Chocolate Finance¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4829 | Wire Transfers and Money Orders | Non-official reference (public) |
| 6011 | Financial Institutions – Automated Cash Disbursements | Non-official reference (public) |
| 6540 | Non-financial Institutions – Stored Value Card Purchase/load; Poi Funding Transactions | Non-official reference (public) |
Top Miles Cards¶
No reward rows found.
Top Cashback Cards¶
No reward rows found.
Street Truth / User-Reported Exceptions¶
Australia Visa, HealthHub, SimplyGo: via Chocolate Finance (exception, user verified, risk: low)¶
User reported that chocolate Finance blocks Australian visa payments (likely Government Services MCC) and some retail, but allows SimplyGo, HealthHub, and overseas parking.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Australia Visa, HealthHub, SimplyGo |
| Route | Chocolate Finance |
| MCC | Government Services |
| Devaluation risk | unknown |
| Last verified | 2026-03-22T03:51:14+00:00 |
| Last seen | 2026-03-22T03:51:38+00:00 |
| Observed result | Visa payment blocked, SimplyGo and HealthHub went through successfully. |
| Caveat | HealthHub works despite being a government service. |