Rei¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 7230 | Barber and Beauty Shops | Non-official reference (chope) |
| 7911 | Dance Halls, Studios and Schools | Non-official reference (chope) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB Preferred Visa Card Rei |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Rei |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Rei |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Rei |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Rei |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Rei |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Rei |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Rei |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Rei |
2.4 mpd | Reward on foreign currency expenditure | ||
| OCBC Bank of Singapore VOYAGE Card Rei |
2.3 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Rei |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| OCBC Frank Credit Card Rei |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Rei |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Rei |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| DCS CASHBACK Card Rei |
5% | S$50 | S$400 |
Street Truth / User-Reported Exceptions¶
HeyMax: MCC 5311 (exception, user verified, risk: low)¶
User reported that heyMax Klook voucher purchases are intended to code as MCC 5311 (Department Stores). A bug that caused some transactions to code as MCC 5411 (Grocery)—which is excluded from rewards on cards like HSBC Revolution—has been fixed.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | HeyMax |
| Card | HSBC Revolution |
| MCC | 5311 |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-09 |
| Last seen | 2026-06-09T05:52:04+00:00 |
| Observed result | Some coded as 5411 due to a bug, which has since been fixed |
| Public/official layer | All vouchers bought via HeyMax should code as 5311 |
| Caveat | Past transactions that coded as 5411 did not receive HSBC Revolution bonus points. |
Vivobarefoot via Global-E: MCC 5661 (exception, user verified, risk: medium)¶
User reported that online purchases from overseas merchants using the Global-E payment gateway (such as Vivobarefoot) are processed in Singapore, which can prevent them from earning foreign currency transaction bonuses on cards that require overseas processing.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Vivobarefoot |
| Card | UOB Visa Signature |
| Route | Global-E |
| MCC | 5661 |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T06:53:29+00:00 |
| Observed result | Processed in Singapore, failing the overseas processing requirement for FCY bonus |
| Caveat | Transaction is processed in Singapore despite being in USD on a US website |
KKKL Travel Tours Pte Ltd: MCC 4722 (exception, user verified, risk: low)¶
User reported that kKKL Travel Tours Pte Ltd codes as MCC 4722 (Travel Agencies) but processes as a foreign entity, incurring a 1% fee and failing local travel category criteria for Maybank cards even when charged in SGD.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | KKKL Travel Tours Pte Ltd |
| Card | Maybank |
| MCC | 4722 |
| Fees / surcharges | 1% Foreign Entity Fee |
| Devaluation risk | low |
| Last verified | 2026-03-23T07:35:52+00:00 |
| Last seen | 2026-03-23T07:35:52+00:00 |
| Observed result | Processed as foreign entity despite SGD charge, incurring 1% fee and missing local travel bonus. |
| Public/official layer | Local travel categories require local entity processing. |
| Caveat | Change currency to non-SGD to qualify for foreign spend categories instead. |
PRAIRIE - CLUNY COURT: MCC 5814 (exception, user verified, risk: low)¶
User reported that pRAIRIE at Cluny Court Singapore is officially coded under MCC 5814 (Fast Food Restaurants), despite some aggregators showing it as MCC 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | PRAIRIE - CLUNY COURT |
| Card | DBS Cards |
| MCC | 5814 |
| Devaluation risk | low |
| Last verified | 2024-11-25 |
| Last seen | 2024-11-25T04:18:49+00:00 |
| Observed result | DBS transaction data shows Merchant Category as Fast Food Restaurants (MCC 5814) |
| Caveat | HeyMax may display it incorrectly as MCC 5812 (Eating Places) |