Trip.com¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4722 | Travel Agencies and Tour Operations | Non-official reference (visa) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (visa) |
| 6012 | Financial Institutions – Merchandise and Services | Non-official reference (visa) |
| 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services | Non-official reference (visa) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| DBS Woman's World Credit Card Trip.com |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| Maybank XL Rewards Card Trip.com |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card Trip.com |
4 mpd | S$1,000 | Must select Travel category | |
| UOB Lady's Solitaire Card Trip.com |
4 mpd | S$750 | Must select Travel category | |
| Standard Chartered Visa Infinite Credit Card Trip.com |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Trip.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card Trip.com |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop | |
| UOB Reserve Credit Card Trip.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Trip.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Trip.com |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Trip.com |
15% | S$250 | S$2,000 | Must select Travel category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| UOB EVOL Credit Card Trip.com |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Trip.com |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Trip.com |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Trip.com |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
Klook, KKday, Trip.com: MCC 4722, 7991 (exception, user verified, risk: low)¶
User reported that mCC 7991 (Tourist Attractions and Exhibits) is not classified as Travel under the UOB Lady's Card, but booking the same attractions via Online Travel Agencies (OTAs) like Klook or KKday (which code as MCC 4722) will successfully trigger the Travel category bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Klook, KKday, Trip.com |
| Card | UOB Lady's Card |
| MCC | 7991, 4722 |
| Programme | UOB UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T06:23:41+00:00 |
| Observed result | Attraction websites code as MCC 7991 (not travel), but OTAs code as MCC 4722 (travel). |
| Public/official layer | MCC 4722 is eligible for Travel category; MCC 7991 is not. |
| Caveat | Booking directly on attraction websites often codes as MCC 7991, which is excluded from the Travel category. |