Klook¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4722 | Travel Agencies and Tour Operations | Non-official reference (db) |
| 9399 | Government Services (not Elsewhere Classified) | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| DBS Woman's World Credit Card Klook |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| Maybank XL Rewards Card Klook |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card Klook |
4 mpd | S$1,000 | Must select Travel category | |
| UOB Lady's Solitaire Card Klook |
4 mpd | S$750 | Must select Travel category | |
| Standard Chartered Visa Infinite Credit Card Klook |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Klook |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Klook |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Klook |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Klook |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Klook |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Klook |
15% | S$250 | S$2,000 | Must select Travel category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| UOB EVOL Credit Card Klook |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Klook |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Klook |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Klook |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
Klook via HeyMax: MCC 5311, 5411 (exception, user verified, risk: medium)¶
User reported that heyMax Klook voucher purchases previously suffered from a bug where they incorrectly coded as MCC 5411 or MCC 5311, causing HSBC Revolution cardholders to miss out on 10X bonus points.
| Field | Value |
|---|---|
| Status | outdated |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Klook |
| Card | HSBC Revolution Card |
| Route | HeyMax |
| MCC | 5411, 5311 |
| Programme | HSBC Revolution |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Devaluation risk | low |
| Last verified | 2026-06-09 |
| Last seen | 2026-06-09T05:52:04+00:00 |
| Observed result | Some vouchers coded as 5411 and others as 5311, resulting in no bonus points on HSBC Revolution for the incorrect MCC. |
| Public/official layer | HeyMax Klook vouchers should code under a single consistent MCC (e.g., 5311). |
| Caveat | The bug has since been fixed, but historical transactions prior to the fix did not receive HSBC Revolution bonus points. |
HeyMax: MCC 5311 (exception, user verified, risk: low)¶
User reported that heyMax Klook voucher purchases are intended to code as MCC 5311 (Department Stores). A bug that caused some transactions to code as MCC 5411 (Grocery)—which is excluded from rewards on cards like HSBC Revolution—has been fixed.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | HeyMax |
| Card | HSBC Revolution |
| MCC | 5311 |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-09 |
| Last seen | 2026-06-09T05:52:04+00:00 |
| Observed result | Some coded as 5411 due to a bug, which has since been fixed |
| Public/official layer | All vouchers bought via HeyMax should code as 5311 |
| Caveat | Past transactions that coded as 5411 did not receive HSBC Revolution bonus points. |
Klook, KKday, Trip.com: MCC 4722, 7991 (exception, user verified, risk: low)¶
User reported that mCC 7991 (Tourist Attractions and Exhibits) is not classified as Travel under the UOB Lady's Card, but booking the same attractions via Online Travel Agencies (OTAs) like Klook or KKday (which code as MCC 4722) will successfully trigger the Travel category bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Klook, KKday, Trip.com |
| Card | UOB Lady's Card |
| MCC | 7991, 4722 |
| Programme | UOB UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T06:23:41+00:00 |
| Observed result | Attraction websites code as MCC 7991 (not travel), but OTAs code as MCC 4722 (travel). |
| Public/official layer | MCC 4722 is eligible for Travel category; MCC 7991 is not. |
| Caveat | Booking directly on attraction websites often codes as MCC 7991, which is excluded from the Travel category. |
HeyMax Vouchers via HeyMax: MCC 5411 (exception, user verified, risk: medium)¶
User reported that heyMax voucher purchases (e.g., Klook, FairPrice) may code as MCC 5411 (Grocery Stores) instead of the usual MCC 5311 (Department Stores)
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | HeyMax Vouchers |
| Route | HeyMax |
| MCC | 5411 |
| Last verified | 2026-05-10T13:44:29+00:00 |
| Last seen | 2026-05-10T13:44:29+00:00 |
| Observed result | Users observed Klook and FairPrice voucher purchases coding as MCC 5411 |
| Public/official layer | HeyMax voucher purchases typically code as MCC 5311 |
| Caveat | Inconsistent behavior observed; some transactions still code as 5311 | Stacking: HeyMax -> Vouchers |