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MCC 3710

Description: The Ritz Carlton Hotels

Public Reference Merchants

Merchant Source
Colony Non-official reference (db)
Ritz-Carlton Non-official reference (db)

Street Truth / User-Reported Exceptions

Colony (Ritz-Carlton): MCC 3710, 5812, 7011 (exception, user verified, risk: medium)

User reported that colony restaurant at Ritz-Carlton can code as a Hotel (MCC 3710 or 7011) instead of Dining (MCC 5812) depending on the terminal used.

Field Value
Status active
Confidence high
Merchant Colony (Ritz-Carlton)
MCC 3710, 7011, 5812
Last verified 2026-05-12T10:28:43+00:00
Last seen 2026-05-12T10:28:43+00:00
Observed result Codes as hotel MCC 3710 or 7011, potentially voiding dining bonuses.
Public/official layer Restaurants should code under dining MCCs like 5812.
Caveat Use Chope or specific terminals to ensure MCC 5812; otherwise risk hotel MCC.

Colony (Ritz Carlton): MCC 3710 (exception, user verified, risk: medium)

User reported that dining at Colony (Ritz Carlton) bills under hotel MCC 3710 instead of a dining MCC

Field Value
Status active
Confidence high
Merchant Colony (Ritz Carlton)
MCC 3710
Last verified 2026-05-12T10:22:40+00:00
Last seen 2026-05-12T10:22:40+00:00
Observed result Transaction posts as Ritz Carlton under MCC 3710
Public/official layer Dining establishments typically bill under dining MCCs like 5812 or 5814

Colony: MCC 3710 (exception, user verified, risk: low)

User reported that dining at Colony restaurant codes as Ritz Carlton (MCC 3710) instead of a dining MCC.

Field Value
Status active
Confidence high
Merchant Colony
MCC 3710
Last verified 2026-05-12T10:22:40+00:00
Last seen 2026-05-12T10:22:40+00:00
Observed result Codes as hotel MCC 3710 (Ritz Carlton).
Public/official layer Restaurants typically code under dining MCCs like 5812.
Caveat Transaction description may only show Ritz Carlton without mentioning Colony.

Colony: MCC 3710 (exception, user verified, risk: medium)

User reported that colony restaurant at Ritz Carlton codes as Ritz Carlton (MCC 3710 - Hotels) instead of dining

Field Value
Status active
Confidence high
Merchant Colony
MCC 3710
Last verified 2026-05-12T10:22:40+00:00
Last seen 2026-05-12T10:22:40+00:00
Observed result Codes as hotel (MCC 3710), which may affect dining bonus categories
Public/official layer Restaurants typically code as dining (e.g., MCC 5812)
Caveat Transaction description shows as Ritz Carlton, not Colony

Colony: MCC 3710 (exception, user verified, risk: medium)

User reported that dining at Colony codes under Ritz Carlton with Hotel MCC 3710 instead of a dining MCC.

Field Value
Status active
Confidence high
Merchant Colony
MCC 3710
Last verified 2026-05-12T10:22:40+00:00
Last seen 2026-05-12T10:22:40+00:00
Observed result Codes as Hotel MCC 3710
Public/official layer Should code under a dining/restaurant MCC like 5812
Caveat Transaction description appears as Ritz Carlton without mentioning Colony