Metro¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 5311 | Department Stores | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Metro |
4 mpd | S$1,000 | This is an eligible merchant | |
| Citi Rewards VISA Card Metro |
4 mpd | S$1,000 | This is an eligible merchant | |
| DBS Woman's World Credit Card Metro |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Metro |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Maybank XL Rewards Card Metro |
4 mpd | S$1,000 | S$500 | |
| OCBC Rewards Card Metro |
4 mpd | S$1,110 | This is an eligible merchant | |
| UOB Lady's Card Metro |
4 mpd | S$1,000 | Must select Fashion category | |
| UOB Lady's Solitaire Card Metro |
4 mpd | S$750 | Must select Fashion category | |
| UOB Preferred Visa Card Metro |
4 mpd | S$600 | Must complete transaction via contactless payment to be eligible for this reward | |
| UOB Visa Signature Card Metro |
4 mpd | S$1,200 | S$1,000 | Must complete transaction via contactless payment to be eligible for this reward |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Metro |
15% | S$250 | S$2,000 | Must select Shopping category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| CIMB Visa Signature Metro |
10% | S$100 | S$800 | |
| UOB EVOL Credit Card Metro |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| HSBC Live+ Card Metro |
8% | S$250 | S$600 | Minimum S$600 spend per month for all three months in a calendar quarter |
| Maybank Family & Friends Card Metro |
8% | S$25 | S$800 | Must select Fashion category |
Street Truth / User-Reported Exceptions¶
Alipay / Shanghai Metro / DiDi via Amaze: MCC 4111, 4121, 5311 (exception, user verified, risk: low)¶
User reported that when using Amaze in China, direct Shanghai Metro transactions code as MCC 4111 and DiDi codes as MCC 4121, but transactions routed through Alipay often randomly code as MCC 5311 (Department Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alipay / Shanghai Metro / DiDi |
| Route | Amaze |
| MCC | 5311, 4111, 4121 |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T14:03:47+00:00 |
| Observed result | Alipay transactions randomly code as MCC 5311, while direct Shanghai Metro codes as MCC 4111. |
| Caveat | Alipay transactions can randomly code as MCC 5311 for metro, food, and shops. |
Taipei Metro: MCC 5499 (exception, user verified, risk: low)¶
User reported that taipei Metro codes as MCC 5499 (Miscellaneous Food Stores) instead of a standard transit MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Taipei Metro |
| MCC | 5499 |
| Devaluation risk | low |
| Last verified | 2026-03-26T14:24:34+00:00 |
| Last seen | 2026-03-26T14:24:34+00:00 |
| Observed result | Coded as MCC 5499. |
| Public/official layer | Transit merchants typically code under transportation MCCs like 4111 or 4131. |