Instarem¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4215 | Courier Services – Air Or Ground, Freight Forwarders | Non-official reference (db) |
| 4829 | Wire Transfers and Money Orders | Non-official reference (db) |
| 5072 | Hardware Equipment and Supplies | Non-official reference (db) |
| 5137 | Men’s Women’s and Children’s Uniforms and Commercial Clothing | Non-official reference (db) |
| 5818 | Digital Goods — Multi-category | Non-official reference (db) |
| 6051 | Non-financial Institutions – Foreign Currency, Money Orders (not Wire Transfer) and Travelers Cheques | Non-official reference (db) |
| 6540 | Non-financial Institutions – Stored Value Card Purchase/load; Poi Funding Transactions | Non-official reference (db) |
| 7375 | Information Retrieval Services | Non-official reference (db) |
Top Miles Cards¶
No reward rows found.
Top Cashback Cards¶
No reward rows found.
Street Truth / User-Reported Exceptions¶
Private Hospital via Amaze: MCC 8062 (exception, user verified, risk: low)¶
User reported that paying private hospital bills using Instarem Amaze linked to a 4 MPD card (such as Citi Rewards) successfully yields 4 MPD, subject to Amaze's 1% domestic transaction fee.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Private Hospital |
| Card | Amaze |
| Route | Amaze |
| MCC | 8062 |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 MPD |
| Fees / surcharges | 1% fee |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T03:06:48+00:00 |
| Observed result | Successfully earned 4 MPD via Amaze routing despite the 1% fee. |
| Public/official layer | Direct hospital transactions are typically excluded from rewards on most cards. |
| Caveat | Incurs a 1% domestic transaction fee on Amaze. |