Health Buddy App¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 8099 | Medical Services and Health Practitioners (not Elsewhere Classified) | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Health Buddy App |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Health Buddy App |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Health Buddy App |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| Standard Chartered Visa Infinite Credit Card Health Buddy App |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Health Buddy App |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Health Buddy App |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Health Buddy App |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Health Buddy App |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Health Buddy App |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Visa Infinite Credit Card Health Buddy App |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Health Buddy App |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Health Buddy App |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Health Buddy App |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Health Buddy App |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| Citi SMRT Card Health Buddy App |
5% | S$500 | Must complete transaction online to be eligible for this reward |
Street Truth / User-Reported Exceptions¶
Health Hub / Health Buddy via Health Hub: MCC 9399 (exception, user verified, risk: low)¶
User reported that payments made on Health Hub and Health Buddy apps code as MCC 9399 (Government Services) for non-DBS cards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Health Hub / Health Buddy |
| Route | Health Hub |
| MCC | 9399 |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T05:31:06+00:00 |
| Observed result | Health Hub and Health Buddy code as 9399 for non-DBS cards |
| Caveat | DBS cards may code differently; NUHS app might still code as MCC 8099. |
Healthbuddy: via Healthbuddy app (exception, user verified, risk: medium)¶
User reported that medical bills paid via the Healthbuddy app using DBS Woman's Card code as 'Health and Fitness' instead of a medical MCC
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Healthbuddy |
| Card | DBS Woman's World Card |
| Route | Healthbuddy app |
| MCC | Health and Fitness |
| Last verified | 2026-04-11T23:33:36+00:00 |
| Last seen | 2026-04-11T23:33:36+00:00 |
| Observed result | Transaction coded as 'Health and Fitness', potentially bypassing the medical exclusion |
| Public/official layer | Medical transactions are typically excluded from DBS WWMC bonus points |
| Caveat | Stacking: Healthbuddy app -> DBS Woman's World Card |