Citi ThankYou Rewards¶
Baseline Sources and Facts¶
No official/secondary baseline facts imported yet.
| Field | Values |
|---|---|
| Programme type | bank_transfer |
| Source layers | bank, inferred, official, user_reported |
| Transfer partners | Citibank, KrisFlyer/Asia Miles/etc, Multiple airlines |
| Routes / regions / hotels | China |
| Currencies | Citi Miles, Citi Miles / ThankYou Points, Citi Points, Citi Points/Miles, Citi ThankYou Points, miles, Points, points, ThankYou Miles, ThankYou points, ThankYou Points, ThankYou Points / Citi Miles |
Community-Learned Rules and Datapoints¶
Claim 19625 (user verified, risk: low)¶
Recurring auto-billing transactions (such as Singtel bills) on the Citi Rewards Card do not qualify as online spend for the 10x points (4 mpd) rate.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T13:07:23+00:00 |
| Observed result | Recurring Singtel bill payment does not count as online spend. |
| Public/official layer | Citi Rewards excludes recurring transactions from earning 10x points. |
| Caveat | Recurring bills are generally coded differently and excluded from the online spend bonus category. |
Claim 19567 (user verified, risk: low)¶
Linking the Citi Rewards card to Amaze and using Amaze on Alipay or WeChat Pay is a functional route to earn rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alipay/WeChat Pay |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T13:23:39+00:00 |
| Observed result | Users confirmed this stacking route works |
| Caveat | Transactions must be processed through Amaze to convert foreign currency transactions into local online transactions. |
Claim 19565 (user verified, risk: low)¶
Recurring auto-billing of bills (such as Singtel) on the Citi Rewards card does not qualify as online spend and will not earn the 4 mpd bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T13:07:23+00:00 |
| Observed result | Recurring bill payment does not count as online spend |
| Public/official layer | Recurring transactions are excluded from the 10x points online promotion |
| Caveat | Recurring transactions are generally excluded from the Citi Rewards online spend bonus category. |
Claim 19562 (user verified, risk: low)¶
Recurring bills (such as Singtel auto-billing) charged to the Citi Rewards Card do not qualify as online spend and will not earn the 10x points (4 mpd) bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards |
| MCC | recurring bills |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-11 |
| Last seen | 2026-06-11T13:07:23+00:00 |
| Observed result | Auto-billing of Singtel bill to Citi Rewards does not count as online spend. |
| Public/official layer | Recurring bills are excluded from the 10x points online promotion. |
| Caveat | Recurring transactions are generally excluded from Citi Rewards 10x online bonus. |
Marks & Spencer via Samsung Pay: MCC 5311 (exception, user verified, risk: low)¶
User reported that citi Rewards Card earns 4 mpd on whitelisted MCCs (such as MCC 5311 Department Stores) when paid via in-store mobile wallets (Apple Pay, Google Pay, Samsung Pay), despite customer service officers sometimes incorrectly claiming they are excluded.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Marks & Spencer |
| Card | Citi Rewards Card |
| Route | Samsung Pay |
| MCC | 5311 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2026-06-10T13:07:36+00:00 |
| Observed result | CSOs incorrectly claim mobile wallets are excluded when users query missing points. |
| Public/official layer | In-store mobile wallet transactions on whitelisted MCCs earn 4 mpd. |
| Caveat | The transaction must fall under a whitelisted MCC; CSOs frequently give incorrect advice regarding mobile wallet exclusions. |
Claim 19080 (user verified, risk: low)¶
Citi Prestige cardholders can use Citi PayAll to pay taxes and bills at a 1.9% service fee to earn miles at a rate of 1.3 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Tax/Bills |
| Card | Citi Prestige |
| Route | Citi PayAll |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points/Miles |
| Transfer partner | KrisFlyer/Asia Miles/etc |
| Miles / points | 1.3 mpd |
| Fees / surcharges | 1.9% fee |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T17:08:36+00:00 |
| Observed result | 1.9% fee for 1.3 mpd |
| Public/official layer | 1.9% admin fee for 1.3 mpd earning rate on Citi Prestige |
| Caveat | Subject to Citi PayAll terms and administrative fee changes |
Claim 19074 (user verified, risk: low)¶
Helloride transactions are excluded from earning bonus points on the Citi Rewards Mastercard (CRMC).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Helloride |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Devaluation risk | low |
| Last verified | 2026-06-10 |
| Last seen | 2026-06-10T17:18:40+00:00 |
| Observed result | No bonus points awarded for Helloride |
| Public/official layer | Citi Rewards exclusions list |
Agoda: via Atome (exception, user verified, risk: low)¶
User reported that paying for Agoda bookings via Atome using the Citi Rewards Mastercard earns 4 mpd, bypassing the card's direct Agoda rewards exclusion.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Agoda |
| Card | Citi Rewards Mastercard |
| Route | Atome |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-08 |
| Last seen | 2026-06-08T01:28:37+00:00 |
| Observed result | Earns 4 mpd because the transaction is processed under Atome. |
| Public/official layer | Citi Rewards Mastercard excludes direct Agoda transactions from earning bonus points. |
Claim 16223 (user verified, risk: low)¶
Citi Woman's World Mastercard (WWMC) earns 4 mpd on MCC 7922 (Theatrical Producers and Ticket Agencies).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Woman's World Mastercard |
| MCC | 7922 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-04 |
| Last seen | 2026-06-04T06:16:14+00:00 |
| Observed result | Transaction on MCC 7922 successfully awarded 4 mpd |
NUHS (exception, user verified, risk: low)¶
User reported that nUHS (National University Health System) hospital bills do not earn 4mpd on the Citi Woman's World Mastercard (WWMC).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | NUHS |
| Card | Citi Woman's World Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T10:21:47+00:00 |
| Observed result | No longer gets 4mpd |
| Caveat | This exclusion has been in place for several months. |
Claim 15784 (user verified, risk: low)¶
Citi Rewards Mastercard excludes travel-related MCCs altogether from earning its 10x points (4 mpd) rate.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | travel |
| Card | Citi Rewards Mastercard |
| MCC | travel |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | Points valid for up to 5 years |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-03 |
| Last seen | 2026-06-03T11:24:55+00:00 |
| Observed result | Users confirm CRMC excludes travel MCCs. |
| Public/official layer | Citi Rewards T&Cs exclude travel MCCs from 10x points. |
| Caveat | Travel-related transactions earn only 1x points (0.4 mpd). |
Claim 14722 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard earns 10x points (4 mpd) on MCC 4131 (Bus Lines), which has been verified for Incheon Airport Limousine bus and Flixbus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Incheon Airport Limousine / Flixbus |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4131 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T16:05:27+00:00 |
| Observed result | Awarded 10x points |
Claim 14719 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard earns 10x points (4 mpd) on MCC 4131 (Bus Lines), which includes Incheon Airport Limousine bus and Flixbus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Incheon Airport Limousine / Flixbus |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4131 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T16:05:27+00:00 |
| Observed result | 10x points awarded |
Claim 14709 (user verified, risk: low)¶
To maximize rewards on large overseas purchases, split the transaction to put up to S$1,000 SGD equivalent on Amaze paired with Citi Rewards Mastercard, and the remainder on a zero/low foreign transaction fee card like Trust Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T11:24:28+00:00 |
| Observed result | Users split large transactions to keep the Amaze + Citi Rewards portion within the S$1,000 monthly cap, routing the excess to Trust Card. |
| Public/official layer | Citi Rewards Card earns 10X Points (4 mpd) on eligible online and shopping transactions up to S$1,000 per calendar month. |
| Caveat | Citi Rewards bonus points cap is limited to the first S$1,000 spent per calendar month. |
Claim 14697 (user verified, risk: low)¶
Using Amaze paired with Citi Rewards Mastercard for MCC 4131 (Bus Lines), such as the Incheon Airport Limousine bus, successfully awards 10x points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Incheon Airport Limousine |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4131 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T15:26:44+00:00 |
| Observed result | Awarded 10x points |
Claim 14694 (user verified, risk: low)¶
MCC 4131 (Bus Lines) transactions, such as the Incheon Airport Limousine bus, earn 10x points (4 mpd) when routed through Amaze paired with the Citi Rewards Mastercard.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Incheon Airport Limousine bus |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4131 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T15:26:44+00:00 |
| Observed result | 10x points awarded |
Claim 14595 (user verified, risk: low)¶
Citi Rewards card has a monthly bonus earning cap of SGD 1,000 on eligible transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | SGD 1,000 cap |
| Devaluation risk | low |
| Last verified | 2026-06-01 |
| Last seen | 2026-06-01T06:08:22+00:00 |
| Observed result | Citi rewards max $1k only |
| Public/official layer | 10X Points (4 mpd) capped at 10,000 Points (equivalent to SGD 1,000 spend) per statement month |
| Caveat | Transactions exceeding SGD 1,000 per statement month earn base rate only |
Citi Prestige Limo Portal (exception, user verified, risk: medium)¶
User reported that the old Citi Prestige Concierge portal cannot be used to amend or cancel existing limousine bookings. Amending an existing booking via the new Prestige limo portal costs $13.86, and cancelling warns that the booking cannot be rebooked with no mention of a refund.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citi Prestige Limo Portal |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Points |
| Fees / surcharges | $13.86 amendment fee |
| Devaluation risk | high |
| Last verified | 2026-05-31 |
| Last seen | 2026-05-31T14:53:10+00:00 |
| Observed result | Amending a booking costs $13.86 and cancelling warns of no rebooking/refund. |
| Caveat | Observed during transition to the new portal; cancelling may result in loss of the entitlement without refund. |
Claim 11865 (user verified, risk: low)¶
Using Amaze linked with Citi Rewards Mastercard (CRMC) on Alipay or WeChat Pay in China earns 4 mpd, but transactions under travel MCCs must be avoided as Citi Rewards excludes travel.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alipay/WeChat Pay |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | Travel MCCs are excluded |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Award route / region | China |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2026-05-24T01:53:44+00:00 |
| Observed result | Users successfully earn 4 mpd using Amaze + CRMC on Alipay/WeChat Pay for non-travel MCCs. |
| Public/official layer | Citi Rewards excludes travel MCCs from earning 10x points (4 mpd). |
| Caveat | Citi Rewards Mastercard excludes travel MCCs; Amaze passes through the original MCC. |
Claim 11875 (user verified, risk: medium)¶
Using Amaze linked to Citi Rewards Mastercard on Alipay or WeChat Pay in China earns 4 mpd, but users must avoid travel MCCs as defined by Citibank.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alipay/WeChat Pay |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | Avoid travel MCCs |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Award route / region | China |
| Miles / points | 4 mpd |
| Fees / surcharges | 2% Amaze FCY fee |
| Devaluation risk | low |
| Last verified | 2026-05-24 |
| Last seen | 2026-05-24T01:55:15+00:00 |
| Observed result | Earns 4 mpd at 2% FCY fee via Amaze |
| Public/official layer | Citi Rewards Mastercard excludes travel MCCs from earning 10X points (4 mpd) |
| Caveat | Subject to Amaze's 2% FCY fee and Citibank's travel MCC exclusions |
Claim 11869 (user verified, risk: medium)¶
Linking Amaze paired with Citi Rewards Mastercard to Alipay or WeChat Pay in China allows earning 4 mpd (subject to Amaze's 2% FCY fee), but travel MCCs must be avoided.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Alipay/WeChat Pay |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | Travel MCCs are excluded |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Award route / region | China |
| Miles / points | 4 mpd |
| Fees / surcharges | 2% Amaze FCY fee |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-05-24 |
| Last seen | 2026-05-24T01:53:44+00:00 |
| Observed result | Users successfully earn 4 mpd at 2% FCY fee using Amaze + CRMC on WeChat/Alipay, but warn to avoid travel MCCs. |
| Public/official layer | Citi Rewards excludes travel MCCs from 10x points. |
| Caveat | Citibank excludes travel MCCs from earning 4 mpd on the Citi Rewards card. |
Claim 8565 (risk: low)¶
SingSaver new-to-bank sign-up gifts cannot be stacked with a bank's direct new-to-bank promo (e.g., Citibank 40k TY miles), as approval for one immediately makes you an existing customer.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Merchant | SingSaver |
| Card | Citi Rewards Card |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Miles |
| Miles / points | 40,000 |
| Devaluation risk | low |
| Last verified | 2026-05-22T01:28:29+00:00 |
| Last seen | 2026-05-22T01:28:29+00:00 |
| Public/official layer | New-to-bank status is lost upon approval of the first application. |
| Caveat | Unless T&Cs specifically mention gifts for existing customers. |
Claim 8531 (user verified, risk: low)¶
Applicants cannot stack third-party aggregator (e.g., SingSaver) New-To-Bank sign-up gifts with a bank's direct New-To-Bank bonus miles promotion; they must choose one.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Merchant | SingSaver |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou points |
| Miles / points | 40,000 |
| Devaluation risk | low |
| Last verified | 2026-05-22T01:28:29+00:00 |
| Last seen | 2026-05-22T01:28:29+00:00 |
| Public/official layer | New-to-bank status is consumed upon approval of the first application, disqualifying concurrent NTB promos. |
| Caveat | Applies to Citibank and generally other banks requiring NTB status. |
Trip.com: via Atome (exception, user verified, risk: low)¶
User reported that citi Rewards Mastercard paired with Atome earns bonus miles for travel category spend such as Trip.com
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Trip.com |
| Card | Citi Rewards Mastercard |
| Route | Atome |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Sweet spot | yes |
| Devaluation risk | low |
| Last seen | 2026-05-21T07:03:35+00:00 |
| Observed result | Atome routes the transaction such that it earns bonus points on the Citi Rewards Mastercard |
| Public/official layer | Citi Rewards excludes travel category spend from earning bonus points |
| Caveat | Only works with the Mastercard version |
Claim 7496 (user verified, risk: low)¶
Using Atome paired with Citi Rewards Mastercard earns bonus miles for travel category spend such as Trip.com.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Trip.com |
| Card | Citi Rewards Mastercard |
| Route | Atome |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-05-21T07:02:54+00:00 |
| Last seen | 2026-05-21T07:03:35+00:00 |
| Observed result | Earns bonus miles for travel category spend. |
| Caveat | Must use the Mastercard version of Citi Rewards. |
Claim 6857 (user verified, risk: low)¶
Amaze bakes its FCY markup into the converted SGD transaction amount without a separate fee charge, allowing the entire amount to earn 4mpd on the Citi Rewards card and count towards the $1,000 monthly cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-08T04:32:12+00:00 |
| Last seen | 2026-04-08T04:32:12+00:00 |
| Observed result | FCY transactions via Amaze do not have a separate fee charge and the full converted amount earns 4mpd. |
| Caveat | Unlike local Amaze transactions which incur a separate 1% fee coded as MCC 6540. |
Claim 6854 (user verified, risk: low)¶
When using Amaze linked to a Citi Rewards card for foreign currency transactions, Amaze converts the amount to SGD inclusive of its FX spread, and the entire SGD amount earns 4 mpd without a separate FCY fee transaction.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-04-08T04:32:12+00:00 |
| Last seen | 2026-04-08T04:32:12+00:00 |
| Observed result | Users confirm that FCY transactions via Amaze do not incur a separate fee transaction, and the total converted SGD amount earns 4 mpd. |
| Caveat | Amaze charges a 1% fee for local SGD transactions, which is billed separately. |
Claim 6851 (user verified, risk: low)¶
Amaze foreign currency (FCY) transactions do not incur a separate fee charge; the fee is baked into the exchange rate, and the entire converted SGD amount earns 4mpd when linked to the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-08T04:32:12+00:00 |
| Last seen | 2026-04-08T04:39:08+00:00 |
| Observed result | The entire converted SGD amount is billed as a single transaction and earns 4mpd. |
| Caveat | Subject to the usual $1,000 monthly cap on the Citi Rewards card. |
Claim 6848 (user verified, risk: low)¶
Amaze bakes its foreign currency conversion fee into the final SGD amount, and the entire amount earns 4 mpd when paired with the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-04-08T04:32:12+00:00 |
| Last seen | 2026-04-08T04:32:12+00:00 |
| Observed result | The full converted SGD amount (including FCY spread) earns 4 mpd and counts towards the $1,000 monthly cap. |
| Caveat | Amaze charges a separate 1% fee for local SGD transactions, which is billed separately. |
Claim 6872 (user verified, risk: low)¶
When using Amaze linked to Citi Rewards for FCY transactions, the FX markup is baked into the final SGD amount, and the entire billed amount earns 4mpd and counts towards the $1,000 monthly cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last seen | 2026-04-08T04:23:12+00:00 |
| Observed result | The entire SGD amount billed by Amaze, inclusive of the FX markup, earns 4mpd on Citi Rewards. |
Claim 7417 (user verified, risk: low)¶
Citi credits annual fee renewal miles/points at the same time the annual fee is charged to the statement, before the statement is actually paid.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-04-07T15:50:21+00:00 |
| Last seen | 2026-04-07T15:50:21+00:00 |
| Observed result | Users observed renewal points credited simultaneously with the annual fee charge, prior to payment. |
| Caveat | If you cancel the card after the points are credited but before paying the AF, the renewal points will likely be forfeited or clawed back. |
Claim 6949 (user verified, risk: low)¶
Citibank credits annual fee renewal points/miles at the same time the annual fee is charged to the statement, before the statement is actually paid.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citibank cards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points / Citi Miles |
| Devaluation risk | low |
| Last verified | 2026-04-07T15:50:21+00:00 |
| Last seen | 2026-04-07T15:50:21+00:00 |
| Observed result | Points are credited upon statement generation with the AF charge |
Claim 7414 (user verified, risk: medium)¶
Citi credits annual fee renewal miles before the annual fee payment is actually made, which can complicate card cancellation if the miles are transferred out early.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-04-07T14:47:13+00:00 |
| Last seen | 2026-04-07T14:47:13+00:00 |
| Observed result | Customer service confirmed renewal miles are credited before payment; users who transferred points out were unable to cancel the card without penalty. |
| Caveat | If points are transferred out before cancelling, you may be forced to pay the annual fee and keep the card for another year. |
Claim 7165 (risk: low)¶
Citi Rewards Mastercard earns 1 ThankYou Point (TYP) per $1 spent after exceeding the $1,000 monthly bonus cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 1 TYP per $1 |
| Devaluation risk | low |
| Last verified | 2026-04-07T02:18:07+00:00 |
| Last seen | 2026-04-07T02:18:07+00:00 |
| Public/official layer | 1 TYP per $1 after bonus cap |
Claim 7109 (risk: low)¶
The Citi Rewards Mastercard earns a base rate of 1 ThankYou Point (TYP) per $1 spent after exceeding the $1,000 monthly bonus cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | bank |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 1 TYP per $1 |
| Devaluation risk | low |
| Last seen | 2026-04-07T02:18:07+00:00 |
| Public/official layer | Earn rate after bonus cap is 1 TYP per $1 spent. |
Claim 7405 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard still earns rewards for MCC 8099, but incurs a fee (up to 1%) for SGD transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 8099 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Fees / surcharges | 0.5% or 1% fee from Amaze for SGD |
| Devaluation risk | low |
| Last verified | 2026-04-06T07:51:24+00:00 |
| Last seen | 2026-04-06T07:51:35+00:00 |
| Observed result | Rewards are still awarded for MCC 8099 via Amaze, subject to Amaze SGD fees. |
| Caveat | Amaze charges a fee for SGD transactions |
Claim 7292 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard earns rewards for MCC 8099 (Medical), though Amaze charges a 0.5% to 1% fee for SGD transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 8099 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Fees / surcharges | 0.5% to 1% Amaze fee for SGD |
| Devaluation risk | low |
| Last verified | 2026-04-06T07:51:24+00:00 |
| Last seen | 2026-04-06T07:51:35+00:00 |
| Observed result | Rewards are successfully credited for MCC 8099 via Amaze |
| Caveat | Amaze charges 0.5% to 1% fee for SGD transactions |
Claim 7761 (user verified, risk: low)¶
M1 telco bills earn 4 mpd when paid with the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | M1 |
| Card | Citi Rewards |
| MCC | 4814 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T10:52:01+00:00 |
| Last seen | 2026-04-04T10:52:01+00:00 |
| Observed result | M1 bills successfully earn 4 mpd. |
| Public/official layer | Online transactions earn 4 mpd unless excluded. |
Claim 7752 (user verified, risk: low)¶
M1 telco bills earn 4mpd when paid with the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | M1 |
| Card | Citi Rewards |
| MCC | 4814 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T10:52:01+00:00 |
| Last seen | 2026-04-04T10:52:01+00:00 |
| Observed result | User confirmed earning 4mpd on M1 bills with Citi Rewards. |
Claim 7701 (user verified, risk: low)¶
M1 telco bills earn 4mpd on the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | M1 |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-04-04T10:52:01+00:00 |
| Last seen | 2026-04-04T10:52:01+00:00 |
| Observed result | User confirmed M1 bills successfully earn 4mpd. |
Claim 7902 (user verified, risk: low)¶
The Citi Prestige Fourth Night Free (4NF) benefit can be used with free cancellation rates as long as the booking can be prepaid online.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-04-03T05:03:36+00:00 |
| Last seen | 2026-04-03T05:03:36+00:00 |
| Observed result | 4NF applied to free cancellation rate that was prepaid online |
| Caveat | Must be able to prepay online |
Claim 7983 (user verified, risk: low)¶
Osaka Metro contactless gantries code as MCC 4111 (Transit), which is excluded from Citi Rewards 10X points (earns 0.4 mpd) even when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Osaka Metro |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 4111 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-04-03T03:09:28+00:00 |
| Last seen | 2026-04-03T03:10:14+00:00 |
| Observed result | Transactions code as MCC 4111 and earn only 0.4 mpd. |
| Public/official layer | Citi Rewards excludes MCC 4111 from 10X points. |
| Caveat | Topping up Suica/Pasmo/ICOCA is recommended instead to earn 4 mpd. |
Claim 8047 (user verified, risk: low)¶
Citi credit card points history is not available on a per-transaction basis; users can only view the total monthly points credited or deducted in their statement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi cards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-04-02T14:16:22+00:00 |
| Last seen | 2026-04-02T14:16:22+00:00 |
| Observed result | Users can only see monthly points credit/deduction in the statement. |
Claim 8046 (user verified, risk: low)¶
Citibank does not provide a detailed transaction-level points history; cardholders can only view the consolidated monthly points credited or deducted in their statement.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Cards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points/Miles |
| Transfer partner | Citibank |
| Devaluation risk | low |
| Last verified | 2026-04-02T14:16:22+00:00 |
| Last seen | 2026-04-02T14:16:22+00:00 |
| Observed result | Only monthly points credit/deduction is visible in the statement. |
Claim 8193 (user verified, risk: low)¶
Citi Rewards paired with Amaze earns 4 mpd at physical Apple stores.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Apple |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2026-04-02T07:46:23+00:00 |
| Observed result | 4 mpd awarded when using Amaze at physical Apple store. |
| Public/official layer | Citi Rewards earns 4 mpd on online transactions. |
| Caveat | Must be paired with Amaze to convert the offline transaction to online. |
Claim 8178 (user verified, risk: low)¶
Citi Rewards paired with Amaze earns 4mpd at physical Apple stores
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Apple |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last seen | 2026-04-02T07:46:23+00:00 |
| Observed result | Earns 4mpd when using Amaze at physical store |
| Public/official layer | Citi Rewards earns 4mpd on online transactions |
| Caveat | Must be paired with Amaze to convert the offline transaction into an online one |
Claim 8169 (user verified, risk: low)¶
Citi Rewards paired with Amaze earns 4mpd at Apple physical stores by converting the offline transaction to online.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Apple |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-02T07:46:23+00:00 |
| Last seen | 2026-04-02T07:46:23+00:00 |
| Observed result | Earns 4mpd when paired with Amaze at physical stores. |
| Public/official layer | Citi Rewards earns 4mpd on online transactions, excluding travel. |
| Caveat | Must be paired with Amaze to convert to online spend. |
Claim 8371 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard successfully earns rewards for MCC 5499 (Convenience Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Convenience Stores |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5499 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-04-01T14:33:53+00:00 |
| Last seen | 2026-04-01T14:33:53+00:00 |
| Observed result | Transaction went through and earned rewards |
Claim 8360 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard can be used to earn bonus miles on MCC 5499 (Miscellaneous Food Stores - Convenience Stores).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Convenience Stores |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5499 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-04-01T14:33:53+00:00 |
| Last seen | 2026-04-01T14:33:53+00:00 |
| Observed result | User successfully paid with Amaze + CRMC for MCC 5499. |
Claim 8740 (user verified, risk: low)¶
Citi Rewards Mastercard annual fee can be automatically waived.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-31T06:55:41+00:00 |
| Last seen | 2026-03-31T06:55:41+00:00 |
| Observed result | User received an automatic annual fee waiver. |
Claim 8808 (user verified, risk: low)¶
Paying the annual fee for the Citi PremierMiles card awards 10,000 Citi Miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi PremierMiles |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Miles |
| Miles / points | 10,000 |
| Devaluation risk | low |
| Last verified | 2026-03-31T03:45:07+00:00 |
| Last seen | 2026-03-31T03:45:07+00:00 |
| Observed result | Users confirm paying the annual fee yields 10,000 miles |
| Public/official layer | Paying the annual fee awards 10,000 miles |
Claim 8804 (user verified, risk: low)¶
The annual fee for the Citi Prestige card is strictly non-waivable.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-03-31T03:44:13+00:00 |
| Last seen | 2026-03-31T03:44:13+00:00 |
| Observed result | Users confirm the annual fee cannot be waived |
| Public/official layer | Annual fee is strictly non-waivable |
Claim 8958 (user verified, risk: low)¶
General EV charging codes as MCC 5552 and earns 4mpd with Citi Rewards, while Shell Recharge codes as MCC 5541 (Petrol).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Shell Recharge |
| Card | Citi Rewards |
| MCC | 5552, 5541 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-03-30T15:06:18+00:00 |
| Last seen | 2026-03-30T15:06:18+00:00 |
| Observed result | Citi Rewards successfully earns 4mpd on general EV charging (MCC 5552). |
| Caveat | Shell Recharge coding as petrol (5541) may exclude it from certain online/shopping bonus categories. |
Claim 9162 (user verified, risk: low)¶
Citi Rewards points can still be converted to miles, contrary to rumors or AI-generated misinformation.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-30T02:43:48+00:00 |
| Last seen | 2026-03-30T02:43:48+00:00 |
| Observed result | User successfully converted points to miles. |
| Public/official layer | Citi Rewards points are convertible to miles. |
Claim 9206 (risk: low)¶
Agoda's 'Pay Later' option qualifies for Citi Miles hotel promotions because payment is still collected by Agoda, unlike 'Pay at hotel'.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | inferred |
| Merchant | Agoda |
| Card | Citi PremierMiles |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Miles |
| Devaluation risk | low |
| Last verified | 2026-03-29T23:51:52+00:00 |
| Last seen | 2026-03-29T23:51:52+00:00 |
| Observed result | Pay Later is processed by Agoda and qualifies. |
| Public/official layer | Payment must be pre-paid and received by Agoda. |
| Caveat | Check specific T&Cs as clauses may change by year. |
Claim 9370 (user verified, risk: low)¶
Citi Rewards card does not earn 4mpd on Grab PayLater or Shopee PayLater repayments, but earns 4mpd on Atome.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Grab/Shopee/Atome |
| Card | Citi Rewards |
| Route | Grab PayLater/Shopee PayLater/Atome |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-03-28T14:18:13+00:00 |
| Last seen | 2026-03-28T14:18:35+00:00 |
| Observed result | Users confirm no 4mpd for Grab or Shopee PayLater, but Atome works. |
Claim 9367 (user verified, risk: low)¶
Citi Rewards does not earn 4mpd for Grab PayLater or Shopee PayLater repayments, but it does earn 4mpd for Atome instalments.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Grab PayLater, Shopee PayLater, Atome |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-03-28T14:18:13+00:00 |
| Last seen | 2026-03-28T14:18:35+00:00 |
| Observed result | Users confirm no 4mpd for Grab/Shopee PayLater, but Atome works. |
| Caveat | Only Atome is reported to work for 4mpd among the mentioned BNPL services. |
Claim 9364 (user verified, risk: low)¶
Citi Rewards does not earn 4mpd for Grab PayLater or Shopee PayLater repayments, but earns 4mpd for Atome.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Grab/Shopee/Atome |
| Card | Citi Rewards |
| Route | Grab PayLater/Shopee PayLater/Atome |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-03-28T14:18:13+00:00 |
| Last seen | 2026-03-28T14:18:13+00:00 |
| Observed result | No 4mpd for Grab/Shopee PayLater, but 4mpd awarded for Atome. |
Claim 9361 (user verified, risk: low)¶
Citi Rewards earns 4mpd on Atome repayments, but does not earn 4mpd on Grab PayLater or Shopee PayLater.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Atome, Grab PayLater, Shopee PayLater |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-03-28T14:18:13+00:00 |
| Last seen | 2026-03-28T14:18:13+00:00 |
| Observed result | 4mpd awarded for Atome, but not for Grab/Shopee PayLater. |
Claim 9453 (user verified, risk: low)¶
Citi Prestige ThankYou points cannot be transferred to or pooled with another Citi card, such as the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou points |
| Devaluation risk | low |
| Last seen | 2026-03-28T09:58:03+00:00 |
| Observed result | Cannot transfer points between Citi Prestige and Citi Rewards. |
| Public/official layer | Citi points do not pool across different cards. |
Claim 9443 (user verified, risk: low)¶
Citi Prestige ThankYou points cannot be transferred or pooled with points from other Citi cards such as Citi Rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou points |
| Devaluation risk | low |
| Last verified | 2026-03-28T09:58:03+00:00 |
| Last seen | 2026-03-28T09:58:03+00:00 |
| Public/official layer | Citi points do not pool across different cards. |
Claim 9441 (user verified, risk: low)¶
Citi ThankYou points earned on the Citi Prestige card cannot be transferred or pooled with points from other Citi cards like the Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-28T09:58:03+00:00 |
| Last seen | 2026-03-28T09:58:03+00:00 |
| Observed result | User confirmed it is not possible to transfer points between Prestige and Rewards. |
| Public/official layer | Citi points do not pool across different cards. |
Claim 9425 (risk: low)¶
Citi Prestige ThankYou points cannot be transferred to or pooled with a Citi Rewards card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last seen | 2026-03-28T09:58:03+00:00 |
| Public/official layer | Citi ThankYou points earned on different card products generally cannot be pooled or transferred between them. |
Claim 9388 (risk: low)¶
Citi ThankYou points cannot be transferred between different Citi cards, such as from Citi Prestige to Citi Rewards.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-28T09:58:03+00:00 |
| Last seen | 2026-03-28T09:58:03+00:00 |
| Public/official layer | Citi points do not pool and cannot be transferred between cards. |
Claim 9505 (user verified, risk: medium)¶
Ryde transactions charged to the Citi Rewards Visa (CRV) card do not earn 10x points (4 mpd).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Ryde |
| Card | Citi Rewards Visa |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 10x points / 4 mpd |
| Devaluation risk | low |
| Last verified | 2026-03-28T03:48:26+00:00 |
| Last seen | 2026-03-28T03:48:26+00:00 |
| Observed result | No 10x points awarded for Ryde on CRV |
| Public/official layer | Citi Rewards earns 10x on online rides/transport depending on MCC |
| Caveat | Confirmed by Citi CSO; may differ from Citi Rewards Mastercard (CRMC) |
Claim 9419 (risk: low)¶
Citi Prestige ThankYou points cannot be transferred or pooled with Citi Rewards points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou points |
| Devaluation risk | low |
| Last verified | 2026-03-28 |
| Last seen | 2026-03-28T09:58:03+00:00 |
| Public/official layer | Citi points do not pool across different cards in Singapore. |
Claim 9691 (risk: low)¶
Citi Rewards Mastercard earns only the base 0.4 mpd (1 point per $1) on flight tickets, with no cap on this base earn rate.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Airlines/Flight tickets |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last seen | 2026-03-27T07:40:02+00:00 |
| Public/official layer | Travel categories are excluded from the 10X points (4 mpd) bonus on the Citi Rewards card. |
Claim 9689 (risk: low)¶
Citi Rewards Mastercard earns the base rate of 0.4 mpd (1 point per $1) with no cap for flight ticket bookings.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | flight tickets |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last seen | 2026-03-27T07:40:02+00:00 |
| Public/official layer | Travel transactions earn base points only. |
| Caveat | Travel is excluded from the 10X points category. |
Claim 9677 (user verified, risk: low)¶
Citi Rewards Mastercard earns only the base rate of 0.4 mpd (1 point per $1) on flight tickets, with no cap.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | inferred |
| Merchant | Airlines |
| Card | Citi Rewards Mastercard |
| MCC | Travel/Airlines |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last seen | 2026-03-27T07:40:02+00:00 |
| Observed result | Earns 1X point (0.4 mpd) uncapped. |
| Public/official layer | Travel transactions are excluded from 10X points earning on Citi Rewards. |
| Caveat | Travel is excluded from Citi Rewards 4mpd bonus categories. |
Claim 9881 (user verified, risk: low)¶
Amaze paired with Citi Rewards Mastercard earns 4mpd on overseas spend (capped at $1,000 SGD) by converting offline transactions to online, but DBS and UOB cards exclude Amaze transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Fees / surcharges | ~2% FCY fee on Amaze |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2026-03-26T11:08:14+00:00 |
| Last seen | 2026-03-26T11:08:14+00:00 |
| Observed result | Users successfully earn 4mpd with CRMC + Amaze, while DBS/UOB exclude it. |
| Public/official layer | Citi Rewards awards 4mpd on online transactions; Amaze converts offline spend to online. |
| Caveat | DBS and UOB cards do not award points for Amaze transactions. |
Claim 9872 (user verified, risk: low)¶
Citi Rewards Mastercard paired with Amaze earns 4mpd on overseas and offline spend, capped at $1,000 SGD per statement month, by converting physical transactions into online ones.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-03-26T10:37:44+00:00 |
| Last seen | 2026-03-26T10:37:44+00:00 |
| Observed result | Users confirm earning 4mpd via Amaze pairing. |
| Caveat | Capped at $1,000 SGD per month. |
Claim 9884 (user verified, risk: low)¶
Pairing Instarem Amaze with Citi Rewards Mastercard converts offline overseas spend into online transactions, earning 4 mpd (capped at $1,000 SGD per statement month) while incurring an Amaze FCY fee of approximately 2%.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Fees / surcharges | ~2% FCY fee |
| Sweet spot | yes |
| Devaluation risk | medium |
| Last verified | 2026-03-26T10:18:29+00:00 |
| Last seen | 2026-03-26T10:37:44+00:00 |
| Observed result | Users confirm earning 4 mpd on overseas spend via Amaze with ~2% FCY fee. |
| Caveat | Amaze charges ~2% FCY fee; capped at $1,000 SGD per month. |
Claim 10055 (risk: low)¶
CTC (Commonwealth Travel Corporation) online payments likely code as MCC 4722 (Travel Agencies), which is excluded from earning 4 mpd on the Citi Rewards Mastercard.
| Field | Value |
|---|---|
| Status | active |
| Confidence | medium |
| Source layer | inferred |
| Merchant | CTC |
| Card | Citi Rewards Mastercard |
| MCC | 4722 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-25 |
| Last seen | 2026-03-25T13:38:34+00:00 |
| Public/official layer | Citi Rewards excludes travel-related MCCs like 4722 from 4 mpd. |
| Caveat | Based on user inference of standard travel agency MCCs. |
Claim 10517 (user verified, risk: low)¶
The Citi Prestige card earns miles on payments made through CardUp and ipaymy.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | CardUp/ipaymy |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last seen | 2026-03-24T09:05:57+00:00 |
| Observed result | Miles awarded for CardUp and ipaymy transactions |
Claim 10738 (user verified, risk: low)¶
Citi Rewards points expire after 5 years and must be manually converted to miles before they expire.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Expiry rule | 5 years expiry, requires manual conversion |
| Devaluation risk | low |
| Last verified | 2026-03-23T12:21:20+00:00 |
| Last seen | 2026-03-23T12:21:20+00:00 |
| Observed result | Points will be forfeited if not manually converted before the 5-year mark. |
| Public/official layer | Citi Rewards points expire 60 months from account opening and require manual conversion. |
Claim 10733 (risk: low)¶
Citi Rewards points expire after 5 years and must be manually converted to miles before the 5-year mark to avoid forfeiture.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Expiry rule | Points expire after 5 years and require manual conversion to miles |
| Devaluation risk | low |
| Last seen | 2026-03-23T12:21:20+00:00 |
| Public/official layer | Citi ThankYou Points earned on Citi Rewards expire 60 months from earning. |
Claim 10721 (risk: low)¶
Citi Rewards points expire after 5 years and must be manually converted to miles before they are forfeited.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Expiry rule | 5 years expiry, manual conversion required |
| Devaluation risk | low |
| Last seen | 2026-03-23T12:21:20+00:00 |
| Public/official layer | Points expire after 5 years |
Claim 10935 (user verified, risk: low)¶
The Citi Prestige relationship bonus is credited and reflected on the statement in the month the annual fee is charged.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-23T05:22:21+00:00 |
| Last seen | 2026-03-23T05:22:21+00:00 |
| Observed result | Bonus appears on the statement during the annual fee charging month. |
Claim 10767 (user verified, risk: low)¶
The Citi Prestige relationship bonus is credited and visible on the credit card statement in the same month the annual fee is charged.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-23T05:22:21+00:00 |
| Last seen | 2026-03-23T05:22:21+00:00 |
| Observed result | Relationship bonus appears on the statement during the annual fee billing month. |
Claim 10766 (user verified, risk: low)¶
The Citi Prestige relationship bonus is credited and reflected on the statement in the same month that the annual fee is charged.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-23T05:22:21+00:00 |
| Last seen | 2026-03-23T05:22:21+00:00 |
| Observed result | Bonus appears on the statement during the annual fee charging month. |
Claim 10978 (user verified, risk: low)¶
Gogo Energy Shell transactions earn 4 mpd with the Citi Rewards Mastercard.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Shell |
| Card | Citi Rewards Mastercard |
| Route | Gogo Energy |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Fees / surcharges | 1.8% admin fee |
| Sweet spot | yes |
| Devaluation risk | low |
| Last verified | 2026-03-23T04:08:32+00:00 |
| Last seen | 2026-03-23T04:08:32+00:00 |
| Observed result | Earns 4 mpd |
| Caveat | Incurs a 1.8% admin fee |
Claim 11018 (user verified, risk: low)¶
The Citi Prestige relationship bonus ThankYou points are credited to the account around the same time the annual fee is charged.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2026-03-22T13:18:03+00:00 |
| Last seen | 2026-03-22T13:18:03+00:00 |
| Observed result | Users observed relationship bonus points posting to their statements concurrently with the annual fee. |
Claim 10974 (user verified, risk: low)¶
Citi Prestige relationship bonus points are credited around the time the annual fee is charged.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last seen | 2026-03-22T13:18:03+00:00 |
| Observed result | User received 25,796 relationship bonus points two days after the annual fee was charged. |
Claim 11016 (user verified, risk: low)¶
Citi PayAll transactions with the admin fee paid count towards the S$12,000 minimum spend requirement for the Citi Prestige limousine benefit.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | Citi PayAll |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Devaluation risk | low |
| Last verified | 2026-03-22T07:52:00+00:00 |
| Last seen | 2026-03-22T12:17:19+00:00 |
| Observed result | Users confirm fee-paying PayAll transactions count towards the 12k spend requirement. |
| Caveat | Must pay the PayAll admin fee for the spend to count. |
Claim 11019 (user verified, risk: low)¶
Citi Rewards Mastercard awards 4mpd for offline purchases on whitelisted MCCs when using Apple Pay
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Apple Pay |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4mpd |
| Devaluation risk | low |
| Last verified | 2026-03-22T03:21:26+00:00 |
| Last seen | 2026-03-22T03:24:08+00:00 |
| Observed result | 4mpd awarded when using Apple Pay for whitelisted offline MCCs |
| Public/official layer | Bonus points are awarded for offline purchases for certain MCCs |
| Caveat | Only applies to whitelisted MCCs as per T&C |
Claim 14759 (user verified, risk: low)¶
Citi Rewards Mastercard excludes travel categories, including hotels (MCC 7011), from earning 4 mpd bonus points, even when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hotels |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T13:15:52+00:00 |
| Observed result | No bonus points awarded for hotel transactions. |
| Public/official layer | Citi Rewards T&Cs exclude travel MCCs from 10X points. |
| Caveat | Travel category is explicitly excluded from Citi Rewards bonus points. |
Claim 14757 (user verified, risk: low)¶
Citi Rewards Mastercard excludes travel categories, including hotels (such as MCC 7011), from earning its 4 mpd bonus, even when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hotels |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T13:15:52+00:00 |
| Observed result | No bonus points awarded for hotel transactions |
| Public/official layer | Citi Rewards T&Cs exclude travel transactions from 10X points |
| Caveat | Travel category is explicitly excluded from Citi Rewards bonus points |
Claim 14751 (user verified, risk: low)¶
Citi Rewards Card excludes travel categories (including hotels under MCC 7011) from earning its 10x bonus points (4 mpd), even when the transaction is routed through Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hotels |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T13:15:52+00:00 |
| Observed result | Only 1x points (0.4 mpd) awarded for hotel transactions. |
| Public/official layer | Citi Rewards excludes travel agencies, hotels, and flight bookings from 10x points. |
| Caveat | Travel is a hard exclusion in Citi Rewards T&Cs. |
Claim 14365 (user verified, risk: low)¶
Citi Rewards Mastercard excludes travel categories, including hotels (MCC 7011), from earning the 10x points (4 mpd) bonus, even when paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Hotels |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last verified | 2024-12-27 |
| Last seen | 2024-12-27T13:15:52+00:00 |
| Observed result | No bonus points awarded for hotel transactions. |
| Public/official layer | Travel categories are explicitly excluded from Citi Rewards 10x points bonus. |
| Caveat | This applies to both direct bookings and bookings routed through Amaze. |
Claim 14258 (user verified, risk: low)¶
Citi Prestige points history is no longer viewable online; to verify if annual renewal bonus points have credited, check the credit card statement for the month the annual fee was posted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citibank |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last seen | 2024-11-30T03:12:47+00:00 |
| Observed result | Points history is unavailable, but renewal points are listed on the annual fee statement |
| Caveat | Points history tracking was previously available but has been removed. |
Claim 14264 (user verified, risk: low)¶
Citi Prestige points history is no longer viewable in the Citi app/portal, but users can verify renewal points by checking the credit card statement in the month the annual fee is posted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T03:12:47+00:00 |
| Observed result | Points history is unavailable, but renewal points are listed on the annual fee statement. |
| Caveat | Points history is no longer accessible via the online portal. |
Claim 14261 (user verified, risk: low)¶
Citi Prestige points history is no longer directly viewable in the app or portal, but annual renewal points can be verified by checking the credit card statement in the month the annual fee is posted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citibank |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T03:12:47+00:00 |
| Observed result | Points history is no longer visible, but renewal points show up on the statement of the annual fee month. |
| Caveat | Points history is no longer accessible via standard online banking channels. |
Claim 14253 (user verified, risk: low)¶
Citi Prestige points history is no longer directly viewable in the portal, but annual renewal points can be verified by checking the credit card statement for the month the annual fee was posted.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citibank |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T03:12:47+00:00 |
| Observed result | Points history is no longer accessible, but renewal points are listed as a line item on the annual fee statement. |
| Caveat | Points history is otherwise unavailable to view directly. |
Claim 14228 (user verified, risk: low)¶
Citi Rewards card excludes MCC 7311 (Advertising Services, such as Facebook Ads) from earning points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Facebook Ads |
| Card | Citi Rewards |
| MCC | 7311 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T05:58:18+00:00 |
| Observed result | Confirmed by customer service that MCC 7311 does not earn points |
| Public/official layer | MCC 7311 is excluded from rewards |
Claim 14215 (user verified, risk: low)¶
Citi Rewards Card does not earn bonus points (4 mpd) on MCC 7311 (Advertising Services), which includes Facebook Ads.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Facebook Ads |
| Card | Citi Rewards Card |
| MCC | 7311 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T05:58:18+00:00 |
| Observed result | Citibank confirmed MCC 7311 does not qualify for rewards |
| Public/official layer | MCC 7311 is excluded from Citi Rewards 10x points |
| Caveat | Confirmed by Citibank customer service that MCC 7311 is excluded from rewards |
Claim 14204 (user verified, risk: low)¶
Singtel website transactions code as MCC 4814 and earn bonus rewards with the Citi Rewards Mastercard directly without needing to route through Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Singtel |
| Card | Citi Rewards Mastercard |
| MCC | 4814 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T07:11:14+00:00 |
| Observed result | Users confirmed Singtel website payments code as MCC 4814 and work with Citi Rewards Mastercard directly. |
| Caveat | Must be paid via the Singtel website, not the Singtel app. |
Claim 14198 (user verified, risk: low)¶
Dining at Shangri-La's 'The Line' codes under MCC 7011 (Lodging/Hotels), which only earns 0.4 mpd on the Citi Rewards card paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | The Line (Shangri-La) |
| Card | Citi Rewards |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T08:34:59+00:00 |
| Observed result | Earned 0.4 mpd (base rate only) |
| Public/official layer | Citi Rewards excludes MCC 7011 from its 10X bonus points program. |
| Caveat | Hotel-hosted restaurants often code under the hotel's main lodging MCC, which is excluded from Citi Rewards' 10X points categories. |
Claim 14195 (user verified, risk: low)¶
Dining at hotel restaurants (such as Shangri-La's 'The Line') that code under MCC 7011 (Lodging/Hotels) only earns 0.4 mpd when paid using the Citi Rewards Card paired with Amaze.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Shangri-La The Line |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 7011 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 0.4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T08:34:59+00:00 |
| Observed result | Earned 0.4 mpd |
| Public/official layer | Citi Rewards excludes travel-related categories including MCC 7011 from its 10X points bonus |
| Caveat | Hotel restaurants coding under MCC 7011 are excluded from the Citi Rewards 4 mpd bonus |
Claim 14140 (user verified, risk: low)¶
When pairing Citi Rewards Mastercard with Amaze, Amaze has a local spending limit of S$1,000 per calendar month, while the card's bonus points cap is S$1,000 per statement month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T12:55:30+00:00 |
| Observed result | Amaze local transactions are capped at S$1k per calendar month, while CRMC bonus cap is S$1k per statement month. |
| Caveat | Amaze overseas spending is unlimited, but the card's statement month bonus cap still applies. |
Claim 14123 (user verified, risk: low)¶
The Citi Rewards Mastercard (CRMC) S$1,000 bonus cap resets by statement month, whereas the Amaze local spend cap of S$1,000 resets by calendar month.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T12:55:30+00:00 |
| Observed result | Amaze local S$1k on calendar month. CRMC S$1k on statement month. |
| Public/official layer | Citi Rewards monthly cap is based on statement month. Amaze local spend rewards cap is based on calendar month. |
| Caveat | Amaze overseas spend is unlimited. |
AXS: via AXS (exception, user verified, risk: low)¶
User reported that aXS transactions on the Citi Prestige card qualify for the S$12,000 limo spend clocking requirement, but do not qualify for the annual spending bonus and do not earn ThankYou points.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | AXS |
| Card | Citi Prestige |
| Route | AXS |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-30 |
| Last seen | 2024-11-30T14:37:38+00:00 |
| Observed result | AXS transactions qualify for limo clocking but not for annual spending bonus or points |
| Public/official layer | AXS transactions are generally excluded from rewards |
| Caveat | Does not earn ThankYou points or count towards the annual spending bonus |
Claim 14456 (user verified, risk: low)¶
Pairing the Amaze card with the Citi Rewards Mastercard for in-store purchases at Decathlon JB (Malaysia) successfully earns 4 mpd.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Decathlon JB |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-11-29T09:49:58+00:00 |
| Observed result | Earns 4 mpd |
| Caveat | Transactions are processed as online SGD via Amaze |
Claim 14498 (user verified, risk: low)¶
GrabPay and ShopeePay top-ups are excluded from the S$800 minimum spend requirement for the Citi Rewards Mastercard welcome bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Grab|Shopee |
| Card | Citi Rewards Mastercard |
| Route | GrabPay|ShopeePay |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi ThankYou Points |
| Miles / points | 40,000 points |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T07:29:02+00:00 |
| Observed result | Users confirmed top-ups do not count |
| Public/official layer | Wallet top-ups are typically excluded from qualifying spend in Citi's T&Cs |
| Caveat | Applies to the 40,000 bonus points welcome offer |
Claim 14497 (user verified, risk: low)¶
Top-ups to GrabPay or ShopeePay do not count towards the S$800 minimum spend requirement for the Citi Rewards Mastercard welcome bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Grab/Shopee |
| Card | Citi Rewards Mastercard |
| Route | GrabPay/ShopeePay |
| MCC | 6540 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 40,000 points |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T07:29:02+00:00 |
| Observed result | Users confirmed top-ups do not count towards the welcome offer spend. |
| Public/official layer | Prepaid card/wallet top-ups are excluded from qualifying spend. |
| Caveat | Prepaid account top-ups are standard exclusions for Citi sign-up promotions. |
Claim 14471 (user verified, risk: low)¶
Using the Amaze card linked to the Citi Rewards Mastercard for offline overseas retail purchases (such as Decathlon JB) successfully earns rewards/miles.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Decathlon JB |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T03:24:59+00:00 |
| Observed result | Earns miles/rewards on overseas retail |
Claim 14453 (user verified, risk: low)¶
Citibank strictly enforces the annual income requirement (S$120,000) for the Citi Prestige Card, making approval difficult for those earning below this threshold (e.g., S$100,000).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Devaluation risk | low |
| Last verified | 2024-11-29 |
| Last seen | 2024-11-29T07:00:55+00:00 |
| Observed result | Strict enforcement of income requirement |
| Public/official layer | S$120,000 annual income requirement |
| Caveat | Secured card options with fixed deposits may exist as an alternative |
Claim 14828 (user verified, risk: low)¶
Citi PayAll transactions do not count towards the S$1,000 monthly bonus spend cap for the Citi Rewards Mastercard.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Citi PayAll |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 10x points |
| Devaluation risk | low |
| Last seen | 2024-11-28T10:31:58+00:00 |
| Observed result | Does not contribute to the S$1,000 spend requirement |
| Public/official layer | Citi PayAll transactions are excluded from the qualifying spend for Citi Rewards 10x points |
| Caveat | Does not contribute to the S$1,000 spend requirement for 10x points |
Claim 14830 (user verified, risk: low)¶
YouTube Premium subscriptions paid via Amaze linked to the Citi Rewards Mastercard earn 4 mpd (10x points).
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | YouTube Premium |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5968 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last seen | 2024-11-28T09:02:57+00:00 |
| Observed result | Earned 10x points (4 mpd) |
| Caveat | UOB Preferred Platinum Visa (PPV) does not earn extra points for this transaction |
Claim 17066 (user verified, risk: low)¶
Using Instarem Amaze linked with Citi Rewards Card is a recommended route for spending in Johor Bahru (JB) to earn miles while avoiding high bank FX fees.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Johor Bahru spending |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T01:47:34+00:00 |
| Observed result | Recommended by users for JB spending |
| Caveat | Amaze converts FCY transactions to SGD, which typically codes as online spend on Citi Rewards. |
Merchant: via Citi PayAll (exception, user verified, risk: medium)¶
User reported that citi PayAll transactions split into monthly installments do not count towards the quarterly qualifying spend for the Citi Prestige limousine benefit, even if the service fee is paid. Only one-time Citi PayAll payments with a service fee qualify.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | Citi PayAll |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T02:27:52+00:00 |
| Observed result | CSO confirmed monthly installment PayAll payments (even with fees) are treated as installment loans and excluded from limo spend. |
| Public/official layer | Qualifying spend excludes installment loans and Citi PayAll transactions where no service fee is charged. |
| Caveat | Citibank classifies monthly PayAll installments as installment loans, which are excluded from qualifying spend. |
Merchant: via Citi PayAll (exception, user verified, risk: low)¶
User reported that citi PayAll payments split into monthly or recurring schedules do not count towards the Citi Prestige quarterly limo qualifying spend, even if the service fee is paid. Only one-time Citi PayAll payments with a fee are eligible.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Prestige |
| Route | Citi PayAll |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | Citi Points/Miles |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T02:27:52+00:00 |
| Observed result | CSO confirmed recurring/monthly PayAll payments are treated as installment loans and excluded from limo spend. |
| Public/official layer | Qualifying spend excludes installment loans and Citi PayAll transactions where no service fee is charged. |
| Caveat | Citibank classifies recurring PayAll payments as installment loans, which are excluded from qualifying spend. |
Claim 14851 (user verified, risk: low)¶
Citi TravelOne cardholders who call to request an annual fee waiver and are rejected may be offered a retention bonus of 10,000 miles for paying the annual fee.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | Citibank |
| Card | Citi TravelOne |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | miles |
| Transfer time | approx. 2 months (offered in August, posted in October) |
| Miles / points | 10,000 miles |
| Fees / surcharges | Requires paying the annual fee |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T06:51:02+00:00 |
| Observed result | Offered 10,000 miles for paying the annual fee after waiver rejection |
| Caveat | Offered upon rejection of annual fee waiver request |
Claim 14831 (user verified, risk: low)¶
YouTube Premium transactions code under MCC 5816 (Digital Goods: Games), which does not earn bonus points on the UOB Preferred Platinum Visa card, but successfully earns 4 mpd (10x points) when routed through Amaze paired with the Citi Rewards Mastercard.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | YouTube Premium |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| MCC | 5816 |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:17:13+00:00 |
| Observed result | Amaze + CRMC earns 4mpd; UOB PPV does not earn bonus points |
| Caveat | UOB Preferred Platinum Visa does not award bonus points for this MCC |
Merchant (exception, user verified, risk: low)¶
User reported that in-app payments (e.g., Shopee, ShopBack, FairPrice) using a saved Citi Rewards Mastercard directly qualify as online spend for 10x points (4 mpd), but paying via in-app Apple Pay does not.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:48:03+00:00 |
| Observed result | Direct in-app card payments earn 10x points, while Apple Pay in-app does not. |
| Public/official layer | Citi Rewards excludes mobile wallet transactions like Apple Pay from earning 10x points on online transactions, except where specifically whitelisted. |
| Caveat | Do not use Apple Pay in-app; enter or save the card details directly. |
Claim 14815 (user verified, risk: low)¶
Citi PayAll transactions do not count towards the S$1,000 monthly spend requirement needed to unlock the 10x points (4 mpd) bonus on the Citi Rewards Card.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Citi PayAll |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T10:31:58+00:00 |
| Observed result | Does not count towards the 1k spend for 10x points |
| Public/official layer | Citi PayAll transactions are excluded from the minimum spend criteria for retail promotions/caps unless specified |
| Caveat | PayAll spend is excluded from the minimum spend calculation for the bonus tier |
Claim 14814 (user verified, risk: low)¶
Citi Rewards Mastercard earns 4 mpd (10x points) for in-app payments (such as ShopBack, Shopee, or FairPrice) when card details are saved and charged directly, but using Apple Pay in-app will not qualify for the online bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Merchant | In-app merchants (ShopBack, Shopee, FairPrice) |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:48:03+00:00 |
| Observed result | Direct card entry/saved card works for 4 mpd, Apple Pay does not |
| Public/official layer | Apple Pay transactions are excluded from the Citi Rewards online bonus category |
| Caveat | Do not use Apple Pay for in-app payments to secure the online bonus |
Claim 14811 (user verified, risk: low)¶
In-app payments using saved card details on the Citi Rewards Mastercard earn the 10x points (4 mpd) online bonus, whereas paying via Apple Pay in-app is excluded from the bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:48:03+00:00 |
| Observed result | Direct card entry/saved card works, Apple Pay does not |
| Public/official layer | Mobile wallet transactions are excluded from the Citi Rewards 10x points online promotion |
| Caveat | Do not use Apple Pay or other mobile wallets for in-app payments if you want the online bonus |
Claim 14810 (user verified, risk: low)¶
The Citi Rewards Mastercard paired with Amaze continues to earn 4 mpd (10x points) on eligible online transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | medium |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T10:51:15+00:00 |
| Observed result | Earns 4 mpd |
| Public/official layer | 10x points on online transactions except mobile wallets and travel |
Merchant (exception, user verified, risk: low)¶
User reported that in-app payments using a saved Citi Rewards Mastercard (CRMC) qualify for 4 mpd (10x points) as online spend, but paying via in-app Apple Pay is excluded from the bonus.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards Mastercard |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T09:48:03+00:00 |
| Observed result | Direct in-app card payments earn 10x points, while Apple Pay does not |
| Public/official layer | Citi Rewards excludes mobile wallet transactions (like Apple Pay) from earning 10x points, but direct online card entry qualifies |
| Caveat | Avoid using Apple Pay in-app; enter or save card details directly in the app instead |
Claim 14802 (user verified, risk: low)¶
The Citi Rewards and Amaze card pairing continues to successfully earn 4 mpd on eligible online transactions.
| Field | Value |
|---|---|
| Status | active |
| Confidence | high |
| Source layer | user_reported |
| Card | Citi Rewards |
| Route | Amaze |
| Programme | Citi ThankYou Rewards |
| Programme type | bank_transfer |
| Points currency | ThankYou Points |
| Miles / points | 4 mpd |
| Devaluation risk | low |
| Last verified | 2024-11-28 |
| Last seen | 2024-11-28T10:51:15+00:00 |
| Observed result | Earns 4 mpd as of late 2024. |
| Caveat | Subject to Citi Rewards' online transaction exclusions (e.g., travel, mobile wallets). |
Only the first 120 claims are shown on this programme page.