Skip to content

Standard Chartered Bonus$aver

Baseline Sources and Facts

No official/secondary baseline facts imported yet.

Field Values
Programme type bank_transfer, other
Source layers official, user_reported
Currencies cashback, cashback/interest, interest, SGD

Community-Learned Rules and Datapoints

Claim 19393 (user verified, risk: low)

Standard Chartered Bonus$aver investment bonus interest qualification is based on the initial purchase transaction (e.g., $30k) and lasts for 6 months, remaining unaffected if the portfolio value subsequently drops below the threshold due to market conditions.

Field Value
Status active
Confidence medium
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type other
Points currency cashback
Devaluation risk low
Last verified 2026-06-11
Last seen 2026-06-11T04:19:36+00:00
Observed result Bonus interest remains active even if portfolio value drops below the threshold due to market conditions
Public/official layer Qualification is based on the transaction month and lasts for 6 months
Caveat SCB only looks at the buy transaction, not net divestments of other funds

Claim 19387 (user verified, risk: low)

Standard Chartered Bonus$aver investment bonus interest qualification only tracks buy transactions and does not deduct or net out divestments/sales of other funds.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Standard Chartered
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Points currency interest
Devaluation risk low
Last verified 2026-06-11
Last seen 2026-06-11T04:19:36+00:00
Observed result Selling other funds does not disqualify the bonus interest triggered by a new buy transaction
Public/official layer Requires qualifying investment transaction to trigger bonus interest
Caveat Must meet the minimum investment transaction criteria for the month

Claim 19365 (user verified, risk: low)

To qualify for the Standard Chartered Bonus$aver investment bonus interest, unit trust/fund purchases must be at least S$30,000 in a single transaction, while stock purchases must be S$30,000 in total. You cannot combine funds and stocks to meet the threshold, nor can you top up an existing holding (e.g., adding S$10,000 to an existing S$20,000).

Field Value
Status active
Confidence high
Source layer official
Programme Standard Chartered Bonus$aver
Programme type other
Points currency interest
Devaluation risk low
Last verified 2026-06-11
Last seen 2026-06-11T02:54:15+00:00
Observed result Adding S$10,000 to an existing S$20,000 fund purchase does not trigger the requalification.
Public/official layer S$30,000 single transaction for funds, or S$30,000 total for stocks to qualify for Bonus$aver investment interest.
Caveat Requires a single transaction of S$30,000 for funds.

Claim 19359 (user verified, risk: low)

To qualify or requalify for the Standard Chartered Bonus$aver Invest Bonus Interest, unit trust/fund purchases must be at least S$30,000 in a single transaction, and cannot be split or combined with stock purchases.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Standard Chartered
Programme Standard Chartered Bonus$aver
Programme type other
Points currency interest
Devaluation risk low
Last verified 2026-06-11
Last seen 2026-06-11T02:54:15+00:00
Observed result The system only recognizes single transactions of S$30k for funds; incremental top-ups do not work.
Public/official layer S$30,000 single transaction for funds, or S$30,000 in total for stocks.
Caveat Adding smaller amounts (e.g., S$10,000) to an existing holding does not trigger the requalification; it must be a fresh S$30,000 single transaction for funds, while stocks require S$30,000 in total.

Claim 19205 (user verified, risk: low)

Standard Chartered Easy Instalment transactions do not count towards the S$1,000 monthly card spend required to earn the Bonus$aver account bonus interest.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Points currency interest
Devaluation risk low
Last seen 2026-06-10T05:08:46+00:00
Observed result Easy Instalment transactions are not counted towards the S$1,000 spend requirement.
Public/official layer Instalment plans are excluded from the qualifying spend for the Bonus$aver card spend tier.

Claim 19201 (user verified, risk: low)

Standard Chartered Easy Instalment transactions do not count towards the $1,000 monthly card spend required to earn the Bonus$aver account bonus interest.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Programme Standard Chartered Bonus$aver
Programme type other
Points currency interest
Devaluation risk low
Last verified 2026-06-10
Last seen 2026-06-10T05:08:46+00:00
Observed result Instalment transactions are not counted.
Public/official layer Easy Instalment / instalment plans are typically excluded from the minimum spend calculation for Bonus$aver.
Caveat Only retail transactions count towards the minimum spend.

Claim 19199 (user verified, risk: low)

Standard Chartered Easy Instalment transactions do not count towards the S$1,000 monthly card spend requirement to clock the Standard Chartered Bonus$aver account bonus interest.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Programme Standard Chartered Bonus$aver
Programme type other
Points currency interest
Devaluation risk low
Last verified 2026-06-10
Last seen 2026-06-10T05:08:46+00:00
Observed result Instalment transactions are not counted towards the S$1,000 spend requirement.
Public/official layer Instalment plans are typically excluded from eligible retail spend for bank account interest tiers.

Claim 19189 (user verified, risk: low)

Standard Chartered Easy Instalment transactions do not count towards the $1,000 spend requirement for the Bonus$aver card interest bonus.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-06-10
Last seen 2026-06-10T05:08:46+00:00
Observed result Instalment not counted
Public/official layer Easy instalment transactions do not count towards the $1,000 card spend requirement
Caveat Easy instalment transactions are excluded from the card spend requirement

Claim 19178 (user verified, risk: low)

Standard Chartered Easy Instalment transactions do not count towards the S$1,000 card spend requirement for the Bonus$aver account bonus interest

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-06-10
Last seen 2026-06-10T05:08:46+00:00
Observed result Instalment transactions not counted towards the S$1,000 spend requirement
Public/official layer Instalment plans are excluded from eligible card spend

Claim 19136 (user verified, risk: low)

To qualify for the Standard Chartered Bonus$aver Invest Bonus interest, the S$30,000 investment threshold must be met entirely within one category: either S$30,000 in a single transaction for unit trusts/funds, or S$30,000 in total for stocks. Combining funds and stocks to reach S$30,000 is not allowed.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Standard Chartered
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-06-10
Last seen 2026-06-10T15:05:12+00:00
Observed result Combining a mixture of funds and stocks to hit S$30,000 does not trigger the bonus interest.
Public/official layer Investments must meet the S$30,000 threshold in either eligible unit trusts (single transaction) or equities (accumulated).
Caveat Unit trusts/funds require a single transaction of S$30,000, while stocks can be accumulated.

Claim 19133 (user verified, risk: low)

To qualify for the Standard Chartered Bonus$aver Invest Bonus, unit trust/fund purchases must be at least S$30,000 in a single transaction, whereas stock purchases must total S$30,000 in aggregate; they cannot be combined to meet the threshold.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Standard Chartered
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Points currency interest
Devaluation risk low
Last verified 2026-06-10
Last seen 2026-06-10T15:05:12+00:00
Observed result Don’t think you can join both funds and stocks to make up the S$30,000
Public/official layer Funds need to be S$30,000 in a single transaction. Stocks need to be S$30,000 in total.
Caveat You cannot combine funds and stocks to make up the S$30,000 requirement.

Claim 16684 (user verified, risk: low)

Standard Chartered EasyBill payments made using the Bonus$aver credit card qualify towards the S$1,000 monthly spend requirement for the Bonus$aver account interest.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Standard Chartered
Card Standard Chartered Bonus$aver Credit Card
Route EasyBill
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Points currency cashback/interest
Devaluation risk low
Last verified 2026-06-05
Last seen 2026-06-05T02:59:58+00:00
Observed result EasyBill transactions qualify as part of the S$1,000 spend
Caveat Payments can be made manually via EasyBill every month

Claim 16641 (user verified, risk: low)

Standard Chartered EasyBill payments made using the SC Bonus$aver card qualify towards the S$1,000 monthly spend requirement for the Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Card
Route SC EasyBill
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-06-05
Last seen 2026-06-05T02:19:38+00:00
Observed result EasyBill transactions successfully counted towards the Bonus$aver monthly spend requirement
Caveat Subject to standard EasyBill transaction fees.

Claim 16637 (user verified, risk: low)

Standard Chartered EasyBill transactions charged to the Standard Chartered Bonus$aver credit card qualify towards the S$1,000 monthly spend requirement for the Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Route SC EasyBill
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-06-05
Last seen 2026-06-05T02:19:38+00:00
Observed result SC EasyBill spend counts towards the Bonus$aver S$1k spend requirement

Claim 16634 (user verified, risk: low)

Standard Chartered EasyBill transactions charged to the SCB Bonus$aver credit card qualify towards the S$1,000 minimum monthly spend requirement.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver Credit Card
Route SC EasyBill
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Points currency interest
Fees / surcharges 1.9% EasyBill fee
Devaluation risk low
Last verified 2026-06-05
Last seen 2026-06-05T02:19:38+00:00
Observed result Users confirmed EasyBill transactions qualify for the $1k spend requirement
Public/official layer SC EasyBill payments are processed as retail spend for Bonus$aver qualification

Claim 15699 (user verified, risk: low)

If a Standard Chartered Bonus$aver account is emptied to $0, it will not incur a fall-below fee or result in a negative balance.

Field Value
Status active
Confidence medium
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-06-03
Last seen 2026-06-03T08:43:06+00:00
Observed result No fall-below fee is charged when the account balance is exactly $0.

Claim 11866 (user verified, risk: low)

To unlock the 1.50% p.a. investment bonus interest for 6 months on the SCB Bonus$aver account, you must subscribe to an eligible Unit Trust (min S$30,000 single transaction) or trade eligible Online Equities (min S$30,000 cumulative buy volume in a calendar month).

Field Value
Status active
Confidence high
Source layer official
Merchant Standard Chartered Bank
Card SCB Bonus$aver
Programme Standard Chartered Bonus$aver
Programme type other
Points currency interest
Miles / points 1.50% p.a.
Devaluation risk low
Last seen 2026-05-24T02:36:26+00:00
Observed result Confirmed via official T&Cs and FAQ.
Public/official layer Subscribe to an eligible Unit Trust with min S$30k single transaction, or invest in eligible Online Equities with min cumulative buy trade volume of S$30k within a calendar month to get 1.50% p.a. bonus interest for 6 months.
Caveat Must be the primary account holder of the Bonus$aver account.

Claim 11881 (user verified, risk: low)

Standard Chartered Bonus$aver offers an additional 1.50% p.a. bonus interest for 6 months on deposit balances by investing a minimum of S$30,000 in an eligible Unit Trust (single transaction) or Online Equities (cumulative buy volume in a calendar month).

Field Value
Status active
Confidence high
Source layer official
Merchant Standard Chartered Bank
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-05-24
Last seen 2026-05-24T02:36:26+00:00
Public/official layer Subscribe to an eligible Unit Trust with a minimum ticket size of S$30,000 in a single transaction, or invest in eligible Online Equities with a minimum cumulative buy trade volume of S$30,000 within a calendar month to unlock 1.50% p.a. bonus interest for 6 months.
Caveat Must be the primary account holder of the Bonus$aver account.

Claim 11688 (user verified, risk: low)

To unlock the 1.50% p.a. investment bonus interest for 6 months on the Standard Chartered Bonus$aver account, you must subscribe to an eligible Unit Trust (min S$30,000 in a single transaction) or invest in eligible Online Equities (min S$30,000 cumulative buy volume in a calendar month).

Field Value
Status active
Confidence high
Source layer official
Merchant Standard Chartered Bank
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-05-24
Last seen 2026-05-24T02:36:26+00:00
Observed result Confirmed by official FAQ and T&C.
Public/official layer Subscribe to eligible UT of min S$30k single transaction or online equities of min S$30k cumulative buy volume in a calendar month to get 1.50% p.a. bonus interest for 6 months.
Caveat Must be the primary account holder of the Bonus$aver Account.

Claim 8412 (risk: low)

Standard Chartered Bonus$aver account is reducing its maximum effective interest rate to 5.85% p.a. (or 3.35% p.a. for spend, salary, and invest categories) starting 1 May 2026.

Field Value
Status active
Confidence high
Source layer official
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-04-01T10:06:18+00:00
Last seen 2026-04-01T10:06:18+00:00
Public/official layer SC Bonus$aver interest rates are revised downwards effective 1 May 2026.

Claim 8519 (risk: low)

Standard Chartered Bonus$aver account is reducing interest rates for Salary, Spend, and Invest categories effective 1 May 2026, lowering the maximum realistic effective rate to 3.35% p.a.

Field Value
Status active
Confidence high
Source layer official
Card Standard Chartered Bonus$aver
Programme Standard Chartered Bonus$aver
Programme type other
Points currency SGD
Devaluation risk high
Last verified 2026-04-01T09:26:45+00:00
Last seen 2026-04-01T09:26:45+00:00
Public/official layer Interest rates reduced from 1 May 2026

Claim 8415 (risk: low)

Standard Chartered Bonus$aver account is reducing its interest rates effective 1 May 2026, with the maximum realistic effective rate dropping to 3.35% p.a.

Field Value
Status active
Confidence high
Source layer official
Merchant Standard Chartered
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk high
Last verified 2026-04-01T09:26:45+00:00
Last seen 2026-04-01T10:57:00+00:00
Public/official layer Interest rates for salary, spend, and invest categories are reduced from 1 May 2026.
Caveat Requires meeting salary, spend, and invest criteria to hit the maximum rate.

Insurance (exception, user verified, risk: low)

User reported that paying insurance premiums directly counts towards the qualifying card spend for the 1% bonus interest on the Standard Chartered Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Insurance
Card Standard Chartered Bonus$aver Card
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last seen 2026-03-30T05:32:16+00:00
Observed result Insurance spend successfully triggers the 1% bonus interest category
Public/official layer Insurance is typically excluded from rewards and qualifying spend

Insurance (exception, user verified, risk: low)

User reported that paying insurance premiums directly counts as qualifying spend for the 1% bonus interest under the spend category for the Standard Chartered Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant Insurance
Card Standard Chartered Bonus$aver
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-03-30T05:32:16+00:00
Last seen 2026-03-30T05:32:16+00:00
Observed result Users report insurance payments successfully trigger the 1% bonus interest for the Bonus$aver account.
Public/official layer Insurance payments are typically excluded from credit card rewards and bonus interest categories.

Claim 9180 (risk: low)

For Standard Chartered Bonus$aver account sign-up promotions, fresh funds can be deposited within 30 days of account approval.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-03-30T03:50:36+00:00
Last seen 2026-03-30T03:50:36+00:00
Public/official layer Fresh funds must be deposited within 30 days of account approval.
Caveat Subject to specific promotion T&Cs.

Claim 9157 (risk: low)

For Standard Chartered Bonus$aver account promotions, fresh funds can be deposited within 30 days of account approval.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last seen 2026-03-30T03:50:36+00:00
Public/official layer Fresh funds must be deposited within 30 days of approval

Claim 9587 (user verified, risk: low)

To earn the 2.5% investment bonus interest on the Standard Chartered Bonus$aver account, users must make a $30,000 buy trade (e.g., SGX ETF) and hold the investment for 6 months.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-03-27T14:05:06+00:00
Last seen 2026-03-27T14:05:06+00:00
Observed result Users successfully qualified by accumulating $30,000 in ETF buy trades over multiple transactions.
Caveat Trade value excludes commission and fees.

Claim 9704 (user verified, risk: low)

Standard Chartered Bonus$aver account requires a $30,000 buy trade (which can be accumulated over multiple trades) to earn the 2.5% investment bonus interest.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last seen 2026-03-27T12:50:43+00:00
Observed result User successfully accumulated $30k trade value over 3 different ETF trades on SGX to meet the requirement.
Caveat Trade value excludes commission and fees.

Claim 10257 (user verified, risk: low)

Buying SGD 20,000 of ES3 (STI ETF) qualifies for the investment category to earn bonus interest on the Standard Chartered Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Card Standard Chartered Bonus$aver
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last seen 2026-03-25T02:05:08+00:00
Observed result User successfully qualified for bonus interest by purchasing 20k of STI ETF (ES3).

Claim 10296 (user verified, risk: low)

Purchasing the STI ETF (ticker: ES3) qualifies for the investment criteria to earn bonus interest on the Standard Chartered Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Merchant STI ETF (ES3)
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-03-24T23:36:29+00:00
Last seen 2026-03-25T02:05:08+00:00
Observed result User successfully qualified for bonus interest by buying 20k of STI ETF.

Claim 10291 (user verified, risk: low)

Purchasing the STI ETF (ES3) fulfills the investment criteria for bonus interest on the Standard Chartered Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type bank_transfer
Devaluation risk low
Last verified 2026-03-24T23:36:29+00:00
Last seen 2026-03-25T02:05:08+00:00
Observed result User successfully qualified for bonus interest after buying 20k of STI ETF.

Claim 10256 (user verified, risk: low)

Purchasing $20,000 of ES3 (STI ETF) qualifies for the Standard Chartered Bonus$aver account investment bonus interest criteria.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-03-24T23:36:29+00:00
Last seen 2026-03-25T02:05:08+00:00
Observed result User bought $20k of STI ETF (ES3) and successfully qualified for the bonus interest.

Claim 10242 (user verified, risk: low)

Purchasing the STI ETF (ES3) qualifies for the investment criteria to earn bonus interest on the Standard Chartered Bonus$aver account.

Field Value
Status active
Confidence high
Source layer user_reported
Programme Standard Chartered Bonus$aver
Programme type other
Devaluation risk low
Last verified 2026-03-24T23:36:29+00:00
Last seen 2026-03-25T02:05:08+00:00
Observed result User qualified for bonus interest after buying 20k of STI ETF.
Caveat User bought 20k in December.