Sasa¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5977 | Cosmetic Stores | Non-official reference (db) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Sasa |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Sasa |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Sasa |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| UOB Lady's Card Sasa |
4 mpd | S$1,000 | Must select Beauty & Wellness category | |
| UOB Lady's Solitaire Card Sasa |
4 mpd | S$750 | Must select Beauty & Wellness category | |
| UOB Preferred Visa Card Sasa |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Sasa |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Sasa |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Sasa |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Sasa |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Sasa |
15% | S$250 | S$2,000 | Must select Wellness category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| CIMB Visa Signature Sasa |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Sasa |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Sasa |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Sasa |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
DBS Bill Pay via DBS Bill Pay: MCC 6012 (exception, user verified, risk: low)¶
User reported that dBS credit cards can be used to pay other banks' credit card bills via DBS Bill Pay, which processes as an AXS payment. While it codes as MCC 6012 and does not earn miles, the transaction counts towards the DBS Altitude card's annual fee waiver spending.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | DBS Bill Pay |
| Card | DBS Altitude Card |
| Route | DBS Bill Pay |
| MCC | 6012 |
| Programme type | bank_transfer |
| Devaluation risk | medium |
| Last verified | 2026-05-24 |
| Last seen | 2026-05-24T07:51:32+00:00 |
| Observed result | Processes successfully as an AXS payment, counts towards annual fee waiver, but yields no miles. |
| Public/official layer | Credit card to credit card payments are typically blocked or treated as cash advances. |
| Caveat | Does not earn miles or points; codes as MCC 6012. |
Other banks' credit cards via DBS Bill Pay: MCC 6012 (exception, user verified, risk: low)¶
User reported that dBS Bill Pay allows paying other banks' credit card bills using a DBS credit card, which functions as a free balance transfer. This transaction codes as MCC 6012, earns no miles, but counts towards the DBS card's annual fee waiver spending.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Other banks' credit cards |
| Card | DBS Altitude Card |
| Route | DBS Bill Pay |
| MCC | 6012 |
| Programme type | bank_transfer |
| Devaluation risk | medium |
| Last verified | 2026-05-24 |
| Last seen | 2026-05-24T07:51:32+00:00 |
| Observed result | Successfully paid other bank CC bills; counts towards annual fee waiver spend |
| Public/official layer | MCC 6012 is excluded from rewards |
| Caveat | Does not earn any miles or rewards |
KKKL Travel Tours Pte Ltd: MCC 4722 (exception, user verified, risk: low)¶
User reported that kKKL Travel Tours Pte Ltd codes as MCC 4722 (Travel Agencies) but processes as a foreign entity, incurring a 1% fee and failing local travel category criteria for Maybank cards even when charged in SGD.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | KKKL Travel Tours Pte Ltd |
| Card | Maybank |
| MCC | 4722 |
| Fees / surcharges | 1% Foreign Entity Fee |
| Devaluation risk | low |
| Last verified | 2026-03-23T07:35:52+00:00 |
| Last seen | 2026-03-23T07:35:52+00:00 |
| Observed result | Processed as foreign entity despite SGD charge, incurring 1% fee and missing local travel bonus. |
| Public/official layer | Local travel categories require local entity processing. |
| Caveat | Change currency to non-SGD to qualify for foreign spend categories instead. |
Disneyworld Resorts: MCC 3780, 7996 (exception, user verified, risk: medium)¶
User reported that disneyworld resort food court transactions can code differently based on payment method: contactless payments code as Hotel MCC 3780 (Travel), while chip insertion codes as Amusement Parks MCC 7996 (Entertainment).
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Disneyworld Resorts |
| Card | UOB Lady's Card |
| MCC | 3780, 7996 |
| Programme | UOB UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-01 |
| Last seen | 2024-11-01T01:55:45+00:00 |
| Observed result | Contactless payment yielded MCC 3780 (Travel) while chip payment yielded MCC 7996 (Entertainment). |
| Caveat | Observed specifically at Disneyworld food courts; users should test with an empty Amaze wallet first to verify the MCC. |