CLOVE¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5812 | Restaurants (excluding Bars) - Eating Places and Restaurants | Non-official reference (chope) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| HSBC Revolution Credit Card CLOVE |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card CLOVE |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card CLOVE |
4 mpd | S$1,000 | Must select Dining category | |
| UOB Lady's Solitaire Card CLOVE |
4 mpd | S$750 | Must select Dining category | |
| UOB Preferred Visa Card CLOVE |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card CLOVE |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Journey Card CLOVE |
3 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card CLOVE |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card CLOVE |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card CLOVE |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card CLOVE |
15% | S$250 | S$2,000 | Must select Dining category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| BOC Family Card CLOVE |
10% | S$25 | S$800 | This is an eligible Dining & Movie merchant |
| UOB EVOL Credit Card CLOVE |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| HSBC Live+ Card CLOVE |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
| Maybank Family & Friends Card CLOVE |
8% | S$25 | S$800 | Must select Dining & Food Delivery category |
Street Truth / User-Reported Exceptions¶
Fairmont Singapore: MCC 5812 (exception, user verified, risk: low)¶
User reported that for the Amex Raffles City spend promotion, receipts from Clove, Prego, and Asian Market Cafe (ACM) are eligible for redemption, but Mikuni is excluded.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Fairmont Singapore |
| Card | American Express Cards |
| MCC | 5812 |
| Programme | Amex Raffles City Promotion |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-22 |
| Last seen | 2024-11-22T15:05:27+00:00 |
| Observed result | Hotel staff confirmed that Clove, Prego, and ACM receipts are accepted for the promotion, but Mikuni is not. |
| Public/official layer | Mikuni is excluded from the eligible merchant list for the Raffles City spend promotion. |
| Caveat | Mikuni is specifically excluded from the eligible list of merchants for this redemption. |
Raffles City Singapore: MCC 5812 (exception, user verified, risk: medium)¶
User reported that for the Raffles City $180 spend promotion, dining receipts from Clove, Prego, and Asian Market Cafe are accepted for redemption, but Mikuni is excluded.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Raffles City Singapore |
| Card | AMEX Platinum |
| MCC | 5812 |
| Programme | Raffles City Promotion |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-22 |
| Last seen | 2024-11-24T11:32:06+00:00 |
| Observed result | Clove, Prego, and Asian Market Cafe receipts are accepted; Mikuni is excluded |
| Public/official layer | Spend $180 at Raffles City to redeem promotion rewards |
| Caveat | Based on mall staff verbal confirmation; Mikuni is explicitly not on the accepted list. |