Ocbc¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 7399 | Business Services, Not Elsewhere Classified | Non-official reference (visa) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB Preferred Visa Card Ocbc |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Ocbc |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
| Standard Chartered Visa Infinite Credit Card Ocbc |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| UOB Reserve Credit Card Ocbc |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Ocbc |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Ocbc |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Ocbc |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Ocbc |
2.4 mpd | Reward on foreign currency expenditure | ||
| OCBC Bank of Singapore VOYAGE Card Ocbc |
2.3 mpd | Reward on foreign currency expenditure | ||
| OCBC PREMIER Private Client VOYAGE Card Ocbc |
2.3 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Ocbc |
10% | S$30 | S$800 | Must complete transaction via contactless payment to be eligible for this reward |
| OCBC Frank Credit Card Ocbc |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Ocbc |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Ocbc |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| DCS CASHBACK Card Ocbc |
5% | S$50 | S$400 |
Street Truth / User-Reported Exceptions¶
Google PlayStore / Discord: MCC 7372 (exception, user verified, risk: high)¶
User reported that google PlayStore and Discord subscriptions code as MCC 7372 and no longer earn bonus miles on the OCBC Women's World Mastercard (WWMC).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Google PlayStore / Discord |
| Card | OCBC Women's World Mastercard |
| MCC | 7372 |
| Last verified | 2026-04-19T10:17:53+00:00 |
| Last seen | 2026-04-19T10:17:53+00:00 |
| Observed result | Transactions coded as 7372 and failed to earn bonus miles. |
| Public/official layer | Online transactions should generally earn 4mpd on WWMC. |
| Caveat | Google PlayStore MCC changes to 7372 started around November 2025 and can be random. |
Shopee: MCC 5331 (exception, user verified, risk: low)¶
User reported that oCBC Rewards awards bonus points for Shopee purchases based on merchant name rather than MCC, earning bonuses even if the MCC is 5331 (Variety Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Shopee |
| Card | OCBC Rewards |
| MCC | 5331 |
| Last verified | 2026-04-17T14:58:01+00:00 |
| Last seen | 2026-04-17T14:59:46+00:00 |
| Observed result | Shopee transactions earn bonus points based on merchant description regardless of the underlying MCC (except ShopeePay). |
| Public/official layer | OCBC Rewards typically awards bonuses based on specific whitelisted MCCs. |
| Caveat | ShopeePay top-ups (MCC 5262) are excluded. |
Best Denki (Bishan) via FavePay: MCC 5311 (exception, user verified, risk: low)¶
User reported that paying at Best Denki (Bishan) via FavePay QR codes as MCC 5311 (Department Stores) instead of MCC 5732 (Electronics), which can be used to earn bonus points on cards like HSBC Revolution or OCBC Titanium Rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Best Denki (Bishan) |
| Card | HSBC Revolution |
| Route | FavePay |
| MCC | 5311 |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T11:58:06+00:00 |
| Observed result | FavePay QR payment coded as MCC 5311. |
| Public/official layer | Direct payment at electronics stores codes as MCC 5732. |
| Caveat | Specifically verified at the Bishan outlet; other outlets may vary. |
Best Denki (Bishan) via FavePay: MCC 5311 (exception, user verified, risk: low)¶
User reported that paying at Best Denki Bishan using FavePay QR codes as MCC 5311 (Department Stores) instead of MCC 5732 (Electronics), which allows earning on cards like HSBC Revolution or OCBC Titanium Rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Best Denki (Bishan) |
| Card | HSBC Revolution |
| Route | FavePay |
| MCC | 5311 |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T11:58:06+00:00 |
| Observed result | Coded as MCC 5311 (Department Stores) |
| Public/official layer | Electronics stores typically code as MCC 5732 |
| Caveat | Specifically observed at the Bishan outlet using FavePay QR |
Bottega Veneta: MCC 5651 (exception, user verified, risk: low)¶
User reported that oCBC Titanium Rewards card earns 10x points (4 mpd) on overseas luxury fashion purchases, but manual disputes may be required if the merchant is not automatically recognized.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Bottega Veneta |
| Card | OCBC Titanium Rewards |
| MCC | 5651 |
| Programme | OCBC$ |
| Programme type | bank_transfer |
| Points currency | OCBC$ |
| Transfer partner | Singapore Airlines KrisFlyer |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2018-12-12 |
| Last seen | 2018-12-12T15:46:31+00:00 |
| Observed result | Points for Bottega Veneta Milan did not post automatically but were successfully credited after raising a dispute with CSO. |
| Public/official layer | Earns 10x OCBC$ on eligible clothes, shoes, and department store spend. |
| Caveat | Keep your physical receipts as proof to raise a dispute with customer service if the 10x points do not post automatically. |