Youtube¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5815 | Digital Goods — Media, books, movies, music | Non-official reference (db) |
| 5968 | Direct Marketing – Continuity/subscription Merchant | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Standard Chartered Smart Card Youtube |
9.28 mpd | S$1500 | This is an eligible merchant | |
| Citi Rewards Card Youtube |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Youtube |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Youtube |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Youtube |
4 mpd | S$1,000 | This is a whitelist MCC | |
| UOB Preferred Visa Card Youtube |
4 mpd | S$600 | Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card Youtube |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Youtube |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card Youtube |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop | |
| UOB Reserve Credit Card Youtube |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Youtube |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Youtube |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Youtube |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Youtube |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| Citi SMRT Card Youtube |
5% | S$500 | Must complete transaction online to be eligible for this reward |
Street Truth / User-Reported Exceptions¶
Claude.ai / YouTube: MCC 5734 (exception, user verified, risk: high)¶
User reported that claude.ai and YouTube subscriptions code as MCC 5734 and do not earn 10x points (4mpd) on the Citi Rewards Visa.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Claude.ai / YouTube |
| Card | Citi Rewards Visa |
| MCC | 5734 |
| Last verified | 2026-04-19T10:20:08+00:00 |
| Last seen | 2026-04-19T10:20:08+00:00 |
| Observed result | Coded as 5734 and did not award 10x points despite being processed as online transactions. |
| Public/official layer | Online transactions generally earn 10x points on Citi Rewards unless specifically excluded. |
| Caveat | User plans to test PayPal as a workaround to trigger the online bonus. |
YouTube Premium via Amaze: MCC 5968 (exception, user verified, risk: low)¶
User reported that paying for YouTube Premium using Amaze linked to Citi Rewards Mastercard awards 4 mpd (10x points).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | YouTube Premium |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5968 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:02:57+00:00 |
| Observed result | 4 mpd awarded |
| Caveat | YouTube Premium MCC is 5968, which is excluded by some cards like UOB Lady's but works via Amaze + Citi Rewards |
YouTube Premium: MCC 5816 (exception, user verified, risk: low)¶
User reported that youTube Premium transactions code under MCC 5816 (Digital Goods - Games) rather than MCC 5968, which prevents them from earning bonus points on cards like the UOB Preferred Platinum Visa.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | YouTube Premium |
| Card | UOB Preferred Platinum Visa |
| MCC | 5816 |
| Programme | UOB UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:17:13+00:00 |
| Observed result | UOB confirmed the MCC is 5816 and the transaction did not earn mobile contactless/online bonus points |
| Caveat | Often misidentified as MCC 5968 on some crowdsourced databases |