarterly + 2% Annual Bonus = 21% Total |
| Trust Cashback Credit Card KOPI TIAM |
15% | S$250 | S$2,000 | Must select Dining category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| Trust Credit Card KOPI TIAM |
14.72% | 7,500 | S$450 | You must meet the minimum spend outside of FPG for 3 consecutive months; The bonus is given as 0.22% Base + 5% Monthly + 9.5% Quarterly = 14.72% Total |
| BOC Family Card KOPI TIAM |
10% | S$25 | S$800 | This is an eligible Dining & Movie merchant |
| UOB EVOL Credit Card KOPI TIAM |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
Street Truth / User-Reported Exceptions¶
Kopitiam via Apple Pay: MCC 5814 (exception, user verified, risk: low)¶
User reported that kopitiam mobile payment terminals do not accept Apple Pay transactions linked to Visa credit cards, despite displaying the Apple Pay icon.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kopitiam |
| Route | Apple Pay |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2018-05-31 |
| Last seen | 2018-05-31T08:44:48+00:00 |
| Observed result | Apple Pay tagged with Visa credit card is rejected at Kopitiam mobile payment terminals |
| Caveat | Only affects Visa cards linked to Apple Pay; Mastercard may still work |