Points.com¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 7399 | Business Services, Not Elsewhere Classified | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Points.com |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Points.com |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card Points.com |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| UOB Reserve Credit Card Points.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Points.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Points.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Points.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Points.com |
2.4 mpd | Reward on foreign currency expenditure | ||
| OCBC Bank of Singapore VOYAGE Card Points.com |
2.3 mpd | Reward on foreign currency expenditure | ||
| OCBC PREMIER Private Client VOYAGE Card Points.com |
2.3 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Points.com |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Points.com |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Points.com |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Points.com |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| Citi SMRT Card Points.com |
5% | S$500 | Must complete transaction online to be eligible for this reward |
Street Truth / User-Reported Exceptions¶
Points.com: MCC 7399 (exception, user verified, risk: low)¶
User reported that the Chocolate Visa Card classifies MCC 7399 (Points.com) as a bill payment, capping earnings at 100 Max Miles per month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Points.com |
| Card | Chocolate Visa Card |
| MCC | 7399 |
| Programme | HeyMax |
| Programme type | other |
| Points currency | Max Miles |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T04:14:24+00:00 |
| Observed result | Classified as bill payment with a 100 Max Miles monthly cap |