UNI$¶
Baseline Sources and Facts¶
No official/secondary baseline facts imported yet.
| Field | Values |
|---|---|
| Programme type | bank_transfer |
| Source layers | bank, inferred, official, user_reported |
| Transfer partners | KrisFlyer, Singapore Airlines, UOB |
| Routes / regions / hotels | Malaysia, Thailand, Vietnam, Indonesia |
| Currencies | miles, points, UNI$ |
Community-Learned Rules and Datapoints¶
WeChat / Alipay: via Alipay (exception, user verified, risk: low)¶
User reported that weChat and Alipay transactions generally code under online whitelists for cards like UOB Preferred Platinum Visa (PPV), except for transport and travel categories, allowing users to earn 4mpd up to the monthly cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | WeChat / Alipay |
| Card | UOB Preferred Platinum Visa |
| Route | Alipay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T03:01:34+00:00 |
| Observed result | WeChat/Alipay transactions code as online whitelist for PPV, except transport/travel |
| Caveat | Transport and travel categories are excluded from the online whitelist |
Merchant: via WeChat Pay/Alipay (exception, user verified, risk: low)¶
User reported that weChat Pay and Alipay transactions generally map to the UOB Preferred Platinum Visa (PPV) online whitelist to earn 4 mpd, except for transport and travel categories.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Route | WeChat Pay/Alipay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T03:05:12+00:00 |
| Observed result | Transactions map to PPV online whitelist for 4 mpd |
| Caveat | Exceptions exist, particularly for transport and travel categories |
Claim 17809 (user verified, risk: low)¶
The standard UOB Lady's Card has a bonus earning cap of S$1,000 per calendar month for its single selected category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | S$1,000 cap |
| Devaluation risk | low |
| Last verified | 2026-06-07 |
| Last seen | 2026-06-07T16:09:12+00:00 |
| Observed result | Bonus cap is S$1,000, not S$750. |
| Public/official layer | UOB Lady's Card (standard) bonus cap is S$1,000 per calendar month. |
| Caveat | This is distinct from the Solitaire version which has different category limits. |
Claim 17792 (user verified, risk: medium)¶
UOB miles transfers require the name on the bank/credit card account to match the frequent flyer program account exactly, or the transfer will fail.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Cards |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Transfer partner | KrisFlyer |
| Devaluation risk | low |
| Last verified | 2026-06-07 |
| Last seen | 2026-06-07T23:49:53+00:00 |
| Observed result | Transfer failed and took months of chasing to resolve due to name mismatch. |
| Public/official layer | The name on the frequent flyer account must match the primary cardholder's name on record with UOB. |
| Caveat | Failed transfers due to name mismatch can take months of customer service follow-ups to resolve. |
Unity (exception, user verified, risk: medium)¶
User reported that topping up FairPrice physical gift cards at Unity outlets is no longer allowed, restricting the UOB Lady's Card Beauty & Wellness category earning trick.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Unity |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | high |
| Last verified | 2026-06-07 |
| Last seen | 2026-06-07T08:50:11+00:00 |
| Observed result | Staff rejected physical gift card top-ups, stating only e-gift vouchers are available |
| Caveat | Confirmed restricted at Westmall and Nex outlets. |
Claim 17540 (user verified, risk: low)¶
UOB PRVI Miles card earns 3 miles per dollar (mpd) on overseas spend in specific regional currencies: IDR, MYR, THB, and VND.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB PRVI Miles |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 3 mpd |
| Fees / surcharges | 3.25% FX fee |
| Devaluation risk | low |
| Last verified | 2026-06-07 |
| Last seen | 2026-06-07T08:41:03+00:00 |
| Observed result | Earns 3 mpd on IDR, MYR, THB, VND |
| Public/official layer | 3 mpd on overseas spend in selected currencies |
| Caveat | Subject to UOB's foreign currency transaction fee (e.g., 3.25% for Mastercard). |
Claim 16454 (user verified, risk: low)¶
The monthly spending cap for earning bonus points on the standard UOB Lady's Card is S$1,800.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Transfer partner | UOB |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T12:32:09+00:00 |
| Observed result | Users confirmed the maximum cap is S$1,800 monthly. |
| Public/official layer | UOB Lady's Card earns 4 mpd on selected categories up to S$1,800 per calendar month. |
| Caveat | This applies to the standard Lady's Card, not the Lady's Solitaire Card which has a higher cap. |
Claim 16435 (risk: low)¶
UOB PRVI Miles offers 5 mpd on in-person overseas shopping and dining until 30 June 2026, capped at 8,000 bonus miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Merchant | overseas shopping and dining |
| Card | UOB PRVI Miles |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 5 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T12:56:56.496325+00:00 |
| Public/official layer | 5 mpd on overseas shopping and dining for in-person spend between promotion launch and 30 June 2026, capped at 8,000 bonus miles. |
| Caveat | Applies to in-person spending only; spending cap is S$3,080 for non-regional FCY or S$4,000 for regional FCY. |
Claim 15659 (user verified, risk: medium)¶
When a fee waiver request for the UOB Preferred Platinum Visa (PPV) is rejected, UOB may automatically convert existing UNI$ to pay for the annual fee.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T04:07:20+00:00 |
| Observed result | UNI$ were automatically deducted/converted to pay the annual fee after waiver rejection. |
| Caveat | Users should monitor their UNI$ balance closely when requesting waivers |
Global-E / Danner (exception, user verified, risk: medium)¶
User reported that transactions via Global-E (such as Danner) are processed in Singapore despite being charged in foreign currency, meaning they do not qualify for the UOB Visa Signature overseas spending bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Global-E / Danner |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T06:32:07+00:00 |
| Observed result | No bonus points awarded because the payment gateway was located in Singapore. |
| Public/official layer | Overseas transactions must be charged in foreign currency and processed by an overseas payment gateway to earn bonus points. |
| Caveat | Processed via SG gateway despite FCY billing |
Claim 14345 (risk: low)¶
UOB Payment Facility is offering unlimited miles at 1.6 to 1.8 cents each from June 2026 until 31 August 2026.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB PRVI Miles |
| Route | UOB Payment Facility |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 1.6 to 1.8 cents per mile |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T00:18:17+00:00 |
| Public/official layer | Buy unlimited miles at 1.6 to 1.8 cents each through the UOB Payment Facility. |
| Caveat | Promotion is valid until 31 August 2026. |
Claim 10781 (user verified, risk: low)¶
Upgrading to UOB Lady's Solitaire does not grant extra bonus category quota if the original UOB Lady's card remains active.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Card | UOB Lady's Solitaire Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-05-23T06:35:17+00:00 |
| Last seen | 2026-05-23T06:35:17+00:00 |
| Observed result | If the original card fails to auto-cancel and remains active, users do not receive an additional bonus category quota. |
| Public/official layer | The original UOB Lady's card should auto-cancel upon upgrading to Solitaire. |
| Caveat | The original card is supposed to auto-cancel, but sometimes it does not. |
Claim 10357 (user verified, risk: low)¶
To earn 4mpd on hotel stays with UOB PPV, use a general spend card for the pre-authorization hold at check-in, then settle the final bill via mobile contactless with UOB PPV at checkout.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hotels |
| Card | UOB Preferred Platinum Visa |
| Route | Mobile Contactless |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-05-23T03:01:44+00:00 |
| Last seen | 2026-05-23T03:01:44+00:00 |
| Observed result | Successfully earns 4mpd when settled via mobile contactless at checkout. |
| Caveat | Depends on the hotel allowing mobile contactless payment at checkout. |
Claim 10356 (user verified, risk: low)¶
The bonus cap for the UOB Lady's Card is based on the transaction date within the calendar month, not the statement cycle.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-05-23T02:07:52+00:00 |
| Last seen | 2026-05-23T02:23:10+00:00 |
| Observed result | Bonus cap resets per calendar month based on transaction date. |
| Public/official layer | Bonus cap resets per calendar month based on transaction date. |
Claim 9110 (risk: low)¶
UOB PRVI Miles earns 1.4 miles per dollar (awarded as UNI$, where 1 UNI$ = 2 miles) on income tax payments via CardUp, and the earn rate also applies to the CardUp service fee.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Income Tax |
| Card | UOB PRVI Miles |
| Route | CardUp |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Transfer ratio | 1 UNI$ = 2 miles |
| Miles / points | 1.4 mpd |
| Fees / surcharges | CardUp fee applies |
| Devaluation risk | low |
| Last seen | 2026-05-22T12:07:45+00:00 |
Merchant (exception, user verified, risk: low)¶
User reported that cancelling a UOB Lady's Solitaire card and applying for a standard UOB Lady's card 6 months later is still considered a downgrade by UOB, meaning the previous Solitaire bonus category applies for the current quarter and the newly selected category only takes effect next quarter.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-05-21T06:09:18+00:00 |
| Last seen | 2026-05-21T06:09:18+00:00 |
| Observed result | The previous card's category was retained for the current quarter despite a 6-month gap. |
| Public/official layer | New card applications typically allow immediate use of the newly selected bonus category. |
| Caveat | Based on a single user datapoint with a 6-month gap between cancellation and new approval. |
Merchant (exception, user verified, risk: medium)¶
User reported that cancelling a UOB Lady's Solitaire card and applying for a UOB Lady's card after a 6-month gap is treated as a downgrade by UOB; the previous Solitaire bonus category remains active for the current quarter, and the newly selected category only takes effect the following quarter.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-05-21T06:09:18+00:00 |
| Last seen | 2026-05-21T06:09:18+00:00 |
| Observed result | The previous card's category applied for the current quarter, delaying the new category until the next quarter. |
| Public/official layer | New card applications typically allow immediate use of the newly selected bonus category. |
| Caveat | Based on a single datapoint with a 6-month gap between cancellation and approval. |
Merchant (exception, user verified, risk: low)¶
User reported that uOB PRVI Miles annual fee can be waived, but may require escalating to a Customer Service Officer for a second request if initially rejected.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Card | UOB PRVI Miles |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-08T05:16:27+00:00 |
| Last seen | 2026-04-08T06:56:10+00:00 |
| Observed result | Fee waived after second request via CSO |
| Public/official layer | Annual fee applies unless automatically waived |
| Caveat | May require multiple requests |
Claim 6941 (user verified, risk: low)¶
When requesting an annual fee waiver via the UOB app, a green screen indicates approval, a blue screen means a call is pending, and a red screen means rejection.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-08T01:31:51+00:00 |
| Last seen | 2026-04-08T01:31:51+00:00 |
| Observed result | App displays color-coded screens for waiver outcomes: green (approved), blue (pending call), red (rejected). |
Merchant (exception, user verified, risk: low)¶
User reported that uOB Preferred Platinum Visa (PPV) requires mobile contactless payments (Apple Pay or Google Pay) to earn bonus miles; tapping the physical card does not qualify.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-07T15:22:26+00:00 |
| Last seen | 2026-04-07T15:22:56+00:00 |
| Observed result | Physical card taps do not earn bonus |
| Public/official layer | Mobile contactless required for bonus |
Claim 7150 (risk: low)¶
UOB PRVI Miles card earns 8 mpd on Expedia via the dedicated landing page, otherwise 3 mpd on flights in MITV countries or 2.4 mpd elsewhere.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Expedia |
| Card | UOB PRVI Miles |
| Route | Expedia |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 8 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-07T03:00:14+00:00 |
| Last seen | 2026-04-07T03:05:16+00:00 |
| Public/official layer | 8 mpd via dedicated landing page, 3 mpd MITV, 2.4 mpd otherwise |
| Caveat | Must use dedicated Expedia-PRVI landing page for 8 mpd |
Claim 7170 (user verified, risk: low)¶
The UOB PRVI Miles card earns 3 mpd on flight bookings with eligible airlines made through Expedia.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Expedia |
| Card | UOB PRVI Miles |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 3 mpd |
| Devaluation risk | low |
| Last verified | 2026-04-07T01:53:32+00:00 |
| Last seen | 2026-04-07T01:53:32+00:00 |
| Observed result | User confirmed earning 3 mpd on a China Southern Airlines booking via Expedia. |
| Public/official layer | UOB PRVI Miles earns 3 mpd on Expedia for eligible airlines. |
| Caveat | Only applies to eligible airlines. |
Claim 7420 (risk: low)¶
The UOB Lady's Card earns 4 mpd on overseas spending in the user's chosen category, capped at S$1,000 per month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2026-04-06T01:30:36+00:00 |
| Public/official layer | Overseas spending in chosen categories earns 4 mpd up to the S$1,000 monthly cap. |
Claim 7415 (risk: low)¶
UOB Lady's Card earns 4 mpd on overseas spending as long as the transaction falls under the user's chosen bonus category, capped at S$1,000 per month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-06T01:30:36+00:00 |
| Last seen | 2026-04-06T01:30:36+00:00 |
| Public/official layer | Overseas spend in chosen categories earns 4 mpd up to the monthly cap. |
Claim 7487 (user verified, risk: low)¶
UOB Lady's Savings Account bonus miles are credited separately around the 27th or 28th of the month under the description 'UOB lady's saving bonus'.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 2mpd |
| Devaluation risk | low |
| Last verified | 2026-04-05T13:13:49+00:00 |
| Last seen | 2026-04-05T13:13:49+00:00 |
| Observed result | Bonus miles credited on 27th/28th of the month. |
| Caveat | Requires meeting the Minimum Average Balance (MAB) criteria. |
Claim 7588 (risk: low)¶
The UOB Lady's Card earns 4 mpd on overseas dining if the card is tagged to the Dining category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Dining (overseas) |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last seen | 2026-04-05T09:48:01+00:00 |
| Observed result | Users confirm overseas dining earns 4 mpd if Dining is selected. |
| Public/official layer | UOB Lady's Card awards 4 mpd on chosen categories, including overseas spend in those categories. |
| Caveat | Must select Dining as the bonus category |
Claim 7586 (user verified, risk: low)¶
UOB Lady's Card earns 4mpd on overseas dining if Dining is selected as the bonus category
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Dining (overseas) |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last seen | 2026-04-05T09:48:01+00:00 |
| Observed result | Earns 4mpd |
| Caveat | Must select Dining as the bonus category |
Claim 7721 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) rewards and its $600 monthly caps are calculated based on the transaction posting date within the calendar month, not the statement month or transaction date.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-04T13:53:48+00:00 |
| Last seen | 2026-04-04T13:53:48+00:00 |
| Observed result | Users confirm posting date must fall within the calendar month to earn points. |
| Public/official layer | UOB PPV caps are based on calendar month posting dates. |
| Caveat | Posting date can be 1-2 days after the transaction date, so end-of-month transactions may post in the following month. |
Claim 7646 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) monthly caps of $600 for mobile contactless and $600 for online spend are tracked by calendar month based on the transaction's posting date, which is typically 1-2 days after the transaction date.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-04T13:53:48+00:00 |
| Last seen | 2026-04-04T13:53:48+00:00 |
| Observed result | Users confirm posting date dictates the month the spend counts towards, usually taking 1-2 days to post. |
| Public/official layer | Rewards are awarded based on posting date within the calendar month. |
| Caveat | Posting date can be delayed, so transactions made at the very end of the month might count towards the following month's cap. |
Claim 7766 (risk: low)¶
UOB Preferred Platinum Visa (PPV) rewards and its $600 online and $600 mobile contactless caps are calculated based on the calendar month of the posting date, not the statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last seen | 2026-04-04T13:01:28+00:00 |
| Public/official layer | UOB PPV caps are based on calendar month posting dates. |
| Caveat | Posting date must fall within the calendar month. |
Claim 7760 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) rewards and its $600 mobile contactless and $600 online spending caps are calculated based on the posting date within a calendar month, not the statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T13:00:17+00:00 |
| Last seen | 2026-04-04T13:00:17+00:00 |
| Observed result | Users confirm caps and rewards track calendar month posting dates. |
| Public/official layer | UOB PPV caps are based on calendar month posting dates. |
| Caveat | Transactions must post within the calendar month to count towards that month's cap. |
Claim 7751 (risk: low)¶
UOB Preferred Platinum Visa (PPV) 4mpd rewards and $600 caps for online and mobile contactless spend are tracked by calendar month based on the transaction's posting date, not the statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last seen | 2026-04-04T13:00:17+00:00 |
| Public/official layer | UOB PPV caps are based on calendar month posting dates. |
| Caveat | Posting date must fall within the calendar month to count towards that month's cap. |
Klook via HeyMax: MCC 5311 (exception, risk: low)¶
User reported that purchases made through HeyMax code as MCC 5311 (Department Stores), allowing users to buy Klook gift cards and earn bonus miles under the Fashion category on the UOB Lady's Card instead of Travel.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Merchant | Klook |
| Card | UOB Lady's Card |
| Route | HeyMax |
| MCC | 5311 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Sweet spot | yes |
| Devaluation risk | low |
| Last seen | 2026-04-04T11:30:56+00:00 |
| Observed result | HeyMax routes the transaction as MCC 5311 (Department Stores). |
| Public/official layer | Direct Klook purchases typically code as Travel. |
| Caveat | Requires purchasing a gift card via HeyMax rather than booking directly. |
Claim 7798 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) requires mobile contactless payments to earn 4mpd; physical card contactless transactions do not qualify.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T05:01:46+00:00 |
| Last seen | 2026-04-04T05:01:46+00:00 |
| Observed result | Physical contactless by card does not get 4mpd |
| Public/official layer | 4mpd awarded for mobile contactless transactions |
Claim 7789 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) earns 4mpd on contactless payments only when using mobile contactless (e.g., Apple Pay, Google Pay), not physical card taps.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T05:01:46+00:00 |
| Last seen | 2026-04-04T05:01:46+00:00 |
| Observed result | Physical card taps do not earn 4mpd. |
| Public/official layer | 4mpd awarded for mobile contactless transactions. |
| Caveat | Excludes physical card contactless taps. |
Claim 7791 (risk: low)¶
UOB PRVI Miles card earns 3mpd on foreign currency spend in Malaysia, Thailand, Vietnam, and Indonesia.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Card | UOB PRVI Miles |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Award route / region | Malaysia, Thailand, Vietnam, Indonesia |
| Miles / points | 3mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-04T03:32:42+00:00 |
| Last seen | 2026-04-04T03:32:42+00:00 |
| Public/official layer | 3mpd for spend in MY, TH, VN, ID. |
| Caveat | Applies to specific Southeast Asian countries. |
Claim 7813 (user verified, risk: medium)¶
Thomson Dental Clinic has changed its MCC from 8021 to 8062, which no longer earns 4mpd on the UOB Visa Signature card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Thomson Dental Clinic |
| Card | UOB Visa Signature |
| MCC | 8062 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | unknown |
| Last verified | 2026-04-04T03:01:34+00:00 |
| Last seen | 2026-04-04T03:01:34+00:00 |
| Observed result | Transactions posted under MCC 8062 instead of 8021, failing to earn 4mpd on UOB Visa Signature. |
| Caveat | MCC 8062 (Hospitals) is typically excluded from UOB rewards. |
Claim 7810 (user verified, risk: high)¶
Thomson Dental Clinic has changed its MCC from 8021 (Dentists) to 8062 (Hospitals), which no longer earns 4mpd on UOB Visa Signature due to hospital exclusions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Thomson Dental Clinic |
| Card | UOB Visa Signature |
| MCC | 8062 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T03:01:34+00:00 |
| Last seen | 2026-04-04T03:01:34+00:00 |
| Observed result | Transaction posted as MCC 8062, resulting in no 4mpd. |
| Public/official layer | UOB excludes MCC 8062 from earning miles/points. |
| Caveat | UOB excludes MCC 8062 (Hospitals) from earning rewards. |
Claim 7807 (user verified, risk: low)¶
Thomson Dental Clinic has changed its MCC to 8062, which no longer earns 4mpd on the UOB Visa Signature card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Thomson Dental Clinic |
| Card | UOB Visa Signature |
| MCC | 8062 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-04T03:01:34+00:00 |
| Last seen | 2026-04-04T03:01:34+00:00 |
| Observed result | MCC posted as 8062, resulting in no 4mpd on UOB Visa Signature. |
| Caveat | Previously coded as MCC 8021. |
Alibaba (exception, user verified, risk: high)¶
User reported that alibaba's payment gateway is located in Singapore even when charging in USD, meaning it does not qualify for UOB Visa Signature's overseas bonus earn rate.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alibaba |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-02T08:23:22+00:00 |
| Last seen | 2026-04-02T08:23:22+00:00 |
| Observed result | Alibaba USD transactions are processed in Singapore, disqualifying them from the bonus. |
| Public/official layer | UOB Visa Signature requires foreign currency transactions to be processed outside Singapore to earn 4mpd. |
| Caveat | Verified via DBS digibot checking the transaction location. |
Alibaba (exception, user verified, risk: medium)¶
User reported that alibaba's payment gateway is located in Singapore, so USD transactions do not qualify for UOB Visa Signature's 4mpd overseas spend category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alibaba |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-02T08:23:22+00:00 |
| Last seen | 2026-04-02T08:23:22+00:00 |
| Observed result | Alibaba USD transactions are processed in SG, failing the overseas gateway requirement. |
| Public/official layer | UOB Visa Signature earns 4mpd on foreign currency transactions processed by overseas payment gateways. |
| Caveat | UOB Visa Signature requires the payment gateway to be outside Singapore for foreign currency transactions to earn 4mpd. |
Alibaba (exception, user verified, risk: medium)¶
User reported that alibaba's payment gateway processes in Singapore even for USD transactions, disqualifying it from the UOB Visa Signature foreign currency bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alibaba |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2026-04-02T08:23:22+00:00 |
| Last seen | 2026-04-02T08:23:22+00:00 |
| Observed result | Alibaba USD charges process through a Singapore gateway, earning no bonus. |
| Public/official layer | UOB Visa Signature requires foreign currency transactions to be processed by an overseas payment gateway to earn bonus miles. |
| Caveat | UOB Visa Signature requires the payment gateway to be outside Singapore to earn the 4mpd FCY bonus. |
Merchant (exception, user verified, risk: medium)¶
User reported that uOB Lady's Account bonus interest or miles may not be credited if the linked UOB Lady's credit card is locked.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-04-02T05:26:32+00:00 |
| Last seen | 2026-04-02T05:28:43+00:00 |
| Observed result | User did not receive their Lady's Account bonus because the card was locked. |
| Public/official layer | Card locking should ideally only prevent new transactions, not block earned bonuses. |
| Caveat | Agent stated there is no disclaimer about this rule when locking the card. |
National University of Singapore (NUS) (exception, user verified, risk: medium)¶
User reported that uOB Visa Infinite Metal (VIM) card earns its base rate of 1.4 mpd on NUS admission and tuition fees, despite education typically being an excluded category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | National University of Singapore (NUS) |
| Card | UOB Visa Infinite Metal |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 1.4 mpd |
| Fees / surcharges | 1% fee for local CCs |
| Devaluation risk | medium |
| Last verified | 2026-04-02T01:22:36+00:00 |
| Last seen | 2026-04-02T01:22:36+00:00 |
| Observed result | User reported UOB VIM works and earns 1.4 mpd on NUS fees. |
| Public/official layer | Education payments are typically excluded from earning miles. |
| Caveat | NUS charges a 1% fee for payments made with local credit cards. |
Claim 8481 (user verified, risk: low)¶
Users report being targeted for the UOB Preferred Platinum Visa extra 2mpd promo regardless of their spend volume, with some targeted while maxing out monthly caps and others with low transit-only usage.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 2mpd |
| Devaluation risk | low |
| Last verified | 2026-04-01T07:41:09+00:00 |
| Last seen | 2026-04-01T07:41:09+00:00 |
| Observed result | Users with both high and low usage patterns received the targeted extra 2mpd promo. |
EZ-Link: via SimplyGo (exception, user verified, risk: low)¶
User reported that topping up EZ-Link via the SimplyGo app does not earn rewards on the UOB Lady's Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | EZ-Link |
| Card | UOB Lady's Card |
| Route | SimplyGo |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-01T06:26:06+00:00 |
| Last seen | 2026-04-01T06:26:06+00:00 |
| Observed result | No rewards earned for EZ-Link top-ups |
| Public/official layer | Transit/Transport category earns bonus |
EZ-Link: via SimplyGo App (exception, user verified, risk: low)¶
User reported that topping up EZ-Link via the SimplyGo app does not qualify for the Transport bonus category on the UOB Lady's Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | EZ-Link |
| Card | UOB Lady's Card |
| Route | SimplyGo App |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-01T06:17:45+00:00 |
| Last seen | 2026-04-01T06:17:45+00:00 |
| Observed result | Transaction does not code as Transport and earns no bonus. |
Claim 8448 (user verified, risk: low)¶
Topping up EZ-Link via the SimplyGo app does not qualify for the Transport category bonus on the UOB Lady's Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | EZ-Link |
| Card | UOB Lady's Card |
| Route | SimplyGo |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-04-01T06:17:45+00:00 |
| Last seen | 2026-04-01T06:17:45+00:00 |
| Observed result | Does not earn Transport category bonus |
Claim 8571 (user verified, risk: low)¶
To waive a UOB credit card annual fee, wait for the actual fee transaction to post on the card statement (usually 2-3 days) rather than just relying on the UNI$ deduction.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last seen | 2026-04-01T01:47:17+00:00 |
| Observed result | Users must wait for the annual fee to post on the credit card before the waiver can be processed. |
Claim 8778 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) linked to Google Pay and used within the Kris+ app earns 4 mpd, provided the underlying merchant MCC is whitelisted for online transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Route | Kris+ |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-03-31T04:25:12+00:00 |
| Last seen | 2026-03-31T04:25:12+00:00 |
| Observed result | Earns 4mpd |
| Caveat | Subject to whitelisted MCCs for UOB PPV online 4mpd. |
Claim 8957 (user verified, risk: high)¶
UOB Preferred Platinum Visa (PPV) is risky for Atome transactions (even via Apple Pay) with many datapoints of users not receiving 4mpd, whereas HSBC Revolution reliably earns 4mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Route | Atome |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-03-30T13:52:24+00:00 |
| Last seen | 2026-03-30T13:52:24+00:00 |
| Observed result | Users frequently do not get 10X points (4mpd) on Atome with UOB PPV. |
| Caveat | HSBC Revolution works for Atome, but UOB PPV has a high failure rate for bonus points. |
Trip.com: MCC 4722 (exception, user verified, risk: low)¶
User reported that booking rental cars via Trip.com processes under MCC 4722 (Travel Agencies), which qualifies for 4 mpd on the UOB Lady's Card under the Travel category, unlike booking directly with car rental companies.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Trip.com |
| Card | UOB Lady's Card |
| MCC | 4722 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-03-30T07:30:53+00:00 |
| Last seen | 2026-03-30T07:30:53+00:00 |
| Observed result | Trip.com car rental bookings code as MCC 4722 (OTA) and earn 4 mpd. |
| Public/official layer | Direct car rental bookings typically code under specific car rental MCCs which may not be included in the UOB Lady's Travel category. |
Restaurants: via Apple Pay (exception, risk: medium)¶
User reported that when paying via restaurant QR code web portals, keying in credit card details is safer for earning 4mpd than using Apple Pay, which is sometimes excluded.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Restaurants |
| Card | UOB Lady's Card |
| Route | Apple Pay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last seen | 2026-03-29T09:12:00+00:00 |
| Observed result | Apple Pay via web sometimes fails to earn 4mpd. |
| Caveat | Apple Pay via web portals can sometimes lose the bonus category. |
Merchant (exception, user verified, risk: medium)¶
User reported that uOB may grant appeals for missed UOB Visa Signature minimum spend due to posting delays by requiring the user to spend $1,000 the following month to recover the missed bonus points.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last seen | 2026-03-29T02:05:08+00:00 |
| Observed result | UOB allowed recovering missed bonus points by spending $1k the next month, which also earned 4mpd itself. |
| Public/official layer | Minimum spend must post within the statement month to earn bonus points. |
| Caveat | Subject to UOB's discretion on a case-by-case basis. |
Merchant (exception, user verified, risk: low)¶
User reported that if UOB misses crediting bonus points, they may resolve an appeal by requiring the cardholder to meet the minimum spend (e.g., $1,000) in the following month to receive the missing points, with the new spend also earning its own 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Card | UOB Cards |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-03-29T02:05:08+00:00 |
| Last seen | 2026-03-29T02:05:08+00:00 |
| Observed result | UOB required $1k spend in the following month to credit the missing bonus points, and the new spend also earned its own 4 mpd. |
| Public/official layer | Bonus points are awarded based on the current month's eligible spend. |
| Caveat | Requires appealing to UOB customer service. |
Claim 9399 (risk: low)¶
UOB Preferred Platinum Visa calculates rewards in $5 blocks per transaction, whereas UOB Visa Signature calculates them per calendar month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Card | UOB Preferred Platinum Visa / UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-03-28T12:21:29+00:00 |
| Last seen | 2026-03-28T12:21:29+00:00 |
| Public/official layer | UOB PPV rounds down to $5 per transaction; UOB VS rounds down to $5 per calendar month |
| Caveat | Applies to all transactions including SimplyGo |
Claim 9576 (user verified, risk: low)¶
Maybank cards cannot top up Suica, but UOB Visa Signature and SCB Beyond work. UOB Visa Signature earns 4mpd on Suica top-ups, subject to a 4% FX fee.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Suica |
| Card | UOB Visa Signature |
| Route | Apple Pay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Fees / surcharges | 4% FX fee |
| Devaluation risk | low |
| Last verified | 2026-03-27T15:05:20+00:00 |
| Last seen | 2026-03-27T15:05:20+00:00 |
| Observed result | Maybank fails, UOB VS and SCB Beyond succeed |
| Caveat | UOB VS requires minimum $1k local/FX spend to trigger 4mpd; 4% FX fee reduces net benefit. |
Claim 9928 (user verified, risk: low)¶
UOB Lady's Savings Account offers up to 6mpd bonus for the UOB Lady's Card but only yields 0.05% base interest, requiring a trade-off between miles and interest.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 6mpd |
| Devaluation risk | low |
| Last verified | 2026-03-26T06:32:12+00:00 |
| Last seen | 2026-03-26T06:48:20+00:00 |
| Caveat | Must maintain balance in the UOB Lady's account to earn the bonus miles. |
Claim 10084 (user verified, risk: low)¶
UOB Lady's Card with the Dining category selected earns bonus miles for Cheers purchases, which code under MCC 5499.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Cheers |
| Card | UOB Lady's Card |
| MCC | 5499 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last seen | 2026-03-25T12:08:46+00:00 |
| Observed result | Earns bonus miles under the Dining category |
Claim 10111 (risk: low)¶
UOB PRVI Miles Amex will no longer earn rewards on CardUp transactions effective 1 April.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB PRVI Miles Amex |
| Route | CardUp |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | high |
| Last seen | 2026-03-25T08:54:20+00:00 |
| Public/official layer | CardUp transactions are excluded from earning rewards on UOB PRVI Miles Amex effective 1 April. |
Claim 10108 (risk: low)¶
UOB PRVI Miles Amex will no longer support CardUp transactions effective 1st April.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB PRVI Miles Amex |
| Route | CardUp |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last seen | 2026-03-25T08:54:20+00:00 |
Claim 10109 (user verified, risk: low)¶
UOB PRVI Miles Amex does not deduct UNI$ for annual fee waivers (unlike Visa/Mastercard variants) and awards 20,000 bonus miles for $50,000 annual spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB PRVI Miles Amex |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 20,000 |
| Devaluation risk | low |
| Last seen | 2026-03-25T08:50:10+00:00 |
Claim 10399 (user verified, risk: low)¶
UOB Lady's Card earns 4mpd on selected categories regardless of payment method, including physical card contactless (PayWave) and mobile contactless.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Route | Contactless |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-03-24T11:45:14+00:00 |
| Last seen | 2026-03-24T11:45:14+00:00 |
| Observed result | Users confirm physical PayWave works directly for the 4mpd. |
| Caveat | Must be within the user's selected bonus categories. |
Claim 10369 (user verified, risk: low)¶
UOB Lady's Card awards 4 mpd on selected categories for physical card contactless (PayWave) payments; the payment method (physical vs mobile contactless) does not affect the earn rate.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2026-03-24T11:45:14+00:00 |
| Observed result | Physical card PayWave works just as well as mobile contactless. |
| Public/official layer | Contactless payments earn bonus miles on selected categories. |
| Caveat | Must be within the user's selected bonus categories. |
Claim 10492 (user verified, risk: low)¶
UOB Lady's Card bonus category selection automatically rolls over to the next quarter; there is no need to manually renew if you are not changing categories.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2026-03-24T09:40:32+00:00 |
| Last seen | 2026-03-24T09:40:32+00:00 |
| Observed result | Users confirm no manual renewal is needed if keeping the same categories. |
| Public/official layer | Categories must be selected before the quarter starts, but existing selections roll over if unchanged. |
Merchant (exception, user verified, risk: low)¶
User reported that uOB Visa Infinite Metal cardholders can receive a 10,000 miles retention bonus in addition to the standard 25,000 miles for paying the annual fee, often offered when requesting cancellation even with low spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Visa Infinite Metal Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 10,000 |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-03-23T15:51:27+00:00 |
| Last seen | 2026-03-23T15:51:27+00:00 |
| Observed result | An extra 10,000 miles retention bonus is offered to prevent cancellation |
| Public/official layer | Only 25,000 miles are officially awarded for paying the annual fee |
| Caveat | Requires calling in and threatening to cancel |
Merchant (exception, user verified, risk: low)¶
User reported that uOB Visa Infinite Metal cardholders can receive a 10,000 miles retention bonus (in addition to the 25,000 miles for paying the annual fee) by threatening to cancel, even with minimal annual spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Visa Infinite Metal |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 10,000 |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2026-03-23T15:51:27+00:00 |
| Last seen | 2026-03-23T15:51:27+00:00 |
| Observed result | Users with almost no spend were offered the 10k retention bonus upon requesting cancellation. |
| Public/official layer | Retention bonuses are typically discretionary based on spend. |
| Caveat | Requires paying the annual fee. |
Shopee: MCC 5262 (exception, user verified, risk: low)¶
User reported that shopee transactions code under various MCCs beyond 5262, but most are whitelisted to earn bonus miles on the UOB Preferred Platinum Visa (PPV) up to the $600 monthly cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Shopee |
| Card | UOB Preferred Platinum Visa |
| MCC | 5262 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-03-22T02:38:56+00:00 |
| Last seen | 2026-03-22T02:38:56+00:00 |
| Observed result | Users confirm most Shopee MCCs successfully earn bonus miles on UOB PPV. |
| Caveat | Shopee uses a roulette of MCCs, but UOB PPV whitelists most of them. |
SPC: MCC 5541 (exception, user verified, risk: low)¶
User reported that sPC petrol transactions do not earn base UNI$ on UOB cards, but earn bonus UNI$ on UOB Visa Signature and UOB Lady's Card (with Transport category selected). UOB Preferred Platinum Visa (PPV) does not earn UNI$ at SPC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | SPC |
| Card | UOB Preferred Platinum Visa |
| MCC | 5541 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 0 UNI$ on PPV, bonus only on VS/Lady's |
| Devaluation risk | low |
| Last verified | 2025-01-05 |
| Last seen | 2025-01-05T03:30:42+00:00 |
| Observed result | PPV transaction on 2 Jan posted with no UNI$. VS and Lady's (Transport) earn bonus UNI$ only. |
| Public/official layer | UOB cards generally exclude SPC from base UNI$ earning. |
| Caveat | UOB Preferred Platinum Visa (PPV) earns 0 UNI$ at SPC. UOB Visa Signature and Lady's Card only earn bonus points, no base points. |
Claim 14244 (user verified, risk: low)¶
UOB Lady's Cards exclude Amaze (Instarem) transactions from earning rewards/miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Route | Amaze |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T04:58:55+00:00 |
| Observed result | Users confirm Amaze is on the exclusion list. |
| Public/official layer | UOB T&Cs exclude Amaze transactions from rewards. |
| Caveat | Users must spend directly with the card overseas to earn miles instead of routing through Amaze. |
Claim 14169 (user verified, risk: low)¶
Suica top-ups via Apple Pay can be used to help meet the S$1,000 minimum foreign currency spend requirement on the UOB Visa Signature card even when back in Singapore.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Suica |
| Card | UOB Visa Signature |
| Route | Apple Pay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T15:06:48+00:00 |
| Observed result | Suica top-ups count towards the FCY spend requirement |
| Public/official layer | UOB Visa Signature requires minimum S$1,000 FCY spend per statement cycle to earn 4 mpd |
| Caveat | Requires Apple Pay (iOS device) |
Claim 14168 (user verified, risk: low)¶
Kris+ payments are processed as online transactions rather than contactless. UOB Preferred Platinum Visa (PPV) only awards 4 mpd if the underlying merchant's MCC is whitelisted for online spend, while UOB Visa Signature does not award bonus miles for Kris+.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kris+ |
| Card | UOB Preferred Platinum Visa |
| Route | Apple Pay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T09:07:43+00:00 |
| Observed result | Kris+ is treated as online, not contactless |
| Public/official layer | UOB PPV awards 4 mpd on whitelisted online MCCs; UOB VS excludes Kris+ |
| Caveat | UOB Visa Signature does not award bonus miles for Kris+ transactions |
Air China via Expedia: via Expedia (exception, user verified, risk: low)¶
User reported that booking Air China flights via the UOB PRVI Expedia portal can still earn 6 mpd even though Air China is not on the official approved airlines list.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Air China via Expedia |
| Card | UOB PRVI Miles |
| Route | Expedia |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 6 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-12-02T14:47:29+00:00 |
| Observed result | User booked Air China (not on the list) and successfully received 6 mpd. |
| Public/official layer | 6 mpd is only awarded for bookings with a specific list of approved airlines on the UOB PRVI Expedia site. |
| Caveat | This is contrary to the official T&Cs which restrict the 6 mpd to a specific list of airlines. |
Claim 14523 (user verified, risk: low)¶
Overseas spend on the UOB Visa Signature card does not require contactless payment to earn the bonus 4 MPD; any payment method (including chip insertion) qualifies as long as it is processed in foreign currency.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T06:07:14+00:00 |
| Observed result | overseas spend dun need to care what is the payment mode |
| Public/official layer | Overseas spend refers to any online or offline spend that is not in SGD, processed through a payment gateway outside of Singapore. |
| Caveat | Must meet the minimum S$1,000 foreign currency spend per statement cycle to trigger the 4 MPD rate (capped at S$2,000). |
Global Blue / Tax Refund (exception, user verified, risk: high)¶
User reported that crediting a tax refund (e.g., Global Blue) to a UOB Lady's Solitaire card triggers an automatic system clawback of points at the bonus rate (6 mpd), even if the original purchase was made on a different bank's card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Global Blue / Tax Refund |
| Card | UOB Lady's Solitaire |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T14:39:04+00:00 |
| Observed result | System clawed back 6 mpd on the refund amount despite the original purchase being on a Maybank card; CSO manually credited back ~3,000 UNI$ after appeal. |
| Public/official layer | Refunds reduce eligible spend and claw back points proportionally. |
| Caveat | Users must contact customer service with proof of the refund and original purchase card to manually reinstate the clawed-back UNI$. |
Claim 14913 (user verified, risk: low)¶
The UOB Lady's Card bonus points (4mpd) cap resets by calendar month, unlike some other UOB cards which reset by statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2024-11-27 |
| Last seen | 2024-11-28T02:28:27+00:00 |
| Observed result | Bonus cap resets on the 1st of the calendar month. |
| Public/official layer | UOB Lady's Card bonus cap resets on a calendar month basis. |
| Caveat | Other UOB cards may reset by statement month, so check specific T&Cs. |
Claim 15548 (user verified, risk: low)¶
The monthly bonus miles earning cap for the UOB Lady's Card is calculated based on the calendar month, determined by the transaction posting date.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last seen | 2024-11-26T03:45:24+00:00 |
| Observed result | Earning cap is tracked by calendar month and posting date |
| Public/official layer | Bonus cap resets on the first day of the calendar month based on posting date |
| Caveat | Based on posting date, not transaction date |
Merchant (exception, user verified, risk: low)¶
User reported that the UOB Lady's Solitaire Card can be approved for applicants who do not meet the official $120,000 annual income requirement (e.g., around $100,000) by applying online with 3 months of payslips.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Solitaire |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T06:43:00+00:00 |
| Observed result | Approved with income around $100,000 after submitting 3 months of payslips |
| Public/official layer | Minimum income requirement of $120,000 |
| Caveat | Approval is subject to UOB's internal discretion and credit limit updates. |
Claim 15977 (user verified, risk: low)¶
UOB Lady's Card cardholders can earn 6 mpd on their selected categories by maintaining a minimum Monthly Average Balance (MAB) of S$10,000 in the UOB Lady's Savings Account.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer partner | UOB |
| Miles / points | 6 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-25 |
| Last seen | 2024-11-25T01:02:59+00:00 |
| Observed result | Earns 6 mpd instead of the base 4 mpd |
| Public/official layer | Earn 6 mpd on selected categories with S$10k MAB in Lady's Savings Account |
| Caveat | Requires S$10,000 MAB in the UOB Lady's Savings Account |
Claim 15880 (user verified, risk: low)¶
Paying Agoda in SGD using a UOB Mastercard incurs a 1% cross-border processing fee because Agoda processes payments overseas. This cannot be avoided using Amaze as UOB has excluded Amaze, but can be bypassed by using a Visa card or paying via Atome.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Agoda |
| Card | UOB Lady's Mastercard |
| Route | Amaze |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Fees / surcharges | 1% cross-border fee |
| Devaluation risk | low |
| Last verified | 2024-11-25 |
| Last seen | 2024-11-25T06:13:47+00:00 |
| Observed result | 1% fee charged on Agoda SGD payments via UOB Mastercard |
| Public/official layer | UOB charges a 1% fee for SGD transactions processed by overseas merchants |
| Caveat | Requires paying via alternative methods like Atome or using a Visa card to avoid the fee |
Claim 14362 (user verified, risk: low)¶
UOB Lady's Card earns 6 mpd (instead of 4 mpd) on selected categories if you maintain a Monthly Average Balance of at least S$10,000 in the UOB Lady's Savings Account.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 6 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-25 |
| Last seen | 2024-11-25T01:02:59+00:00 |
| Observed result | Users confirmed 6mpd is active with the Lady's Savings Account deposit. |
| Public/official layer | Earn 4 mpd base on selected categories, upsized to 6 mpd with S$10k MAB in Lady's Savings Account. |
| Caveat | Requires maintaining S$10,000 Monthly Average Balance (MAB) in the UOB Lady's Savings Account. |
Claim 16057 (user verified, risk: low)¶
Payments made via the CaltexGo app code under the petrol MCC, successfully earning 4 mpd on the UOB Visa Signature card and qualifying for the UOB Lady's Card under the Transport category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Caltex |
| Card | UOB Visa Signature / UOB Lady's Card |
| Route | CaltexGo |
| MCC | Petrol |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T03:22:15+00:00 |
| Observed result | CaltexGo transactions successfully earn 4 mpd on UOB VS and trigger the UOB Lady's Transport category bonus. |
Claim 16049 (user verified, risk: low)¶
Transactions made via the CaltexGo app code under a petrol MCC, successfully triggering 4 mpd on the UOB Visa Signature and qualifying for the UOB Lady's Card Transport category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Caltex |
| Card | UOB Visa Signature |
| Route | CaltexGo |
| MCC | 5541/5542 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T02:16:08+00:00 |
| Observed result | Earns 4 mpd on UOB VS and works for UOB Lady's Transport category |
| Caveat | UOB Preferred Platinum Visa requires mobile contactless at the counter instead of CaltexGo for bonus miles |
Merchant (exception, user verified, risk: medium)¶
User reported that for the UOB PRVI Miles 5 mpd overseas promotion, only eligible overseas dining and shopping transactions count towards the S$1,500 minimum spend requirement, despite T&C wording changing to 'overseas spend'.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | UOB PRVI Miles |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 5 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-22 |
| Last seen | 2024-11-22T13:53:15+00:00 |
| Observed result | UOB confirmed only eligible shopping/dining counts, not general overseas spend |
| Public/official layer | Only eligible overseas transactions count towards the minimum spend |
| Caveat | Confirmed by UOB despite ambiguous T&C wording |
Claim 17717 (risk: low)¶
UOB Lady's Card is recommended as an alternative card to earn miles on SimplyGo transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | SimplyGo |
| Card | UOB Lady's Card |
| Route | SimplyGo |
| MCC | 4111 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-06 |
| Last seen | 2024-11-06T10:42:26+00:00 |
| Caveat | Requires selecting Transport as the 10X category |
Merchant (exception, user verified, risk: low)¶
User reported that uOB Visa Infinite Metal Card offers a retention bonus of 10,000 miles on top of the standard 25,000 renewal miles (totaling 35,000 miles for the S$654 annual fee) upon request.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Visa Infinite Metal Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 35,000 |
| Fees / surcharges | S$654 annual fee |
| Devaluation risk | low |
| Last seen | 2024-11-03T14:31:11+00:00 |
| Observed result | User received an additional 10,000 miles retention bonus, totaling 35,000 miles. |
| Public/official layer | Standard renewal awards 25,000 miles for paying the S$654 annual fee. |
| Caveat | Retention offers are discretionary and subject to bank approval. |
Claim 16995 (user verified, risk: low)¶
UOB Visa Infinite Metal Card excludes education and hospital transactions from earning rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | education and hospital |
| Card | UOB Visa Infinite Metal Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last seen | 2024-11-03T14:12:57+00:00 |
| Observed result | Users confirmed education and hospital spend are nerfed/excluded. |
| Public/official layer | Education and hospital transactions are excluded from rewards. |
Claim 16998 (user verified, risk: low)¶
The UOB Visa Infinite Metal Card earns 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent in foreign currency, and offers unlimited airport lounge access (via DragonPass) for the cardholder and one guest.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | UOB Visa Infinite Metal Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 1.4 mpd local / 2.4 mpd FCY |
| Devaluation risk | low |
| Last verified | 2024-11-03 |
| Last seen | 2024-11-03T13:38:32+00:00 |
| Observed result | Earn 2.4 air miles for every S$1 spent in foreign currency, and 1.4 air miles for every S$1 spent locally. Unlimited airport lounge access for you and a guest. |
| Public/official layer | Earn 2.4 air miles for every S$1 spent in foreign currency, and 1.4 air miles for every S$1 spent locally. Unlimited airport lounge access for you and a guest. |
| Caveat | An additional 15,000 miles upon renewal requires a minimum spend of S$100,000 in a membership year. |
SPC (exception, user verified, risk: low)¶
User reported that uOB Preferred Platinum Visa (PPV) does not earn UNI$ at SPC due to explicit exclusion, but UOB Lady's Card still earns 4mpd if Transport is selected as the category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | SPC |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2024-11-01 |
| Last seen | 2024-11-01T05:36:02+00:00 |
| Observed result | User confirmed getting miles on Lady's card with Transport category, but no UNI$ on PPV |
| Public/official layer | UOB excludes points at SPC for general cards, but Lady's Card Transport category awards bonus miles |
| Caveat | UOB PPV is excluded from earning points at SPC |
Claim 18023 (risk: low)¶
UOB has excluded MCC 5965 (Direct Marketing Merchants) from earning rewards effective 1 October 2024.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| MCC | 5965 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T15:21:03+00:00 |
| Public/official layer | UOB rewards exclusion list updated to exclude MCC 5965 from 1 October 2024 |
Claim 18679 (user verified, risk: low)¶
UOB may reject Lady's Solitaire applications if CPF contributions do not reflect a $120k salary, even if the Tax NOA is over $120k; providing 3 consecutive payslips of at least $10k each can resolve this.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Solitaire |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T07:46:17+00:00 |
| Observed result | Rejected based on CPF contribution cap despite NOA > 120k; approved after submitting 3x consecutive $10k payslips or manual branch application. |
| Public/official layer | S$120,000 p.a. income requirement. |
| Caveat | May require manual paper application at a branch or follow-up with a CSO if auto-rejected. |
Claim 18627 (user verified, risk: low)¶
UOB cards exclude Amaze transactions from earning points or miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB KrisFlyer |
| Route | Amaze |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T07:09:12+00:00 |
| Observed result | Users noted that UOB has nerfed Amaze transactions. |
| Public/official layer | UOB T&Cs exclude Amaze transactions from rewards. |
| Caveat | This applies to all UOB cards linked to Amaze. |
RedMart (exception, user verified, risk: medium)¶
User reported that redMart orders paid with the UOB Lady's Card may post as 'Lazada' on the statement, which can affect eligibility for the grocery category bonus points.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | high |
| Source layer | user_reported |
| Merchant | RedMart |
| Card | UOB Lady's Card |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T15:41:12+00:00 |
| Observed result | Transaction posted as 'Lazada' on UOB Lady's Card instead of 'Redmart'. |
| Caveat | RedMart orders post correctly as 'Redmart' when using the Citi Rewards Card. |
Claim 18799 (user verified, risk: low)¶
Airbnb transactions code under MCC 7011 and are eligible for bonus points under the UOB Lady's Card Travel category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Airbnb |
| Card | UOB Lady's Card |
| MCC | 7011 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-10-29T15:45:15+00:00 |
| Observed result | Confirmed eligible under Travel category |
| Public/official layer | MCC 7011 is typically included in the Travel category for UOB Lady's Card. |
| Caveat | Travel must be selected as the preferred category on the UOB Lady's Card. |
Claim 18887 (user verified, risk: low)¶
The UOB Preferred Platinum Visa (PPV) bonus cap resets by calendar month, whereas the UOB Visa Signature bonus cap resets by statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T10:39:30+00:00 |
| Observed result | PPV limit resets on the 1st of every calendar month. |
| Public/official layer | UOB PPV bonus cap is based on calendar month. |
| Caveat | UOB Visa Signature (VS) resets by statement month. |
Claim 18886 (user verified, risk: low)¶
Overseas dining transactions qualify for the UOB Lady's Card dining category bonus if the MCC matches, but will incur foreign currency transaction fees.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Lady's Card |
| MCC | Dining |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Fees / surcharges | 3.25% bank fee + 0.8% network fee |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T10:34:28+00:00 |
| Observed result | Eligible for bonus points but subject to FCY fees. |
| Public/official layer | UOB Lady's Card dining category includes overseas dining transactions under matching MCCs. |
| Caveat | Incurs standard bank FCY transaction fees (approx 3.25% to 4% total fee). |
Claim 18821 (risk: low)¶
Booking Klook using pre-purchased Heymax vouchers prevents stacking with ShopBack or earning Max Miles on the final booking, whereas paying directly with the UOB Lady's Card allows stacking 6mpd with ShopBack cashback.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Klook |
| Card | UOB Lady's Card |
| Route | ShopBack |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 6mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T14:56:35+00:00 |
| Caveat | Requires selecting Travel as the UOB Lady's Card bonus category. |
Claim 18806 (user verified, risk: low)¶
Airbnb transactions code under MCC 7011 (Lodging) and qualify as eligible spend under the Travel category for the UOB Lady's Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Airbnb |
| Card | UOB Lady's Card |
| MCC | 7011 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T15:45:15+00:00 |
| Observed result | Eligible for bonus points under Travel category. |
| Public/official layer | MCC 7011 is included in the Travel category for UOB Lady's Card. |
| Caveat | Must have Travel selected as the preferred category. |
Claim 18805 (user verified, risk: low)¶
Amaze transactions paired with UOB cards have stopped earning any rewards or points effective 1 October 2024.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Cards |
| Route | Amaze |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 0 mpd |
| Devaluation risk | high |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T16:00:32+00:00 |
| Observed result | No rewards/points awarded for Amaze transactions. |
| Public/official layer | UOB excluded Amaze transactions from earning rewards starting 1 Oct 2024. |
| Caveat | Applies to all UOB credit cards linked to Amaze. |
Claim 18801 (user verified, risk: low)¶
Airbnb transactions code as MCC 7011 and are eligible for bonus points under the UOB Lady's Card Travel category.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Airbnb |
| Card | UOB Lady's Card |
| MCC | 7011 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T15:45:15+00:00 |
| Observed result | Eligible under Travel category |
Claim 19334 (risk: low)¶
UOB Visa Signature requires a minimum spend of S$1,000 per statement month to earn 4 mpd (10X UNI$) on foreign currency (FCY) transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | UOB Visa Signature |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-10-28T11:53:46+00:00 |
| Public/official layer | Earn 10X UNI$ (4 mpd) on FCY spend with a minimum of S$1,000 spend per statement month. |
| Caveat | Must hit the S$1,000 minimum spend in the same statement month. |
Claim 19335 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) earns 4 mpd on mobile contactless payments (Apple Pay/Google Pay) with no minimum spend, but using the physical card does not qualify for the bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa |
| Route | Apple Pay/Google Pay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-10-28T11:50:53+00:00 |
| Observed result | Users confirm PPV must be used with Apple Pay/Google Pay, physical card does not work for the bonus. |
| Public/official layer | Earn 10X UNI$ (4 mpd) on mobile contactless transactions. |
| Caveat | Physical card payments do not earn the 4 mpd bonus. |
Claim 19445 (user verified, risk: low)¶
UOB Preferred Platinum Visa (PPV) has no minimum spend and earns 4 mpd on mobile contactless payments up to a S$1,100 monthly cap, whereas UOB Visa Signature requires a minimum S$1,000 monthly spend to earn 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | UOB Preferred Platinum Visa / UOB Visa Signature |
| Route | Apple Pay |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-10-28T11:49:08+00:00 |
| Observed result | Users prefer PPV for zero minimum spend ease of use via Apple Pay. |
| Public/official layer | UOB PPV offers 10 UNI$ per S$5 on mobile contactless up to S$1,100/month. UOB VS offers 10 UNI$ per S$5 on contactless/foreign currency with min S$1,000 spend up to S$2,000/month. |
| Caveat | UOB Visa Signature has a higher monthly cap of S$2,000 but strictly requires meeting the S$1,000 minimum spend. |
Claim 19308 (user verified, risk: medium)¶
Google Store Singapore transactions can code as either MCC 5045 or MCC 5732. If it codes as MCC 5045, it will not earn the 4mpd bonus on the UOB Preferred Platinum Visa (PPV) as MCC 5045 is not on the PPV online whitelist.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Google Store Singapore |
| Card | UOB Preferred Platinum Visa |
| MCC | 5045, 5732 |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | UNI$ |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T14:55:58+00:00 |
| Observed result | Some users received base points only due to MCC 5045 coding, while others got 4mpd when it coded as MCC 5732. |
| Public/official layer | UOB PPV online whitelist excludes MCC 5045. |
| Caveat | MCC is unpredictable and varies between Visa and Mastercard transactions. |
Claim 17736 (user verified, risk: low)¶
Booking flights through UOB Travel can earn 6 miles per dollar (6 mpd) with eligible cards like UOB PRVI Miles, but users should evaluate if the price markup over direct booking exceeds the standard valuation of 2 cents per mile.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | UOB Travel |
| Card | UOB PRVI Miles Amex |
| Programme | UNI$ |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer partner | Singapore Airlines |
| Miles / points | 6 mpd |
| Devaluation risk | low |
| Last verified | 2018-08-13 |
| Last seen | 2018-08-13T06:36:19+00:00 |
| Observed result | User calculated buying miles at 2.5 cents per mile due to a $590 markup on a $4250 flight, which is above the 2 cents per mile consensus. |
| Public/official layer | UOB PRVI Miles earns 6 mpd on major airlines/hotels booked through UOB Travel. |
| Caveat | UOB Travel prices may be higher than booking directly with the airline. |