UOB Lady's Savings Account¶
Baseline Sources and Facts¶
No official/secondary baseline facts imported yet.
| Field | Values |
|---|---|
| Programme type | bank_transfer, other |
| Source layers | official, user_reported |
| Currencies | bonus interest, interest, miles |
Community-Learned Rules and Datapoints¶
Claim 16438 (risk: low)¶
UOB Lady's Cardholders can earn an extra 2 to 6 mpd on top of their standard 4 mpd by maintaining a Monthly Average Balance (MAB) in the UOB Lady's Savings Account.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 2-6 mpd bonus |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T12:56:18.326966+00:00 |
| Public/official layer | UOB Lady's Cardholders can stack their standard 4 mpd with an extra 2-6 mpd based on their Monthly Average Balance in the UOB Lady's Savings Account. |
| Caveat | The bonus earn rate is determined by the Monthly Average Balance maintained in the UOB Lady's Savings Account. |
Merchant (exception, user verified, risk: medium)¶
User reported that locking the UOB Lady's Card via the app prevents the UOB Lady's Savings Account bonus from being credited.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last seen | 2026-04-02T05:28:43+00:00 |
| Observed result | Bonus not credited because the card was locked |
| Caveat | Do not lock the card if you want to receive the account bonus |
Claim 8336 (user verified, risk: low)¶
Bonus interest for the UOB Lady's Savings Account is typically credited on the 27th of the following month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Programme | UOB Lady's Savings Account |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2026-04-01T17:35:59+00:00 |
| Last seen | 2026-04-01T17:35:59+00:00 |
| Observed result | Bonus credited on the 27th of the following month |
Merchant (exception, user verified, risk: medium)¶
User reported that if a UOB Lady's Card is replaced due to fraudulent transactions, spending on the old card may not be automatically credited towards the UOB Lady's Savings Account bonus interest, requiring a manual adjustment request.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T11:15:07+00:00 |
| Observed result | Transactions on the old card were omitted from the Lady's savings account bonus calculation. |
| Public/official layer | Eligible card spend across replaced cards should pool towards the savings account bonus interest. |
| Caveat | Users must proactively monitor their bonus interest and call UOB customer service to adjust. |
Merchant (exception, user verified, risk: medium)¶
User reported that if a UOB Lady's Card is replaced due to fraud or loss, transactions on the old card are not automatically counted towards the UOB Lady's Savings Account bonus interest, requiring a manual adjustment call to the bank.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | other |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T11:15:07+00:00 |
| Observed result | Transactions on the old card before replacement were omitted from the bonus calculation, requiring manual intervention. |
| Public/official layer | Transactions on the linked Lady's Card should count towards the Lady's Savings Account bonus interest. |
| Caveat | Requires calling customer service to manually adjust and credit the bonus interest. |
Merchant (exception, user verified, risk: medium)¶
User reported that transactions on a replaced UOB Lady's Card due to fraud are not automatically counted towards the UOB Lady's Savings Account bonus interest, requiring a manual adjustment call.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | bank_transfer |
| Points currency | interest |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T11:15:07+00:00 |
| Observed result | Transactions on the old card before replacement were not automatically considered for the bonus. |
| Public/official layer | Transactions on linked Lady's Card should count towards Lady's Savings Account bonus. |
| Caveat | Requires calling in to UOB for manual adjustment if card is replaced. |
Merchant (exception, user verified, risk: medium)¶
User reported that when a UOB Lady's Card is replaced due to fraud, transactions made on the old card are not automatically counted towards the UOB Lady's Savings Account bonus interest, requiring a manual adjustment via customer service.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | bank_transfer |
| Points currency | bonus interest |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T11:15:07+00:00 |
| Observed result | Transactions on the old card were omitted from the Lady's savings account bonus calculation. |
| Public/official layer | Transactions across replaced cards should ideally pool for savings account bonuses. |
| Caveat | Requires calling UOB customer service to manually adjust and credit the bonus interest. |
Claim 18839 (user verified, risk: low)¶
The UOB Lady's Savings Account bonus miles eligibility is calculated based on the Monthly Average Balance (MAB). Depositing $100,000 for only one or two days will not qualify you for the 10 mpd bonus tier.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | UOB |
| Card | UOB Lady's Card |
| Programme | UOB Lady's Savings Account |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last seen | 2024-10-29T11:42:28+00:00 |
| Observed result | Averaging is applied, so a 1-day deposit of $100k does not suffice for the full month's bonus. |
| Public/official layer | Bonus interest/miles are calculated based on the Monthly Average Balance (MAB) of the Lady's Savings Account. |
| Caveat | The average balance across the entire calendar month must meet the required threshold. |