HSBC Rewards¶
Baseline Sources and Facts¶
No official/secondary baseline facts imported yet.
| Field | Values |
|---|---|
| Programme type | bank_transfer |
| Source layers | bank, inferred, official, user_reported |
| Transfer partners | EVA Air / British Airways, EVA Air/KrisFlyer/etc, HSBC |
| Currencies | HSBC Points, HSBC Reward points, HSBC Reward Points, HSBC Rewards Points, miles, points |
Community-Learned Rules and Datapoints¶
Claim 19418 (user verified, risk: low)¶
HSBC Revolution card does not earn bonus points on MCC 5814 (Fast Food) and does not include MCC 5499 (Miscellaneous Food Stores) in its bonus whitelist.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| MCC | 5814, 5499 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T05:12:58+00:00 |
| Observed result | Users avoid using HSBC Revolution for dining due to these exclusions. |
| Public/official layer | MCC 5814 is excluded from HSBC Revolution rewards; MCC 5499 is not in the eligible MCC list. |
| Caveat | MCC 5814 is explicitly excluded from earning points, and MCC 5499 is not a whitelisted category for the 10X points. |
Claim 19137 (user verified, risk: low)¶
Paying for Pelago bookings via Kris+ using the HSBC Revolution card does not earn 4 mpd because Pelago codes as MCC 4722 (Travel Agencies), which is excluded from the HSBC Revolution whitelist.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Pelago |
| Card | HSBC Revolution |
| Route | Kris+ |
| MCC | 4722 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 0.4 mpd instead of 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T14:47:32+00:00 |
| Observed result | No bonus points awarded. |
| Public/official layer | HSBC Revolution only awards 4 mpd on whitelisted MCCs; MCC 4722 is excluded. |
| Caveat | Kris+ passes through the merchant's MCC (4722), which is not on HSBC Revolution's whitelist. |
Claim 19081 (user verified, risk: low)¶
Reward points earned on the HSBC Revolution card expire after 3 years (36 months).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Transfer partner | EVA Air/KrisFlyer/etc |
| Expiry rule | 36 months rolling expiry |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T17:18:36+00:00 |
| Observed result | Points started expiring exactly 3 years after earning |
| Public/official layer | HSBC Reward points expire 36 months after the month they are earned |
| Caveat | Points expire on a rolling 36-month basis |
Claim 18662 (user verified, risk: low)¶
HSBC Revolution 9x bonus points are credited in the calendar month following the transaction, while only the 1x base points are visible initially.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-09 |
| Last seen | 2026-06-09T14:19:51+00:00 |
| Observed result | Only base points show up immediately; 9x bonus points post the next month |
| Public/official layer | Bonus points are credited by the end of the following calendar month |
| Caveat | Bonus points are subject to the monthly cap |
Claim 17991 (risk: low)¶
HSBC Revolution credit card earns 8 miles per dollar (mpd) as of mid-2026.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 8 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-07 |
| Last seen | 2026-06-07T10:33:00+00:00 |
| Public/official layer | HSBC Revolution earns 8 miles per dollar |
Claim 17576 (user verified, risk: low)¶
The HSBC Revolution credit card's bonus points cap (9,000 bonus points on up to S$1,000 spend) is tracked and reset by calendar month, not by the card's billing cycle.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-07 |
| Last seen | 2026-06-07T11:05:51+00:00 |
| Observed result | Users confirmed the cap is strictly by calendar month. |
| Public/official layer | Bonus points are capped at 9,000 points per calendar month. |
| Caveat | Regular cardholders earn 10X HSBC points (4 mpd) split into 1X base and 9X bonus. |
Claim 17062 (user verified, risk: low)¶
To qualify for the HSBC Revolution 8mpd (8x points) promotion, users must maintain an Average Daily Balance (ADB) of at least S$50,000 in their HSBC Everyday Global Account (EGA) for the calendar month. If depositing mid-month, a higher amount (e.g., over S$100,000) must be deposited to meet the S$50,000 ADB requirement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 8mpd |
| Devaluation risk | low |
| Last verified | 2026-06-06 |
| Last seen | 2026-06-06T02:30:31+00:00 |
| Observed result | April's 8mpd bonus points were credited on 28th May; depositing mid-month required putting in over S$100k to hit the ADB. |
| Public/official layer | Deposits ADB is the sum of the daily balances of the Eligible EGA Account for that calendar month, divided by the total number of days in that calendar month. |
| Caveat | ADB is calculated as the sum of daily balances divided by the total number of days in that calendar month. |
Claim 16354 (user verified, risk: medium)¶
Dining at hotel restaurants is subject to MCC roulette and may code under the Hotel MCC instead of Restaurant MCC, which can exclude the transaction from earning the 4 mpd bonus on the HSBC Revolution card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hotel Restaurants |
| Card | HSBC Revolution |
| MCC | Hotel MCC vs Restaurant MCC |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T14:09:36+00:00 |
| Observed result | Hotel dining may code as Hotel, Restaurant, or Fast Food MCC unpredictably |
| Public/official layer | HSBC Revolution awards 4 mpd on eligible dining (MCC 5812) but excludes hotel spend if it codes under hotel MCCs |
| Caveat | Always check the MCC beforehand using tools like the Instasave/Milelion lookup methods |
Claim 16332 (user verified, risk: low)¶
To find the transaction posting date on the updated HSBC app, users can check their points history (where the points credit date matches the posting date) or log into HSBC online banking.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC credit cards |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T10:30:26+00:00 |
| Observed result | Points history credit date matches the posting date, and online banking displays both transaction and posting dates. |
| Caveat | The updated HSBC mobile app does not directly display the transaction posting date on the main transaction screen. |
Claim 15850 (user verified, risk: low)¶
HSBC Premier Credit Card annual fee waiver is contingent on maintaining the HSBC Premier status requirement of S$200,000 in Assets Under Management (AUM) or Average Daily Balance (ADB).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | HSBC |
| Card | HSBC Premier Mastercard |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T15:20:18+00:00 |
| Observed result | Users noted that fee waiver requests prompt verification of the S$200k ADB requirement. |
| Public/official layer | Annual fee is waived for HSBC Premier customers who maintain the required relationship balance. |
| Caveat | Users who do not maintain the S$200k AUM may find it difficult to waive the annual fee once charged. |
Claim 15833 (user verified, risk: medium)¶
HSBC reward points do not pool across different card accounts (e.g., HSBC Premier and HSBC Revolution), meaning points must be transferred out of a specific card before cancelling it to avoid losing them.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Premier / HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Expiry rule | Redemption goes by expiry date |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T14:10:09+00:00 |
| Observed result | Points do not pool; must transfer out before cancelling. |
| Public/official layer | HSBC points are held at the card account level and do not pool. |
| Caveat | Redemption of points from HSBC goes by expiry date, so you cannot manually select which card's points to redeem first. |
Claim 15829 (user verified, risk: low)¶
HSBC credit card reward points do not pool across different cards, meaning points must be transferred out of a specific card (such as the HSBC Premier) before cancelling it.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Premier |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Expiry rule | Redemption from the account is automatically deducted based on expiry date. |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T14:10:09+00:00 |
| Observed result | Points must be transferred out from the specific card before cancellation. |
| Public/official layer | HSBC reward points are card-specific and do not pool. |
| Caveat | Points must be cleared or transferred before card cancellation to avoid losing them. |
Claim 15825 (user verified, risk: low)¶
HSBC credit card reward points do not pool across different card accounts (e.g., HSBC Premier and HSBC Revolution), meaning points must be transferred out from a specific card before cancelling it.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Premier Credit Card |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T14:04:18+00:00 |
| Observed result | Users confirmed points do not pool and must be transferred from the Premier card before cancellation. |
| Public/official layer | HSBC Reward points are earned and held at the individual card account level and do not pool. |
| Caveat | Since points do not pool, cancelling a card without transferring its specific points will result in their loss. |
Claim 15823 (user verified, risk: low)¶
HSBC Singapore reward points do not pool across different credit cards, meaning points must be transferred out from a card before cancelling it.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Premier |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T14:04:18+00:00 |
| Observed result | Points must be transferred separately per card before cancellation. |
| Public/official layer | HSBC reward points are non-poolable across different card accounts. |
| Caveat | Points from cards like HSBC Premier and HSBC Revolution are kept in separate pools. |
Claim 15237 (user verified, risk: low)¶
MCC 7011 (Lodging-Hotels, Motels, Resorts) is on the HSBC Revolution card's whitelist for earning 10X Reward Points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| MCC | 7011 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T11:20:56+00:00 |
| Observed result | Confirmed by users to be on the whitelist |
| Public/official layer | MCC 7011 is on the official whitelist for HSBC Revolution 10X points |
| Caveat | Subject to monthly cap on bonus points |
Claim 15229 (user verified, risk: low)¶
HSBC credit cards, including the HSBC Premier Mastercard, exclude CardUp transactions from earning rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CardUp |
| Card | HSBC Premier Mastercard |
| Route | CardUp |
| MCC | 7399 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T13:43:00+00:00 |
| Observed result | Users confirmed HSBC excludes CardUp transactions from earning points. |
| Public/official layer | HSBC T&Cs exclude MCC 7399 and specific prepaid/payment service providers. |
| Caveat | Applies to general CardUp/ipaymy transactions under HSBC's rewards exclusion list. |
Claim 15185 (user verified, risk: low)¶
Olio Bello (Australia) codes as MCC 5999, making it eligible for HSBC Revolution 10x points (whitelist) and UOB PRVI Miles FX promos.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Olio Bello |
| Card | HSBC Revolution |
| MCC | 5999 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 10x |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T07:25:07+00:00 |
| Observed result | Coded as MCC 5999, eligible for HSBC Revo and PRVI FX promo. |
| Public/official layer | HSBC Revolution awards 10x points on whitelisted MCCs (including 5999). |
| Caveat | Can also sign up as a member on the spot for a 10% discount. |
Claim 14987 (user verified, risk: low)¶
Insurance premium payments are excluded from the qualifying spend required for HSBC credit card annual fee waivers (such as the HSBC TravelOne or Premier Mastercard), as they are excluded under the general rewards T&Cs.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Insurance |
| Card | HSBC TravelOne / HSBC Premier Mastercard |
| MCC | 6300 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T02:01:48+00:00 |
| Observed result | Insurance payments do not count toward the 25k qualifying spend for the HSBC TravelOne fee waiver. |
| Public/official layer | Insurance premiums are excluded from qualifying spend for rewards and fee waivers. |
| Caveat | Even if not explicitly listed in specific sign-up bonus T&Cs, they are excluded under the overall HSBC rewards T&C exclusions. |
Claim 14980 (user verified, risk: low)¶
Insurance payments are excluded from the qualifying spend required for HSBC card annual fee waivers (such as the S$25,000 spend for HSBC TravelOne), as they are governed by the master HSBC rewards T&Cs exclusion list.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Insurance |
| Card | HSBC TravelOne |
| MCC | 5960|6300 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Points |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T02:01:48+00:00 |
| Observed result | Insurance spend does not count towards the S$25k fee waiver threshold. |
| Public/official layer | Insurance premiums are excluded from qualifying spend under HSBC's master rewards T&Cs. |
| Caveat | Applies even if insurance is not explicitly listed in specific sign-up or fee waiver promo T&Cs, due to overall rewards program exclusions. |
HSBC: MCC 2026 (exception, risk: low)¶
User reported that the HSBC Premier Mastercard welcome bonus of 91,800 miles has been extended to 31 July 2026.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Merchant | HSBC |
| Card | HSBC Premier Mastercard |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 91,800 miles |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-01T23:28:19+00:00 |
| Public/official layer | 91,800 bonus miles for new HSBC Premier Mastercard sign-ups till 31 July 2026, including existing cardholders |
| Caveat | Existing HSBC cardholders are also eligible for this welcome bonus |
Claim 17963 (risk: low)¶
HSBC Premier Mastercard has extended its sign-up bonus of up to 91,800 bonus miles with a S$5,000 spend requirement until 31 July 2026, applicable even to existing HSBC cardholders.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Premier Mastercard |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 91,800 miles |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-08T09:09:35+00:00 |
| Public/official layer | Up to 91,800 bonus miles for new HSBC Premier Mastercard sign-ups with S$5,000 spend by 31 July 2026 |
| Caveat | Requires meeting the S$5,000 spend requirement; open to existing HSBC cardholders |
Claim 14695 (user verified, risk: low)¶
HSBC Revolution cardholders can earn 8 mpd (capped at S$1,200 spend) by maintaining a S$50,000 Monthly Average Balance (MAB) in an HSBC Everyday Global Account (EGA); otherwise, the earn rate is 4 mpd (capped at S$1,000 spend).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward Points |
| Miles / points | 8 mpd or 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T14:45:24+00:00 |
| Observed result | Confirmed by users discussing the opportunity cost of holding S$50k in EGA. |
| Public/official layer | 8 mpd capped at S$1.2k spend with S$50k EGA MAB, otherwise 4 mpd capped at S$1k spend. |
| Caveat | Requires S$50,000 MAB in HSBC EGA to unlock the 8 mpd rate and S$1,200 cap. |
Claim 9144 (user verified, risk: low)¶
HSBC Revolution bonus points crediting can sometimes be delayed past mid-month, historically taking until the 20th or 21st, though official terms allow until the end of the following month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-05-22T13:15:07+00:00 |
| Last seen | 2026-05-22T13:15:07+00:00 |
| Observed result | Bonus points crediting is sometimes delayed past mid-month, historically arriving around the 20th or 21st. |
| Public/official layer | Bonus points are credited by the end of the following calendar month. |
Claim 7825 (risk: low)¶
HSBC credit card points can be transferred to EVA Air and British Airways.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Transfer partner | EVA Air / British Airways |
| Devaluation risk | low |
| Last seen | 2026-05-21T15:32:51+00:00 |
Claim 7596 (user verified, risk: low)¶
HSBC Revolution bonus points are typically credited by the 13th or 14th of the following month, though delays can occasionally occur.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-05-21T11:43:52+00:00 |
| Last seen | 2026-05-21T11:43:52+00:00 |
| Observed result | Points crediting was delayed past the usual 13th/14th of the following month. |
| Caveat | Delays were observed for April 2026 transactions. |
Claim 7573 (risk: low)¶
For HSBC's Mid Year Spend & Get Promotion, spending on supplementary cards is consolidated under the main cardholder's account to meet the minimum qualifying spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Cards |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-05-21T11:12:34+00:00 |
| Last seen | 2026-05-21T11:12:34+00:00 |
| Public/official layer | Local or Overseas Qualifying Spend made by supplementary cardholders will be consolidated under the main Cardholder's Card account. |
| Caveat | Requires registration via app banner or e-form with code INDULGE. |
Singapore Airlines (exception, user verified, risk: medium)¶
User reported that hSBC Revolution does not earn bonus points for Singapore Airlines tickets if the card is saved on file, as it processes as a recurring payment rather than pure online
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singapore Airlines |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last seen | 2026-05-21T08:37:32+00:00 |
| Observed result | Transactions using a saved card on file process with different indicators and do not earn bonus points |
| Public/official layer | Online airline spend should earn bonus points |
| Caveat | Only applies if the card is saved on file |
Singapore Airlines: via Amaze (exception, user verified, risk: medium)¶
User reported that using a saved card on the Singapore Airlines website processes as a recurring payment, which does not earn bonus points on the HSBC Revolution card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singapore Airlines |
| Card | HSBC Revolution |
| Route | Amaze |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-05-21T07:33:45+00:00 |
| Last seen | 2026-05-21T08:37:32+00:00 |
| Observed result | No bonus points awarded because the transaction was flagged as a recurring payment due to being a saved card. |
| Public/official layer | Online travel/airline spend should earn 10X points (4 mpd). |
| Caveat | Applies when the card is saved on file; pure online checkout without saving the card processes differently. |
Claim 7440 (user verified, risk: low)¶
HSBC Revolution bonus points are typically credited by the end of the following calendar month, though delays can occasionally occur.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-05-21T06:41:10+00:00 |
| Last seen | 2026-05-21T06:43:11+00:00 |
| Public/official layer | Bonus points are credited by the end of the following calendar month. |
Claim 6746 (user verified, risk: low)¶
HSBC Revolution does not award bonus points for MCC 5814 (Fast Food) and MCC 4722 (Travel Agencies).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| MCC | 5814, 4722 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-04-08T11:38:08+00:00 |
| Last seen | 2026-04-08T11:38:08+00:00 |
| Public/official layer | MCC 5814 and 4722 are excluded from 10X bonus points |
Claim 6810 (user verified, risk: low)¶
Nitori codes as MCC 5712 (Furniture) and does not earn points on the HSBC Revolution card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Nitori |
| Card | HSBC Revolution |
| MCC | 5712 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-04-08T05:18:25+00:00 |
| Last seen | 2026-04-08T05:18:25+00:00 |
| Observed result | User reported no points earned for Nitori (MCC 5712) on HSBC Revolution. |
| Public/official layer | HSBC Revolution only awards bonus points on specific whitelisted MCCs. |
Claim 6903 (risk: low)¶
HSBC Revolution Card earns 4 mpd on contactless and online spending, boostable to 8 mpd with a S$50,000 deposit in an HSBC EGA account.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 8 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-08T01:40:01+00:00 |
| Last seen | 2026-04-08T01:40:01+00:00 |
| Public/official layer | 4 mpd base on eligible contactless/online, up to 8 mpd with EGA deposit |
| Caveat | Requires S$50,000 deposit in a low-yield HSBC EGA account to unlock the 8 mpd rate |
Claim 6898 (risk: low)¶
The HSBC Revolution Card earns 4 mpd on contactless and online spending, which can be boosted to 8 mpd by maintaining a S$50,000 deposit in an HSBC Everyday Global Account (EGA).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 8 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-08T01:40:01+00:00 |
| Last seen | 2026-04-08T01:40:01+00:00 |
| Public/official layer | HSBC Revolution earns 4 mpd on eligible contactless/online spend, boostable to 8 mpd with S$50k EGA deposit. |
| Caveat | Requires locking up S$50,000 in a low-yield account. |
Claim 7258 (risk: low)¶
HSBC Revolution does not earn 4 mpd for direct payments on Trip.com.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Merchant | Trip.com |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-04-06T12:49:42+00:00 |
| Last seen | 2026-04-06T12:49:42+00:00 |
| Public/official layer | Travel MCCs are excluded from earning 4 mpd on the HSBC Revolution card. |
| Caveat | Travel and hotel MCCs are excluded from HSBC Revolution's 4 mpd bonus categories. |
Claim 7847 (user verified, risk: low)¶
Booking Trip.com through the Atome app and paying with the HSBC Revolution card earns 4mpd, as the Atome MCC is whitelisted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Trip.com |
| Card | HSBC Revolution |
| Route | Atome |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Miles / points | 4mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-03T22:06:31+00:00 |
| Last seen | 2026-04-03T22:06:31+00:00 |
| Observed result | Atome transactions earn 4mpd on HSBC Revolution. |
Claim 8161 (risk: low)¶
Agoda is not on the HSBC Revolution whitelist, so it does not earn bonus points even when routed through Heymax.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Agoda |
| Card | HSBC Revolution |
| Route | Heymax |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-04-02T09:49:20+00:00 |
| Last seen | 2026-04-02T10:12:46+00:00 |
| Observed result | Agoda transactions do not earn bonus points on HSBC Revolution. |
| Public/official layer | HSBC Revolution only awards bonus points for specific whitelisted MCCs. |
| Caveat | Users suggest using Atome on Agoda instead to potentially earn rewards. |
Claim 16764 (risk: low)¶
The HSBC TravelOne Card welcome bonus of up to 33,600 miles with a minimum spend of S$1,000 has been extended to 30 June 2026.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC TravelOne Card |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 33,600 miles |
| Devaluation risk | low |
| Last verified | 2026-04-02 |
| Last seen | 2026-04-02T00:28:18+00:00 |
| Public/official layer | Up to 33,600 bonus miles with S$1,000 min spend by 30 June 2026 |
| Caveat | Requires a minimum spend of S$1,000. |
Claim 16760 (risk: low)¶
The HSBC TravelOne Card welcome bonus of up to 33,600 miles with a minimum spend of S$1,000 has been extended until 30 June 2026.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC TravelOne Card |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 33,600 miles |
| Devaluation risk | low |
| Last verified | 2026-04-02 |
| Last seen | 2026-04-02T00:28:18+00:00 |
| Public/official layer | Up to 33,600 bonus miles with S$1,000 minimum spend by 30 June 2026. |
| Caveat | Requires a minimum spend of S$1,000. |
Claim 16738 (risk: low)¶
The HSBC TravelOne Card welcome bonus of up to 33,600 miles for a minimum spend of S$1,000 is extended until 30 June 2026.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC TravelOne Card |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 33,600 miles |
| Devaluation risk | low |
| Last verified | 2026-04-02 |
| Last seen | 2026-04-02T00:28:18+00:00 |
| Public/official layer | Up to 33,600 bonus miles with S$1,000 min spend by 30 June 2026 |
| Caveat | Requires a minimum spend of S$1,000 |
Claim 8901 (user verified, risk: low)¶
HSBC Revolution bonus points (the 9x portion) are credited in the month following the transaction.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Transfer time | Following month |
| Miles / points | 10x |
| Devaluation risk | low |
| Last verified | 2026-03-31T01:39:29+00:00 |
| Last seen | 2026-03-31T01:39:29+00:00 |
| Observed result | User received 1x points in March for MCC 5944, with the 9x bonus expected in April. |
| Public/official layer | Bonus points are credited by the end of the following calendar month. |
| Caveat | Base 1x points are credited first. |
Claim 9478 (user verified, risk: low)¶
HSBC Revolution does not earn bonus points for physical chip insertions; it must be used via contactless or online.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-03-28T03:57:52+00:00 |
| Last seen | 2026-03-28T04:03:41+00:00 |
| Observed result | User did not receive bonus points for a chip transaction. |
| Public/official layer | Bonus points only apply to contactless and online transactions. |
| Caveat | Add to mobile wallet and avoid using the physical card to prevent accidental chip insertions. |
Claim 9883 (user verified, risk: low)¶
Happy Lamb Hot Pot codes as MCC 5814 (Fast Food), which is excluded from bonus points on the HSBC Revolution card, resulting in only 0.4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Happy Lamb Hot Pot |
| Card | HSBC Revolution |
| MCC | 5814 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2026-03-26T07:28:55+00:00 |
| Last seen | 2026-03-26T07:28:55+00:00 |
| Observed result | User earned only 0.4 mpd at Happy Lamb Hot Pot because it coded as 5814. |
| Public/official layer | HSBC Revolution excludes MCC 5814 (Fast Food Restaurants) from 4mpd bonus. |
| Caveat | Always verify dining MCCs as 5812 before using HSBC Revolution to avoid 5814 exclusions. |
Happy Lamb Hot Pot: MCC 5814 (exception, user verified, risk: medium)¶
User reported that hSBC excludes MCC 5814 (Fast Food) from bonus points. Restaurants like Happy Lamb Hot Pot may unexpectedly code as 5814 instead of 5812, resulting in only 0.4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Happy Lamb Hot Pot |
| Card | HSBC Revolution |
| MCC | 5814 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2026-03-26T07:28:55+00:00 |
| Last seen | 2026-03-26T07:28:55+00:00 |
| Observed result | Happy Lamb Hot Pot coded as 5814, earning only 0.4 mpd. |
| Public/official layer | HSBC excludes MCC 5814 from 4mpd bonus categories. |
| Caveat | Always verify MCC as some restaurants code as fast food. |
Claim 10039 (risk: low)¶
The bonus points spending cap for the HSBC Revolution card is reducing from $1,500 to $1,000 starting 1 April.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last seen | 2026-03-25T13:42:28+00:00 |
| Public/official layer | Cap reduces to $1,000 on 1 April |
Claim 10075 (user verified, risk: low)¶
HSBC Revolution base points are awarded upon transaction posting, while the bonus points are credited in the following calendar month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Rewards Points |
| Devaluation risk | low |
| Last verified | 2026-03-25T12:25:43+00:00 |
| Last seen | 2026-03-25T12:25:43+00:00 |
| Observed result | Base points equal to transaction value appear first, bonus points arrive next month. |
| Public/official layer | Bonus points are credited by the end of the following calendar month. |
Claim 10312 (user verified, risk: low)¶
HSBC Revolution card does not award bonus points for MCC 5814 (Fast Food Restaurants) and MCC 4722 (Travel Agencies and Tour Operators).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| MCC | 5814, 4722 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | HSBC Reward points |
| Devaluation risk | low |
| Last verified | 2026-03-24T14:04:31Z |
| Last seen | 2026-03-24T14:04:31+00:00 |
| Observed result | Users warn that these two MCCs are common traps that do not earn bonus points. |
| Public/official layer | HSBC Revolution excludes MCC 5814 and 4722 from its 10X reward points categories. |
Claim 10915 (risk: low)¶
HSBC Revolution card introduces an 8 mpd earning tier from 1 April 2026 for users who park S$50,000 in an Everyday Global Account (EGA).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC Revolution |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 8 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-03-16T09:00:44+00:00 |
| Last seen | 2026-03-16T09:00:44+00:00 |
| Public/official layer | 4 mpd bonus for travel and contactless spend is permanent, with an 8 mpd tier for EGA account holders with S$50,000. |
| Caveat | Requires parking S$50,000 in an EGA account. |
Merchant (exception, user verified, risk: low)¶
User reported that the HSBC TravelOne card annual fee can be automatically waived (notified via SMS) even if the user has not met the official $25,000 annual spend requirement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T01:26:37+00:00 |
| Observed result | Annual fee was automatically waived with ~S$15,000 spend across HSBC cards |
| Public/official layer | Annual fee of S$196.20 is waived with S$25,000 annual spend |
| Caveat | Automatic waiver means the user will not receive the 10,000 renewal miles promo which requires paying the annual fee |
HSBC (exception, user verified, risk: low)¶
User reported that paying the HSBC TravelOne annual fee awards 10,000 renewal miles (credited as points) approximately 2 months after payment, despite some CSOs incorrectly claiming no renewal miles are given.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | HSBC |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Transfer ratio | 75,000 points -> 10,000 miles |
| Transfer time | 2 months after AF payment |
| Miles / points | 10,000 miles |
| Devaluation risk | low |
| Last seen | 2024-11-28T06:51:02+00:00 |
| Observed result | CSO claimed no renewal miles are awarded, but users confirmed receiving 10k miles 2 months after paying the AF. |
| Public/official layer | 10,000 miles (75,000 Reward points) awarded upon annual fee payment. |
| Caveat | CSOs may give conflicting information or claim no renewal miles exist; miles typically post automatically 2 months after AF payment. |
Merchant (exception, user verified, risk: medium)¶
User reported that paying the annual fee for HSBC TravelOne card renewal awards 10,000 miles (50,000 points), which typically posts within 2 months after payment, despite some customer service officers claiming otherwise.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Transfer ratio | 50,000 points -> 10,000 miles |
| Transfer time | 2 months |
| Miles / points | 10,000 miles |
| Fees / surcharges | Annual Fee |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T06:49:01+00:00 |
| Observed result | CSO claimed no renewal miles exist, but experienced users confirm miles post 2 months after paying the annual fee. |
| Public/official layer | 10,000 miles (50,000 points) awarded upon annual fee payment. |
| Caveat | CSOs may incorrectly state that there is no renewal bonus; users may need to wait up to 2 months or follow up. |
HSBC (exception, user verified, risk: low)¶
User reported that paying the annual fee for HSBC TravelOne card renewal awards 10,000 miles (75,000 points), which are credited within 2 months after payment.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | HSBC |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer time | 2 months |
| Miles / points | 10,000 miles |
| Fees / surcharges | Annual Fee |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T06:51:02+00:00 |
| Observed result | Miles credited automatically 2 months after annual fee payment, despite CSO claiming otherwise. |
| Public/official layer | 10,000 miles awarded upon payment of annual fee. |
| Caveat | Some customer service officers may incorrectly claim that no renewal miles are awarded. |
HSBC (exception, user verified, risk: low)¶
User reported that paying the annual fee for the HSBC TravelOne Card awards 10,000 renewal miles (75,000 HSBC points) approximately 2 months after payment, even if customer service officers claim no such renewal bonus exists.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | HSBC |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Transfer time | 2 months |
| Miles / points | 10,000 miles |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T06:51:02+00:00 |
| Observed result | CSO claimed no bonus exists, but users observed the 10,000 miles posting automatically 2 months after paying the annual fee |
| Public/official layer | 10,000 miles awarded upon annual fee payment |
| Caveat | CSOs may incorrectly state that there is no renewal bonus; miles are typically credited automatically within 2 months of paying the annual fee |
Merchant (exception, user verified, risk: low)¶
User reported that hSBC TravelOne cardholders who pay the annual fee (often after a waiver is rejected) receive a 10,000 miles renewal bonus (75,000 points) credited automatically around 2 months after payment, despite some customer service officers incorrectly claiming no such bonus exists.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer time | 2 months |
| Miles / points | 10,000 miles |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T06:51:02+00:00 |
| Observed result | 10,000 miles credited automatically 2 months after paying the annual fee |
| Public/official layer | CSO claimed there is no renewal bonus for paying the annual fee |
| Caveat | CSOs may give conflicting information regarding the existence of the renewal bonus |
Claim 14974 (user verified, risk: low)¶
Paying manually via Atome ('Pay Now') qualifies as an eligible online transaction for the 10x reward points (4 mpd) promo on the HSBC Revolution Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC Revolution |
| Route | Atome |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-27 |
| Last seen | 2024-11-27T15:44:23+00:00 |
| Observed result | Earns 10x bonus points |
| Caveat | Must manually trigger 'Pay Now' in Atome |
Claim 18341 (user verified, risk: low)¶
For the HSBC TravelOne sign-up bonus, the annual fee can take up to 90 days to be charged, and the bonus points are credited within 2 working days after the annual fee is posted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T02:41:01+00:00 |
| Observed result | Annual fee charged close to 90 days, and sign-up bonus credited 2 working days later. |
| Public/official layer | Annual fee and sign-up bonus are charged/credited within 90 days of card approval. |
| Caveat | CSOs will strictly adhere to the 90-day T&C window before escalating inquiries. |
Claim 18329 (user verified, risk: low)¶
For the HSBC TravelOne Card sign-up bonus, the annual fee can take up to the full 90 days to be charged to the account, and the bonus points are credited within 2 working days after the annual fee is posted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T02:38:24+00:00 |
| Observed result | Annual fee posted exactly around the 90-day mark (e.g., approved Aug 12, posted late Oct), and SUB points credited 2 working days later. |
| Public/official layer | Annual fee and sign-up bonus fulfillment within 90 days of card approval. |
| Caveat | CSOs are strict about the 90-day T&C window and will not expedite the annual fee posting. |
Claim 19224 (user verified, risk: medium)¶
Kris+ transactions pass through the merchant's actual MCC (such as MCC 5812 or 5814) rather than coding as travel. Using HSBC Revolution via Kris+ is risky for dining because merchants like Cedele may code as MCC 5814 (Fast Food), which is excluded from HSBC Revolution's bonus whitelist.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Cedele |
| Card | HSBC Revolution |
| Route | Kris+ |
| MCC | 5814 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T02:44:18+00:00 |
| Observed result | Cedele on Kris+ coded as MCC 5814 and did not receive bonus points on HSBC Revolution. |
| Public/official layer | HSBC Revolution awards 4mpd on MCC 5812 but excludes MCC 5814. |
| Caveat | CSOs may incorrectly claim all Kris+ transactions code as travel; they actually retain the merchant's MCC. |
Claim 19220 (user verified, risk: medium)¶
Using the HSBC Revolution card on Kris+ for bakeries or dining carries a risk of earning 0 bonus points if the merchant codes as MCC 5814 (Fast Food), which is excluded from the card's whitelist.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Cedele / Paris Baguette / Polar |
| Card | HSBC Revolution |
| Route | Kris+ |
| MCC | 5814 |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 0 bonus points |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T02:45:53+00:00 |
| Observed result | Transactions at Cedele and other bakeries via Kris+ coded as MCC 5814 and did not receive bonus points. |
| Public/official layer | HSBC Revolution awards 4 mpd (9X bonus points) on MCC 5812 (Restaurants) but excludes MCC 5814 (Fast Food). |
| Caveat | Many bakeries and quick-service dining outlets code as MCC 5814 on Kris+ instead of MCC 5812. |
SingSaver (exception, user verified, risk: low)¶
User reported that applying for the HSBC TravelOne card through SingSaver instead of directly with the bank disqualifies the applicant from receiving the standard 20,000 miles (50,000 HSBC points) welcome bonus, replacing it with the SingSaver gift and a smaller 3,000 bonus Max Miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | SingSaver |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 20000 |
| Devaluation risk | low |
| Last verified | 2024-05-21 |
| Last seen | 2024-05-21T14:51:30+00:00 |
| Observed result | SingSaver applicants do not get the standard 20,000 miles but get SingSaver gifts plus 3,000 bonus Max Miles |
| Public/official layer | Standard welcome bonus is 20,000 miles upon annual fee payment |
| Caveat | Only applies when choosing the SingSaver promotional route over the direct bank application |
Merchant (exception, risk: low)¶
User reported that applying for the HSBC TravelOne card through SingSaver replaces the standard bank welcome bonus of 20,000 miles (50,000 points) with the SingSaver promotional gift.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | HSBC TravelOne |
| Programme | HSBC Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer partner | HSBC |
| Miles / points | 20,000 miles |
| Devaluation risk | low |
| Last verified | 2024-05-21 |
| Last seen | 2024-05-21T14:54:53+00:00 |
| Observed result | Applicants receive the SingSaver gift (e.g., Max Miles) instead of the standard 20,000 miles bank welcome bonus. |
| Public/official layer | SingSaver terms state that their promotional gift is in lieu of the standard bank welcome gift. |
| Caveat | You cannot stack the standard bank welcome bonus with the SingSaver promotional gift. |