UOB Stash¶
Baseline Sources and Facts¶
No official/secondary baseline facts imported yet.
| Field | Values |
|---|---|
| Programme type | other |
| Source layers | official, user_reported |
Community-Learned Rules and Datapoints¶
Claim 14214 (user verified, risk: low)¶
The UOB Stash Account offers an EIR of up to 3% on the first $100,000, while any balance exceeding $100,000 earns only 0.05% interest.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Merchant | UOB |
| Programme | UOB Stash |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T06:52:03+00:00 |
| Observed result | Amounts above 100k earn 0.05% interest. |
| Public/official layer | UOB Stash terms state bonus interest is only capped up to $100,000; amounts above earn base interest of 0.05%. |
| Caveat | Requires maintaining or increasing monthly average balance to get bonus interest. |
Claim 15911 (user verified, risk: low)¶
To earn the bonus interest on a UOB Stash account, the Monthly Average Balance (MAB) must not be lower than the previous month's MAB. Withdrawing funds immediately after a UOB Save Up earmark promo ends mid-month will cause the MAB to drop, resulting in the loss of that month's Stash bonus interest.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Programme | UOB Stash |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-10-01 |
| Last seen | 2024-10-01T14:58:02+00:00 |
| Observed result | Withdrawing funds mid-month after earmark ends disqualifies the user from that month's Stash bonus interest due to a lower MAB. |
| Public/official layer | UOB Stash requires the Monthly Average Balance to maintain or increase compared to the previous month to qualify for bonus interest. |
| Caveat | Unlike UOB Stash, UOB One account still awards interest on the lower MAB if funds are withdrawn mid-month. |