Accor Plus¶
Public Reference MCC Records¶
| MCC | Description | Source |
|---|---|---|
| 7997 | Membership Clubs (sports, Recreation, Athletic), Country Clubs, and Private Golf Courses | Non-official reference (db) |
Top Miles Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| Citi Rewards Card Accor Plus |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| Citi Rewards VISA Card Accor Plus |
4 mpd | S$1,000 | This is an eligible merchant; Must complete transaction online to be eligible for this reward | |
| DBS Woman's World Credit Card Accor Plus |
4 mpd | S$1,000 | Must complete transaction online to be eligible for this reward | |
| HSBC Revolution Credit Card Accor Plus |
4 mpd | S$1,000 | This is a whitelist MCC | |
| Standard Chartered Visa Infinite Credit Card Accor Plus |
3 mpd | S$2,000 | Reward on foreign currency expenditure | |
| HSBC TravelOne Card Accor Plus |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB Reserve Credit Card Accor Plus |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles American Express Card Accor Plus |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Mastercard Accor Plus |
2.4 mpd | Reward on foreign currency expenditure | ||
| UOB PRVI Miles Visa Accor Plus |
2.4 mpd | Reward on foreign currency expenditure |
Top Cashback Cards¶
| Card | Reward | Cap | Min spend | Conditions |
|---|---|---|---|---|
| UOB EVOL Credit Card Accor Plus |
10% | S$30 | S$800 | Must complete transaction online to be eligible for this reward |
| OCBC Frank Credit Card Accor Plus |
8% | S$25 | S$800 | |
| ICBC UnionPay Dual Currency Credit Card Accor Plus |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| ICBC Visa Dual Currency Credit Card Accor Plus |
8% | S$50 | S$500 | You must hit the minimum spending for 3 consecutive months |
| Citi SMRT Card Accor Plus |
5% | S$500 | Must complete transaction online to be eligible for this reward |
Street Truth / User-Reported Exceptions¶
Woolworths: MCC 5411 (exception, user verified, risk: low)¶
User reported that accor gift cards purchased at Woolworths under MCC 5411 can be used to offset hotel bills, but they are only valid in Australia, New Zealand, and Fiji, and cannot be stacked with Accor Plus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Woolworths |
| MCC | 5411 |
| Programme | Accor Live Limitless |
| Programme type | hotel |
| Points currency | points |
| Award route / region | Australia, New Zealand, Fiji |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T08:15:40+00:00 |
| Observed result | Can be used to offset hotel bills by purchasing under grocery MCC |
| Public/official layer | Gift cards cannot stack with Accor Plus |
| Caveat | Only usable in Australia, New Zealand, and Fiji; explicitly cannot stack with Accor Plus |
Accor Plus: MCC 8699 (exception, user verified, risk: medium)¶
User reported that accor Plus payments may post as MCC 8699 instead of the official 7997. Despite MCC 8699 being a common exclusion, Citi Rewards Visa still awards 4 mpd for it as an eligible online transaction.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Merchant | Accor Plus |
| Card | Citi Rewards Visa |
| MCC | 8699 |
| Last verified | 2026-05-11T12:25:22+00:00 |
| Last seen | 2026-05-11T12:25:22+00:00 |
| Observed result | Posted as MCC 8699 and earned 4 mpd on Citi Rewards Visa. |
| Public/official layer | Accor Plus officially codes as MCC 7997. |
| Caveat | Depends on the exact MCC it hits; 8699 is risky for other banks. |