Agoda¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 4722 | Travel Agencies and Tour Operations | Non-official reference (db) |
| 5999 | Miscellaneous and Specialty Retail Stores | Non-official reference (db) |
| 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| DBS Woman's World Credit Card Agoda |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| Maybank XL Rewards Card Agoda |
4 mpd | S$1,000 | S$500 | |
| UOB Lady's Card Agoda |
4 mpd | S$1,000 | Must select Travel category | |
| UOB Lady's Solitaire Card Agoda |
4 mpd | S$750 | Must select Travel category | |
| Standard Chartered Visa Infinite Credit Card Agoda |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Agoda |
2.4 mpd | Reward on foreign currency expenditure | ||
| KrisFlyer UOB Credit Card Agoda |
2.4 mpd | S$800 | With minimum S$800 annual spend on Singapore Airlines, Scoot, and KrisShop | |
| UOB Reserve Credit Card Agoda |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Agoda |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Agoda |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Trust Cashback Credit Card Agoda |
15% | S$250 | S$2,000 | Must select Travel category; You must hit the minimum spending for 3 consecutive months; Cashback is given quarterly |
| UOB EVOL Credit Card Agoda |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Agoda |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Agoda |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Agoda |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
Street Truth / User-Reported Exceptions¶
Agoda: MCC 4722 (exception, user verified, risk: medium)¶
User reported that a user reported not receiving 4 mpd for Agoda (MCC 4722) under the UOB Lady's Card Travel category, with a CSO claiming it falls under Transportation, though T&Cs do not list 4722 under Transportation.
| Field | Value |
|---|---|
| Status | uncertain |
| Confidence | medium |
| Merchant | Agoda |
| Card | UOB Lady's Card |
| MCC | 4722 |
| Last verified | 2026-04-16T01:57:06+00:00 |
| Last seen | 2026-04-16T02:05:27+00:00 |
| Observed result | User did not receive 4 mpd for Agoda under the Travel category. |
| Public/official layer | MCC 4722 is typically considered Travel and is not listed under Transportation in the T&Cs. |
| Caveat | It is unclear if UOB silently changed the category mapping or if the CSO provided incorrect information. |