Citi ThankYou¶
Baseline Sources and Facts¶
No official/secondary baseline facts imported yet.
| Field | Values |
|---|---|
| Programme type | bank_transfer |
| Source layers | bank, inferred, official, user_reported |
| Transfer partners | bank/card/programme partner, Citi |
| Routes / regions / hotels | London, Osaka, Japan, Sydney |
| Cabins / tiers | Citigold Private Client |
| Currencies | cashback, Citi Miles, Citi Points, Citi Points/Miles, Citi ThankYou Points, miles, points, points/miles, ThankYou Points |
Community-Learned Rules and Datapoints¶
Claim 19601 (user verified, risk: low)¶
Recurring auto-billing transactions (such as Singtel bills) on the Citi Rewards Card do not qualify for the 10x points (4 mpd) online spend bonus as recurring transactions are excluded from online spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T13:07:23+00:00 |
| Observed result | Recurring bills do not earn the 4 mpd bonus. |
| Public/official layer | Recurring transactions are excluded from the 10x points online spend category. |
| Caveat | Recurring bills are generally excluded from online bonuses across many cards. |
NUHS via HealthHub: MCC 9399 (exception, user verified, risk: medium)¶
User reported that using Citi Woman's World Mastercard (WWMC) for hospital payments (such as NUHS) is unreliable for earning bonus points as it may code under MCC 9399.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | NUHS |
| Card | Citi Woman's World Mastercard |
| Route | HealthHub |
| MCC | 9399 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T01:36:02+00:00 |
| Observed result | NUHS hospital payments via HealthHub coded as MCC 9399, resulting in no bonus points. |
| Public/official layer | Citi WWMC excludes government and hospital transactions from bonus points, but online payment via HealthHub sometimes bypasses this depending on the specific hospital's MCC. |
| Caveat | Hospital coding can be inconsistent; some users prefer direct payment via AMEX or Trust Cashback Card on-site. |
HealthHub via HealthHub: MCC 9399 (exception, user verified, risk: medium)¶
User reported that healthHub payments no longer earn bonus points with the Citi Rewards Mastercard (CRMC), whereas DBS cards are still recommended for this route.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | HealthHub |
| Card | Citi Rewards Mastercard |
| Route | HealthHub |
| MCC | 9399 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T17:21:07+00:00 |
| Observed result | CRMC does not work/earn on HealthHub anymore; DBS is preferred |
| Caveat | Users suggest direct tapping with AMEX or Trust card instead of using HealthHub if CRMC is not working |
Claim 19076 (user verified, risk: low)¶
Helloride transactions are excluded from earning bonus points on the Citi Rewards Mastercard (CRMC).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Helloride |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T17:18:40+00:00 |
| Observed result | Excluded from rewards |
Claim 18454 (user verified, risk: low)¶
Citi PremierMiles annual fee waivers can be requested and instantly approved via the Citi mobile app, with the fee and associated miles reversed/credited back the next day.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citi |
| Card | Citi PremierMiles |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer time | 1 day |
| Fees / surcharges | Annual fee waived |
| Devaluation risk | low |
| Last verified | 2026-06-09 |
| Last seen | 2026-06-09T04:07:13+00:00 |
| Observed result | Instant approval of annual fee waiver via app, with miles and fee amount credited back the next day. |
| Caveat | Subject to individual account eligibility and automated approval logic. |
Claim 19531 (user verified, risk: low)¶
A payment made on the Citi Woman's World Mastercard (WWMC) was observed to code under MCC 9399 (Government Services).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Woman's World Mastercard |
| MCC | 9399 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T15:05:40+00:00 |
| Observed result | Coded as MCC 9399 |
| Public/official layer | Government services (MCC 9399) are excluded from points earning |
| Caveat | MCC 9399 is typically excluded from earning rewards on most Singapore credit cards, including Citi. |
Claim 18103 (user verified, risk: low)¶
Citigold Private Client status offers a waiver for the Citi Prestige Card's annual fee, along with 2 complimentary TBR limo rides and free miles transfers.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citibank |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Cabin / tier | Citigold Private Client |
| Fees / surcharges | Annual fee waived |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T12:16:57+00:00 |
| Observed result | Annual fee waived, 2 TBR rides, and free miles transfers provided |
| Public/official layer | Citigold Private Client tier members receive Citi Prestige annual fee waiver and associated benefits |
| Caveat | Requires maintaining Citigold Private Client status |
Agoda: via Atome (exception, user verified, risk: low)¶
User reported that paying for Agoda bookings via Atome using the Citi Rewards Mastercard earns 4 mpd, bypassing the card's direct Agoda rewards exclusion.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Agoda |
| Card | Citi Rewards Mastercard |
| Route | Atome |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T01:28:37+00:00 |
| Observed result | Paying via Atome successfully awards 4 mpd. |
| Public/official layer | Citi Rewards Mastercard excludes direct Agoda transactions from earning bonus points. |
| Caveat | Requires paying through the Atome aggregator |
Agoda: via Atome (exception, user verified, risk: low)¶
User reported that using Citi Rewards Mastercard to pay for Agoda bookings via Atome earns 4 mpd, bypassing the direct Agoda exclusion on the card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Agoda |
| Card | Citi Rewards Mastercard |
| Route | Atome |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T01:28:37+00:00 |
| Observed result | Earns 4 mpd because transaction is processed under Atome. |
| Public/official layer | Citi Rewards Mastercard excludes Agoda transactions from earning points. |
| Caveat | Agoda is normally excluded from earning points on Citi Rewards Mastercard, but paying via Atome masks the merchant. |
Citi Limo (exception, user verified, risk: medium)¶
User reported that citi Prestige limousine bookings made via the new app interface are cheaper than phone bookings (e.g., ~$91 to $104 vs $112.80) but may incur a foreign currency (CCY) conversion charge.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citi Limo |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-06-06 |
| Last seen | 2026-06-06T07:21:13+00:00 |
| Observed result | App booking charged $91.61 / $104.64 with CCY conversion, while phone booking charged $112.80. |
| Caveat | App bookings may charge a CCY conversion rate, and booking availability may be restricted to specific periods (e.g., up to end of November). |
NUHS: MCC 9399 (exception, user verified, risk: low)¶
User reported that nUHS (National University Health System) bills no longer earn 4 mpd on the Citi Woman's World Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | NUHS |
| Card | Citi Woman's World Card |
| MCC | 9399 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T07:31:10+00:00 |
| Observed result | NUHS transactions do not receive the 4 mpd bonus on WWMC. |
| Public/official layer | MCC 9399 is generally excluded from rewards, but NUHS specifically is confirmed to no longer earn 4 mpd. |
| Caveat | This exclusion has been in place for several months. |
Claim 15788 (user verified, risk: low)¶
The Citi Rewards Mastercard does not earn 4 mpd (10X points) on travel-related MCCs (such as flights and hotels) and cannot be used to earn bonus points on Kris+, unlike the DBS Woman's World Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kris+ |
| Card | Citi Rewards Mastercard |
| MCC | travel |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T11:24:55+00:00 |
| Observed result | Citi Rewards cannot be used with Kris+ for bonus points and excludes direct hotel/flight bookings. |
| Public/official layer | Citi Rewards T&Cs exclude travel MCCs (e.g. 3000-3299, 4511, 4722, 7011) from 10X rewards. |
| Caveat | Citi Rewards explicitly excludes travel MCCs and mobile wallet transactions at travel merchants. |
Trip.com via Atome: MCC 5999 (exception, user verified, risk: low)¶
User reported that paying via Atome (which codes as MCC 5999) using the Citi Woman's World Mastercard (WWMC) earns 4 mpd, even for merchants like Trip.com where the original MCC might differ.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Trip.com |
| Card | Citi Woman's World Mastercard |
| Route | Atome |
| MCC | 5999 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-02 |
| Last seen | 2026-06-02T05:54:26+00:00 |
| Observed result | Atome MCC is 5999, eligible for 4 mpd on WWMC |
| Caveat | Best to trigger manual payment of Atome installment to ensure it goes through correctly. |
Claim 14516 (user verified, risk: low)¶
Paying National Healthcare Group (NHG) bills via the HealthHub app using the Citi Woman's World Mastercard (WWMC) processes as an online transaction and qualifies for 10x Rewards Points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | National Healthcare Group |
| Card | Citi Woman's World Mastercard |
| Route | HealthHub |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T03:27:10+00:00 |
| Observed result | Qualifies for 10x points (4 mpd) online transaction rate |
Claim 14019 (user verified, risk: low)¶
The Citi SMRT Card is a highly recommended cashback option for large online purchases (such as a S$2.3k laptop) due to its 5% savings rate on online shopping.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Online shopping |
| Card | Citi SMRT |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | cashback |
| Miles / points | 5% cashback |
| Devaluation risk | low |
| Last verified | 2026-05-31 |
| Last seen | 2026-05-31T11:33:15+00:00 |
| Observed result | Recommended for S$2.3k online laptop purchase |
| Public/official layer | 5% savings on online shopping up to S$12,000 annual cap |
| Caveat | Subject to the card's S$12,000 annual cap on bonus categories. |
Claim 11431 (user verified, risk: low)¶
Citi points pool together across cards, allowing users to combine Citi Altitude points with other Citi card points to meet the 5,000-point transfer block and avoid orphan points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Altitude |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Transfer ratio | 5,000 points block |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-05-24 |
| Last seen | 2026-05-24T04:59:00+00:00 |
| Observed result | Users can combine points to reach the 5k transfer block. |
| Public/official layer | Citi points pool for redemption purposes. |
| Caveat | Applies to Citi cards that earn ThankYou Points or Citi Miles that pool. |
Citibank (exception, risk: medium)¶
User reported that if a customer holds both the Citi PremierMiles Visa and Citi PremierMiles Mastercard, converting the Visa card will result in receiving a second Citi PremierMiles Mastercard, allowing them to hold two separate Citi PremierMiles Mastercards simultaneously.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | Citibank |
| Card | Citi PremierMiles |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Miles |
| Devaluation risk | low |
| Last verified | 2025-11-01 |
| Last seen | 2025-11-01T08:01:07+00:00 |
| Observed result | Citibank CS confirmed the user will hold two separate Citi PremierMiles Mastercards |
| Public/official layer | Visa cards are being converted to Mastercard |
| Caveat | Based on customer service agent confirmation; actual implementation may vary |
Singtel via AXS: MCC 4814 (exception, user verified, risk: high)¶
User reported that paying Singtel bills via the official website with Citi Rewards earns 4 mpd, whereas paying via the Singtel app has changed to AXS payment routing and no longer earns points.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards |
| Route | AXS |
| MCC | 4814 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | medium |
| Last verified | 2024-12-04 |
| Last seen | 2024-12-04T01:23:16+00:00 |
| Observed result | Website payment earned 4 mpd, but app payment routed via AXS and earned 0 points |
| Public/official layer | AXS transactions and telco bills are typically excluded from rewards |
| Caveat | App payments route via AXS which is a common exclusion |
Singtel via Singtel Website vs Singtel App: MCC 4814 (exception, user verified, risk: high)¶
User reported that paying Singtel bills via the official website with Citi Rewards Card still earns 4 mpd, but paying via the Singtel app has changed to AXS payment and no longer earns points.
| Field | Value |
|---|---|
| Status | context-dependent |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards Card |
| Route | Singtel Website vs Singtel App |
| MCC | 4814 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | medium |
| Last verified | 2024-12-04 |
| Last seen | 2024-12-04T01:23:16+00:00 |
| Observed result | Singtel website payment awarded 4 mpd, while Singtel app payment coded as AXS and earned 0 points |
| Public/official layer | AXS transactions are excluded from earning points on Citi cards |
| Caveat | Singtel app payments now route through AXS, which is a standard exclusion |
Claim 14237 (user verified, risk: low)¶
Citi Rewards Card does not earn 4 mpd (10x points) on MCC 7311 (Advertising Services), which includes Facebook Ads.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Facebook Ads |
| Card | Citi Rewards Card |
| MCC | 7311 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 1x points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T05:58:18+00:00 |
| Observed result | Citibank support confirmed MCC 7311 does not qualify for rewards. |
| Public/official layer | MCC 7311 is excluded from earning bonus points on Citi Rewards. |
| Caveat | Confirmed directly with Citibank customer service. |
Claim 14234 (user verified, risk: low)¶
Citi Rewards Card excludes SimplyGo transactions from earning points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | SimplyGo |
| Card | Citi Rewards Card |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T05:17:15+00:00 |
| Observed result | No points earned on SimplyGo transactions |
| Public/official layer | Citibank excludes transit/SimplyGo transactions from rewards |
Claim 14231 (risk: low)¶
Citi Rewards Card excludes SimplyGo transactions from earning rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Merchant | SimplyGo |
| Card | Citi Rewards Card |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T05:17:15+00:00 |
| Public/official layer | SimplyGo/transit transactions are excluded from Citi Rewards points earning |
Claim 14225 (user verified, risk: low)¶
Citi Rewards Card excludes SimplyGo transactions from earning bonus points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | SimplyGo |
| Card | Citi Rewards Card |
| Route | SimplyGo |
| MCC | 4111 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Transfer partner | Citi |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T05:18:04+00:00 |
| Observed result | Users confirmed Citi Rewards excludes SimplyGo. |
| Public/official layer | SimplyGo/transit transactions are explicitly excluded from Citi Rewards 10X points. |
Claim 14207 (user verified, risk: low)¶
Paying Singtel bills via the Singtel website (not the app) codes as MCC 4814 and earns 4 mpd on the Citi Rewards Mastercard without needing Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards Mastercard |
| MCC | 4814 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T07:11:14+00:00 |
| Caveat | Must pay via the Singtel website, not the Singtel app. |
Merchant: via Amaze (exception, user verified, risk: low)¶
User reported that citi Rewards Mastercard is the only remaining major 4 mpd card that still awards bonus points when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T09:10:16+00:00 |
| Observed result | Citi Rewards Mastercard still earns 4 mpd via Amaze |
| Caveat | Other banks have largely excluded Amaze from earning rewards. |
Claim 14183 (user verified, risk: low)¶
Hotel-run restaurants (like The Line at Shangri-La) often code under MCC 7011 (Lodging/Hotels), which is excluded from the Citi Rewards 10x bonus points (4 mpd) program.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | The Line (Shangri-La) |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T08:45:32+00:00 |
| Observed result | Transaction coded as MCC 7011 and earned only 0.4 mpd |
| Public/official layer | Citi Rewards excludes travel-related MCCs (including 7011) from 10x points |
| Caveat | Not all restaurants inside hotels code as MCC 7011, but hotel-run ones frequently do. |
Claim 14182 (user verified, risk: low)¶
Citi Rewards Card excludes Apple Pay in-app payments from earning the 10x points (4 mpd) online bonus, whereas DBS Woman's World Mastercard (WWMC) still awards the bonus for Apple Pay transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Card |
| Route | Apple Pay |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T08:23:58+00:00 |
| Observed result | Users report no 4mpd for Citi Rewards via Apple Pay in-app, but DBS WWMC works fine |
| Public/official layer | Citi Rewards T&Cs exclude mobile wallet in-app transactions from 10x points |
| Caveat | Applies specifically to in-app payments; entering card details manually is safer for Citi Rewards. |
Claim 14174 (user verified, risk: low)¶
Purchasing Chope dining vouchers via Amaze linked to Citi Rewards Mastercard codes as MCC 5812.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Chope |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5812 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T10:40:43+00:00 |
| Observed result | Codes as MCC 5812 |
Claim 14167 (user verified, risk: low)¶
Pairing the Amaze card with the Citi Rewards Mastercard (CRMC) is the primary remaining route to earn 4 mpd, as most other banks have excluded Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Transfer partner | bank/card/programme partner |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T09:10:16+00:00 |
| Observed result | Earns 4 mpd |
| Caveat | Other banks have largely excluded Amaze from rewards |
Claim 14157 (user verified, risk: low)¶
Purchasing a Chope dining voucher using Citi Rewards Mastercard paired with Amaze codes as MCC 5812 (Eating Places and Restaurants).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Chope |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5812 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T10:40:43+00:00 |
| Observed result | Transaction posted under MCC 5812. |
Merchant: via AXS (exception, user verified, risk: low)¶
User reported that citi Prestige AXS transactions count towards the S$12,000 spend requirement for the complimentary limousine transfer, but they do not earn Citi ThankYou Points and do not count towards the annual spending bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | AXS |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T14:37:38+00:00 |
| Observed result | AXS transactions qualify for limo spend but not for points or annual spending bonus |
| Public/official layer | AXS is generally excluded from rewards |
| Caveat | AXS transactions are excluded from earning points and annual spending bonuses but still clock the limousine benefit. |
Merchant: via AXS (exception, user verified, risk: low)¶
User reported that aXS transactions on the Citi Prestige card count towards the S$12,000 limousine spend clocking, but they do not earn Citi ThankYou Points and do not count towards the annual spending bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | AXS |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T14:37:38+00:00 |
| Observed result | AXS transactions qualify for the limo spend requirement but not for the annual spending bonus |
| Public/official layer | AXS transactions are generally excluded from rewards but may count for specific spend-based promotions/limo clocking |
| Caveat | No ThankYou points are earned on these transactions |
AXS: via AXS (exception, user verified, risk: low)¶
User reported that aXS transactions on the Citi Prestige card count towards the spending requirement for earning limousine rides, but they do not earn ThankYou points or count towards the annual spending bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | AXS |
| Card | Citi Prestige |
| Route | AXS |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T14:37:38+00:00 |
| Observed result | AXS transactions qualify for limo spend but not for the annual spending bonus |
| Public/official layer | AXS transactions are excluded from standard rewards points but qualify for the limousine spend tracking |
| Caveat | No ThankYou points are earned on these transactions |
Claim 14067 (user verified, risk: low)¶
Pairing Instarem Amaze with Citi Rewards remains a viable route to earn points and avoid FX fees, whereas DBS, Maybank, and UOB have excluded Amaze transactions from rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | medium |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T16:00:27+00:00 |
| Observed result | Citi Rewards paired with Amaze still works, while UOB + Amaze does not earn points. |
| Public/official layer | UOB, DBS, and Maybank exclude Amaze transactions from rewards/points calculation. |
| Caveat | DBS, Maybank, and UOB have explicitly excluded Amaze from earning rewards or charge FX fees. |
Claim 14645 (user verified, risk: low)¶
Citi Prestige card earns miles for rental payments made through CardUp.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Rental |
| Card | Citi Prestige |
| Route | CardUp |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T04:56:57+00:00 |
| Observed result | User confirmed rental payments via CardUp still earn miles on Citi Prestige. |
Claim 14601 (user verified, risk: low)¶
Citi Prestige cardholders still earn miles on rental payments made via CardUp.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CardUp |
| Card | Citi Prestige |
| Route | CardUp |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T04:56:57+00:00 |
| Observed result | Yes it does (earn miles for rental payment on CardUp using Prestige card) |
| Caveat | Specifically verified for rental payments. |
Claim 14589 (user verified, risk: low)¶
CardUp rental payments made using the Citi Prestige card continue to earn miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CardUp |
| Card | Citi Prestige |
| Route | CardUp |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T04:56:57+00:00 |
| Observed result | Miles are awarded for rental payments via CardUp |
| Public/official layer | Citi Prestige earns miles on eligible retail purchases, which historically includes CardUp transactions. |
| Caveat | Applies specifically to rental payments; other payment types may have different rewards eligibility |
Claim 14588 (user verified, risk: low)¶
Citi Rewards Mastercard paired with Amaze earns 4 mpd on foreign currency (FCY) online transactions, avoiding the bank's 3.25% FCY fee in exchange for Amaze's implicit ~2% FX spread.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T04:35:28+00:00 |
| Observed result | Users confirm online FCY spend paired with Amaze earns 4 mpd with an implicit FX fee of ~2%. |
| Public/official layer | Citi Rewards Mastercard earns 10X points (4 mpd) on online transactions. |
| Caveat | Amaze charges an implicit FX spread of around 2%. |
Claim 14505 (user verified, risk: low)¶
Citi PayAll payments made with the administrative fee count towards the S$12,000 quarterly spend requirement to unlock the Citi Prestige limousine benefit.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | Citi PayAll |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T05:47:19+00:00 |
| Observed result | Users confirmed scheduled insurance payments via Citi PayAll with fees successfully counted towards the quarterly spend. |
| Public/official layer | Fee-paying Citi PayAll transactions count towards the minimum spend requirement for the Citi Prestige limousine benefit. |
| Caveat | Must be a fee-paying PayAll transaction and post within the same calendar quarter. |
Claim 17043 (risk: low)¶
The Citi Rewards Mastercard and Citi Rewards Visa each have their own separate S$1,000 bonus cap, allowing users who hold both cards to earn 4 mpd on up to S$2,000 of eligible spend per statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | Citi Rewards Mastercard & Citi Rewards Visa |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-11-28T09:54:02+00:00 |
| Public/official layer | Each card has its own S$1,000 bonus cap per statement month. |
| Caveat | The S$1,000 cap applies per statement month, not calendar month, for each card. |
Claim 17065 (user verified, risk: low)¶
Amaze paired with Citi Rewards is a recommended card combination for spending in Johor Bahru (JB) to earn rewards while managing FX rates.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | JB spending |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T01:47:34+00:00 |
| Observed result | Recommended by users for JB spending. |
| Caveat | Subject to Amaze's FX rates and Citi Rewards' monthly cap. |
Merchant: via Amaze (exception, user verified, risk: low)¶
User reported that citi Rewards statement cycles do not align with the calendar month by default, but cardholders can call Citibank to change their statement date to closely align with Amaze's calendar month reset.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:57:12+00:00 |
| Observed result | Users successfully requested Citibank to change their statement cycle to start on the 29th of every month to align with Amaze. |
| Public/official layer | Citi Rewards bonus cap resets based on statement month. |
| Caveat | The statement cycle can be shifted to start on the 28th or 29th of the month to minimize the gap with Amaze's calendar month reset. |
Claim 17046 (user verified, risk: low)¶
The Citi Rewards Mastercard and Citi Rewards Visa each have their own separate S$1,000 statement month bonus caps, allowing up to S$2,000 of 4 mpd spend if holding both, though only the Mastercard can be paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:54:02+00:00 |
| Observed result | Users can double their 4 mpd cap to S$2,000 by holding both cards. |
| Public/official layer | Citi Rewards Mastercard and Visa have separate S$1,000 statement month caps. |
| Caveat | Points do not pool between the Mastercard and Visa versions, and only the Mastercard can be paired with Amaze. |
Merchant (exception, user verified, risk: low)¶
User reported that citi Rewards 4 mpd bonus cap resets by statement month rather than calendar month, but users can contact Citibank to change their billing cycle to align closer to the calendar month (e.g., the 29th).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:57:12+00:00 |
| Observed result | User successfully changed statement cycle to start on the 29th of every month to align with calendar month. |
| Public/official layer | Bonus cap resets every statement month. |
| Caveat | Statement cycles vary per person unless manually adjusted by calling the bank. |
Claim 14901 (user verified, risk: low)¶
Splitting income tax payments into recurring or installment schedules via Citi PayAll disqualifies the transactions from counting towards the Citi Prestige monthly limousine spend requirement; only single, one-time PayAll tax payments are eligible.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | IRAS |
| Card | Citi Prestige |
| Route | Citi PayAll |
| MCC | 9311 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T02:53:54+00:00 |
| Observed result | User who split tax into 6 months of payments did not receive the limousine benefit eligibility. |
| Public/official layer | Citi Prestige T&Cs state only single tax payments via PayAll count towards the limousine spend. |
| Caveat | Tax payments cannot be set as recurring under the standard eligible spend rules for the limo benefit. |
YouTube Premium via Amaze: MCC 5968 (exception, user verified, risk: low)¶
User reported that paying for YouTube Premium using Amaze linked to Citi Rewards Mastercard awards 4 mpd (10x points).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | YouTube Premium |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5968 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:02:57+00:00 |
| Observed result | 4 mpd awarded |
| Caveat | YouTube Premium MCC is 5968, which is excluded by some cards like UOB Lady's but works via Amaze + Citi Rewards |
Claim 14824 (user verified, risk: low)¶
Citi Rewards Mastercard (CRMC) earns online bonus points for in-app payments (e.g., ShopBack, Shopee, FairPrice) when the card is saved directly in the app, but in-app Apple Pay should be avoided.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | ShopBack, Shopee, FairPrice |
| Card | Citi Rewards Mastercard |
| Route | online |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:48:03+00:00 |
| Observed result | Direct in-app card payments qualify as online transactions |
| Public/official layer | Citi Rewards excludes mobile wallet transactions from online bonus categories in certain contexts |
| Caveat | Do not use Apple Pay in-app to ensure online bonus eligibility |
Claim 14798 (user verified, risk: low)¶
The Citi Rewards Card paired with Amaze continues to earn 4 mpd on eligible everyday online and contactless expenses.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T10:51:15+00:00 |
| Observed result | Earns 4 mpd, nothing much has changed for this combo. |
| Caveat | Subject to Citi Rewards' monthly cap and online transaction rules. |
Lazada: via Amaze (exception, user verified, risk: medium)¶
User reported that lazada transactions can sometimes be processed as offline transactions (e.g., under 2C2P). Pairing Citi Rewards Mastercard with Amaze helps ensure the transaction qualifies for 10X points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Lazada |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 10X points |
| Devaluation risk | low |
| Last verified | 2024-11-27 |
| Last seen | 2024-11-27T11:56:46+00:00 |
| Observed result | Lazada processed as 2c2p* lazada can be offline; Amaze bypasses this issue. |
| Caveat | Direct Lazada transactions may occasionally code as offline, failing the Citi Rewards online criteria. |
Claim 15003 (user verified, risk: low)¶
Citi Rewards physical card does not earn 10X points (4 mpd) at physical retail stores. To earn 10X, transactions must be online, or routed through Amaze or Kris+.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Challenger |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 10X points |
| Devaluation risk | low |
| Last verified | 2024-11-27 |
| Last seen | 2024-11-27T11:25:40+00:00 |
| Observed result | Physical store transactions with physical card do not get 10X; Amaze or online works. |
| Public/official layer | Citi Rewards earns 10X points on online transactions, excluding mobile wallets in-store. |
| Caveat | Physical card usage at physical stores is limited to 1X points unless using Amaze or Kris+. |
Kris+: via Amaze (exception, user verified, risk: low)¶
User reported that citi Rewards Mastercard excludes direct mobile in-app payments (like Kris+) from earning 10x points (4 mpd). Pairing the card with Amaze bypasses this exclusion to earn 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kris+ |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-27 |
| Last seen | 2024-11-27T23:50:17+00:00 |
| Observed result | Pairing with Amaze masks the in-app nature, allowing 10x points to be awarded. |
| Public/official layer | Citi excludes in-app mobile payments from 10x points. |
| Caveat | Amaze has a S$1,000 calendar month limit for fee-free domestic transactions. |
Gogo Energy: via Amaze (exception, user verified, risk: low)¶
User reported that paying Gogo Energy corporate card bills using Amaze linked with Citi Rewards Mastercard earns 4 mpd on top of a 23% upfront discount, but incurs a 1.8% credit card fee.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Gogo Energy |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Fees / surcharges | 1.8% credit card fee |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T01:47:44+00:00 |
| Observed result | Earns 4 mpd on top of 23% upfront discount with 1.8% fee |
| Caveat | Merchant levies a 1.8% credit card fee |
Claim 15611 (user verified, risk: low)¶
Citi Rewards Card excludes online or in-app transactions made via mobile wallets (such as Apple Pay or Google Pay) from earning the 10x points (4 mpd) bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | Citi Rewards Card |
| Route | Apple Pay/Google Pay |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T01:48:56+00:00 |
| Observed result | No bonus points awarded for online mobile wallet transactions. |
| Public/official layer | Transactions made via mobile wallets for online purchases are excluded from 10x points. |
| Caveat | This exclusion applies specifically to online/in-app mobile wallet payments, not physical contactless PayWave. |
Gogo Energy via Amaze: MCC 5541 (exception, user verified, risk: low)¶
User reported that paying for petrol via Gogo Energy corporate card (Shell/Esso) linked to Amaze + Citi Rewards Mastercard earns 4 mpd on top of a 23% upfront discount, though a 1.8% credit card fee is levied.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Gogo Energy |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5541 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Fees / surcharges | 1.8% credit card fee |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T01:47:44+00:00 |
| Observed result | Earned 4 mpd on top of 23% upfront discount with 1.8% fee |
| Caveat | A 1.8% credit card fee is levied by the merchant. |
Claim 15558 (user verified, risk: low)¶
Citi Rewards Card excludes mobile wallet payments (such as Apple Pay or Google Pay) from earning 10x points (4 mpd); physical card tap (PayWave) or Amaze must be used instead.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Card |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T01:48:56+00:00 |
| Observed result | Users confirm mobile wallets are excluded, recommending Amaze or physical card instead. |
| Public/official layer | Citi Rewards T&Cs exclude mobile wallet transactions from 10x points. |
| Caveat | Mobile wallet payments are excluded from 10x rewards; Amaze converts offline transactions to online to safely earn 4 mpd. |
Merchant: via Amaze (exception, user verified, risk: low)¶
User reported that pairing the Citi Rewards Mastercard with Amaze for offline overseas spending converts the transaction into an online purchase, earning 4 mpd (10X points) while bypassing bank FCY fees.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T01:48:56+00:00 |
| Observed result | Users successfully earn 4 mpd on offline overseas spend by routing through Amaze. |
| Public/official layer | Citi Rewards excludes mobile wallet transactions for online bonus, but Amaze transactions are processed as online. |
| Caveat | Do not use mobile wallets like Apple Pay or Google Pay directly with Citi Rewards for online transactions as they are excluded from the 4 mpd bonus. |
Claim 15467 (user verified, risk: low)¶
Linking Amaze with Citi Rewards Mastercard for Gogo Energy corporate card payments (Shell petrol) earns 4 mpd, on top of a 23% upfront discount, though a 1.8% credit card fee is levied by the merchant.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Gogo Energy |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Fees / surcharges | 1.8% credit card fee |
| Devaluation risk | low |
| Last verified | 2024-11-26 |
| Last seen | 2024-11-26T01:47:44+00:00 |
| Observed result | Earned 4 mpd on top of 23% upfront discount |
| Caveat | Merchant levies a 1.8% credit card fee |
Claim 16024 (user verified, risk: low)¶
Buying vouchers from HeyMax or Wogi qualifies as eligible spend for the Citi Prestige sign-up bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | heymax/wogi |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 50,000 miles |
| Devaluation risk | low |
| Last seen | 2024-11-24T00:15:29+00:00 |
| Observed result | Voucher purchases count towards the minimum spend requirement |
Claim 16006 (user verified, risk: low)¶
Buying vouchers from Heymax or Wogi qualifies as eligible spend for the Citi Prestige sign-up bonus spending requirement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Heymax / Wogi |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last seen | 2024-11-24T00:15:29+00:00 |
| Observed result | Voucher purchases counted towards the sign-up promo spend |
Claim 16052 (user verified, risk: low)¶
Amaze tracks its S$1,000 fee-free local spend limit by calendar month, whereas the Citi Rewards Card tracks its S$1,000 4mpd cap by statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T04:00:11+00:00 |
| Observed result | Amaze charges 1% fee on local spend above S$1,000 per calendar month |
| Public/official layer | Amaze local spend limit is calendar month; Citi Rewards cap is statement month |
| Caveat | Mismatch in tracking cycles can cause users to incur the 1% Amaze fee or miss out on 4mpd if not carefully aligned |
Claim 16021 (user verified, risk: low)¶
Voucher purchases from Heymax or Wogi qualify as eligible spend for the Citi Prestige sign-up bonus promotion.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Heymax / Wogi |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T00:15:29+00:00 |
| Observed result | Confirmed to qualify for the S$2,000 spend requirement |
Merchant: via Amaze (exception, user verified, risk: medium)¶
User reported that for Citi Rewards Mastercard paired with Amaze, a refunded transaction still counts towards and consumes the monthly S$1,000 4 mpd cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T14:52:14+00:00 |
| Observed result | Refunded transaction still takes up the $1,000 monthly limit |
| Caveat | Amaze does not restore the monthly spend limit upon refund |
Claim 14520 (user verified, risk: low)¶
Purchasing vouchers from heymax or wogi counts as eligible spend towards the Citi Prestige sign-up bonus spending requirement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | heymax / wogi |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 50,000 miles |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T00:15:29+00:00 |
| Observed result | Qualifies for sign-up bonus spend |
Claim 14503 (user verified, risk: low)¶
The annual fee for the Citi Prestige card is strictly non-waivable.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Fees / surcharges | S$500+ annual fee |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T08:24:52+00:00 |
| Observed result | Users confirm the fee is strictly not waivable. |
| Public/official layer | Annual fee is mandatory and cannot be waived. |
Claim 14502 (user verified, risk: low)¶
Buying vouchers from heymax or wogi qualifies as eligible spending towards the Citi Prestige sign-up bonus requirement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | heymax/wogi |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 50,000 miles |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T00:15:29+00:00 |
| Observed result | Voucher purchases counted towards the minimum spend requirement. |
Claim 14317 (user verified, risk: low)¶
Bolt rides in Bangkok are charged in THB and code under MCC 4121, making them eligible for 4 mpd when paired with Citi Rewards Mastercard and Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Bolt |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4121 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-24 |
| Last seen | 2024-11-24T13:41:50+00:00 |
| Observed result | Codes as MCC 4121 in THB |
| Caveat | Charged in THB |
Starbucks Shinsaibashi Osaka L2 via Amaze: MCC 5999 (exception, user verified, risk: low)¶
User reported that in-person purchases at Starbucks Shinsaibashi Osaka L2 code as MCC 5999 (Miscellaneous and Specialty Retail Shops).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Starbucks Shinsaibashi Osaka L2 |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5999 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Award route / region | Osaka, Japan |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-23 |
| Last seen | 2024-11-23T05:38:06+00:00 |
| Observed result | Codes as MCC 5999 |
| Caveat | Using Amaze with Citi Rewards Mastercard allows earning 4 mpd on this retail MCC |
Starbucks Shinsaibashi Osaka L2 via Amaze: MCC 5999 (exception, user verified, risk: low)¶
User reported that in-person purchases at Starbucks Shinsaibashi Osaka L2 code as MCC 5999, which can be paired with Amaze and Citi Rewards Mastercard to earn 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Starbucks Shinsaibashi Osaka L2 |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5999 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-23 |
| Last seen | 2024-11-23T05:38:06+00:00 |
| Observed result | Coded as MCC 5999 instead of typical dining/cafe MCCs |
Claim 18901 (user verified, risk: low)¶
Transactions under MCC 7538 (Auto Repairs and Shops) paired with Amaze and Citi Rewards Mastercard successfully earn 10X points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Revol Carz Makeover |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7538 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-20 |
| Last seen | 2024-11-20T03:06:04+00:00 |
| Observed result | User received 8,500 points on an $850 spend at Revol Carz Makeover (MCC 7538) via Amaze + CRMC |
| Public/official layer | Citi Rewards earns 10X points on online transactions, which Amaze converts physical transactions into |
| Caveat | Subject to the monthly Citi Rewards online spending cap |
Claim 18897 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard earns 10X points (4 mpd) on MCC 7538 (Automotive Service Shops), as verified with transactions at Revol Carz Makeover.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Revol Carz Makeover |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7538 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10X points |
| Devaluation risk | low |
| Last verified | 2024-11-20 |
| Last seen | 2024-11-20T03:06:04+00:00 |
| Observed result | Received 8,500 points on a $850 spend |
| Public/official layer | Citi Rewards Mastercard earns 10X points on online and offline shopping, excluding travel and mobile wallet transactions unless routed via Amaze |
Claim 18895 (user verified, risk: low)¶
Transactions at Revol Carz Makeover (MCC 7538) routed through Amaze linked to the Citi Rewards Mastercard successfully earn 10x points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Revol Carz Makeover |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7538 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-20 |
| Last seen | 2024-11-20T03:06:04+00:00 |
| Observed result | Received 10x points (4 mpd) for a spend of $850. |
WeChat Pay / Alipay via Amaze: MCC 5399, 5999 (exception, user verified, risk: medium)¶
User reported that when using Amaze linked to a Citi Rewards Mastercard, WeChat Pay transactions code as MCC 5999 (Miscellaneous/Specialty Retail) and Alipay transactions code as MCC 5399 (General Merchandise) for merchants like 7-Eleven and grocery stores.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | WeChat Pay / Alipay |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5999, 5399 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-18 |
| Last seen | 2024-11-18T05:38:16+00:00 |
| Observed result | WeChat Pay coded as MCC 5999, Alipay coded as MCC 5399 |
| Caveat | Avoid using whitelist-only cards since the mapped MCCs (5999/5399) might not match specific bonus categories. |
Claim 14642 (user verified, risk: low)¶
When using Amaze linked to Citi Rewards Mastercard, WeChat Pay transactions code as MCC 5999 and Alipay transactions code as MCC 5399.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | WeChat Pay / Alipay |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5999, 5399 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2024-11-18 |
| Last seen | 2024-11-18T05:30:53+00:00 |
| Observed result | WeChat Pay coded as MCC 5999, Alipay coded as MCC 5399 |
| Caveat | Observed when routing through Amaze |
Claim 17489 (user verified, risk: low)¶
Citi Rewards Card paired with Instarem Amaze earns 4 miles per dollar (plus 0.5% Amaze cashback) up to a $1,000 monthly limit, but excludes travel categories like hotels, cruises, and rentals.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Card |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-14 |
| Last seen | 2024-11-14T01:19:20+00:00 |
| Observed result | 4 mpd + 0.5% Amaze cashback on non-travel transactions up to $1,000/month |
| Public/official layer | 4 mpd on online transactions (excluding travel categories) and Amaze converts offline transactions to online. |
| Caveat | Does not cover travel categories such as hotels, cruises, and car rentals. Monthly cap of S$1,000. |
Grab: via Citi PayAll (exception, user verified, risk: low)¶
User reported that if the Citi PayAll Grab voucher redemption notification disappears from the Citi Mobile App, users can contact Citi CSO via the app chat to manually receive the voucher. The $80 Grab voucher can be split into denominations of 1x$80, 4x$20, or 8x$10.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Grab |
| Card | Citi Prestige |
| Route | Citi PayAll |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2024-11-08 |
| Last seen | 2024-11-08T16:08:42+00:00 |
| Observed result | CSO can manually issue the voucher via chat if the notification disappears; voucher can be split into smaller denominations |
| Public/official layer | Voucher should be redeemed via the app notification |
| Caveat | Applies to the Citi PayAll promotion where users met the spend criteria |
Singtel: via Singtel App (exception, user verified, risk: high)¶
User reported that paying Singtel bills manually via the Singtel app codes as AXS Payment and does not earn 10x points (4 mpd) on the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards |
| Route | Singtel App |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2024-11-08 |
| Last seen | 2024-11-10T06:38:30+00:00 |
| Observed result | Coded as AXS Payment, earning no 10x bonus points. |
| Caveat | Users suggest paying via the Singtel web portal instead to avoid the AXS coding nerf. |
Kris+: via Amaze (exception, user verified, risk: low)¶
User reported that to earn 10x points (4 mpd) on the Citi Rewards Mastercard when paying via Kris+, the transaction must be routed through Amaze (Amaze + CRMC) instead of directly linking the card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Kris+ |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-10-31T15:17:21+00:00 |
| Observed result | Using Amaze + CRMC successfully triggers the 10x rewards on Kris+ payments. |
| Caveat | Direct card payments on mobile wallets/apps like Kris+ may not qualify for the 10x bonus on Citi Rewards. |
Merchant (exception, user verified, risk: low)¶
User reported that for the Citi Prestige card, the referee can be an existing Citibank cardholder to qualify for the referral promotion, allowing users to stack a New-To-Bank sign-up bonus on a first card and then be referred for the Prestige card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | official |
| Card | Citi Prestige |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points/Miles |
| Miles / points | 50,000 miles |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T09:51:54+00:00 |
| Observed result | Users confirmed existing cardholders can successfully be referred for Citi Prestige to stack bonuses. |
| Public/official layer | An Eligible Referrer can refer another existing Citibank Credit Card customer only if such other person is applying to be a Citi Prestige main cardmember. |
| Caveat | Referrer can refer an existing Citibank Credit Card customer only if they are applying for a Citi Prestige main card. |
Claim 18151 (user verified, risk: low)¶
Citi PremierMiles Mastercard excludes MCC 6513 (Real Estate Agents and Managers - Rentals) from earning rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi PremierMiles Mastercard |
| MCC | 6513 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Miles |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T12:48:58+00:00 |
| Observed result | Rewards are not guaranteed or are excluded for MCC 6513. |
| Public/official layer | Citi excludes MCC 6513 from earning points/miles. |
| Caveat | This affects rental payments directly charged to the card. |
Claim 18002 (user verified, risk: low)¶
Amaze can be paired with the Citi Rewards Mastercard to earn 4 mpd on foreign currency spend, capped at S$1,000 per statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-31 |
| Last seen | 2024-10-31T16:40:57+00:00 |
| Observed result | Earns 4 mpd on foreign currency spend |
| Caveat | Subject to the S$1,000 monthly statement cap on the Citi Rewards card. |
Claim 18623 (user verified, risk: low)¶
Citi Rewards card excludes travel-related transactions, including car rentals, from earning its 10x points (4 mpd) bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Car Rental |
| Card | Citi Rewards |
| MCC | travel |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-10-30T08:35:12+00:00 |
| Observed result | Car rental and travel transactions do not earn 4 mpd on Citi Rewards |
| Public/official layer | Citi Rewards T&Cs exclude travel-related transactions (MCCs 4722, 7011, 7512, etc.) from 10x points |
| Caveat | Amaze does not bypass this exclusion as Citi Rewards excludes travel MCCs regardless of the Amaze wrapper |
Claim 18767 (user verified, risk: low)¶
Citi Rewards Mastercard paired with Amaze cannot be used for transit payments (such as Sydney trains).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sydney Trains |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4111 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Award route / region | Sydney |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T05:21:22+00:00 |
| Observed result | Users confirmed Amaze + CRMC cannot be used for Sydney train transit |
| Public/official layer | Citi Rewards excludes transit MCCs from earning points |
| Caveat | Transit is an excluded category for Citi Rewards. |
Sydney Trains / Transit via Amaze: MCC 4111 (exception, user verified, risk: low)¶
User reported that citi Rewards Mastercard (CRMC) cannot be used for transit rides (such as Sydney trains), even when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sydney Trains / Transit |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4111 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T02:36:47+00:00 |
| Observed result | Transaction fails / card not supported for transit. |
| Caveat | Fails when tapped directly or via Amaze for transit. |
Private Hospitals: via Citi PayAll (exception, user verified, risk: low)¶
User reported that private hospital bills (such as Gleneagles or Mount Elizabeth Novena) can be paid via Citi PayAll by selecting the 'Professional Services' category and entering the hospital's bank account details.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Private Hospitals |
| Card | Citi credit cards |
| Route | Citi PayAll |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Fees / surcharges | Citi PayAll service fee applies |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T10:31:58+00:00 |
| Observed result | Users successfully set up payments to private hospitals using the Professional Services category |
| Caveat | Only government hospitals are listed under the default hospital category on Citi PayAll. |
Claim 18543 (user verified, risk: high)¶
Buying e-vouchers directly via the CapitaStar app codes as MCC 6540, which is excluded from earning rewards and does not count as eligible spend for Citi Rewards Card sign-up promotions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar App |
| Card | Citi Rewards Card |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:55:05+00:00 |
| Observed result | Transactions do not count towards Citi Rewards sign-up promo spend |
| Public/official layer | MCC 6540 (Stored Value Card Purchase/Funding) is excluded from Citi rewards and qualifying spend |
| Caveat | Amex cards (such as the Amex CapitaCard) are generally the exception that still award points for direct CapitaVoucher purchases. |
Claim 18540 (user verified, risk: low)¶
Citi Rewards points expire exactly 5 years plus a 3-month grace period from the original card approval date, and this timeline does not reset if the card is replaced due to fraud.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Card |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Expiry rule | 5 years from card opening + 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T13:16:22+00:00 |
| Observed result | Points expiry remains tied to original card approval date even after card replacement |
| Public/official layer | Points expire 60 months from card opening, with a 3-month grace period |
| Caveat | Points expire on a specific date basis mid-month, not at the end of the month |
Claim 18539 (user verified, risk: low)¶
Buying e-vouchers via the CapitaStar app codes as MCC 6540 and is excluded from eligible spend for Citi Rewards Card promotions and rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar App |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:55:05+00:00 |
| Observed result | Not eligible spend for Citi Rewards Card |
| Public/official layer | MCC 6540 (Stored Value Card Purchase/Funding) is typically excluded from bank rewards |
| Caveat | Applies to both sign-up promotion spend and regular points earning |
Claim 18531 (user verified, risk: low)¶
Citi Rewards points expire 5 years from the original card approval date plus a 3-month grace period (which is already included in the stated expiry date). Replacing a card due to fraud does not reset this timeline.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card opening + 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T13:16:22+00:00 |
| Observed result | Points expired mid-month; replacement cards due to fraud did not extend the original 5-year expiry timeline. |
| Public/official layer | Points expire 60 months from card opening, with a 3-month grace period. |
| Caveat | Points expire on a specific date basis (mid-month) rather than end-of-month. |
Claim 18530 (user verified, risk: low)¶
Buying e-vouchers via the CapitaStar app codes as MCC 6540 (Stored Value Card Purchase/Load) and is excluded from Citi Rewards eligible spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar App |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:56:25+00:00 |
| Observed result | CapitaStar app voucher purchases code as MCC 6540 and do not count as eligible spend for Citi Rewards sign-up promos. |
| Caveat | The Amex CapitaStar card is noted as one of the few cards that still awards points for direct CapitaVoucher purchases. |
Claim 18529 (user verified, risk: low)¶
Citi Rewards points expire 5 years from the original card approval date (plus a 3-month grace period). If a card is replaced due to fraud, the points expiry timeline does not reset and remains tied to the original card's approval date.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card approval plus 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T13:16:22+00:00 |
| Observed result | Points expiry date remained unchanged after card replacement due to fraud. |
| Public/official layer | Points expire 60 months from card account opening, with a 3-month grace period. |
| Caveat | Points expire on a specific date basis rather than at the end of the month, and the printed expiry date on statements already includes the 3-month grace period. |
Claim 18527 (user verified, risk: low)¶
Purchasing CapitaLand vouchers directly via the CapitaStar app codes as MCC 6540 (Stored Value Card Purchase/Funding), which is excluded from earning rewards and does not count as eligible spend for Citi Rewards card sign-up promotions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar App |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:55:05+00:00 |
| Observed result | Users confirmed CapitaStar app voucher purchases code as MCC 6540 and are not eligible spend. |
| Public/official layer | MCC 6540 is generally excluded from Citi rewards and sign-up promotion spend. |
| Caveat | Amex cards, such as the Amex CapitaCard, are noted to still award points for direct CapitaLand voucher purchases. |
Claim 18498 (user verified, risk: medium)¶
Citi Rewards points expire 5 years from the original card approval date plus a 3-month grace period. Replacing a card (e.g., due to fraud) does not reset this timeline. Points expire on a specific date, not at the end of the month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card opening + 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T13:16:22+00:00 |
| Observed result | Points expired mid-month based on original card approval date despite card replacement. |
| Public/official layer | Points expire 60 months from card opening, with a 3-month grace period to redeem. |
| Caveat | The expiry date shown on statements already includes the 3-month grace period. |
Claim 18497 (user verified, risk: low)¶
Buying CapitaVouchers via the CapitaStar app codes as MCC 6540 (stored value/prepaid) and is excluded from Citi Rewards earning and sign-up promotion spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:56:25+00:00 |
| Observed result | Codes as MCC 6540 and does not count towards eligible spend for Citi Rewards |
| Caveat | Amex cards, such as the Amex CapitaStar, still earn rewards on these purchases. |
Claim 18494 (user verified, risk: low)¶
Purchasing CapitaLand e-vouchers via the CapitaStar app codes as MCC 6540 (Stored Value Card Purchase/Load), which is excluded from earning rewards on the Citi Rewards Mastercard and does not count towards sign-up promo spend.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:55:05+00:00 |
| Observed result | Users confirmed buying vouchers via CapitaStar app codes as 6540 and is not eligible spend. |
| Public/official layer | MCC 6540 is excluded from Citi Rewards points and sign-up promotion spend. |
| Caveat | Amex CapitaStar or other Amex cards are reported to still award points for direct CapitaLand voucher purchases. |
Merchant (exception, user verified, risk: medium)¶
User reported that citi Rewards points expire 5 years from the original card approval date (plus a 3-month grace period). The expiry date shown on statements already includes this grace period, and points expire on a specific date rather than end-of-month. If points expire, Citi may reinstate up to 80% of them upon request.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card opening + 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T13:16:22+00:00 |
| Observed result | User successfully reinstated 80% (240k out of 300k) of expired Citi Rewards points. |
| Public/official layer | Points expire 5 years from card opening plus 3 months grace period. |
| Caveat | Reinstatement is discretionary and not guaranteed; points expire on a specific date basis. |
Merchant (exception, user verified, risk: medium)¶
User reported that expired Citi Rewards points can be partially reinstated (up to 80%) by contacting Citibank customer service.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card approval date + 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:02:46+00:00 |
| Observed result | Successfully reinstated 80% (240k out of 300k) of expired points. |
| Public/official layer | Points expire after 5 years and are forfeited. |
| Caveat | Reinstatement is at the bank's discretion and may not be 100%. Points expire 5 years from original card approval date plus a 3-month grace period. |
Claim 18443 (user verified, risk: low)¶
Buying CapitaLand vouchers via the CapitaStar app codes as MCC 6540 and is not considered eligible spend for rewards or sign-up promotions on the Citi Rewards Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:55:05+00:00 |
| Observed result | Not eligible spend for Citi Rewards Card sign-up promo. |
| Public/official layer | MCC 6540 (Stored Value Card Purchase/Funding) is excluded from earning points and qualifying spend. |
| Caveat | Amex cards are typically required to earn rewards on direct CapitaLand voucher purchases. |
Merchant (exception, user verified, risk: medium)¶
User reported that citi Rewards points expire 5 years from the original card approval date (not the replacement card's expiry date) plus a 3-month grace period. If points expire, Citibank may reinstate up to 80% of them upon request.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Card |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card opening + 3 months grace period |
| Miles / points | 300000 |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:48:01+00:00 |
| Observed result | User successfully got 80% of 300,000 expired points reinstated by customer service. |
| Public/official layer | Points expire 60 months from card opening plus a 3-month grace period. |
| Caveat | Reinstatement of expired points is discretionary and may result in a 20% loss of points. |
CapitaStar App: MCC 6540 (exception, user verified, risk: low)¶
User reported that buying e-vouchers via the CapitaStar app codes as MCC 6540 (Stored Value Card Purchase/Funding), which is excluded from rewards on the Citi Rewards Mastercard but still earns rewards on American Express cards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | CapitaStar App |
| Card | Citi Rewards Mastercard |
| MCC | 6540 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T11:57:48+00:00 |
| Observed result | Citi Rewards Mastercard does not award points, but Amex cards do. |
| Public/official layer | MCC 6540 is typically excluded from rewards by Citibank. |
| Caveat | Amex CapitaCard and other Amex cards are reported to still earn rewards on these purchases. |
Claim 18387 (user verified, risk: low)¶
Citi Rewards points expire exactly 5 years from the card approval date (not the transaction date) plus a 3-month grace period, and expire on a specific date basis (mid-month) rather than end-of-month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years from card approval + 3 months grace period |
| Devaluation risk | low |
| Last verified | 2024-10-30 |
| Last seen | 2024-10-30T13:23:07+00:00 |
| Observed result | Points expire mid-month on a specific date, and statement notifications appear 60-90 days before. |
| Public/official layer | Points expire 60 months from card opening plus 3 months grace period. |
| Caveat | Citi prints the expiry date on statements 60 to 90 days prior to expiry. |
Claim 19253 (risk: low)¶
Purchasing a Japan Rail Pass online is classified as railway/transport, making it ineligible for bonus points on the Citi Rewards Mastercard, whereas the DBS Woman's World Mastercard is expected to earn bonus miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | inferred |
| Merchant | Japan Rail Pass |
| Card | Citi Rewards Mastercard |
| MCC | 4112 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T00:49:24+00:00 |
| Public/official layer | Citi Rewards Mastercard excludes MCCs under transport/railway from earning 10X points |
| Caveat | Citi Rewards Mastercard excludes railway/transport transactions from earning bonus points |
Sony Store: via Amaze (exception, user verified, risk: low)¶
User reported that using Citi Rewards Card paired with Instarem Amaze for physical purchases at Sony Store successfully earns 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sony Store |
| Card | Citi Rewards Card |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T15:27:10+00:00 |
| Observed result | Pairing with Amaze bypasses the physical retail restriction and awards 4 mpd. |
| Public/official layer | Citi Rewards excludes physical retail transactions from earning the 4 mpd bonus. |
| Caveat | Amaze converts the physical transaction into an online transaction to trigger the Citi Rewards online spending bonus. |
Sony Store: via Amaze (exception, user verified, risk: low)¶
User reported that pairing Citi Rewards Card with Instarem Amaze for physical purchases at Sony Store successfully yields 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sony Store |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T15:27:10+00:00 |
| Observed result | Earns 4 mpd |
| Public/official layer | Citi Rewards excludes physical retail from its 4 mpd bonus unless it falls under specific online categories; Amaze bypasses this by converting it to online. |
| Caveat | Amaze converts the physical transaction into an online transaction to trigger the Citi Rewards online bonus. |
Sony Store: via Amaze (exception, user verified, risk: low)¶
User reported that using Citi Rewards Card paired with Instarem Amaze for physical purchases at a Sony Store earns 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sony Store |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T15:27:10+00:00 |
| Observed result | Earns 4 mpd |
| Public/official layer | Citi Rewards excludes physical retail unless it falls under specific online categories; Amaze bypasses this by presenting as online |
| Caveat | Amaze converts the physical transaction into an online transaction to trigger the Citi Rewards online bonus |
Claim 18794 (user verified, risk: low)¶
Using Citi Rewards Card paired with Instarem Amaze at physical Sony Stores successfully earns 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Sony Store |
| Card | Citi Rewards Card |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T15:27:10+00:00 |
| Observed result | Earns 4 mpd |
| Caveat | Amaze converts the physical transaction into an online transaction to trigger the Citi Rewards online bonus |
Claim 18778 (user verified, risk: low)¶
Car rentals and other travel-related transactions are excluded from earning the 4 mpd (10X points) bonus on the Citi Rewards Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Car Rental |
| Card | Citi Rewards |
| MCC | travel-related MCCs |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-30T08:35:12+00:00 |
| Observed result | Users confirm car rental is excluded as it is travel-related. |
| Public/official layer | Citi Rewards T&Cs exclude travel-related transactions (including flights, hotels, car rentals) from the 10X points promotion. |
| Caveat | Even when paired with Amaze, travel-related transactions do not earn the 4 mpd bonus on Citi Rewards. |
Claim 18776 (user verified, risk: low)¶
Citi Rewards card excludes travel-related transactions, including car rentals, from earning 10X points (4 mpd), even when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | car rental |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-29 |
| Last seen | 2024-10-29T21:19:57+00:00 |
| Observed result | Car rental is excluded from Citi Rewards |
| Public/official layer | Travel-related transactions are excluded from Citi Rewards 10X points |
| Caveat | Travel-related transactions are explicitly excluded from Citi Rewards' 10X points categories. |
Merchant: via Amaze (exception, user verified, risk: low)¶
User reported that do not add the Citi Rewards Card directly to Google Pay for mobile contactless payments as it will not earn 4mpd; instead, link it to Amaze and add Amaze to Google Pay to successfully earn 4mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last seen | 2024-10-28T06:59:40+00:00 |
| Observed result | Using Amaze as an intermediary converts the transaction to online, earning 10x points |
| Public/official layer | Citi Rewards excludes mobile contactless/mobile wallet transactions from its 10x points online category |
| Caveat | Direct mobile contactless with Citi Rewards is excluded from 10x points |
Gain City: MCC 5732 (exception, user verified, risk: low)¶
User reported that gain City allows customers to make split payments online via custom payment links sent by staff, enabling users to break down large transactions to fit within monthly credit card rewards caps.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Gain City |
| Card | Citi Rewards Card |
| MCC | 5732 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T00:58:00+00:00 |
| Observed result | Staff can generate multiple online payment links for a single invoice to spread payments across statement months. |
| Caveat | Requires coordinating with Gain City staff to generate and send the online payment links. |
Claim 19760 (user verified, risk: low)¶
Citi Woman's World Card (WWMC) earns 10X points (4 mpd) on Genting Dream cruise online quickpay onboard and the Resorts World Cruises (RWC) member booking portal under MCC 4411.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Genting Dream Cruise / Resorts World Cruises |
| Card | Citi Woman's World Mastercard |
| MCC | 4411 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T03:30:51+00:00 |
| Observed result | Earned 10X points (4 mpd) on online quickpay onboard and RWC portal. |
| Caveat | Applies to online quickpay onboard and bookings made via the RWC member portal. |
Claim 19729 (user verified, risk: low)¶
Genting Dream Cruise online quickpay onboard and Resorts World Cruises (RWC) member booking portal code as MCC 4411 (Cruise Lines) and earn 10X points (4 mpd) on Citi Woman's World Mastercard (WWMC).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Genting Dream Cruise / Resorts World Cruises |
| Card | Citi Woman's World Mastercard |
| MCC | 4411 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T03:01:05+00:00 |
| Observed result | Earned 10X points (4 mpd) |
| Caveat | Verified for online quickpay onboard and RWC member booking portal when paying port charges. |
Claim 19608 (user verified, risk: low)¶
Citi credit cards exclude MCC 8062 (Hospitals) from earning rewards, and routing the transaction through Amaze does not bypass this exclusion as Amaze passes through the original MCC.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hospitals |
| Card | Citi credit cards |
| Route | Amaze |
| MCC | 8062 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points/miles |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T08:26:00+00:00 |
| Observed result | No rewards earned even when using Amaze |
| Public/official layer | Citi excludes MCC 8062 from rewards |
| Caveat | Some clinics may also be coded under MCC 8062 |
Claim 19320 (user verified, risk: low)¶
A virtual Citi Rewards Mastercard can be linked to Amaze and used immediately via Apple Pay overseas before the physical card arrives.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T12:10:02+00:00 |
| Observed result | User successfully added virtual card to Amaze and used it overseas immediately. |
Merchant: via Amaze (exception, user verified, risk: low)¶
User reported that pairing the Citi Rewards Card with Amaze allows users to earn 4 mpd on offline transactions by converting them to online transactions, whereas using the Citi Rewards Card directly only yields 4 mpd on online transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-28 |
| Last seen | 2024-10-28T13:19:00+00:00 |
| Observed result | Amaze converts offline transactions to online, successfully triggering the 10X points (4 mpd) on Citi Rewards |
| Public/official layer | Citi Rewards earns 10X points on online transactions (excluding travel) |
| Caveat | Subject to Amaze's transaction fee/spread and Citi's monthly points cap |
Claim 19771 (user verified, risk: low)¶
Suica top-ups via Apple Pay using Amaze code as MCC 4112 (Passenger Railways) and do not earn 4 mpd on the Citi Rewards Mastercard due to the travel exclusion.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Suica |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4112 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-10-27 |
| Last seen | 2024-10-27T23:45:29+00:00 |
| Observed result | No bonus points awarded for MCC 4112. |
| Public/official layer | Citi Rewards excludes travel-related transactions (MCC 4112 is travel). |
| Caveat | Citi Rewards excludes travel-related transactions including passenger railways. |
ipaymy: via ipaymy (exception, user verified, risk: medium)¶
User reported that citi Rewards Mastercard may fail to earn 10x points on ipaymy transactions, whereas Citi Rewards Visa has been observed to still successfully award 10x points.
| Field | Value |
|---|---|
| Status | uncertain |
| Confidence | medium |
| Source layer | user_reported |
| Merchant | ipaymy |
| Card | Citi Rewards Mastercard |
| Route | ipaymy |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 10x |
| Devaluation risk | medium |
| Last verified | 2018-12-12 |
| Last seen | 2018-12-12T13:48:33+00:00 |
| Observed result | Citi Rewards Mastercard users missed out on 10x points, while some Citi Rewards Visa users still received them. |
| Caveat | Observed in December 2018; points awarding on aggregators can be highly unpredictable. |
IRAS: via ipaymy (exception, user verified, risk: low)¶
User reported that citi Rewards Visa earns 10x points (4 mpd) when paying IRAS tax via the ipaymy platform.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | IRAS |
| Card | Citi Rewards Visa |
| Route | ipaymy |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 10x points |
| Devaluation risk | high |
| Last verified | 2018-12-12 |
| Last seen | 2018-12-13T00:15:21+00:00 |
| Observed result | 10x points posted successfully |
| Caveat | Citi Rewards has since excluded card aggregator platforms like ipaymy from earning 10x points in subsequent T&C updates. |
Claim 18202 (user verified, risk: low)¶
Citi Rewards Card via Apple Pay earns promotional/bonus rates when used directly for transit on the London Underground (Tube).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | London Underground |
| Card | Citi Rewards |
| Route | Apple Pay |
| MCC | 4111 |
| Programme | Citi ThankYou |
| Programme type | bank_transfer |
| Points currency | points |
| Award route / region | London |
| Miles / points | 8mpd |
| Devaluation risk | low |
| Last seen | 2018-05-31T12:32:10+00:00 |
| Observed result | Successfully posted and earned bonus miles on London Tube |
| Caveat | Paris contactless payments have a cap on transaction amounts, unlike London. |